Onmo Reviews 

5,925
•
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 940 reviews, reviewers overwhelmingly had a great experience with this company. Consumers frequently mention that the online application process is fast, straightforward, and very easy to complete within just a few minutes. People also appreciate the highly user-friendly digital platform, noting that it provides helpful information alongside a seamless interface. Some reviewers were not happy with card delivery delays, stating that they waited weeks to receive their physical cards. Customers also expressed frustration when cards were unexpectedly restricted or blocked for security reasons during travel. Additionally, a few users experienced considerable difficulties reaching customer support when attempting to resolve urgent account issues.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, highlighting the straightforward,... See more

Application

Customers had positive experiences with application, consistently praising the fast, swift, and... See more

Payment

People report ambiguous experiences with payment, as some consumers found the application and payment... See more

Service

Consumers find service to be positive, highlighting a quick, smooth, and very impressive process overall.... See more

Customer service

Users describe ambiguous interactions with customer service, as some reviewers praised helpful staff and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I have the omno credit card and it is good to build your credit but once the 37% apr hits it gets tough.I have another card but could not do a balance transfer on it to clear my omno card.i have froz... See more

Company replied

Rated 5 out of 5 stars

So far so good,am awaiting delivery of the card,but the application process was easy to understand and a quick process.Hopefully my card arrives soon and we take it from there

Company replied

Rated 5 out of 5 stars

Very easy access to the card. Surprisingly smooth and quick verification process with the approval decision given in seconds. I always weary of organisations I am not familiar with but so far, everyth... See more

Company replied

Rated 5 out of 5 stars

Applied and was accepted very fast with lots of information as to how to manage the credit facility responsibly. Also info on help should you find yourself in difficulty. I think that under respon... See more

Company replied


Company details

  1. Non-bank financial service

Written by the company

Onmo is one of the UK’s newest credit card account providers. We design our products to help demystify money matters wherever possible, providing customers with more financial control and flexibility in their lives. Our app puts you in control of your spending and payments so you can understand exactly where your money's going, freeze your card, and set reminders - in one place. Find out more: https://onmo.app/


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

6k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.3

All reviews

(5,925)

915 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very fast response

Very fast response

30 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Sean,

Thanks for taking the time to review Onmo. It’s great to read that applying for your card was straightforward.

Team Onmo

Rated 5 out of 5 stars

Have had the card for around two years…

Have had the card for around two years now, had one issue in all this time which was resolved swiftly by kind staff.

31 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Richard,

Thank you for letting us know about the great service you received from us! We appreciate you taking time out of your day, and we’ll be sharing your review with our team.

Team Onmo

Rated 5 out of 5 stars

so far so good

so far so good

30 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Craig,

Thank you for leaving your review and for sharing your experience with our services. We hope you continue to enjoy using your Onmo card.

Team Onmo

Rated 5 out of 5 stars

nice and easy

28 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Waleed,

We’re happy to read that you’ve had a positive experience when getting set up for your Onmo card. Thanks for leaving us your review.

Team Onmo

Rated 5 out of 5 stars

Good and easy to apply to get you…

Good and easy to apply to get you credit rating up ,

28 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi There,

Thank you for sharing your experience. We have built our card to help our customers build up their credit score and to use it with confidence. We hope you enjoy using your Onmo card.

Team Onmo

Rated 5 out of 5 stars

Quick and easy application process

28 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Callum,

Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be quick and easy to get through.

Team Onmo

Rated 5 out of 5 stars

Very happy with the entire process

27 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Simon,

We’re happy to read that you’ve had a positive experience when getting set up for your Onmo card. Thanks for leaving us your review.

Team Onmo

Rated 5 out of 5 stars

They are excellent in communication via…

They are excellent in communication via tx food was nicely and food was nicely parked with ice bags it's the Best Delivery be I have ever had re online.

27 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Janet,

We're Onmo, the Credit Card provider, so this review looks to be for another business. Please have a look so you can provide your feedback to the business that delivered a great experience for you.

Team Onmo

Rated 5 out of 5 stars

Quick and easy online application

Quick and easy online application. Thank you very much.

28 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Katerina,

We’re happy to read that applying for your Onmo card was straightforward and easy. We'll have your card with you soon and we appreciate you leaving the review.

Team Onmo

Rated 5 out of 5 stars

Great experience

Great experience, very easy to apply

24 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Tabasum,

Thanks for sharing your experience when applying for your Onmo credit card. We’re glad it was an easy application to complete, and we hope you enjoy your card.

Team Onmo

Rated 5 out of 5 stars

Very quick and easy to apply

Very quick and easy to apply. Accepted in under 60 seconds. Just waiting for card to arrive. So far, so good. Hope it continues

26 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Patrick,

Thanks for your review and sharing how you found our application process. We’ve designed our application to make sure customers can get everything sorted quickly and set up the mobile app easily. We’ll have your card with you soon and thanks for being an Onmo customer.

Team Onmo

Rated 5 out of 5 stars

I can now consolidate my last loan &…

I can now consolidate my last loan & credit card balances &close them at almost 10% cheaper apr & by making £100 monthly payments i can also clear & close this one over 12 momths leaving free of debt :-)

18 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi There,

Thank you for leaving us your review and sharing your experience when applying for an Onmo credit card. We appreciate your feedback and hope you enjoy your new card.

Team Onmo

Rated 5 out of 5 stars

So far so good

So far so good, easy to fill out application and fair credit and APR, just eating on the card to arrive now

25 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Dan,

Thank you for leaving us your review. We’re happy to read that we were able to offer you an Onmo credit card and you were satisfied with the process.

Your new card should be with you soon!

Team Onmo

Rated 5 out of 5 stars

Very easy to get a credit card and very…

Very easy to get a credit card and very fast and reliable

25 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi J,

Thank you for leaving us your review and sharing your application experience. It’s great to read that you found it to be easy to get through, without taking up too much time. We'll have your new card with you soon.

Team Onmo

Rated 5 out of 5 stars

my experience was fast

my experience was fast and great

24 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Lady,

Thanks for leaving us your review. It’s great to read that applying for your Onmo Credit Card was a smooth experience that didn't take up too much of your time. We'll have your card with you soon.

Team Onmo

Rated 5 out of 5 stars

Dealt with immediately and so easily…

Dealt with immediately and so easily many thanks

24 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Chris,

We’re happy to read that you’ve had a positive experience when getting set up for your Onmo card. Thanks for leaving us your review.

Team Onmo

Rated 5 out of 5 stars

It’s good and an awesome card as I got…

It’s good and an awesome card as I got it within minutes
Thanks Onmo

25 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Yuga,

Thank you for your review and sharing with us that you found our application process easy to complete. Your card should be with you soon, and we hope you enjoy it.

Team Onmo

Rated 5 out of 5 stars

Is smooth until when you go to used the…

Is smooth until when you go to used the card online you cannot .
Card details should be readily available online so that don’t have to wait for physical card to activate. I was in emergency that’s why I apply for the card and I couldn’t used it ,
Currently stranded on holiday in africa waiting for a card that’s been sent to my uk address, things can be much better and quicker,

24 July 2026
Unprompted review
Onmo logo

Reply from Onmo

Hi Karim,

We appreciate your feedback on how our card works. With the Onmo credit card, you will need to have your physical card and activate it first before it can be used for any spending. We will provide your feedback and experience to our relevant teams so we can work towards improvements.

Team Onmo

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