Minto Money Reviews 4,812

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Evaluating 326 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service, praising the staff for their helpfulness, patience, and professional approach. Many people appreciate the quick and easy process for obtaining funds, with deposits often made on the same day. The user experience is consistently described as straightforward and efficient, making the loan application process smooth. However, some customers also noted concerns regarding the high payment amounts and interest rates, with a few expressing confusion about how payments are applied to the principal. A small number of people also mentioned issues with payment processing or difficulties in understanding the payment structure.

What people talk about most

Payment

Customers consistently note positive experiences with payment, highlighting the speed and ease of accessing... See more

Service

Consumers find service to be positive, highlighting the professionalism, knowledge, and efficiency of the... See more

Staff

Reviewers highlight positive aspects of staff. Customers consistently praise the professionalism, knowledge,... See more

Customer service

Customers had positive experiences with customer service. Many reviewers highlighted the helpfulness and... See more

User experience

People report positive experiences with user experience. Customers consistently praise the ease and speed of... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My conversation with the young lady was very good. She was very patient and professional expressing. And explaining details about My offering and the company policy. I really appreciate your patient... See more

Company replied

Rated 5 out of 5 stars

Because you guys are so ON-THE-BALL!!!!! I loved your automatic deposit to my designated debit-card on file I have with you, that was very surprising....;) Keep doing what you're doing- It works :)

Company replied

Rated 5 out of 5 stars

Most ads embellish on their service. Everything advertised was true. It was an easy process. The information was straightforward. The money was deposited quickly into my bank account. I will tell... See more

Company replied

Rated 5 out of 5 stars

The two different operators in last two months were very helpful and friendly and patient and explaining what they can do and how. The last lady that I called in March to correct a mistake they made a... See more

Company replied


Company details

  1. Loan agency

Written by the company

At Minto Money, our goal is to make the loan process simple for those who need it. We help people get quick loans through our easy and convenient loan process. Once you’re approved, you can have your money as soon as the same day.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

5K reviews

5-star
4-star
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1-star

Replied to 100% of negative reviews

Typically replies within 24 hours

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Rated 5 out of 5 stars

I have been using minto money for close…

I have been using minto money for close to a year now; I could not be happier I found them. They have very reasonable rates. The loan process is easy to understand and streamlined; receiving funds by the end of the day. They have helped me immeasurably during a trying financial year. I will always be a loyal customer with them.

2 February 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Hello Shaniese! We are delighted to have you as a VIP customer of Minto Money. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at feedback@mintomoney.com or call us at (844) 446-4686. Thank you for choosing Minto Money as your preferred lender. We value your business and are committed to providing you with exceptional service.

Rated 5 out of 5 stars

The customer service representative was…

The customer service representative was courteous and respectful. I wasn’t sure what to do so he stayed on the phone with me to walk me through the process of obtaining the loan and he was sure to make my monthly payment affordable for my budget. Thank you!

29 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at feedback@mintomoney.com or by calling our dedicated customer service line at (844) 446-4686. Thank you again for choosing Minto Money and for being a valued customer. We look forward to serving you again soon!

Rated 5 out of 5 stars

Everybody really helpful

Everybody really helpful , they really try to work with you .

25 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for taking the time to leave this positive review. We appreciate your business.

Rated 1 out of 5 stars

CLASS ACTION TIME

CLASS ACTION TIME ! (and CLASS action time)

This company is the definition of usurious, in fact, they have been sued over 17 times in federal and state jurisdictions attempting to use the people of the Minto tribe of Alaska as a shield under 'sovereign immunity' laws regarding tribal activities. Don't fall for them, they are simply a vulturious, rapacious company feeding on the vulnerable, desperate, as well as the tribal citizens who they use to capriciously and cynically launder their image and legality.

My partner's bank account was drawn without consultation in an amount in excess of the communicated payment, being told that she was accumulating daily interest. FL, my jurisdiction, caps simple interest at 36% but this company and others like it use bs jargon and legalese to dance around these limit by incorporating unrelated charges under the purview of payments but avoiding the interest label.

There's a reason Jesus whipped all the money lenders out of the temple, y'all. This is blatant guillotine worthy usury, and the clearest distillation of the macroscopic capital machine. From the exploitation of the poor and native, to the shameless legal footwork, to being funded in part by the nepo-failson of an uncertified television fake doctor.

