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Mercury Insurance Reviews 

393
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Evaluating 340 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, patient, and knowledgeable when explaining policy options and answering questions. People note that agents go the extra mile to provide smooth interactions and clear guidance without any pressure. Consumers also highlight that the insurance rates are very affordable and the online setup process is quick and efficient. Some reviewers were not happy with customer service, noting long hold times, ignored inquiries, or frustrating communication issues. A few people also mentioned unexpected rate increases upon renewal or complicated underwriting requirements during application processes.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their professionalism, efficiency, and... See more

Customer service

Reviewers highlight positive aspects of customer service, describing agents as helpful, informative, and... See more

Service

Reviewers mention positive feedback about service, highlighting prompt responses and efficient interactions... See more

Price

Clients share positive opinions on price, consistently noting that rates are among the most competitive... See more

User experience

Users describe positive interactions with user experience, finding the online process exceptionally simple... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Shane was incredibly kind and informative! He made me feel comfortable and I felt great after the call, like a sense of relief knowing I made this decision to keep myself and my family safe by choosin... See more

Company replied

Rated 5 out of 5 stars

Mercury prompt action in providing quote, No hold up for any information and promptly issuing the papers after payment. All interaction was done via phone and e-mail in very short time.

Rated 5 out of 5 stars

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact un... See more

Company replied

Rated 5 out of 5 stars

I wanted to find the same coverage I had for an auto policy at a lower cost. When talking to insurance agents I had my insurance policy in front of me, my odometer miles, driver license, and VIN. That... See more

Company replied


Company details

  1. Money & Insurance

About Mercury Insurance

Written by the company

Since 1962, Mercury Insurance has helped customers protect what matters most with affordable auto insurance and home insurance coverage. We offer car, homeowners, renters, and condo insurance with flexible options and competitive rates, making it easy to bundle policies and save.

Guided by our purpose to help people reduce risk and overcome unexpected events, we focus on delivering reliable protection and responsive support when it matters most. Our teams aim to provide a smooth and efficient claims experience, helping customers recover and move forward with confidence.

Mercury is known for offering affordable rates, customizable policies, and a wide range of discounts, helping customers maximize value without sacrificing coverage. Our financial strength is backed by an A rating from A.M. Best, along with industry recognition for insurance excellence.

Headquartered in Brea, California, Mercury Insurance serves customers across Arizona, California, Florida, Georgia, Illinois, New Jersey, New York, Nevada, Oklahoma, Texas, and Virginia through a network of independent agents, offering personalized guidance and coverage tailored to your needs.

Whether you’re looking for dependable auto insurance or coverage for your home, Mercury Insurance is committed to helping you protect what matters while getting more value for your insurance dollar. Not all products are available in every state.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

393 reviews

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4.4

All reviews

(393)

351 reviews in the last 12 months

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Rated 1 out of 5 stars

Terrible experience

Terrible experience. Policy cancellation took forever. Then had to wait for refund. Stay away!

3 August 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We're sorry to hear about the difficulties you experienced with your policy cancellation and refund. We would like to know more about delay for your refund. Please call us at (714) 671-4785 to provide your policy information and we can review what occurred.

Rated 3 out of 5 stars

Great Prices but Horrible Customer Service Experience

Has most competitive pricing for their insurance products which is why I have used them. However, they have recently messed up their customer service experience, over-relying on AI. I wanted to add homeowner's insurance to my automobile policy during business hours. Their virtual assistant texted me right away asking when a good time to call would be. I said, "right now," and got an immediate phone call. However, I was called by a bot, and after 20 minutes on hold, I gave up. Their hold line is this jazzy tune that becomes annoyingly repetitive after a few minutes--and 20 minutes to make a prospective customer wait? Yeah, that was enough for me to drop them completely.

31 July 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We would like to know more about your experience. Please call us at (714) 671-4785 so we can look into your issue.

