OakNorth Bank Reviews 

21,005
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 4,106 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the remarkably straightforward online account opening process, noting how easily they can navigate the digital platform to manage their personal savings. Consumers also deeply appreciate the highly competitive interest rates offered on fixed-term accounts alongside remarkably smooth, secure, and completely hassle-free bank transfers. Though some reviewers noted frustrations regarding unexpected interest rate fluctuations or sudden drops shortly after opening their new accounts. A few other people also noted minor inconveniences regarding withdrawal processing times, reliance on third-party verification systems, or the completely online account documentation.

What people talk about most

User experience

Reviewers highlight positive aspects of user experience, praising the straightforward and quick online... See more

Website

Users describe positive interactions with the website, highlighting an efficient and straightforward online... See more

Price

Reviewers mention positive feedback about price, consistently highlighting competitive interest rates and... See more

Service

Customers consistently note positive experiences with service, describing it as efficient, reliable, and... See more

Value for money

People report positive experiences with value for money, consistently highlighting great interest rates and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have used OakNorth before super easy to set up on line, when savings mature clear simple instructions with interest and when your funds are going transferred to your nominated account . No compl... See more

Company replied

Rated 5 out of 5 stars

I opened a Fixed rate cash ISA and was pleased with the account rate. It was for a transfer from another provider which had not matured. Whilst waiting for the maturity period to end the product rat... See more

Company replied

Rated 5 out of 5 stars

Already had a fixed rate ISA with OakNorth and was unsure whether I qualified to open another. I asked the question and was assured that it wasn't a problem and the account was set up the following da... See more

Company replied

Rated 5 out of 5 stars

I really love the OakNorth app.... One of my absolute favourites. Being able to see accounts, balances, interest payable at maturity, time showing how long it has been active and time to maturity is a... See more

Company replied


Company details

  1. #2 of 51 best companies in Bank
  2. #28 of 104 best companies in Financial Institution
  3. #2 of 4 best companies in Private Sector Bank
  4. #3 of 19 best companies in Savings Bank

About OakNorth Bank

Written by the company

Founded in 2015 by entrepreneurs, OakNorth is a digital bank focused on empowering scaling businesses with £1m-£100m in turnover that are often overlooked by traditional banks. Through fast, flexible debt finance, OakNorth has injected over £11bn into UK and US communities, supporting growth across diverse sectors, including healthcare, hospitality, manufacturing, property development, and more. OakNorth also offers tailored business banking solutions, including current accounts and savings vaults, designed to help businesses scale at speed. For personal savers, the bank provides competitive savings accounts, enabling customers to achieve their financial goals while contributing to the growth of UK entrepreneurs and high-growth businesses. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Visit www.oaknorth.co.uk for more information.

Contact info

4.8

Excellent

TrustScore 5 out of 5

21k reviews

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4.8

All reviews

(21,005)

3,960 reviews in the last 12 months

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Rated 5 out of 5 stars

All good 👍 keep the rates competitive…

All good 👍 keep the rates competitive no issues.
Would recommend using them.

21 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that you found our rates competitive and had no issues. We truly appreciate your recommendation and positive feedback!

Rated 5 out of 5 stars

Clear easy to navigate website

Clear easy to navigate website, good communication via email with updates regarding all aspects of accounts.

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're delighted to hear that you found our website clear and easy to navigate. We also appreciate your kind words about our communication and updates.

Rated 4 out of 5 stars

There were no issues setting up the…

There were no issues setting up the account. All went fine.

21 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so glad to hear that everything went smoothly with your account setup and that you had a positive experience. Thank you for your feedback!

Rated 5 out of 5 stars

Would highly recommend

Really easy website to navigate. I transferred an ISA into Oaknorth and the whole process was really quick and I was kept informed of the progress throughout. Would highly recommend

21 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear you found our website easy to navigate and that your ISA transfer was quick and that you were kept informed throughout the process. Thank you for your recommendation!

