NewDay Reviews 11,332

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 1,178 reviews, reviewers had a great experience with this company. Many customers are highly satisfied with the service provided, finding it easy to use and consistently reliable. The application process is often described as straightforward, and the company offers helpful tools and guidance for managing credit, including regular credit limit increases for responsible payments. Reviewers frequently praise the customer service for being professional, understanding, and efficient in resolving queries, with many highlighting the helpfulness of the staff. However, some customers experienced issues with payment processing, including cards being regularly blocked or difficulties making payments, especially after changes in service providers. A few other people also felt that interest rates were high, and some reported unexpected changes to statement dates without prior warning, leading to payment shocks.

What people talk about most

Payment

Reviewers highlight ambiguous aspects of payment, with some customers reporting positive experiences such as... See more

Customer service

Customers had ambiguous experiences with customer service, with many reviewers praising the helpfulness and... See more

Service

Clients share positive opinions on service, with many reviewers praising the helpfulness and professionalism... See more

User experience

Users describe positive interactions with user experience, particularly praising the ease of use and... See more

Product

People report positive experiences with the product, with many expressing extreme satisfaction and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Overall, this is a strong credit card with generous credit limits, which makes it very useful for managing larger purchases and maintaining flexibility. However, the APR is on the higher side compared... See more

Company replied

Rated 4 out of 5 stars

I have found Aqua very helpful in guiding me towards better credit management. The rating calculator helps me clarify how small changes can make great changes for my personal credit rating. What I d... See more

Company replied

Rated 5 out of 5 stars

I love my Aqua Credit Card. It's pain free to apply and the customer service is faultless. I particularly like the fact that they don't just keep upping your credit limit, which can be tempting for so... See more

Company replied

Rated 5 out of 5 stars

Highly recommended!I have been using this credit card for years and I am extremely satisfied. I pay my balance regularly, and they increase my credit limit over time. There are no hidden fees or unexp... See more

Company replied


Company details

  1. #144 of 163 best companies in Non-bank financial service

Written by the company

At NewDay, our business is focused on a single, clear and defining purpose: to help people move forward with credit. We provide nearly 4 million customers with responsible access to credit, underpinned by best-in-class customer service and exceptional user experience.


Contact info

4.2

Great

TrustScore 4 out of 5

11k reviews

5-star
4-star
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1-star

Asks customers to review

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Rated 2 out of 5 stars

Customers service not that great

Customers service not that great - was trasnfered to the wrong department 4 times in succession. Also whoever coded there offer page should be shot as the calculations for transfers are totally inaccurate and have not been resolved despite raising this 5 times now over the last 18 months

1 May 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Phil, We’re sorry you’re having issues getting through to customer support teams. Please be assured that we have added significant additional resource to help the high volume of customers registering. Thank you for your patience. Best, Elan

Rated 5 out of 5 stars

Never had a problem!

I have never had a problem with Aqua, and when I have needed customer service it has been excellent!
The app is easy to use and helps knowing I can check the balance and purchases at any time

30 April 2026
NewDay logo

Reply from NewDay

Hi Gill, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 1 out of 5 stars

Gave up trying to speak with someone

I tried to contact to speak about an issue with their new Argos pay- 30 mins on phone - with send around in circles with their answering system unable to speak to someone- chat similar experience hanging on and no agent - extremely poor experience for someone new to this company- already missing the easy of the Argos system.

1 May 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Brendan, We’re sorry you’re having issues getting through to customer support teams. Please be assured that we have added significant additional resource to help the high volume of customers registering. Thank you for your patience. best, Elan

Rated 5 out of 5 stars

Thorough but easy to follow

Thorough but easy to follow. The response was timely too.

17 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi, Thank you for taking the time to leave us a review. We're excited to have you on board 😊 Thanks, Michelle.

Rated 4 out of 5 stars

Good costumer services handled in…

Good costumer services handled in question a professional manner very straightforward answer

29 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Misty, thank you for taking the time to leave us a kind review, we appreciate it! We are delighted to hear that you've had a good experience 😊 Thanks, Michelle.

Rated 5 out of 5 stars

Jane E

I telephoned and got straight through. I explained my queries, and it was dealt with efficiently and with these I would definitely recommend a credit card company to perspective public.

1 May 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Jane, thank you for taking the time to leave us a kind review, we appreciate it! 😊 Thanks, Michelle.

Rated 1 out of 5 stars

Reporting to the Financial Conduct Authority & Ombudsman.

Sorry to say that I will be reporting both Newday & Argos to the Financial Conduct Authority for the manner at which they transferred the Argos accounts. I specifically took out 12 month plans because I had the ability to pay chucks off those plans whenever I felt like it in a manner that avoided all interest. Since Argos sold their credit arm to Newday Newday have removed this ability & broken the terms that I entered in to.
It is disgraceful behaviour by both Argos & Newday.
The original credit agreements with Argos needs to be honoured, as does the ability to pay them off as & when chosen within the length of time entered in to.
Absolutely shocking & there is no excuse for it other than a money grab.

30 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi, thank you for sharing your review. I’m sorry to hear you’ve had difficulty with this. We value all feedback and are continuously working to improve our products and services. Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed. Thanks, Michelle.

