Just like other reviewers, if I could give a zero star, I would! They cover almost nothing and gladly steal your money each month. I called to cancel when I saw they charged me for another month (4... See more
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First Off...I would give netWell zero stars if it were possible. Secondly if you are thinking about using netWell DON'T....use the health insurance marketplace even if it seems expensive...it's not c... See more
Netwell has helped me navigate some challenging health issues the last couple years. Yes, we have to be mindful if a pre-auth is necessary or have the documentation to support why we went to the ER an... See more
Company replied
My initial impressions of Netwell have been excellent. Our contact, Kathy, has been incredibly thorough, professional and kind. It's been the complete opposite experience of what we had with our pre... See more
Company replied
Company details
Written by the company
netWell is a Health Care Sharing Ministry (HCSM) that treats its members like family. Our members share a common set of religious and ethical beliefs, contributing to and supporting each other’s eligible medical needs based on these values. We welcome anyone who aligns with our Statement of Religious and Ethical Beliefs to join our community.
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United States
- netwell.com
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Not an easy plan to understand
Update: Netwell called me and the nice gal helped me with all my questions. I appreciate she did this but boy it shouldn’t take leaving a review to get the answers.
Not an easy plan to understand. Hard to find answers to benefits. Pharmacy just left us hanging and no responses to phone calls. Was never contacted to why the pharmacy closed or what to do next.

Reply from netWell
This review is for Kathy!
This review is for Kathy, I can’t thank Kathy enough for always being there when my family and I needed assistance. Whether it was a small task or something more urgent, Kathy has consistently been a reliable, kind, and supportive presence. Her dedication to helping others is truly remarkable, and she has made such a positive difference in our lives. Her willingness to go above and beyond never goes unnoticed, and we are deeply grateful for everything she’s done for us. Kathy’s kindness, professionalism, and genuine care make her someone we trust and rely on without hesitation. Highly recommend!

Reply from netWell
No one returns calls
No one returns calls
Your reply.was not accurate. I left 2 messages on the Pharmacy line after the date I was told the conversion would be complete. Also after I was told to pay for my meds and submit for reimbursement. I gave up trying to get a response and chose instead to enjoy my holiday and deal with it after. I received a call today from someone who only wanted to tell me that the pharmacy conversion was complete and an email would be sent to me. Every time I tried to speak she over talked me and repeated the same thing. I invite you to listen to the recording of in face you record the calls. I got frustrated and hung up. She called back. This time I chose not to allow her to speak and explained to her how to de-escalate a call ....that means shut your mouth and listen.....but you couldn't shut your mouth all you wanted to do was shove what you had to say down my throat and be done with the call....yes my exact words...I encourage you to listen to that call as well. Not normally how I handle myself ot these types of situations but I'm frustrated as hell. Can't have my Dr. Send meds because I have no idea who to tell him to send them to! Here i sit......still no email with these supposed instructions/information and new RX card.

Reply from netWell
So far I haven't been able to use any…
So far I haven't been able to use any of the benefits. Providers can't find my number in your system

Reply from netWell
I have not had to use my insurance yet…
I have not had to use my insurance yet but the representative that helped me decide on which plan was right for me was very helpful, informative and friendly.

Reply from netWell
Issues from the start
When I signed up for my program, I was told I had my 3 surgeons on the list of participating doctors. I’m having a problem with doctors filing the paperwork for me. Pharmacy issues all the time. Cannot find the account information. Had to buy on my own and submit form for reimbursement

Reply from netWell
Stay away....theives
I usually don't leave reviews for poor service, but newtwll is over the top horrible and I would like to spread the word. I signed up with them on 11/5/24, and was told to expect my medical card in 5-7 business days. So i waited, no card, called and they said so sorry we'll send out....two weeks later no card...call agian they apologize and say they will send another...two more weeks I call back and they can't find me in their system, and I don't have insurance with them, but they took my money....complete scam, better not to have insurance they deal with these jokers.

Reply from netWell
Everything during the enrollment…
Everything during the enrollment happened as described.

Reply from netWell

Reply from netWell
I am a new member
I am a new member. My card has been charged for the entire year, and still nothing received as far as reading documents or cards. The email indicated that it would be sent out 5-10 business days. Nothing yet! I tried getting into the portal, incorrect everything! Spoke to two members, nothing! Told a supervisor will call, nothing yet! Yet they’ve been paid. If I do not receive anything to go on within the next few days, I’m going to have my card company investigate what’s going on. A big disappointment to me.

Reply from netWell
STAY AWAY. LIARS!
They don't disclose that you need to wait for 90 days in order to visit your doctors when you enroll to their health insurance.
Also, my son had severe pain in his leg, I called in advance and told them that his doctor would like him to go to an urgent care and do XRAY and blood tests.
Then I got $1150 medical bills that they do not want to pay, just lies and not being honest.

Reply from netWell
They lied when we got the policy we…
They lied when we got the policy we want our money back and we want the insurance cancelled. Don't understand why people lie.JoseJuan Hernandez

Reply from netWell
Worst company ever
Worst company ever . Gotta go to hell and back just to get my refund . They are horrible with incompetent agents . That all suck . Go somewhere else !

Reply from netWell
when taking out this policy( whatever…
when taking out this policy( whatever you call it) I was told that preventive care was covered, like mammograms etc. Not so. I may as well pay for the insurance. I'm only saving money so long as I don't have something major and then its a hassle. All you get when trying to find out info is THIS IS NOT INSURANCE.I guess a quick guide booklet on how to claim or how to go about using your services maybe helpful.

Reply from netWell
My credit card was changed by the bank…
My credit card was changed by the bank but they didn’t update it with you all. I got calls from Netwell ( per customer rep’s report) which were not listed as Netwell in the caller ID so I assumed they were spam and didn’t answer. It wasn’t until 3-4 months later that someone left an voicemail alerting me that my account was in arrears. I will be sure to call immediately if my card changes again but recommend that your team members leave a message when calling and not call without leaving one. Thanks.

Reply from netWell
Netwell has been such a HUGE blessing…
Netwell has been such a HUGE blessing for us. It has allowed us to have an affordable monthly payment to help us with our health care without breaking the bank. It's been huge for my husband, me, and our kiddos. Especially when we had our baby! The only thing I wish they helped cover was my visit to the ER for my Postpartum Depression visit. They don't cover anything with behavioral health, so that's a large bill we have to take care of. But they've been such a great help otherwise!!
EDIT: Thank you Netwell!! Your reply with information on Goodbill was fantastic to hear! They got in touch with us quicky. We truly appreciate how much you guys care and are so willing to help!!

Reply from netWell
I only had to submit one sharing…
I only had to submit one sharing request for XRays this year and it has been a really long time to get reimbursed. Services performed in July and I am still waiting for the funds.

Reply from netWell
Netwell is great for my family of 4
Netwell is great for my family of 4. They save us a lot of money compared to traditional health insurance and the customer service is excellent whenever we have questions. The pharmacy aspect is pretty broad in respect to generic medications offered and easy because they mail your prescriptions to you usually in 90 day supplies.

Reply from netWell
Had a doctor look at my shoulder at…
Had a doctor look at my shoulder at couple of years ago. Doctor recommended physical therapy and a steroid shot and if the problem persists to go back to the doctor. I went to PT and had my steroid shot. Shortly after this I was forced to change insurance, I chose netwell which none of my doctors at the time accepted. When I went to the new doctor for my shoulder as directed by my previous physician my visits were denied. To be honest this is the most trouble I have ever had with my health care. I'm afraid to go to the doctor since I don't know what they will cover and what they won't.

Reply from netWell
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