Rated 5 out of 5 stars

Solid bank for saving accounts

I have been using OakNorth bank for many years now. Their saving accounts are generally very good and sometimes one of the best in the market.

Very easy to set up accounts and keep track of savings and interest. They are very clear about what you will get.

I recently had an issue with one of my accounts without even knowing. OakNorth contacted me proactively and even offered a goodwill for their mistake without me even demanding anything. When I called them later to make sure the issue is resolved, they confirmed it was within 2 minutes! Other banks would take at least 15 minutes from the moment they pick up the phone. This is a great example of how customers should be treated contrary to what high street banks do.

Honestly, if you want a solid savings account without seemlinglessly endless phone calls, then this is one of the banks to consider.

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

Thank you for your feedback. We’re delighted to hear that you have continued to have a positive experience with OakNorth over the years and that you have found our savings accounts easy to manage and our team helpful. We’re also pleased that we were able to contact you regarding the issue with your ISA transfer and provide support. A new transfer request was received from your ISA provider and was processed successfully, with your funds transferred as requested. We really appreciate you taking the time to share your experience

Rated 4 out of 5 stars

It was easy to use

21 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that you found our product easy to use. Your positive feedback is greatly appreciated!

Rated 5 out of 5 stars

New Account

Clear information, easy to follow process to open new account

14 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that the information was clear and that you found the process to open your new account easy to follow. Thank you for your positive feedback!

Rated 5 out of 5 stars

Easy to set up

Easy to set up
Easy app to use
You can see the intrest daily which is really good

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear you found the setup easy and our app simple to use. It's great to know you appreciate being able to see your interest daily!

Rated 5 out of 5 stars

Good rates easy IT

Good rates easy IT. Very easy to use and underdtand

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

Thanks for your review. We're delighted to hear you're enjoying your experience with us!

Rated 5 out of 5 stars

Efficient

Efficient, quick and easy.

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

Thanks for your review. We're delighted to hear you're enjoying your experience with us!

Rated 5 out of 5 stars

The website was very intuitive and…

The website was very intuitive and enabled me to spread my investment where I wanted to split. Also with a competitive interest rate.

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're delighted to hear that you found our website intuitive and that you were able to manage your investment as you wished. We're also pleased that you found our interest rates competitive. Thank you for your positive feedback!

Rated 5 out of 5 stars

Easy online banking

Easy online banking

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

Thank you for your feedback! We're pleased to hear you found the Online Banking platform easy to use and had a positive experience.

Rated 5 out of 5 stars

Great app easy to navigate

Great app easy to navigate

20 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so glad to hear that you find our app great and easy to navigate! Thank you for taking the time to share your positive feedback; we truly appreciate it.

Rated 5 out of 5 stars

Easy to carry out renewal instructions

Easy to carry out renewal instructions, good rate of interest paid

19 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're happy to hear that our renewal process was straightforward and that you appreciate the interest rate. We value your positive feedback.

Rated 5 out of 5 stars

ISA Transfer to Oak North

I transferred my ISA to Oak North and the process was seamless.

19 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that your ISA transfer process was seamless. Thank you for sharing your positive experience with us!

Rated 5 out of 5 stars

Great conditions

All great. Good conditions. App easy to use. Thank you.

19 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so glad to hear everything is great and that you find our app easy to use! Thank you for your positive feedback.

Rated 5 out of 5 stars
OakNorth Bank logo

Reply from OakNorth Bank

We're truly happy to hear that you found our service to be straightforward and simple. We appreciate your positive feedback!

Rated 5 out of 5 stars

It was really easy to open an account…

It was really easy to open an account online.
I couldn't transfer money directly from my nominated bank account but I think that was due to security from my bank rather than Oak North. Was easyvto do bank transfer into the new account during the 14 day window.

19 August 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're glad to hear that opening an account online was a straightforward process for you. We're pleased that you were able to fund your account successfully within the given timeframe.

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