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Ava Finance Reviews 2,591

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TrustScore 4.5 out of 5

4.7

Non-bank financial service
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Review summary

Created with AI, based on recent reviews

Looking at 670 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the app's user-friendliness and its effectiveness in helping them improve their credit scores, with many reporting significant increases. People appreciate the clear guidance, easy-to-understand interface, and the ability to track progress and receive helpful insights. However, some customers experienced issues with payments and subscriptions, including difficulties changing payment accounts and unexpected card number changes. A few also expressed dissatisfaction with the limitations on credit access despite being given a credit limit.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers praise the app's user-friendly... See more

Application

People report positive experiences with the app. Many customers praise its user-friendliness and ease of use,... See more

Payment

Reviewers mention ambiguous feedback about payment. While some customers praise the service for helping to... See more

Subscription

Reviewers highlight ambiguous aspects of subscription. While some customers appreciate the ability to put all... See more

Product

Consumers find the product to be positive, particularly praising its effectiveness in credit building. Many... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I’ve been using Ava now for a few months and my credit score has went up by 79 points. I’m honestly amazed by my results. I really love how user friendly the app is. The alerts and insights keep me on... See more

Rated 5 out of 5 stars

Since joining the Ava app, my credit score has increased by 147 points, and I honestly couldn’t be happier. Ava made it easy to understand what was hurting my credit and showed me clear, realistic s... See more

Rated 5 out of 5 stars

Ava Finance has been extremely helpful for rebuilding my credit. Since I started using the app, my score has increased by over 100 points. The guidance is clear, the interface is easy to understand,... See more

Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️ Amazing Experience with Ava Finance! I can’t say enough about how incredible my experience has been with Ava Finance. In just one week, my credit score jumped 137 points — something I n... See more

Company details

  1. Non-bank financial service
  2. Alternative Financial Services
  3. Credit Counselling Service
  4. Financial Institution
  5. Financial Planner

About Ava Finance

Written by the company

Ava is a fintech startup, founded by seasoned experts of the credit industry with the goal of helping people pay the lowest cost on their debt by building their credit easily with an automated credit building app.

We offer a host of credit-building products and debt management tools for as low as $6 a month.

We make a commitment in making our products accessible and affordable to our customers, along with providing all of our services with no interest, no hidden fees, and no hard credit checks.

Contact info

4.7

Excellent

TrustScore 4.5 out of 5

3K reviews

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Replied to 81% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

I started using ava and after 2 months…

I started using ava and after 2 months my score went up 100 points. Due to life happening my credit score dropped and on jan 9th it was 539 and today not even two months I sit at 637. I would recommend this app if you are looking to build or rebuild your credit. On my way to financial freedom… thanks Ava!

4 March 2026
Unprompted review
Rated 5 out of 5 stars

“Ava has been a great credit-building…

“Ava has been a great credit-building app! It’s easy to use, explains everything clearly, and helps me stay on track with improving my credit. I love how simple and stress-free the process is. Definitely recommend it to anyone trying to build or rebuild their credit!”

2 March 2026
Unprompted review
Rated 5 out of 5 stars

Ava finance allows me to be able to…

Ava finance allows me to be able to have more flexible options when Life moments happen. The app is very easy to use, including its user-friendly software if I could possibly give it a higher rating I would highly recommend this app.

2 March 2026
Unprompted review
Rated 5 out of 5 stars

Best Credit Building App

I wanted to make a change with my credit this upcoming year and I researched AVA and saw nothing but good reviews. I love this app. Its so refreshing that I started before my credit repair and 60 something points already. I can't wait to be in 700 club.

1 February 2026
Unprompted review
Rated 5 out of 5 stars

100 points up in two months

I was skeptical Ava would be able to substantially help my credit score. I was pretty desperate with a score in the 500’s. To my surprise my credit score jumped over 100 points in just two months with Ava! Thank you so much!

1 March 2026
Unprompted review
Rated 5 out of 5 stars

I really love using Ava!

I really love using Ava! For starters it’s so simple and easy to use. I enjoy paying for my subscriptions via one card and all of them are managed in one place! Then to have my credit score increasing based off of my subscriptions that I’m already using is a plus seriously. Since I’ve joined, my credit score has increased 90 points. No joke, all facts. Thanks so much Ava! You also get referral bonuses too so get linked in and sign up! You won’t be disappointed!

19 February 2026
Unprompted review
Rated 5 out of 5 stars

I am in awe of this app

I am in awe of this app! My score has jumped 111 points. Took me from the 500’s and knocking on the door of the 700’s club! Thank you AVA!!!

18 February 2026
Unprompted review

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