Nest Pensions Reviews 15,373

TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Considering 4,195 reviews, reviewers had a great experience with this company. Customers frequently highlight the ease and simplicity of the user experience, particularly when transferring pensions. Many people found the process straightforward and appreciated being kept informed throughout. The website is often described as excellent and easy to navigate, contributing to a smooth overall experience. However, some people were dissatisfied with the customer service, mentioning issues like unfulfilled promises of callbacks and difficulties in getting clear answers from call center staff, especially regarding payment timelines. A few other people also felt that the payment process was problematic, with some experiencing delays or incorrect transactions.

What people talk about most

User experience

Reviewers mention positive feedback about user experience, highlighting the ease and simplicity of various... See more

Service

Users describe ambiguous interactions with service. Many customers report positive experiences, highlighting... See more

Payment

People report ambiguous experiences with payment. Many customers found the transfer process simple and quick,... See more

Customer service

Consumers find customer service to be ambiguous. Many reviewers report extremely negative experiences, citing... See more

Website

Customers consistently note ambiguous experiences with the website. While some reviewers praise the... See more

Reviews shaping this summary

Rated 4 out of 5 stars

This pension is good far better than not invest at all. Investment strategy is diversified globally not just shares. Overall, the compounding has been good. However, the biggest complaint is t... See more

Company replied

Rated 4 out of 5 stars

I think it is ok, the fee's are quite expensive for each deposit and over time can eat into your returns quite significantly. I would like to see more fund options as well as you don't have much contr... See more

Company replied

Rated 4 out of 5 stars

Once i supplied nest with the information needed, i didnt have to do anything. Nest kept me updated with progress of transferring pensions to one account and now progressing with payment of said accou... See more

Company replied

Rated 5 out of 5 stars

All done on line with Nest Pensions. Very straight forward easy questions as long as you have all the necessary information at hand it doesn't take long. It's a great feeling when you're in control of... See more

Company replied


Company details

  1. #20 of 21 best companies in Pension fund

Written by the company

Nest was set up by the government to give every UK worker somewhere good to save after the introduction of auto enrolment. Since then, it’s grown to become the largest workplace pension scheme in the country with more than 13 million members. As a not-for-profit pension scheme, Nest doesn't answer to shareholders. It’s set up to serve its customers’ interests and aims to help millions of people enjoy a better retirement. Nest’s members benefit from an award-winning investment strategy and one of the most diversified DC portfolios in the industry. It practices responsible investment to help manage long-term growth and risk while also helping contribute towards the world its members want to live and retire in.


Contact info

4.1

Great

TrustScore 4 out of 5

15K reviews

5-star
4-star
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1-star

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Rated 1 out of 5 stars

Very inefficient and slow way of working

I tried to opt out of the pension scheme through the online chat but the customer service representative said they could not help me through that channel and that I had to ring their number. I then call the provided number and, reasonably quickly, I have been put through to a customer service representative. I must say that the customer service representative on the phone was lovely, efficient and great at providing information and advice on how to proceed to opt out, yet apparently she could not do so for me and transferred me back to the automated system so I could continue the process of opting out myself. From this point, I have been on the phone for an extra 15 minutes in order to do something as simple as opting out of the pension scheme. I can’t believe that the process was so long and bureaucratic. I would have done this myself online if Nest had not failed to send me the welcoming pack they kept saying in messages I would receive.

I am not surprised anymore that someone on the reviews above wrote that they were half expecting Nest to ask them to provide a blood or stool test next, during the process of opting out.

2 May 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Mimi,

I'm sorry the opt-out process was lengthy and that you didn't receive your welcome pack. We'll review the online chat and automated system to improve the process. Your feedback is valuable.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Absolutely awful experience trying get…

Absolutely awful experience trying get my pension out ,
It seems that the idea of a building society account is completely alien to the staff .
I keep getting the same message that I need to send more information,
Having sent a copy of the following ,a statement , passbook,driving license
But still get asked for more information I still do not know what information is required , just a standard letter
Perhaps they want my blood group and a stool sample

2 May 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Linda,

I apologise for what you’ve experienced.
I’ve escalated this with the relevant teams and them to follow this up with you directly, they will be in touch with you as soon as possible.

Thanks,
AJ, The Nest Team

Rated 5 out of 5 stars

Extremely easy to transfer

Whole process easy and quick. Peace of mind every thing in one place.

2 May 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Emma,

Thanks for taking the time to share your thoughts on how we’re doing.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Awful experience

Awful experience

2 May 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Joanne,

I'm sorry to hear about your experience.
If you’re still needing assistance, please get in touch with our customer service team and they will be able to look into this for you. They're available on 0300 020 0090, Monday to Sunday, 8am to 8pm.