We gotta take 'class' action y'all

27 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Hi, thank you for reaching out. We would like to help, but unfortunately, we are unable to locate your account with the information provided. Please contact us at feedback@mintomoney.com or at (844) 446-4686 so that we can further assist you. Thank you.

Rated 5 out of 5 stars

I'm so happy I found them online

I'm so happy I found them online. They made my entire process easy. Janet helped me lower my by weekly payments. I recommend them for anyone that's short on cash.

26 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Hi! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at Minto Money, and we're grateful for the opportunity to serve you. Thank you again for your business!

Rated 5 out of 5 stars

They were there when I needed them

26 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Hi Angel, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!

Rated 5 out of 5 stars

Fast easy no issues.

Fast easy no issues.

23 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.

Rated 5 out of 5 stars

The gentleman who took care of me when…

The gentleman who took care of me when I called was wonderful no one finished my app process and yet he took care of it all he’s a keeper lol I’ve been through Minto a few times never rude nasty people love em

19 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at feedback@mintomoney.com or by calling our dedicated customer service line at (844) 446-4686. Thank you again for choosing Minto Money and for being a valued customer. We look forward to serving you again soon!

Rated 4 out of 5 stars

It came just as I received an Eviction…

It came just as I received an Eviction notice. I need much more money but to be approved for the $630 I received it made me so happy 😊 and joyful, it was like I can see part of the blue sky.
THANK YOU MintoMoney for helping me
Janet.

19 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Hi Janet, thank you for your review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!

Rated 5 out of 5 stars

Easy, fast, and trusting

Easy application process and very fast deposit into checking account. If only the monthly pay back is reasonable it would be a great experience.

19 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.

Rated 5 out of 5 stars

Great thank you

Great thank you

19 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for taking the time to leave this positive review. We appreciate your business.

Rated 5 out of 5 stars

Safe

Safe, easy verification and send funds same day! No matter if you’re score is low you might be able to get approved like I did, I trust and thank this secure company!

14 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for sharing your experience with us, Cynthia! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at feedback@mintomoney.com or at (844) 446-4686.

Rated 5 out of 5 stars

How willing they were to help?

I needed to change my payment date and how much I was paying and the person I was talking to which was a couple of them I should say took care of it with no problem

14 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.

Rated 5 out of 5 stars

Everything was fast and easy

Everything was fast and easy. And Great Customer Service.

12 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for your feedback Jimmy! We are proud of the dependable, quality service that we provide. It’s great to hear that you were fully satisfied with your experience with us! Thank you for being a Minto Money customer!

Rated 5 out of 5 stars

Thank you, Thank you…

After I was approved I blinked and the money was in my account. Thank you very much Minto.

10 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Hi Harlan, thank you for your five-star review! We're glad to hear our Customer Care was able to get you the funds you need. We know we will continue to earn your business. Thanks again!

Rated 5 out of 5 stars

Minto Money Reps

Minto Money representatives are very professional and they went that extra mile to help me to get this loan. Thank you so much!

10 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

We appreciate the time you took to share this review. We're happy to know that you found the level of professionalism exceptional. We appreciate your business.

Rated 5 out of 5 stars

Neo was a great help

Neo was a great help, he was resourceful, and made the payoff process fast. I appreciate his efforts.

8 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you so much for taking the time to leave us a five-star review! We are thrilled to hear that one of our customer care agents provided you with exceptional service. Receiving these types of reviews brightens our day! We want to make sure you are completely satisfied with your experience, so please don't hesitate to reach out to us if you have any questions or concerns. You can contact us at feedback@mintomoney.com or by calling our dedicated customer service line at (844) 446-4686. Thank you again for choosing Minto Money and for being a valued customer. We look forward to serving you again soon!

Rated 5 out of 5 stars

Best reliable company who will exceed…

Best reliable company who will exceed your expectations in your financial needs, and expedite funding!

John B.

5 January 2026
Unprompted review
Minto Money logo

Reply from Minto Money

Thank you for your review, John! We appreciate the feedback and look forward to the opportunity to serve you. Let us know if you have any questions at feedback@mintomoney.com or at (844) 446-4686.

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