Medibank Reviews 1,745

TrustScore 4.5 out of 5

4.3

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 1,639 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent service and the helpful, polite, and caring staff. Many people appreciate the ease with which pre-admission processes and paperwork are handled, and the clear communication received, often noting that financial and administrative aspects are well managed, making medical procedures less stressful. The company is often praised for covering a significant portion of expenses, with some customers only needing to pay an excess. However, some customers also noted issues with customer service, experiencing long wait times, misleading information, or unhelpful interactions with representatives. A few other people also felt that the claims process could be problematic, with some reporting difficulties in getting claims processed correctly or receiving unexpected charges.

What people talk about most

Service

Clients share positive opinions on service, often highlighting the helpful and efficient support received.... See more

Staff

Consumers find staff to be positive, highlighting their politeness, friendliness, and professionalism. Many... See more

Claim

Users describe ambiguous interactions with claim processing. While some customers report fast payments, easy... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers express frustration... See more

Payment

Customers had ambiguous experiences with payment. Many reviewers found the payment process easy, with some... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I received a great deal of help offered after my operation without having to reach out. I was given excellent care and service that I didn’t know that was available.

Company replied

Rated 4 out of 5 stars

we have not received a refund as yet from Medibank.. for Cataract surgery please do it ASAP… Carmel Perri

Company replied

Rated 4 out of 5 stars

Once I got through to the Medibank support line (it took over 3/4's of an hour), I was helped by a very friendly, and patient support staff member who went through all that I needed to know about an u... See more

Company replied

Rated 5 out of 5 stars

From the time I was admitted to the time of discharge, the whole experience at St Vincent Private Hospital Werribee was absolutely first class. All the pre admission appointments and paperwork was... See more

Company replied


Company details

  1. Health insurance agency
  2. Insurance agency
  3. Insurance broker
  4. Insurance company
  5. Life Insurance Agency
  6. Travel Insurance Company

Written by the company

We are a health company providing private health insurance and health services to millions of people across Australia. Everything we do is aimed at improving the health and wellbeing of Australians and helping people lead better quality lives.​​​​ Medibank has insured the health of Australians since 1976. Through our Medibank and ahm brands, we now look after the health of more than 4 million people. From prevention through to treatment and health management, Medibank is driving better health outcomes through our health services, health system advocacy and work in the community. With a large and diverse customer base, we are one of the most recognised brands in Australia. We are proud of the position of trust we have established and of our integral role in Australia’s health system. Our 2030 Vision is to create the best health and wellbeing for Australia. We connect people to a better quality of life in every moment. We create access, choice and control for everyone, and together lead change for a stronger health system. We have four values that influence everything we do. These values guide the way we interact with each other, the decisions we make and the way we serve our customers. Customer Obsessed: Their health, our passion. Show Heart: Show Heart. Care in every moment. Brilliance Together: We impact bigger. Break Boundaries: Reimagining what’s possible.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

2k reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars
Medibank logo

Reply from Medibank

Hi Barbara, thanks for taking the time to share your experience with us. We’re really glad to hear that visiting our Rockingham store and speaking face to face with our team helped make everything easier for you.

It’s great to know the staff member’s firsthand experience with the procedure provided reassurance and support. Thanks, -Ane

Rated 5 out of 5 stars

The Medibank Consierge

The lady I spoke to over the phone was lovely and gave me a lot of post hospitalisation information and advice to think about.

7 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Alan, Thanks for sharing your experience with us. We’re really pleased to hear that the team member you spoke with was kind and took the time to provide clear and helpful post hospitalisation information.

We appreciate you taking the time to leave this feedback. -Ane

Rated 5 out of 5 stars

All of the procedures went well

All of the procedures went well

6 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Stephen, Thanks for sharing your feedback. We’re really pleased to hear that everything went well with your procedures and appreciate you taking the time to let us know. -Ane

Rated 3 out of 5 stars

The refund amount is so little

The refund amount is so little. Even much much lesser than centrelink refund.

16 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Rina, thanks for sharing your feedback with us. We understand how disappointing it can be when a refund amount is lower than expected. Rebates and benefits can vary depending on the type of cover or claim involved.

We’d be happy to take a closer look and explain how your refund was calculated. If you’d like us to review this, please reach out to us here https://www.medibank.com.au/contact-us/. Thanks, -Ane

Rated 5 out of 5 stars

per-notifying Medibank Private of upcoming surgery

A call to them direct to notify them of my then upcoming surgery. Friendly, quick and a positive result.
I couldn't ask for anything more than that - very happy

30 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi there, thanks so much for sharing your experience with us. We’re really glad to hear that contacting us about your upcoming surgery was quick, friendly, and resulted in a positive outcome.

We appreciate your kind feedback and are happy you’re feeling pleased with the service. -Ane

Rated 5 out of 5 stars

Looked after very well and only had to…

Looked after very well and only had to pay$250.

30 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Sidney, thanks for sharing your feedback with us. We’re really pleased to hear that you felt well looked after and that everything went smoothly for you. It’s great to know you were happy with the overall outcome.

We appreciate you taking the time to leave this review. -Ane

Rated 5 out of 5 stars

Seamless process managed between the…

Seamless process managed between the hospital, the surgeon and MBP.

22 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Phillip, thanks for sharing your feedback. We’re really pleased to hear that the process between the hospital, your surgeon and Medibank was seamless. It’s great to know everything was coordinated smoothly for you.

