Branch Insurance Reviews 

2,857
TrustScore 4.5 out of 5

4.4

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Rated 5 out of 5 stars

Unfortunately my parents’ home burnt down last year. But with Branch Insurance’s help, they’ve been able to navigate through these trying times, and will be moving into their rebuilt home over the nex... See more

Rated 5 out of 5 stars

Suzzie was the best insurance agent I've ever dealt with ever. She was very informative, extremely patient and kind. She made sure all the information needed was transparent. I became ill during the... See more

Rated 5 out of 5 stars

Branch auto claim processing is very fast, prompt and transparent. Both the adjustor and the Total loss team has been very reachable both via calls and text and closed the whole thing in 2 weeks (majo... See more

Company replied

Rated 4 out of 5 stars

James Duncan was a delight to work with . Out of a stressful and unfamiliar experience James made it at least palatable to deal with. I had previously never heard of Branch Insurance and they are... See more

Company details

  1. Insurance company

Written by the company

Easy-to-buy home and auto coverage, returning insurance to its original intent: being a force for communal good.


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4.4

Excellent

TrustScore 4.5 out of 5

3k reviews

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No recent history of asking for reviews

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4.4

All reviews

(2,857)

21 reviews in the last 12 months

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Rated 5 out of 5 stars

James Duncan goes above and beyond

Since Branch was a new I was not certain about how smoothly things would go if I was to get into a car accident or if I need anything. Recently I was involved in a car accident, and Branch took care of the other party and me very fast. Unlike other insurance companies that makes you wait before they call you back, Branch is not like that when I called every time they would answer. I have to brag about James Duncan, he sounds like a sweet, genuine, down to earth type of guy, every time I called with a concern he would find out and get back with me within 20 mins the earliest or end of the day at the latest, the way he made me feel in making certain decisions and walking me through the process is one of the major reasons why I will stick with Branch. I hope don’t get into a car accident again but if I do I hope I get James again!

16 February 2024
Unprompted review
Rated 1 out of 5 stars

Initial rate is a trap

I signed up because they were a partner with my mortgage company and had a good reference. The initial rates were great, however, 6 months in my Auto rates went up by 50%. It's now a year and my homeowner policy is tripling and yet another significant increase in my auto policy even though I have never had a claim in my auto or homeowners policy. I will not be staying.

16 February 2024
Unprompted review
Branch Insurance logo

Reply from Branch Insurance

Hi Kevin, we appreciate you letting us know about your experience. We work hard to provide the coverage people need conveniently and at the lowest price possible. Unfortunately, as inflation has driven the cost of paying claims up, our prices have had to adjust accordingly. If you have any further questions about your rates, we’d be happy to explain.

Rated 1 out of 5 stars

Branch almost triples my premium!

Branch almost triples my premium. I cancelled before the due date they gave me- yet they still took a premium. Now my escrow account is negative and it’s been a month waiting on their “check” to arrive. Impossible to speak to someone who doesn’t lie or give false information. Avoid this company like the plague.

16 January 2024
Unprompted review
Rated 5 out of 5 stars

Home owner

Honest,helpful and reliable

10 February 2024
Branch Insurance logo

Reply from Branch Insurance

Hi Virginia, thanks so much for your review! We’re so glad to hear you had a good experience, and we’re so glad to have you in the Branch community.

Rated 5 out of 5 stars

Amazing Vanna

Vanna is such a professional. She helped me get the perfect home insurance. She made me feel like she really cared about my concern. She was so patient and knowledgeable with me too. I needed that! I’m so happy that I have good home insurance!

8 February 2024
Unprompted review
Branch Insurance logo

Reply from Branch Insurance

Hi Vernita, thanks so much for your review! We’re so glad to hear you had a good experience, and we’re so glad to have you in the Branch community.

Rated 5 out of 5 stars

Suzzie

Suzzie, reviewed all supplements with no bias and explained what was covered by the policy. We came to quick resolution and has been nothing but professional and courteous. I really enjoyed working with her.

31 January 2024
Unprompted review
Rated 5 out of 5 stars

Thank you for superb service during our time of trouble

Good morning,
My name is Tanya Wiseman and my husband's name is James Wiseman. What made our experience great was that we had Ms Suzzie Gilham . She was very comforting to talk to when I felt overwhelmed at times with the events that had occured with always kind words and words of encouragement. I was so troubled about everything and she was really our help for clarity in the process and very knowledgeable. She is truly Godsent and a blessing to my husband , my family and I. Ms. Gilham went above and beyond to make sure all our concerns were met and addressed and for that I am forever grateful for her in guiding us through some pretty tough things. We thank God for sending her our way and thank Branch insurance for having such a great person on their team such as Ms Gilham. Her service is greater than the top star that could be chosen and professionalism has been top tier,cream of the crop as well. Thank you so very much, Ms.Suzzie. May God continue to bless you and yours, the work of your hands and Branch insurance for having such a great person on their team in doing a superb job and job well done.

