Paymentshield Reviews 

8,755
•
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Looking at 1,299 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the friendly and efficient customer service, pointing out that staff members are always professional, patient, and ready to go above and beyond to help. Consumers appreciate the prompt responses and clear explanations provided by the team when managing complex policy renewals, billing questions, or processing quick refunds. However, some reviewers were not happy with severe delays, poor communication, and unhelpful support regarding property repairs and maintenance issues. A few people also mentioned experiencing frustrating wait times, unreturned calls, and conflicting information when trying to resolve urgent policy claims.

What people talk about most

Staff

People report positive experiences with staff, highlighting that team members are consistently polite,... See more

Customer service

Users describe positive interactions with customer service, highlighting agents who are friendly, patient,... See more

Service

Reviewers highlight positive aspects of service, consistently praising the polite, efficient, and... See more

Payment

Clients share positive opinions on payment experiences, frequently highlighting helpful representatives who... See more

Response time

Customers expressed great satisfaction regarding the rapid response times and immediate assistance provided... See more

Reviews shaping this summary

Rated 5 out of 5 stars

When I was sorting out my elderly brother's affairs I found that he had been paying two companies for house insurance over a number of years. I called Paymentshield to discuss this and they explain... See more

Rated 5 out of 5 stars

My experience with payment shield was made so easy as I deal with a lovely lady called Elaine. She helped me through explaining all points in detail with such kindness patience and professionalism. I... See more

Company replied

Rated 5 out of 5 stars

Paymentshield has been an amazing service, even when I wasn't still living in the house they made me feel safe. Once I noticed I forgot to turn off the service they were super helpful and made the pro... See more

Company replied

Rated 5 out of 5 stars

I recently contacted customer support to sort out some unusual payment activity. I somehow ended up with a refund before a payment for my policy had been taken. The team were brilliant. They cleared... See more

Company replied


Company details

  1. Insurance company
  2. Home Insurance Agency
  3. Income Protection Insurance Company
  4. Insurance agency
  5. Landlord Insurance Company
  6. Tenant's Insurance Agency

Information provided by various external sources

Paymentshield work hard to make life easier for their policyholders, especially when life doesn’t go to plan. Paymentshield offer 5 Star Defaqto rated insurance products and partner with cherry picked insurers who provide a claims service centred on keeping families in their homes or getting them back there as quickly as possible.


Contact info

4.9

Excellent

TrustScore 5 out of 5

9k reviews

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No recent history of asking for reviews

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4.9

All reviews

(8,755)

1,277 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Premiums are over priced and you don't…

Premiums are over priced and you don't get a full refund if the policy auto renews and you provide the evidence you had other cover in place.

2 September 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good afternoon Carl,

We appreciate you sharing your concerns about policy renewals and refunds. If you can kindly send full details of your policy reference and address to appealsandcomplaints@paymentshield.co.uk we will look into this further for you.

Best wishes,
Diana, Paymentshield

Rated 5 out of 5 stars

Great service l was able to complete…

Great service l was able to complete what l needed to do through chatbot . Customer service was very helpful and informative , saved me a lot of time trying to get through on the phone .Have been with PaymentShield a number of years . Would highly recommend

31 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent experience with Dawn Courtney…

Excellent experience with Dawn Courtney following a call to cancel my policy and inform Payment Shield that it was a policy that should ended over a year ago. Before I even tried to request a refund I was in informed that I just send to submit the required evidence and I would refunded. If only all customer service could follow suit in such a pleasant, proactive and helpful Manner ? this is what corporate customer service should look like - Thank you Dawn.

28 August 2026
Unprompted review
Rated 5 out of 5 stars

Really great service from Daniel Wilcox

I spoke to Daniel Wilcox this afternoon and he was very polite and professional. I asked a lot of questions as I'm usually skeptical towards phonecalls like this and Daniel was extremely patient and knew the products very well. Excellent customer service. Hopefully wont need to claim.

28 August 2026
Unprompted review
Rated 5 out of 5 stars

Top service

Absolutely incredible service from Mark and Sam when I called. Sorted out my move from one property to the next, quick and efficient with getting it all quoted and activated, and were both friendly and professional the whole time. Highly recommend paymentshield.

28 August 2026
Unprompted review
Rated 5 out of 5 stars

Fantastic help from Helena…

Fantastic help from Helena Spencer-Lyon!
"I received outstanding support today regarding my insurance policy options from Helena. She was friendly, efficient, and walked me through all the details clearly so I could make the best decision for my home insurance. Great customer service!"

27 August 2026
Unprompted review
Rated 5 out of 5 stars

Thank you Elaine

My call was answered by Elaine who was really helpful very polite and professional. She handled my request quickly and to my satisfaction.

26 August 2026
Unprompted review
Rated 5 out of 5 stars

Amending policy over the phone

I spoke to a lovely person called Hannah. I had a quite a few things I needed to do and she was so patient and clearly explained everything. She was able to answer all my questions easily and was so warm and friendly. Thank you so much, Hannah!

25 August 2026
Unprompted review
Rated 5 out of 5 stars

Good experience

I have had a policy with Paymentshield for a number of years. Not only did they offer competitive quotes but they were also extremely friendly and helpful when I needed a problem sorted. Dawn Courtney was professional friendly and very knowledgeable. Thank you

24 August 2026
Unprompted review
Rated 5 out of 5 stars

My consultation with Mark Eustace

I spoke to Mark Eustace today o explore the possibilities of reviewing the my monthly premium in exchange for higher excesses. We explored a range of different options. He was very clear, extremely knowledgeable and highly articulate. He has excellent inter-personal skills and it was a pleasure to talk to him. The first man I spoke with who transferred me to him was also excellent and thoroughly professional.

21 August 2026
Unprompted review
Rated 1 out of 5 stars

Stay well clear

Stay well clear. No comunications. Premiums go up and up with out notification. First time i ever needed to claim in 11 years on the house insurance the policy said that the mechanisms in the locks were covered up to £1000 they refused to pay our said it was wear and tear. I canceled same day. Do yourself a favour and use somwone else.

21 August 2026
Unprompted review
Paymentshield logo

Reply from Paymentshield

Good morning,

We are truly sorry to hear about your frustrating experience with our services, particularly regarding the lack of communication, premium increases, and the outcome of your claim. We understand your disappointment, if you would like us to look into this further, please provide your details to appealsandcomplaints@paymentshield.co.uk.

Have a lovely day,

Aisha - Paymentshield

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