Rated 1 out of 5 stars

Do not use Mercury. Ever

Worst insurance ever with no regard for accountability and fixing problems. Do not use mercury.
We had mercury for over a decade without any claims made at all. We had $480K in coverage plus dwelling A. Our roof got a bad leak when weather turned to rain at the start of the rainy season. These were heavy rains. We called insurance which was mercury at the time. They sent out an adjuster who saw the damage and mold growing and took pictures and even sent a crew out to dry the area and collect water with machines left in our home. This was the only claim we ever made and we were in good standing with mercury. They denied the claim. We contacted the california dept. Of insurance because we knew they made a bad faith claim. They sent us a threatening letter saying they will drop us if it isnt fixed, to which the dept of insurance told mercury they couldn't do that.
Then continued to send us letters telling us we needed to provide them proof our roof was fixed or they were going to drop us. We did not fix the roof, that was their job, that's why they were paid monthly to take care of obligations that arise, not steal money and then say they won't fix it.
We ended up with another insurance company that cares and they fixed our roof without raising our payment. Ao they fixed mercury's mess to begin with and on top of that they just showed the public that even if you pay them they will not honor a claim for repairs that is rightesously warranted and then will try to threaten you with letters as if we would care. You cant threaten a veteran household. So mercury, be grateful you still have a CEO after all the damage you cause to families and the people you've stolen from under insuramce loopholes.
We will still be looking into suing for damages including grief caused to our autistic son which will absolutely cost way more than just fixing our roof amd doing what was right to begin with. We've documented everything. Thank you for dropping us, it wasn't wise, but we're glad you were dumb enough to do it because someone in your chain of workers thought it was a wise thing to deny a claim, exercise a bad faith claim from your side and then threaten us expecting us to do the job to fix the very issue we pay to insurance to do when the problem arises. Its ok, youre special and don't understand. Seeking damages will be much more profitable for us. Have a good one mercury, ruining more family lives one season at a time nationwide.

12 November 2025
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

Mitch, we’re sorry to hear about your experience and understand how frustrating this situation felt for you and your family. We take concerns about claims handling seriously and regret that our process did not meet your expectations.

While we can’t discuss specific claim decisions in a public forum, we encourage you to contact our customer service or claims team directly so we can review the details and address any outstanding concerns. Your feedback has been noted and will be shared with the appropriate team.

We appreciate the time you took to share your experience.

Rated 5 out of 5 stars

Mercury In’s. Review

Hello,
Mercury In’s. is the best insurance company over all. From their professionalism, efficiency and communication skills. They pretty much made it easy for me and they worked and provided all information on quote. I got a better price on my policy with a lot better coverage. This was the perfect policy, everything was going right.
I appreciated it so much that I referred my mother to Mercury when her h/o policy was going to expire. She acquired H/O insurance through Mercury as well. Again, great coverage for a very fair price. We are happy!
Thank you Mercury for taking good care of us.

25 July 2026
Rated 1 out of 5 stars

Mercury has THE WORST customer service…

Mercury has THE WORST customer service I've ever seen in 54 years of driving as they won't cancel a policy over the phone--it ONLY can be done over a computer or by snail mail or Fax. IF you don't have access to a private computer or FAX machine DO NOT use Mercury.!! I don't have access to a FAX machine or a PC computer and have been trying to get my Renter's policy cancelled since March 23rd 2026.........its now July 27th 2026 and still Mercury hasn't cancelled my policy. 4 CS agents over the phone won't tell you that you must send in your cancellation request using email when originally notifing them in March (2 + months ahead of cancellation date). HORRIBLE customer service at this company..!! Beware and be informed..!!

27 July 2026
Unprompted review
Mercury Insurance logo

Reply from Mercury Insurance

We appreciate you sharing your experience and feedback regarding our policy cancellation process. For privacy and safety reasons we do require a written request to cancel. You can e-mail a request to Customerexperience@mercuryinsurance.com.

Rated 5 out of 5 stars

It was great to have a real human to…

It was great to have a real human to follow up with. I’m only 50 but I get so tired of the automated systems. There was some miss recorded information on my Carfax and the agent was able to contact underwriting and get it taken care of. She really went the extra mile. An automated system would’ve just looped me to infinity on that one.

26 July 2026
Mercury Insurance logo

Reply from Mercury Insurance

We're so glad to hear our team provided such excellent support! We understand how frustrating automated systems can be, and we're proud our agent went above and beyond to resolve the Carfax discrepancy for you. Your positive feedback truly means a lot to us.

Rated 5 out of 5 stars

Easy to do business with

Easy to work with, great follow-up, staff listened and help us get the bundled coverage we needed. Alicia who finalized our application and bound coverage was very efficient. John Dominguez at AIS did a great job setting things in motion for us.

25 July 2026
Rated 5 out of 5 stars

Soraya was AWESOME

Soraya was AWESOME! She answered all of my questions and checked in with me. It was an easy decision to switch insurance companies! The price point was great & the customer service was superb! Looking forward to working with Soraya & Mercury. Thank you.

24 July 2026
Mercury Insurance logo

Reply from Mercury Insurance

We are so happy to hear about your positive experience with our team! It's wonderful to know that our service made your decision easy and that you found our pricing great. We truly appreciate your kind words and look forward to continuing to work with you.

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