While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 66 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the payment process, reporting issues with withheld funds and significant delays in receiving payouts. Customers also frequently encountered problems with the service, describing it as unreliable and leading to business disruptions. The response time for inquiries was often criticized as slow or non-existent, and the customer service was generally perceived as unhelpful and unresponsive. Conversely, a small portion of people were satisfied with the service, praising the professionalism of the support staff and the seamlessness of the payment system. Some reviewers also highlighted the reliability of payouts and the effectiveness of the 24/7 live support in addressing occasional delays.

What people talk about most

Payment

People report negative experiences with payment. Many customers express significant frustration and... See more

Service

Reviewers express strong dissatisfaction with the service. Many customers report that their payouts are held... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting significant delays and a lack... See more

Customer service

Clients share negative opinions on customer service, frequently reporting issues such as pending payouts,... See more

Staff

Users describe ambiguous interactions with staff. While some customers praise the support team for their... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This level of incompetence is unacceptable. As a founder myself, I’m shocked by the sheer disregard for customer satisfaction. It’s businesses like yours that give Africa’s innovation scene a bad name... See more

Company replied

Rated 1 out of 5 stars

All I can say ignore these negative review at your own peril. They'll do exactly what you hear people say and even they may do worse to punish you for believing them. Let them shut down their services... See more

Company replied

Rated 1 out of 5 stars

Paystack has proven they are not ready for the Kenyan market. Disabling accounts without clear communication and withholding funds is not 'innovation'—it’s a lack of professionalism that stifles loca... See more

Company replied

Rated 1 out of 5 stars

If you want depression try this company. It's a Nigerian scammers paradise. They will wait you receive money and tell you we sent to your bank account. Then as you to provide prove that you didn't... See more

Company replied


Company details

  1. Payment service

Written by the company

Over 25,000 businesses in Nigeria use Paystack to collect payments with a modern, secure payment gateway.


Contact info

1.7

Bad

TrustScore 1.5 out of 5

230 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 59% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Paystack Is a Joke Avoid Them at All Costs!

If you’re considering using Paystack for your business, BEWARE! They have withheld my business payouts for over a month without any legitimate justification. Their excuse? They need to “verify my business documents” and “conduct a business review” yet they’ve made no effort to actually complete this process or even communicate properly.

Customer support is non-existent. They don’t respond to emails, and there’s no clear way to reach a representative. Instead, you’ll receive copied and pasted responses that resolve absolutely nothing. You’ll be left in limbo with no access to your own money.

If you think this can’t happen to you, think again. One day, your payments will suddenly be blocked, and you’ll have no way to get answers. This company is a joke and has no business operating as a payment processor.

I will be continuing with legal action against them, and I strongly urge anyone thinking of using Paystack to look elsewhere. They should not be trusted with handling any business’s money.

3 January 2025
Unprompted review
Paystack logo

Reply from Paystack

Hi Andrew, we are sorry to hear of this experience. Please share your information with us via Trustpilot so we can look into why this happened and assist appropriately.

Rated 1 out of 5 stars

I wish i read these reviews before…

I wish i read these reviews before moving forward with paystack. now all i'm getting is this copy and pasted responses

" sincerely apologize for the delay in processing your payouts. I understand how critical timely settlements are for your business operations, and I deeply regret any inconvenience this has caused.

Please be assured that our team is actively working to resolve this issue as a top priority. We are committed to ensuring that your payouts are settled promptly and accurately.

I appreciate your patience and understanding during this time."

The first time it took weeks to resolve, less than 2 months another delay.

No date in sight. all i get is a sense of false hope tinted in pessimism.

Paystack, you can do better.

10 February 2025
Unprompted review
Paystack logo

Reply from Paystack

Hi Chris, we are sorry to hear about this experience. Could you please share your information with us via Trustpilot so we can take a look at why you haven't received your payouts and assist?

Rated 1 out of 5 stars

Paystack where is my fund?

This is the third time in a roll that paystack has held on to my payouts and at every time I have to send several mails upon mails before my payout is released to me.

On the 21st of January my customer made a payment of 316 usd which paystack claimed they settled into my account on the 23rd of January when it wasn’t settled and my paystack account showed paid.

I thought it was the usual delay from there end which didn’t make me check until the 31st of January and I saw they marked the payment as paid. I sent a mail to that effect and I was asked to submit my statement of account which I did showing no inflow into the account. Since then my mail on bimbolaolateju@gmail has gone unresponded to.

This is becoming way too often. Paystack where is my money?

21 January 2025
Unprompted review
Paystack logo

Reply from Paystack

Hi Abimbola, we apologize for the delay with settling your payout. The delay is due to an issue with our settlement partner. We are working to resolve this so we can settle these payments as soon as possible.

Rated 1 out of 5 stars

Seized my payouts and unable to conduct a business review after asking for one

I was contacted to make a business review via email
I replied to the email with the requested documentations and everything and I’m yet to receive any acknowledgment and my payouts are on hold for the past hours at least they could have given an acknowledgment of receiving my email. This is very bad and it’s affecting my business adversely as the payouts are needed to fund the website API to be able to perform its functions.

