National Bank of Canada Reviews 

212
•
TrustScore 1.5 out of 5

1.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 80 reviews, most reviewers were let down by their experience overall. Consumers frequently complain about abysmal customer support, mentioning endless phone holds, unreturned emails, and unhelpful staff who completely fail to resolve basic account issues. People also report severe delays with payments, lengthy money transfers, and ignored inquiries, leaving many feeling trapped and deeply frustrated with the institution. Though some customers had negative encounters, a few reviewers were happy with specific branch staff, praising professional mortgage advisors and polite employees. These individuals noted smooth transactions, good interest rates, and genuinely helpful assistance when dealing with particular managers at local branches.

What people talk about most

Customer service

Customers expressed deep dissatisfaction with customer service, reporting long phone hold times and... See more

Service

Reviewers express deep dissatisfaction and frustration regarding the service, citing long wait times,... See more

Staff

Users describe negative interactions with staff, reporting long wait times, unhelpful behavior, and a lack of... See more

Response time

Clients share negative opinions on response time, expressing deep frustration over endless hold periods and... See more

Payment

People report negative experiences with payment, highlighting frustration over unfulfilled interest... See more

Reviews shaping this summary

Rated 1 out of 5 stars

General mortgage questions were not willing to be answered. With no branch in town, decision is now to cancel all dealings with National Bank when renewal comes up and pay off total balance. We can ea... See more

Rated 1 out of 5 stars

One star is actually too high. I received a National Bank of Canada credit card statement for an account that I do not have and did not open. My first attempt to fix this resulted in an “I... See more

Rated 1 out of 5 stars

I was slightly annoyed by this institution taking more time out of my day when I opted to write this review, but then I realized I had more than enough time while on hold with 3+ of their departments... See more

Rated 1 out of 5 stars

Zero benefits, no coverage and premium yearly fees: Have been using their world elite Mastercard thinking I am covered under insurance. Absolutely nothing covered, their canassistance insurance cov... See more


1.4

Bad

TrustScore 1.5 out of 5

212 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

1.4

All reviews

(212)

85 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service, great rates

I have been NBC customer for over 7 years now. I have few mortgages with them. Always the best rates, the best customer service. Pleasure working them them. Maybe I just got lucky with my rep, but I have zero complaints.

20 August 2024
Unprompted review
Rated 1 out of 5 stars

4 hours phone call for one statement

Called investment department for a statement for 10times in two weeks. Costed me 4hrs I total. They finally sent me one with password, but the password they told me was wrong. I had to call again to get the correct password. What an inefficient working system! An bunch of nonprofessional staff without proper manner, wasting people’s time and money!

20 August 2024
Unprompted review
Rated 1 out of 5 stars

Too many hurdles to access our RESP

Terrible bank to deal with regarding our RESP. They have requested three different letters from the U.S. university that our daughter attends to release OUR money. We were told that they are only used to dealing with Canadian institutions. Not great advertisement for a so called legitimate bank. Stay away from this bank.

15 August 2024
Unprompted review
Rated 1 out of 5 stars

I'm a National Bank Customer close to…

I'm a National Bank Customer close to 40 years. August 1 2024 I called the National bank pickering branch and asked to speak to mortgage consultant and I was told the person was not in the branch and they took my telephone number and was told consultant will call me back. I didnt hear from the consultant for a week and I visited the pickering branch and said no one called I had asked to speak to mortgage consultant today its August 10th and no call. Terrible service to client of 40 years

1 August 2024
Unprompted review
Rated 1 out of 5 stars

Worst customer service ever

Worst customer service and banking experience ever. Different answers from each worker, insanely rude representatives, each one see milt more incompetent the the other.

I asked to import my vehicle with a lien on it to the states, was told no 100 times despite my contract saying I was allowed to do so.

Eventually the bank calls me and says “actually yes, we give you permission if you agree to X conditions via email”

I agree to the conditions via email and then the bank would not acknowledge that they had said they gave me permission. Each employee just played stupid, even when I sent them the email confirmation that they sent me.

I will never recommend this bank to anyone. It is the worst. I don’t even think it’s a real bank. I wish I had known before I financed through them. Worst mistake I’ve made in 15 years.

9 August 2024
Unprompted review
Rated 5 out of 5 stars

Great service

NATIONAL BANK Pickering branch. I had an issue with my bank account that was my own fault. The staff, on Monday July 29th were extremely helpful. They were professional, polite & kind. Most importantly they solved my problem.

29 July 2024
Unprompted review
Rated 1 out of 5 stars

Wish I could give a negative review

Wish I could give a negative review. I bank with all of the major banks in Canada without having any issues. I opened this account up so I could test them out, but I would personally advise, under my own opinion, anyone and EVERYONE to avoid these discriminatory criminals at all costs.

There is much reason why they are not considered “one of the big”. They are pathetic, customer service is rude and disrespectful, you cannot get any answers and they are incredibly racist and don’t follow their own quality commitment.