Thanks,
AJ, The Nest Team

Rated 4 out of 5 stars

Grow your Nest

I like the nest pension and how it tries to help you, the only issue I have is every April , my payment doesn’t get taken and I have to do that month manually

4 April 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Andrew,

We're happy to hear that you like the pension and its helpfulness. We're sorry to hear about the payment issue you experience each April and will investigate this further to improve our service. Thanks for your feedback.

Thanks,
AJ, The Nest Team

Rated 4 out of 5 stars

Quick transfer

Quick transfer, sooner than expected and easy to transfer due to easy to follow intructions via website 😁

30 March 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Matthew,

It’s great to hear about your experience. 😊 We take pride at Nest in making things as easy as possible for our customers.

Thanks,
AJ, The Nest Team

Rated 3 out of 5 stars

Time

Why in our digital world does it take 6 days for the money paid in to reach our accounts .

29 April 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Kevin,

Thanks for your query. The 5 working days service level is a standard time period for a BACS payment to be processed and the funds cleared into the correct account. The funds could be processed more quickly, but the service level exists to manage customers expectations.

We are sorry for any inconvenience this may have caused you.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

Is this theft ?

I have been trying to withdraw my pension for weeks.
I have sent NUMEROUS copies of documents...seems they have no record.
I suggested maybe a cheque (it's a fairly small amount.)
But no we do not send cheques.
I get the distinct feeling that they just want to keep
my money !

And AGAIN you ask for more details....you are playing for time....just give me my money.
I fully intend to persuade you, is the next step to bring an action against you ???

And again still no money. This is fraud

1 May 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Robert. We regret you've had trouble withdrawing your pension. We appreciate you bringing this to our attention. When you’re taking money out, we need to follow the rules to help protect you from fraudsters and unexpected tax bills. This means the process can take a bit of time. We'll investigate the matter thoroughly to resolve it at earliest. We have requested the information. Please check message. Thanks OZ

Rated 5 out of 5 stars

It was easy and seemless

It was easy and seemless. Didn't need to call or do follow up reminders

27 March 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Peter. We're happy to hear that your experience was easy and seamless! Thank you for your positive feedback; we appreciate it a lot. Thanks, OZ

Rated 5 out of 5 stars

Pension Transfer into Nest

All done on line with Nest Pensions. Very straight forward easy questions as long as you have all the necessary information at hand it doesn't take long. It's a great feeling when you're in control of your money. Nest Pensions kept me informed during the process and let me know when the transfer in was all complete.

3 April 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Jay. We're happy to hear that the online process with Nest Pensions was straightforward and easy for you. It's great you felt in control of your money and were kept informed throughout the transfer. Thank you for your positive feedback. Thanks, OZ

Rated 1 out of 5 stars

Stay out of this company if you can..

Stay out of this company if you can...
My previous employer was using NEST for Pension Funds administration. Since I changed jobs, more than one year ago, I am trying to transfer my savings to the new Pension Fund administrator.
NEST has been doing everything they can to block this transfer. They keep on asking the same documents again and again, despite all was sent as per their request, even if it is known that they do not need those documents.
The way this company tries to block the transfer out is borderline with illegal activity. They the excuse that they are "protecting my savings" but, in reality, they are making everything complicated so I give up and leave my funds with them.
I strongly suggest you to stay away of this company...

UPDATE.
Based on the reply, it came clear that they are not even checking what they ask and what I've sent so far. All the documents have been sent as required, and they keep on asking THE SAME DOCUMENTS again and again. They do not seem to even read the replies to their communications.
As said, stay away from this company. They will make everything they can to stop you from moving to another Pension Fund.

30 April 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Alejandro. We appreciate you bringing this to our attention. We're sorry to hear about the difficulties you've experienced while trying to transfer your pension funds. We try to make transferring pensions as simple as possible. That said, we can’t skip any checks that are required under the anti-scam regulations that came into force in 2021.
We've shared the details with the relevant team and they will get in touch with you at earliest with an update on your request. Thanks, OZ

Rated 5 out of 5 stars

Transfer pension pot to Nest

Nest dealt with our transfer in very quickly and kept me informed of every step

9 March 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Teresa. We're glad your transfer was processed quickly. It's great to hear that we kept you informed throughout each step. Thanks for the positive feedback. Thanks, OZ

Rated 1 out of 5 stars

Unable to access information my pension…

Unable to access information my pension dashboard online.Phoned to report it and sent screenshot s to them as requested.You will hear from us in 7 working days they said .No one phoned.Got an email saying problem was resolved ( it wasn't) Phoned them to say so,had to explain the whole situation once again like they knew nothing about it.Asked to speak to a supervisor or manager .No one was available but someone will call you in 4 to 24 hours they told me (they didn't )
This morning got another email to say my issue was now resolved( it isn't)
Have put in a complaint but not hold much hope at this point.Will consider transferring to another provider as the customer service is extremely poor in my experience.Nobody seems able to take any responsibility.
Update, 20 hours after posting this review they ( Nest)requested further information from me on this platform and said they would get back to me " in 3 working days" No phone direct phone call to me.What concerns me is if I die before my wife she will get the same run a round customer service I have received trying to access my funds. Will have to consider transferring to another provider who has a better customer focused view.Very frustrating and disappointing.
Further update- put a formal complaint in and 48 hrs later got an email saying thank you for withdrawing your complaint ( I hadn't)
Unbelievable!

