I never knew this was even possible. I'm moving in deposit free and couldn't be happier! It's 2 weeks before Thanksgiving and the government has shutdown, paying the deposit would have made my Holiday... See more
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Obligo
Contact info
368 9th Ave Floor 6, 10001, New York City, United States
- support@myobligo.com
- myobligo.com
No recent history of asking for reviews
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Replied to 100% of negative reviews
Typically replies within 1 week
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Reestablishing
As of now, it's pretty great. It's made getting reestablished a lot less stressful and overall a sigh a relief.
This is something alot of rental…
This is something alot of rental properties should do defentily a very helpful thing
Very very helpful and easy to use
Game changer for moving
Game changer for moving. Allowed to save on out of pocket moving expenses. Easy process.
By far the best customer service in the industry!
For more than a year, our property management company has been using Obligo. Obligo's system has proven to be user-friendly and convenient for our customers to use; but more importantly, it has been convenient for us as well. Their service provides our customers with the option to utilize a security deposit alternative and issue their initial rental balances online, while also providing us with peace of mind that the funds are guaranteed. The best part is that our assigned Obligo representative, Reilly H., consistently delivers impeccable customer service. Reilly answers every question that arises within a few minutes. Reilly's response times are always so rapid that we are continually surprised. Her customer service is by far the best I have ever experienced from any business; I cannot emphasize this enough. As a result of our successful experience with Obligo, we have referred them to others in our industry and we will continue to do so. We look forward to continuing our business relationship with Obligo for many years to come.
Easy process and just in time
Easy process and just in time. After 28 years of marriage and the last year being really sick I’m starting over. Never heard of Obligo but all my friends know the name now.
Unreliable system that forces you to pay hefty fees
We had to use Obligo to pay for rent and deposit. The system offers two payment options, either payment through bank wire which is free or by credit card which entails a 2 to 3% fee. We wanted to avoid the fees since the amount was high and pay with a bank transfer but the system got stuck and we were in an endless loop of verifying our account, which we did over and over.
Upon contacting Obligo support, they said it was a technical issue and opened a ticket. We told them that we had to urgently make the payment or else we would lose the apartment as our leasing agent was getting impatient.
Obligo told us first that the problem would be fixed the same day, then they said it would be fixed the next morning and when we asked for a timeline, they just went silent.
We were eventually compelled into paying by credit card and had to pay close to 400$ because of their incompetence.
The worst part is that after Obligo ignored our question about when the problem would be solved, they sent us an email congratulating us on making the payment even though the problem we reported and for which a ticket was opened was never solved.
Bottom line, Obligo offers the option of payment for no fees but the system breaks down and they don't care. it's extorsion at its finest. Their support service seems to be managed by bots so you feel like you are talking to a wall. We were offered an apology for our "inconvenience" and were told that "We will definitely reflect on your feedback and this would help us to provide a better experience to renters and our partner landlords". I don't care, we lost almost 400$ because of your incompetence. If you can avoid Obligo when paying your deposit, do it.
UPDATE: Obligo reached out to us and refunded us the credit card fees in the form of a eGift card. It was done very quickly, we appreciated that.

Reply from Obligo
The process is quick and easy
The process is quick and easy. Honesty really didn't think it was going to work but it did and there is more then one option, they really try and get you set up.
Love it only had to pay under a hundred…
Love it only had to pay under a hundred for deposit
First time hearing about Oligo and I…
First time hearing about Oligo and I love it! The whole process was quick and easy to be approved. Came in very helpful at the right time!
Horrible scammy company that I will NOT…
Horrible scammy company that I will NOT use again. I used this company upon the referral of Common Living Inc., the property that I was moving into. An entire year after moving out of said property due to multiple issues, I was contacted by Obligo who stated that I owed them a security deposit. When I reached out to Obligo, they admitted that they had no record that I owed them anything but because Common Living told them I owed money, they had no choice but to accept their word. Even after I presented a court judgement against Common proving that not only did I not owe Common any money, but that they, in fact, owed me thousands of dollars in damages, Obligo stated that there was nothing they could do as they did not "want to get in the middle of anything" and they could only listen to the landlord when it came to matters such as these. For months I had to deal with calls and emails threatening to ruin my credit. They only went away when Common lost their appeal against me in small claims court.

Reply from Obligo
It was very easy and fast to get…
It was very easy and fast to get approved.
Very effective system and process for…
Very effective system and process for providing a lease down payment.
You all have blessed our move to our…
You all have blessed our move to our new home, thank you Obligo!
Was offered Oblingo as a option when getting my new apartment
Was offered Oblingo as a option when getting my apartment and I was approved instantly. Saved me so much money that I can now spend on necessities for my new home.
Effortless Onboarding and Professional Service
We have had the pleasure of using Obligo's services and we must say, their onboarding process is seamless. From start to finish, we are guided by their professional team who is attentive to our needs throughout the entire process. The interdependency of tasks is automated, making the whole process even smoother. As a result, we are pleasantly surprised by how easy it is to estimate the work required to have this process included on our end.
Although this might not be the case for everyone, Obligo's interweaving process works extremely well for us. Additionally, having a company that can provide tenants with options is always a plus. Overall, we are impressed with Obligo's service and highly recommend them
Easy & Painless
This was an easy experience. It was quick and very painless to handle.
FIRST TIME HEARING ABOUT OBLIGO AND I'M…
FIRST TIME HEARING ABOUT OBLIGO AND I'M GLAD. WITH MOVING ON A FIXED INCOME, IT WAS A BLESSING TO SAVE THE $ THAT I DID!!
Very easy to navigate and useful from a…
Very easy to navigate and useful from a financial standpoint.
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