Only Paws Pet Insurance Reviews 

404
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 159 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the remarkably quick and straightforward claims process, noting how easily online forms are submitted and insurance settlements are paid quickly. Many people also deeply appreciate the friendly customer service and genuinely empathetic support provided by staff during difficult emotional situations. However, some customers also noted frustrating issues regarding unexpected claim rejections, strict policy technicalities, or unexpected financial deductions for specific veterinary lab tests. A few reviewers additionally experienced notable communication gaps, mentioning that regular status updates were completely lacking unless they actively chased the support team.

What people talk about most

Claim

Customers consistently note ambiguous experiences with claim processes, often highlighting a stark contrast... See more

Service

Users describe ambiguous interactions with service, reflecting a wide split in customer experiences. Many... See more

Payment

Reviewers highlight ambiguous aspects of payment, noting that while many payouts are quick and... See more

Customer service

People report positive experiences with customer service, highlighting prompt and helpful support during... See more

Response time

Consumers find response times to be prompt, helpful, and handled with real sensitivity during difficult... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think th... See more

Company replied

Rated 4 out of 5 stars

I wrote a previously bad review below based upon a disagreement regarding a condition. Since then they reviewed my case and made a payment. subsequently my pet died unfortunately. Following this they... See more

Company replied

Rated 5 out of 5 stars

Brilliant insurers, kept me up to date throughout the claim, so I knew exactly where I was via email. Any questions I had were answered very promptly and with a human touch, very much appreciated, too... See more

Company replied

Rated 5 out of 5 stars

Clearly communicated everything and treated us with respect, payments were made quickly. Sent a condolence letter when we lost our cat which while a small gesture did go a long way. Good experience al... See more

Company replied


Company details

  1. #26 of 32 best companies in Pet Insurance Company

Written by the company

Always-there-for-you pet insurance at affordable prices. Made by pet lovers for pet lovers.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

404 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(404)

144 reviews in the last 12 months

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Rated 5 out of 5 stars

Great service

My cat Coco became very unwell on bank holiday Monday and we had to rush him to the vet’s, he had major surgery but unfortunately a week after surgery he passed away, only paws have been really good and have paid out on the insurance quickly, the portal is really good and easy to use, i also had a phone call and the lady was very empathetic and explained what i needed to do. We are thinking about another cat in the future and will definitely be insuring with only paws again.

15 April 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Elen,

Thank you for taking the time to leave this review, and we’re so sorry for the loss of Coco. We’re pleased to hear our team could support you with empathy during such a difficult time, and that the claims process and portal felt clear and easy to use when you needed them most. Your kind words mean a great deal, and if you do decide to welcome another cat in the future, we’d be honoured to help again.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Helpful call back from Jamie

With my second claim for a blood test, consultation and medicine I was confused how to claim as I had a £200 excess in the new policy year. However a call back from Jamie was so helpful and my claim was successful.

14 April 2026
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Reply from Only Paws Pet Insurance

Hi Maeve,

Thanks so much for your review. We’re really pleased to hear Jamie’s call back was so helpful and that your claim was successful. We know a new policy year and excess can sometimes be a little confusing, so it’s great to know our team could provide clear support and help you through the process.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Nita,

Thanks so much for your review. We’re really pleased to hear you found the quote journey simple and that the details were explained clearly when taking out your policy. We work hard to make getting cover straightforward and easy to understand, so it’s great to know that came through in your experience.

The Only Paws Pet Insurance Team.

Rated 5 out of 5 stars

Great communication and response times

I have had pet insurance for 3 years with only paws and have recently had to make a claim. I have been very impressed with only paws, communication is great and response times are very quick. This also includes a query from completing a contact form.

14 April 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Charlotte,

Thanks so much for your review and for being with us for the past 3 years. We’re really pleased to hear you were impressed with your recent claim experience and found our communication and response times quick throughout. It means a lot to know our team was able to support you clearly and efficiently when you needed us.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Fast claim payout

Fast claim payout.
Because my dog was seen at two different veterinary practices, I had to fill in two claim forms ,which was tedious as I could have just stated this on one claim form and sent receipts.

31 March 2026
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Reply from Only Paws Pet Insurance

Hi Jane, it is common practice if you are using two vets that you would need to submit separate claims but luckily our digital claims process is so fast, it takes minutes to submit a claim online.

Rated 5 out of 5 stars

Always quick

Always quick, friendly and reliable service.

31 March 2026
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Reply from Only Paws Pet Insurance

Hi Jane, thank you for your review. Our claims process is a very efficient one and we are always happy to help!🐾

Rated 5 out of 5 stars

Competitive prices

Easy site to use and manage insurance payments to your specific needs. Quick and efficient

30 March 2026
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Reply from Only Paws Pet Insurance

Thank you for your review Jill, we are very proud of our quote journey and try to make it as simple as possible for our lovely customers! 🐾

Rated 5 out of 5 stars

Easy to take out a new policy in no…

Easy to take out a new policy in no time. Clear policy wording and easy process.

24 March 2026
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Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely feedback. We’re so pleased to hear taking out your new policy was quick and straightforward, and that you found the policy wording clear and easy to follow. We work hard to keep things simple, so it’s great to know that came through in your experience.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Doggie insurance

What can I say. After worrying so much only paws came through for us. Thank you😊

23 March 2026
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Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely feedback. We know arranging cover can feel a bit daunting, so we’re really pleased Only Paws could make the process easier and give you peace of mind. It means a lot to hear we came through for you, and we really appreciate you taking the time to share your experience 😊

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Quick and easy claim

I have insured our pet cat for a couple of years now. We have recently needed to make a claim and the process was easy and fuss-free. I submitted the claim online and within a few working days, I received an e-mail saying the claim had been processed and the money due would be paid into my bank account within 3 - 5 working days. It couldn't have been easier - thank you!

