It's doing very well my card has been very helpful this month I'll be paying it off then probably using it again. After next month I will try not to use it so much but it's there if I need it the only... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
* Very good services throughout my experience so far. * Quick fast acting. * Good swift respond when needed. * Highly professional. * Staff is good and Cooperative when required. Ocean Finan... See more
Company replied
Very easy to be authorised & the app is very helpful. The app is very easy to use, seems secure & displays all relevant information in 3 main screens but you can find the menu easily for more functio... See more
Company replied
Very easy application, everything spelt out in advance of what is due and when. Starting with right amount and hopefully improve credit rating by keeping payments in schedule.
Company replied
Company details
Written by the company
Ocean Finance has been helping people with their finances for more than a quarter of a century. That means we’ve not only stood the test of time, but we’re experienced too! We’ll help you find the right product for your needs and situation – even if you have bad or adverse credit.
Contact info
Orange Tower, MediaCityUK, M50 2HF, Salford, United Kingdom
- 0161 672 7575
- contactus@ocean.co.uk
- oceanfinance.co.uk
4.5
Excellent
3k reviews
Replied to 95% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Efficient quick service lots of…
Efficient quick service lots of information
21 April 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
I have had a ocean account before and…
I have had a ocean account before and had no problems with the company
30 April 2025
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Reply from Ocean Finance
This is great to hear, thank you so much!
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for your kind words.
The Ocean Customer Contact Team
Very straight forward
Very straight forward, I know exactly what my interest rates are every month, they keep well informed of what I've spent and what shops I've spent in. Very happy with my experience ☺️
20 March 2026
Unprompted review
Reply from Ocean Finance
Thanks for the 5-star rating. If you have any feedback or suggestions, please write to us at contactus@ocean.co.uk. We would love to hear from you!
The Ocean Customer Contact Team
Very quick prompt delivery of card and…
Very quick prompt delivery of card and excellent service
10 April 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for your kind words.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Reply from Ocean Finance
This is great to hear, thank you so much!
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for your kind words.
The Ocean Customer Contact Team
Thanks for your trust xxx Y1
As im in the processof gettibg back on my feet, i foubd þhey are prepared to listen to you, then̈ make up their mìnd, ìm also in proçess of moving ɓack home after 2 years anð ĥavingI 2 strokes thanks for your trust in me....xxxx
30 March 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the detailed positive feedback. We're so glad that you chose Ocean, and we wish you all the best for the future.
The Ocean Customer Contact Team
never been let down
2 April 2026
Unprompted review
Reply from Ocean Finance
This is great to hear, thank you so much!
The Ocean Customer Contact Team
Bad company
14 April 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review, although we're sorry to hear about your recent experience.
We would be happy to look into your issue further, but would need some extra information from you first. Would you be able to send us an email at contactus@ocean.co.uk.
Again, we apologise for your experience.
Sincerely,
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
It’s been a very simple process
It’s been a very simple process. Banks talk automatically to each other. So everything is nice and easy 👍
13 April 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Easy to apply and reply quick and…
Easy to apply and reply quick and efficient.
24 March 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Impressed with the way you keep one in…
Impressed with the way you keep one in the loop to make sure one is up to date with balances and available credit
14 April 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
I found Ocean Finance to be the best…
I found Ocean Finance to be the best creditors around. There rates are simple and easy. Never pestering me for anything.
14 April 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
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