Rated 5 out of 5 stars

The follow up communiction and easy of …

The follow up communiction and easy of interaction with customer service team
Feel my online transations are quicly processed and app give me full control.From application to service payment very clean transitions

29 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Damian, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 5 out of 5 stars

It was easy to contact newday with…

It was easy to contact newday with regards to my credit card. Chas was polite, friendly & resolved my query promptly & efficiently.

29 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Dawn, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 5 out of 5 stars

The card is simple to use and the…

The card is simple to use and the customer service behind the card is excellent

29 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi John, We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊 best, Elan

Rated 5 out of 5 stars

I'm a new customer but it's looking good.

I'm a new customer but everything is looking good, I've taken advantage of the current 0% promotion on balance transfers, and hopefully enhance my credit status, and progress with Marble in the future. The customer advisors are amongst the best I've come across in my considerable experience! Namedrop: 'Miah' and 'David' 👍

28 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Dave,

We do aim to provide a high level of customer service, so it is great to see you received this when contacting us. Thank you for taking the time to leave us a positive review 😊

Best,

Stephanie.

Rated 5 out of 5 stars

Very good and helpful staff there with…

Very good and helpful staff there with genuine payment holidays for who needs it the most and want to pay off balance with some interest. The interest rate is too high though. Credit Limit is high. I would have IG Trading (officially) as not a gambling and stock brokerage and should be a purchase please but that is at NewDays discretion. Application, payment and service has been outstanding. Thank you

29 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Martin,

Thank you for taking the time to leave us a positive review, we appreciate it! 😊

Best,

Stephanie.

Rated 1 out of 5 stars

Absolute tripe

Why on earth Argos have left us with this company is beyond me. I have three payment plans at present which until this week I have managed very well, I like to pay, usually weekly to whichever plan I choose to. I’ve always paid my BNPL plans early to avoid paying interest. I can’t do this now as NewDay have removed this facility. It’s not a big deal but I liked the old Argos app and the way I paid plans. The live chat is also crap! I hate this company already. I’m going to pay my balance off as quickly as possible and close my account, it’s a shame really because my first port of call for expensive electricals has always been Argos but not anymore and I’ve been an Argos customer for a lot of years.

28 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Kerry, thank you for sharing your review. I am very sorry to read that you have not had the experience that you expected with us. We value all feedback and are continuously working to improve our products and services. Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed. Thanks, Michelle.

Rated 1 out of 5 stars

after installing the new argos pay app…

after installing the new argos pay app im bombarded with text messages and mail to my private adress, bearing in mind i have not registered on this app or provided it with any personal details, still awaiting reply to the 2 emails sent to newday as to how they can presume to, know my emails and phone number,Exactly what information is this app extracting from my phone without consent,eh no il be calling nobody you seem already to have my email without consent so i suggest you use it to explain how an app that i have never given any personal details knows my number and personal email and in fact has communicated it to your company

28 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi there,

Thank you for sharing your review. I’m sorry to hear you've not had the experience that you expected with us on this occasion regarding communications. We value all feedback and are continuously working to improve our products and services. Please get in touch with NewDay’s dedicated team on 0333 240 8002, and they’ll be happy to discuss any concerns. The opening times are Monday to Friday 9am to 6pm, Saturday 9am to 4pm, Sunday – closed.

Kind regards,
Josh

Rated 1 out of 5 stars

Argos Pay - awful new service from Argps

Despite repeated attempts to register on new Argos Pay, transferring from the excellent Argos Card app, have still not received an ORN. Requested multiple times now but no email received. Phone lines at capacity so no chance of resolving. Disaster of a launch.

28 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Chris,

We’re sorry you’re experiencing issues receiving your ORN. Due to the high volume of online registrations, we have phased sending ORNs to customers between 27th and 28th April. We are aware that some customers have experienced a delay, but rest assured your ORN is on its way. Thank you for your patience.

Best,

Stephanie.

Rated 1 out of 5 stars

Total shambles

When argos closes for good ( the way they are going probably this time next year )The frank spencer inspired idea to scrap the popular and smooth running argos card system will quite likely be up there among the worst and stupidest ideas in history if not at the very top of the list. Theres always one clown sat in an office somewhere that thinks he /she knows what they are doing isnt there?.Received the letter with the orn code its useless - details not recognised - tried resetting it on the app - it says email sent - (it hasnt ) . Im not even going to attempt to ring them up i dont have 2 days to spare. Really glad i paid off my bill in full several months ago because i had a feeling something like this might happen.I have been an argos customer for nearly twenty years but will take my custom elsewhere now, Adios!

29 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi Adam,

We’re sorry you’re having issues accessing the app. We’re currently experiencing very high demand following launch, which may impact registration for some users. Please ensure your details match your letter/email exactly and try again. If you still need help, please get in touch. We appreciate your patience.

Best,

Stephanie.

Rated 4 out of 5 stars

Excellent service with a good…

Excellent service with a good communication network for customer feedback.

26 April 2026
Unprompted review
NewDay logo

Reply from NewDay

Hi,

Thank you for choosing us as your card provider. We're pleased to have you as our customer 😊

Best,

Stephanie.

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