Everything went well, with no real holdups, and the finance deal was clearly explained. There were no hidden fees or anything like that. You have to do a security check that involves sending a video o... See more
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Company details
- #46 of 63 best companies in Car finance and loan company
- #81 of 169 best companies in Non-bank financial service
About MotoNovo Finance
Written by the company
Who we are
We help thousands of people just like you to fund their next car, van or motorcycle.
When you become our customer, you’re in safe hands. We’ve specialised in motor finance for over 40 years, and are recognised as one of the best car finance providers in the industry.
We’re part of the Aldermore Group, which includes Aldermore Bank plc. Aldermore offers a range of personal and business finance, and savings options.
What we do
We offer finance through trusted dealerships across the UK. Instead of you having to buy the vehicle outright, we purchase it from the dealer. Then you make monthly repayments to us over a set period of time.
Contact info
Two Central Square, CF10 1FS, Cardiff, United Kingdom
- 0333 200 0030
- info@motonovofinance.com
- motonovofinance.com
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After being refused on a number of…
After being refused on a number of occasions,I found the perfect car,did an eligibility check through the dealership,24hrs later everything agreed thanks to Motonovo.
Ease of access to finance.
Ease of access to finance.. Quick and thorough detail.. Great customer service
Easy and painless
I was shocked that they excepted me but in a good way. It was all sorted very quickly and without any hassle.
Very easy to apply for pretty…
Very easy to apply for pretty straightforward but highly recommend
May use AI-assist with repliesRead more
Absolutely appalling experience – significant stress and financial loss
Absolutely appalling experience – significant stress and financial loss
I would strongly advise anyone considering using this finance company to be extremely cautious.
I contacted them because I needed to sell my vehicle due to a change in circumstances and there would be a shortfall between the sale price and the finance settlement figure.
I specifically asked how this shortfall could be dealt with. Two separate members of staff told me that the vehicle could be sold and that I could set up a payment plan with them for the remaining shortfall. This was not just something said casually during one telephone conversation – I received the information from two different agents, it was documented during telephone calls, and I also have it confirmed in writing.
I therefore proceeded with the sale of my vehicle based on the information their own staff had provided.
They have now completely retracted this and simply told me that both agents were wrong and that they cannot offer the payment arrangement I was explicitly told I could have.
Despite acknowledging that their own staff provided incorrect information, they have offered no meaningful solution to the situation they have created.
As a direct result, my vehicle sale has been disrupted and I have had to find alternative finance at short notice to cover the shortfall. This has caused me significant stress, inconvenience and financial loss.
Customers should be able to rely on information provided by a regulated finance company, particularly when the same information has been provided independently by two members of staff and confirmed in writing. Simply saying afterwards that both agents were wrong does not undo the consequences of a customer having relied upon that information.
I have raised a formal complaint and expect all telephone calls, account notes and written correspondence to be reviewed as part of the investigation.
The complete lack of accountability and unwillingness to provide a solution after admitting their own agents gave me incorrect information has been shocking. Based on my experience, this has felt like dealing with a cowboy company rather than a professional finance provider.

Reply from MotoNovo Finance
Used motonovo finance previously had no…
Used motonovo finance previously had no issues all was good
Having used the company before
Having used the company before. It was a no brainer to apply again. Thank you
all good keep it up
Very understandable
Very understandable, helping to allay fears of customers. Your help in getting the faulty and not quality car issues resolved is appreciated and very much overwhelming
Very Poor Experience
Very Poor Experience
I’m extremely disappointed with MotoNovo Finance. The very first direct debit payment was completely messed up, which should be one of the simplest things for a finance company to get right.
When I contacted Financial Help for assistance, the service was equally frustrating. I found the support to be incompetent, unhelpful and lacking in clear communication. Instead of resolving the problem, I was left having to chase the matter and explain the situation repeatedly.
For a finance company, getting payments and direct debits right from the beginning is fundamental. Customers should not have to deal with unnecessary stress because of an error that is not their fault.
I would seriously reconsider using MotoNovo Finance and cannot recommend them based on my experience so far.

Reply from MotoNovo Finance
Simple and effective job done 👍💯
Very fast process!☺️
The Rep who organised it was excellent
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