Modak Makers Reviews 1,159

TrustScore 4.5 out of 5

4.4

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Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent customer service, highlighting the quick responses, helpful agents, and informative chat support. Many people appreciate the app's ease of use and its effectiveness in teaching children financial literacy, saving money, and managing their own funds. Consumers also enjoy the fun ways to earn money and the ability to track spending. However, some customers also noted issues with the product and payment processes. A few people experienced security concerns with their cards and expressed dissatisfaction with customer service in these instances, mentioning language barriers and slow resolution. Some users also found parts of the app confusing, encountered difficulties with funding methods, or faced delays in money transfers.

What people talk about most

Customer service

Reviewers highlight positive aspects of customer service, often praising the quick, helpful, and friendly... See more

Product

Customers had ambiguous experiences with product. Many reviewers praise the product as a great way to teach... See more

User experience

People report positive experiences with the user experience. Many reviewers find the app easy to use,... See more

Payment

Users describe ambiguous interactions with payment. While some customers appreciate the ease and speed of... See more

Application

Reviewers express high satisfaction with the app, praising its ease of use and effectiveness in helping... See more

Based on these reviews

Rated 4 out of 5 stars

So far I love it. My daughter does her chores more and if they are not done properly I can deny the payment of it . It's reaching her to take her time to make sure her chores are done properly. Just a... See more

Rated 4 out of 5 stars

I think Modak is a very good financial app for children. It has daily scratch-offs for MBX along with challenges. MBX is an in-game currency. You can exchange 100 MBX for $1, which is AWESOME if you... See more

Rated 4 out of 5 stars

Easy to use app. It’s helping my kids understand the value of money. Quick customer service with excellent agents. Would recommend

Rated 4 out of 5 stars

It’s an amazing company and card but I was trying to get a new card and it was kinda slow response but my helper was nice so it’s okay


Company details

Written by the company

Modak is a US-based platform leveraging the power of fintech, gamification, and community to empower kids to reach their full potential. We are founded with an audacious vision to enable kids and young adults to reach their full potential, regardless of their background. We pursue this mission by offering a gamified fintech and learning ecosystem - with teen cards, financial literacy, and other services. We build for scale and security using the best technologies and enrich the user experience with a thriving community that supports each other. Modak is trusted by over 30,000 families and growing by the day. We are one of the most well-funded early-stage startups, and we are grateful for the 5+ years of runway we have even in this market. Our investors include GGV Capital ($9.2Billion VC firm), Monashees, Maya Capital, Nazca VC, One VC, and 30+ leading angel investors and entrepreneurs across Silicon Valley and Latin America.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

1K reviews

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Rated 5 out of 5 stars

Quick and Easy

C was notably helpful and courteous, demonstrating promptness and politeness. Despite the question I posed not being of significant importance, she nevertheless took the time to respond to it.

11 November 2025
Unprompted review
Rated 5 out of 5 stars

Fast and Easy

Great concept. I love that I can see where my child spends their money. Fast, easy allowance and chore assignments. Will be happy when they enable the feature to pause and edit the reoccurring allowance option.

7 November 2025
Unprompted review
Rated 1 out of 5 stars

They block ur account and take 11+ days to resolve it leaving ur kid unable to use their money...

Oct 23, 2025 I tried putting my daughter birthday money on her card. 780.00 worth. It would only let me deposit 200.00 at a time - Seems like a way for them to get more money out of you... the 4th time I tried adding 180.00 and depositing 600.00 well it flagged it so I tried again and this time I got a fraud alert from my bank which I said it was me so they said to try it again. I did and now Modak has blocked my kids account for suspicious activity because I tried to deposit to much money into her account. That was the 23rd and as of today I am still fighting for them to unblock my kids account so she can use her birthday money but they keep saying its in review... Why the hell does it take 11+ days to review when I sent them all my info and a photo of my ID... The are refusing to close the account so I can go elsewhere. I feel like this is a scam card and they are just trying to hold her money and Im pissed... I've never heard of such a thing as being flagged and blocked for trying to put to much money into an account...

23 October 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

We’re really sorry for the trouble this may have caused 🙏🏻. Our systems are built to protect users from potential fraud or unauthorized activity, but we completely understand how this might’ve been frustrating for you and your family — that was never our intention 🩵.
Your Modak account is now active and running smoothly 🎉. If you’d still prefer to close it, no worries at all — we’ll gladly help transfer any remaining balance. That said, we’d truly love to keep supporting your family and continue providing a safe, positive financial experience for your child 🌟

Rated 5 out of 5 stars

So far so good

So far so good
It’s been really nice to give the kids their own cards to start learning! Customer service is great just wish they got the savings account part up and running

24 October 2025
Unprompted review
Rated 5 out of 5 stars

Very nice associate

Changing the address is a pain to do in my circumstance but getting new cards is relatively painless. It can be done through chat and Natalie was pleasure to chat with. Great card for kids though.