We appreciate you taking the time to let us know about your experience. -Ane

Rated 4 out of 5 stars

Medibank provides a complete range of…

Medibank provides a complete range of services for those who are looking for medical and hospital cover their staff are well informed of the different options available the rebate you receive from the Federal government and can provide advice and assistance to ensure you have the cover you need but at the lowest price they will help you paying for things you will not need recommend things you may need to suit your needs both health wise and be within your budget so would highly recommend talking with this company to see if they can provide the same level of cover and be more affordable

5 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Peter, thank you for taking the time to share such detailed feedback. We’re really pleased to hear that you found our range of health and hospital cover options helpful and that our team was able to clearly explain rebates, costs, and cover choices.

It’s great to know the advice you received helped you find cover that suited both your health needs and budget. We appreciate your recommendation and your trust in Medibank. -Ane

Rated 5 out of 5 stars

Hassle free service

Hassle free service. All yhe services were conducted directly between providers and medibank.

28 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Susan, thanks for sharing your feedback. We’re really pleased to hear that your experience was hassle free and that everything was handled smoothly between your providers and Medibank. It’s great to know the process worked well for you.

We appreciate you taking the time to leave this review. -Ane

Rated 5 out of 5 stars

easy and efficient

29 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Weizi, thanks for your feedback — we’re really pleased to hear you found the process easy and efficient. -Ane

Rated 5 out of 5 stars

Pharmaceuticals Claims

Claims for Pharmaceuticals was simple

23 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Carol, thanks for sharing your feedback. We’re really pleased to hear that claiming for pharmaceuticals was simple and easy for you. We appreciate you taking the time to let us know. -Ane

Rated 2 out of 5 stars

Terrible chat / excessive wait times on phone

Terrible chat . Refused to give me their name. Unable to answer basic question. Wait time to phone excessive at over 60 mins. Regret moving to this organisation and will be changing back.
Unable to find out if covered for a procedure on APP and seem to have to phone to get a quote.
Makes for a very complicated and not user friendly service.

1 May 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Kim. Thank you for sharing your experience. I am sorry for the long wait times and for the difficulty you had using chat and the app. This is not the level of service we aim to provide. Our consultants should identify themselves and help with clear answers, including guidance on procedure cover and quotes. Please reach out through our official support channels so we can assist further. Our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards from Robin & the Medibank Team.

Rated 5 out of 5 stars

Easy to communicate with and covered my…

Easy to communicate with and covered my procedure cost

14 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Bel. Thank you for your review. I am pleased to hear that you have enjoyed our services. Have a wonderful day! Kind regards Robin.

Rated 5 out of 5 stars

too easy

it was as easy as producing a membership card and everything was followed through

20 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Anon. Thank you so much for the 5-star review, highlighting ease of use. Take care. Warm regards from Robin & the Medibank Team.

Rated 5 out of 5 stars

I felt like I was in safe hands and…

I felt like I was in safe hands and well looked after

12 March 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi John. Thank you for your kind feedback. We are really pleased to hear you felt safe and well looked after. This is exactly the experience we aim to provide. Your comments mean a lot to our team. Thanks again for taking the time to share, and the 5-Star review. Kind regards, Robin.

Rated 3 out of 5 stars

Out of pocket charges for specialist…

Out of pocket charges for specialist were high. (In hospital)Thought it would be covered by medibank.

20 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Dan. Thank you for sharing your feedback. I am sorry to hear about the higher out of pocket costs for your specialist while you were in hospital. We want members to feel clear and supported around costs. If you would like, we can review what happened and help explain the charges. Please reach out to us through our support channels so we can assist further. Our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards, Robin.

Rated 5 out of 5 stars

We made general enquire

We made general enquire. The lady who served us at Pacific Fair was knowledgeable, friendly and explained things to us clearly and politely. This is the kind of experience we often receive at Pacific Fair and Robina. Thank you Medibank GC.

29 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Ian. Thank you for your lovely feedback. We are glad to hear our consultant at Pacific Fair was knowledgeable, friendly and explained everything clearly. Thanks again for taking the time to let us know. Cheers - Robin.

Rated 1 out of 5 stars

Misleading its customers

I’ve been with Medibank for 6 years and kept my policy mainly for Medicare Levy Surcharge purposes, without making any claims. Unfortunately, my experience has been very poor.

I’ve been misled multiple times by staff with incorrect or false promises about policies and offers. Resolving issues is extremely frustrating, with long wait times and no clear solutions. I was also given misleading information about extras and pet insurance, and had to chase them just to cancel.

Overall, disappointing service, lack of transparency, and a lot of unnecessary hassle.

28 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Thank you for taking the time to share your feedback, Sam. We appreciate your loyalty over many years and I am sorry to hear about your experience and the frustration this has caused. This is not the service we aim to provide, especially for a long-standing member. We take concerns about transparency seriously and would appreciate the chance to review what happened. If you would like any assistance, our contact page is available here: https://www.medibank.com.au/contact-us/
Warm regards, Robin.

Rated 5 out of 5 stars

Good experience

Everything was handled very well. Good experience.

22 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Graeme. Thank you so much for your kind words. This feedback is extremely uplifting and we appreciate the 5-star review. Cheers from Robin and the team at Medibank. Have a wonderful day!

Rated 5 out of 5 stars

Service and staff

16 April 2026
Unprompted review
Medibank logo

Reply from Medibank

Hi Andrew. I am glad to hear that you are finding our services are meeting the standards you expect. Thank you so much for the exuberant 5-star review. Kind regards Robin.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look