29 April 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Frank. We appreciate you taking the time to share your experience. We're sorry to hear about the difficulties you've faced accessing your pension dashboard and the lack of follow-up. We'll investigate this further and address the issues at earliest. We've request information, please check the message. Thanks, OZ

Rated 1 out of 5 stars

I honestly could not leave a lower…

I honestly could not leave a lower review if I tried.

This entire experience has been exhausting, stressful, disorganised, and completely lacking in empathy from start to finish. What makes it even worse is that this was all on behalf of my mother, who is of retirement age and simply wanted access to her own pension funds. A process we were told would take around two weeks dragged on for more than eight weeks, with constant chasing, little to no meaningful communication, and absolutely no sense that anyone genuinely cared about the impact this was having on her.

Had my mother been dealing with this alone, I genuinely believe it would have been near impossible for her to navigate. The lack of structure, accountability, and communication was staggering. Calls led nowhere, updates were vague or non-existent, and every interaction felt like we were being treated as an inconvenience rather than customers dealing with something deeply important and personal.

What became painfully clear throughout this process is that customer wellbeing means absolutely nothing here. There was no empathy, no urgency, no ownership, and no understanding whatsoever of the stress they were causing. As long as they can argue that they technically haven’t breached a guideline or internal timeframe in some small-print procedural sense, they simply do not care about the human impact of their failures.

The emotional strain this caused my mother was immense. Retirement should not involve weeks upon weeks of uncertainty, anxiety, and feeling powerless while trying to access your own money. Watching her worry while being repeatedly left without answers was infuriating.

Even after raising a formal complaint, the response was dismissive and defensive. Rather than acknowledging the distress and unacceptable handling of the situation, they chose to minimise it and suggest the complaint lacked substance. That response alone tells you everything you need to know about this company and its attitude towards the people it is supposed to support.

I would strongly urge absolutely anyone considering using this pension provider to think very carefully before doing so. There are countless alternatives out there, and I would recommend going to literally ANY OTHER pension provider before trusting this company with something as important as your retirement savings.

Truly one of the worst customer experiences I have ever encountered.

20 April 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi N.B,

We're sorry to hear about the difficulties your mother experienced accessing her pension funds and the stress this caused. We take your concerns seriously and will review the handling of this case to identify areas for improvement in our processes and communication.
If you’re still needing assistance, please get in touch with our customer service team and they will be able to look into this for you. They're available on 0300 020 0090, Monday to Sunday, 8am to 8pm.

Thanks,
AJ, The Nest Team

Rated 1 out of 5 stars

AWFUL…

Still waiting for my pension to be released since starting the process on 25th March, they have been sending all letters to old address, despite reading off my new address every time I called. Only found this out when recorded letter tracking number was sent and I tracked it myself and the address was the old one.... Absolutely shocking customer service.

29 April 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Suzie. We apologize for the delay in releasing your pension and the address issues. We appreciate you bringing this to our attention. We'll investigate what happened and work to correct it at earliest. We have request information so that we can look into the right account. Please check message. Thanks, OZ

Rated 5 out of 5 stars

I wanted to consolidate my pensions

I wanted to consolidate my pensions. The process was easy to follow, any problems there was help at hand if needed. So much better now all pensions are in one place.
Thank you Pension Team .

18 March 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Marie,

I’m pleased to hear about your experience. It sounds as though we might have done an even better job for you and we’ve taken note of your feedback.

Thanks,
ZA, The Nest Team

Rated 5 out of 5 stars

Everything was relatively straight…

Everything was relatively straight forward and easy to do with regard to transferring a pension balance from one company to nest all done online

29 April 2026
Nest Pensions logo

Reply from Nest Pensions

Hello there, we're happy to hear that the transfer process with Nest was straight forward. We appreciate you sharing your positive experience with us.

Thanks, ZA
The Nest Team

Rated 5 out of 5 stars

Hassle free

Website is user friendly and easy to navigate to find what you want, also transferring from other pensions to here was very simple and straight forward.

5 January 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Daniel,

We’re pleased to hear how easy you found navigating the website and how simple it was to transfer into your Nest pot. 😊 We take pride at Nest in making things as simple as possible for our customers.

Thanks,
AJ, The Nest Team

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