16 March 2026
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Reply from Only Paws Pet Insurance

Hi Helen,

Thanks for taking the time to leave such a lovely review. We’re so pleased to hear your claim was quick and easy to submit, and that the online process felt straightforward and fuss-free from start to finish.

Our team work hard to process claims quickly, so it’s great to know that was reflected in your experience. We know making a claim can be stressful, so we’re delighted everything was handled promptly and clearly. Thank you again for choosing Only Paws.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

ONLY PAWS PAID MY CLAIN QUICKLY WITH…

ONLY PAWS PAID MY CLAIN QUICKLY WITH OUT ANY FUSS WHICK I REARLY APPRECIATED AS I HAD TO HAVE MY CAT PUT TO SLEEP WITH HEART FAILOUR IT WAS A HORRID TIME

10 March 2026
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Reply from Only Paws Pet Insurance

Hi Susan,

Thank you for sharing this, and we’re so sorry for your loss. Losing a pet in those circumstances is heartbreaking, and we really appreciate you taking the time to leave a review during such a difficult time.

We’re glad we could process your claim quickly and without any added fuss when you needed things to be as straightforward as possible. Thank you again for your kind words.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Very good company

Very good company to deal with and very quick to respond

17 March 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Peter,

Thank you for your kind words! We’re really pleased to hear that you found us easy to deal with and quick to respond, that’s exactly what we aim for.

Providing friendly, efficient support is a big priority for us, so it’s great to know this came through in your experience.

If you ever need anything in the future, we’ll be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 4 out of 5 stars

Excellent so far…

Very good communication at every stage of claim. Have only knocked off one star as payment hasn’t landed yet, but I’ve been told it’s on route… They have paid earlier payments so no need to think this won’t arrive too, but just being cautious!

12 March 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your lovely review, we really appreciate you taking the time to share your experience. It’s great to hear that our team kept you well informed throughout the claims process.

Please be rest assured that your claims payment is on the way, if there are any problems please reach out to us at info@onlypawspetinsurance.co.uk.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars

Disappointing failure to address out of hours costs

We had a dog who became acutely distressed at 8.30pm. Her abdomen was rigid and we worried about bloat. We contacted an out of hours serice who asked us to attend promptly. We did. By the time we got there she was more settled and on examination her abdomen was improved - so we agreed to wait and see. £300 later!

Discussed with own vet next day. She was back to normal - so no additional treatment required.

Insurance claim. Rejected as she did not have a life threatening condition and we hadn't attended our normal vet.

Since then they are being more and more obtuse. It seems that, if you suspect bloat but it isn't, this insurance company will not cover out of hours expenses.

Not surprising but always disappointing when a company that shows promise starts to quote their fine print!

In the middle of appealing but expect we'll be moving on unless they develop some objectiveity and compassion.

10 March 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jan,

Thank you for your review.

For the out-of-hours claim, while our policies do include cover for life-threatening emergencies, they don’t extend to out-of-hours charges if your pet could have safely been seen during normal vet hours. That said, we do still cover standard consultation costs and any eligible veterinary treatment in those situations.

Our appeals gives your vet the opportunity to submit any further information that may not have been available when the claim was first assessed. Please contact us at claims@frankpetinsurance.co.uk and a member of our team will be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Quick email responses and review of…

Quick email responses and review of claim

27 February 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi there,

Thank you for your review! We’re really pleased to hear that you found our email responses quick and that your claim was reviewed promptly. We’re proud of our speedy claims turnaround, so it’s great to know this was your experience.

The Only Paws Pet Insurance Team 🐾

Rated 1 out of 5 stars
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hello there,

Thanks for your feedback.

Under our Dental Booster cover, treatment needs to be carried out within three months of your vet recommending it for the costs to be eligible, as set out in the policy wording. This requirement is there to help prevent the condition from getting worse if left untreated and to make sure claims are assessed fairly. That said, we’re always happy to review things, we do offer an appeals process if you believe the decision is incorrect. Please contact us at claims@onlypawspetinsurance.co.uk and our team will be happy to help.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Great service

Great service, claim was paid promptly and without fuss. Many thanks

17 February 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Chris,

Thanks so much for your kind feedback, we’re delighted to hear your claim was paid promptly and without any fuss. We know how important it is for things to be simple and stress-free when your pet needs care, so it’s great to know the process worked just as it should.

The Only Paws Pet Insurance Team 🐾

Rated 5 out of 5 stars

Good value insurance

Simple claims procedure

24 February 2026
Only Paws Pet Insurance logo

Reply from Only Paws Pet Insurance

Hi Jayne,

Thank you so much for your kind review. We’re really pleased to hear you’re finding Only Paws good value and that the claims process has been simple and straightforward, that’s exactly what we aim for.

We know how important it is for things to be easy and stress-free when your pet needs you most, so your feedback means a lot to our team. If you ever need anything at all, we’re just an email away at info@onlypawspetinsurance.co.uk.

Thanks again for choosing us to protect your pet.

The Only Paws Pet Insurance Team 🐾

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