I’m a hearing impaired aboriginal and the customer service has treated me with great disrespect. Disrespect my disability as well as my ethnic background.

I have an issue with my account (given no detail), they say to call the number, call them, no help, call another one, no help, another one (please go into the branch that’s 50 minutes, one-way, away from your address), go into branch and the manager isn’t there and the normal clerks can’t help (after getting a translator to tag along with me and waiting in a 38 minute line up). Call again, no help. Reach out online for help and expediting my issue. No help. I’m glad I have money in all my other accounts, couldn’t imagine someone banker here and here only because they wouldn’t be eating, getting gas, or any basic necessities for (from my experience), over two weeks.

I won’t begin to review their discriminatory behaviour and the racism that I experienced here as someone of the Ojibway nation, but wow, disgusting.

26 June 2024
Unprompted review
Rated 1 out of 5 stars

Worst bank ever.

Worst bank ever.
Confirmed loan amount, rate of interest , down payment one day over "mail" next day says sorry we made calculation mistake. I wish the bank people were reading the reviews.
Would never recommend any one. Daily they will ask for your bank statement until they reject your application over some stupid reason. They should shut their business.

8 July 2024
Unprompted review
Rated 1 out of 5 stars

Stay away from this BANK scammer

Hi if i could give -5 ⭐️ for this bank i will do
Please simply i will said STAY AWAY from this NATIONAL BANK the Worse bank EVER
-STEAL money from your account with NO REASON
- COSTUMER SERVICE worse and they said different answears they are UNWARE what they said
NBC is simply SCAMMER👎

5 July 2024
Unprompted review
Rated 1 out of 5 stars

Account locked with no warning or info.

Went to make a payment only to find out I have no access to my accounts. I tried signing into the app and online portal only to find all my sign in info has been removed. Tried the 'forgot password' option only to be told my info cannot be verified. I call the customer service line and they tell me my accounts are locked and I need to call the security department. When I call, I am on hold for 2.5 hours with no answer. I call customer service again and they tell me there is no way for them to contact the secirity department and that I just need to wait on hold until someone answers. They also tell me that they have no information as to why my account has been locked and their supervisors cannot contact the department either.

Because of this I do not have access to my money to pay rent, car loan, or buy food.

22 June 2024
Unprompted review
Rated 1 out of 5 stars

Worst Bank for your Business

Business Account client here. This is by far the worst banking option in Canada. They're 10 years behind their competitors in terms of technology and their Customer service will give you a different answer to the same inquiry each time you call. Unacceptable!

8 June 2024
Unprompted review
Rated 1 out of 5 stars

We don't like National bank very much

We don't like this bank very much, because every time I call their customer service number, I have to wait a long time and listen to music for a long long long time!

Such a long time is very disadvantageous to the people who buy and sell stocks, because the changes of the stock market every minute are very big!

So when we encounter stocks falling desperately, and we happen to be unable to sell or other operations do not understand the need for timely customer service help, and no one answers the phone for a long time, that is really very sad, very bad!

So I sincerely hope that the customer service phone call of National Bank, especially the Chinese customer service phone, can be as good as the Chinese customer service of Direct Investing of RBC Bank!

At RBC Bank, when every time we call them when we encounter problems, and every time customer service answers the phone in time to solve all kinds of problems!

Hope National Bank improves it as soon as possible!

Thank for read my review!

17 June 2024
Unprompted review
Rated 1 out of 5 stars

Worst experience EVER!

I have had so many issues attempting to transact with this bank! The hours has horrible, especially if you you work a 9-5 job. so the branch is open BUT for advising only? Why? We the customers use banks for transactions. On top of that I have twice walked away from the tellers being denied access to my money. Customer service is not a consideration! Do not consider this bank!

30 May 2024
Unprompted review
Rated 1 out of 5 stars

I applied for two jobs most recently

I applied for two jobs most recently. A big waste and disappointment I have the skills and superior customer service plus etiquette. They didn’t took me shame for them. Your missing out on a great candidate. Your loss.

14 April 2024
Unprompted review
Rated 1 out of 5 stars

Worst institution I've delt with

Worst institution I've delt with, they messed up our mortgage, withdraws money without explanation and whenever they feel like, customer service representative have conflicting stories are very uncurtious and argumentative, disorganized, the left hand does not know what the right hand is doing.
An absolute nightmare to deal with

28 March 2024
Unprompted review
Rated 4 out of 5 stars

Want to acknowledge contribution of…

Want to acknowledge contribution of Mason Chang, NB Banking Advisor at 500 Hwy 7 Branch We came in with just the letter and debit card to activate at ABM, not only did he answer all our questions but also volunteered to guide us on online banking registry, certain tips and promos available in the bank to maximize the service with least amount of charges and fees. I went above and beyond what we needed for the visit. He is a true example that other NB colleagues should emulate.

28 February 2024
Unprompted review

Is this your company?

Claim your profile to access Trustpilot’s free business tools and connect with customers.

Get free account

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look