Sincerely,
Mr. and Mrs Wiseman

17 January 2024
Unprompted review
Rated 1 out of 5 stars

Bad Insurance Company

Don't waste your time with this so called insurance company! I had an auto policy that almost doubled in price when it was time to renew. I had NO claims. Then I filed a claim for my home. The out of pocket cost they quoted me was RIDICULOUS!

28 January 2024
Unprompted review
Branch Insurance logo

Reply from Branch Insurance

Hi Kim, thanks for letting us know about your experience! While Branch works hard to provide the coverage people need at the best rates possible, as the costs of claims have increased due to higher costs associated with fixing cars and homes, we've had to adjust prices accordingly. We do have the ability to help our members comparison shop other carriers if that's something you'd like to discuss. Please feel free to give us a call at 1-833-427-2624 or email us at support@ourbranch.com.

Rated 1 out of 5 stars

My rate tripled upon renewal

My rate tripled upon renewal. No accidents, no tickets. Rate tripled.

22 January 2024
Branch Insurance logo

Reply from Branch Insurance

Hi Mark, thanks for letting us know about your experience. While Branch works hard to provide the coverage people need at the best rates possible, unfortunately, as inflation affects the cost of claims, insurance premiums have to adjust accordingly. If you have any further questions about your rates, we’d be happy to explain. Please feel free to give us a call at 1-833-427-2624 or email us at support@ourbranch.com.

Rated 5 out of 5 stars

Thank you!

Devin really helped me out of a tight spot. She found an insurance option that worked for me and I am so grateful for her assistance.

10 January 2024
Unprompted review
Rated 1 out of 5 stars

Premium from $2,700 to $8,600.

Home insurance for the same address and the same home in 2022 - $2,700, 2023 - $3,400, renewal for 2024 - $8,600. The website doesn't have the ability for policy cancellation or to cancel auto-renewal. Maybe someone likes such a service? I don't.

1 January 2024
Unprompted review
Branch Insurance logo

Reply from Branch Insurance

Sergei, we completely understand the frustration of unexpected premium increases. Making the switch to Branch is an important decision, and we're sorry to hear that rate increases have caused you to move your insurance elsewhere.

At Branch, we aim to provide affordable rates for our members, but it's important to note that the insurance industry is influenced by various factors, including inflation, which has a significant impact on the cost of covering claims. In order to maintain the financial stability of our community and ensure we can fulfill our commitment to our members, periodic rate adjustments are sometimes necessary. We want to assure you that these adjustments are not made lightly, and they reflect our dedication to ensuring we have the resources to support our members when they need us most.

We are sorry to see you leave, but we thank you for being a member of the Branch community.

Rated 1 out of 5 stars

I’m honestly shocked that there are any…

I’m honestly shocked that there are any positive reviews for this company. From start to finish it was a nightmare dealing with them and their unethical practice. When I made my claim, my adjuster was M.I.A throughout the 3 month ordeal. I explained I was having a baby in a month and I would do everything I can to expedite the process. When he sent a field adjuster out two weeks after the water mitigation, my floors had been pulled up by the mitigation and plumbing company due to water damage and mold, along with various walls torn away and a bathroom gutted. The adjuster said he saw no damage to the floors bc there were no floors to be seen, since they were pulled up by the mitigation company, so they weren’t going to pay for the repairs. When I provided pictures of the damaged floors prior to the mitigation, he changed his tune and wrote up a quote for $14k for all repairs ($14k for walls, floors, a bathroom, and laundry room), stating that my floors were vinyl and gave me an allowance $1.5 per sqft. My floors are actually wood and my baseboards are custom in my dining room and living room. When he requested quotes from contractors, I provided 2 from different companies that were referred to me by the mitigation company. The quotes were for $60k and $50k. After providing these quotes a month went by and I never heard anything. I was nine months pregnant and and my house was torn up, the adjuster new my timeline and I feel used it as a tactic to get me to cave. After never hearing from my adjuster again, I spoke with his manager who said they would pay me $27k for repairs if I used one of their preferred contractors, the $27k did not include enough to replace my wood floors with similar material or baseboards. I was so desperate I agreed. Their contractor came in and did terrible work. They were supposed drywall my laundry room, but they moved the washer/dryer against the wall hiding the unfinished work, my vinyl floors are popping up after a year, they painted blue under my white cabinets and in some areas left the wood raw with no paint at all, the shoe boards are all starting to split away from the walls. The baseboards don’t meet in the corners of the rooms.I looked under my sink and the did not patch up the wall, so I can see into my garage. The texturing of my drywall does not match and looks like patches on my walls. Branch split my claim into 2 claims so I paid $11k out of pocket and the process took around 3months. Stay as far away from branch as possible! They’re unethical crooks.

1 January 2023
Unprompted review
Branch Insurance logo

Reply from Branch Insurance

We're sorry to hear about your recent experience with your claim, Stephanie. We understand that the circumstances surrounding a claim are stressful, and at Branch, we are committed to providing support to our members during these challenging times. We immediately escalated this to a Claims Manager, who has reached out to you to learn more about the situation and see how we can help. Thank you for bringing this to our attention.

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