23 October 2025
Unprompted review
Rated 5 out of 5 stars

Needed to get my daughter’s card…

Needed to get my daughter’s card replaced as she lost hers. Was worried it would be a pain to replace but very easy. Just had to confirm identification through a few qs and it was done. Super informative chat and very helpful!

16 October 2025
Unprompted review
Rated 5 out of 5 stars

Satisfied Parent

I received my child’s new card so I went to activate and add funds to it. After that, I couldn’t send the funds to my daughter so I reached out to customer service via text and they responded quickly with greetings and a solution! I’m very pleased, thank you!

15 October 2025
Unprompted review
Rated 5 out of 5 stars

A must have for your family!

It May take a while (longer than the 10.days to receive your card) so dont be alarmed. Overall it is a great company. Customer service is excellent, they respond with promptness to all requests. I love that my children are able to have freedom with their debit cards to purchase things on shein, temu, and roblox ( they could not do this with their other debit card.)

13 October 2025
Unprompted review
Rated 1 out of 5 stars

Physical Cards Never Sent

I signed up both of my kids for a modak card in 2024. Back then they received physical cards right away and the experience was great. Then this year when Modak migrated to a different partner bank, we had to get new cards issued.

This is where the problems began. The first time I order replacement cards with the new bank, I waited over 6 weeks and they never arrived. I asked for new replacement cards, waited about another 4 weeks but they never arrived. The third time I ordered replacement cards, I was told the other cards didn’t arrive because there were some issues with delivering to addresses with apartment numbers. The customer service person I spoke with said they would make sure to include the apartment number. I waited about 4 weeks and the cards never came.

I contacted support AGAIN asking for replacement cards, now for the 4th time. I was told that they would be shipped and be to me within 10 business days. 10 business days passed so i contacted support again. They said to wait 5 more days. I waited 5 more days and the cards still haven’t arrived.

I contacted support AGAIN today asking for a 5th time for replacement cards for my kids. I asked that they be shipped with a tracking number and to provide the tracking number to me so I could follow the shipment details. I was told that wasn’t possible but that they could expedite shipping. I asked them to verify the shipping address. They sent me the address on file and it was correct, including apartment number. This will be STRIKE 5 (I shouldn’t have even given them a 4th or 5th chance) if the cards do not arrive. My kids have not been able to use the funds in their account with a physical card since the bank change earlier this year.

I am at a complete loss for why in any possible universe it would be so difficult for a company to send something as simple as this to the correct address. If the cards do not arrive this time I will be closing my kids accounts and suggesting that no one ever use Modak for any form of banking ever again.

26 September 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi JP,
We’re so sorry for the repeated frustration with receiving your kids’ cards — that’s not the experience we want for any Modak family. We identified the issue causing the delays and did expedited replacement cards with your correct address on file. They should arrive this week.
We’ll continue to monitor closely to make sure they reach you, and we’ll follow up directly with tracking details as soon as they are available. Thank you for your patience — and for giving us the chance to make this right for your family.
— The Modak Team

Rated 2 out of 5 stars

You cannot upload it to Google wallet

You cannot upload it to Google wallet. After 3 days customer service responded " yes we have technical issue with that". now weeks

30 August 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi, we’re really sorry for the frustration you’ve experienced with adding your card to Google Wallet. You’re right — this has taken longer to resolve than we expected. The issue is tied to loading new card designs into digital wallets, and our team is actively working with our partners on a fix, which we expect to be live within the week.

We know this has been inconvenient, and we’d like to make it right. As a small token of appreciation, we’d like to deposit a credit into your child’s Modak account. To do this securely, please email us at hi@modakmakers.com from the same email address you used to sign up with Modak, and we’ll process it right away.

In the meantime, your Modak card still works for purchases as usual, and we’ll keep you updated as soon as the Wallet fix is ready. Thank you so much for your patience and for being part of the Modak community.

– The Modak Team

Rated 1 out of 5 stars

Not good card for kids just go to green…

Not good card for kids just go to green light more legit

26 August 2025
Unprompted review
Modak Makers logo

Reply from Modak Makers

Hi there, we’re really sorry to hear that your experience with Modak hasn’t been what you expected.

That’s definitely not what we want for our users. Our goal is to make managing money simple, safe, and rewarding for kids and their families.

We’d love the chance to make this right and support you directly. Could you please reach out to us at hi@modakmakers.com? Our team will be happy to look into your case and help get things back on track.

We’re also very open to hearing feedback—if you’d be open to chatting with us in a quick interview, we’d love to learn more about your experience and how we can improve.

Thank you for giving us the opportunity to grow—we hope to show you the best of what Modak has to offer.

Modak Team

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