Now my customers are complaining as they cannot access the services they are paying for 

They should release my payouts in the next 24 hours 

This is a new business and this whole situation is killing the business 

Paystack can’t just do as they wish with people toil 

I really wished I read this reviews before using them on my website 

My developer convinced me even after ppl told me otherwise 

This is bad for business and I advice again using them if you’re just a startup 

Please release my payouts while conducting your review  

22 January 2025
Unprompted review
Rated 1 out of 5 stars

SCAMMERS!!!!!!!!! AVOID PLIZ

How I wish I had read the reviews before deciding to use Paystack in my business. They are scammers. I run a digital marketing agency and decided to use Paystack as my main payment gateway to receive money from my clients starting in January. Clients paid, and I expected settlement in 2 days as stated on their website. I waited, and after the 8th day, I decided to write to them asking why the payout was not being done. Twenty minutes later, I received an email that my account with them had been terminated and money refunded to customers, claiming a violation of their policy. I violated none of their policy. I immediately notified my clients that money would be refunded to their accounts and they should be on the lookout for the refund. To date, they have not refunded any of my clients their money or made any payout to me. Is this not scamming? It wasn't that much money, but we are contemplating taking legal action.

1 January 2025
Unprompted review
Paystack logo

Reply from Paystack

Hello Paul, we’re truly sorry to hear about your experience and understand your frustration.

Please rest assured that Paystack is a licensed and regulated payment provider committed to upholding the highest standards of compliance and security.

Due to strict compliance rules, we must adhere to our acceptable use policy, which sometimes means we cannot continue business with certain types of businesses. We regret that your business falls under this category and hope to serve you in the future should your activities align with our policies or should have a business which complies with our policies.

Regarding refunds, the process typically takes up to 12 working days as it involves coordination with banks. If your customers still haven’t received their funds after this period, please reach out to us at support@paystack.com so we can assist you further.

Rated 1 out of 5 stars

The worst app I ever seen poor support

The worst app I ever seen poor support

9 January 2025
Unprompted review
Paystack logo

Reply from Paystack

Hi Mbongeleni Twala, we are sorry to hear of this experience. We would love to look into why you had this experience. Please share your information with us via Trustpilot and a senior member of the team will be in touch with you.

Rated 1 out of 5 stars

PAYSTACK IS A CONDUIT FOR SCAMMERS TO…

PAYSTACK IS A CONDUIT FOR SCAMMERS TO STEAL FUNDS FROM UNSUSPECTING CONSUMERS. NO ACCOUNTABILITY, POLITE IN COMMUNICATION BUT NO RESOLVE. I LOOK FORWARD TO THEM BEING CLOSED! If you see them as a payment processor do not proceed!

The network keeps contacting PAYSTACK to process the refund and PAYSTACK keeps telling them its done but not refund has been recieved... They have done this 3 times. Very dishonest company.

22 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Nana, we are sorry to hear of this experience. Since you didn't receive value for the payment you made, please reach out to your bank (or banking institution) and request to file a chargeback on the transaction. This way, you should receive a refund on the payment.

Rated 1 out of 5 stars

PENDING PAY OUTS

Business id: 1040057

My client requested for a refund due that he wasn’t satisfied with my service! I refunded the client with an immediate solution that Paystack provides to refund! The after few days I received that my payment outs will be on review and I need to provide the reason why the client requested for the refund and what services do I provide.

I sent all the information regarding the issue! I made refund the immediate I wanted no inconvenience with my business!

It was 1k refund! 65k is on hold because of 1k!
I have sent more than 40 follow up emails and I have called multiple times but no help assisted! I think the should employ more people on the consultant and those who review the should sent of I think they don’t appreciate working there! New hand and new people are needed! Everyone is complaining about the review team and which makes it useless!

Now it has caused to much tension to my business! 2 months hading to 3 months with no help!

2 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi there, we appreciate your kind patience while completing this review. The review was delayed due to the holiday season, which has reduced our team's capacity.

The hold on your payouts have been lifted and you should receive these payouts within the next working day.

Sadly, your business model falls outside our acceptable use policy and hence we will disable it. You can find our Acceptable Use policy here - https://paystack.com/terms#acceptable-use-policy. If you do not agree with our decision, you can send us an email with the subject "Re: Trustpilot Review for Business id: 1040057" and a senior member of the team will be in touch with you.

Rated 1 out of 5 stars

Payout problem

I have been using Paystack for my business, and while the platform is generally efficient, my experience over the past two weeks has been frustrating. My payouts have been on hold for this period, and it is severely affecting my business operations.

I understand the need for compliance and security checks, but a delay of this length is unacceptable. I have customers waiting for their orders, and this situation is damaging my reputation.

I kindly request that Paystack expedite the resolution of this issue. Clearer communication and quicker resolution would greatly improve the experience for your users.

Thank you.

15 December 2024
Unprompted review
Paystack logo

Reply from Paystack

Thank you for sharing your feedback. We’re sorry for the frustration and impact this delay has caused. Our compliance checks are designed to keep your transactions secure, but we understand how this has been inconvenient for you. We’re already reviewing your account and will do our best to release your payouts as quickly as possible. We appreciate your patience and will keep you updated every step of the way.

Rated 1 out of 5 stars

PENDING PAYOUT

This is the second time I am writing this review about PAYSTACK.
I am yet to recieve my payout and it is over a week now on the reason of a so called business review when my account has been verified since .
I was just trying out your platform and this whole delay makes me look for a second choice .
What’s the update on the review .
Your delay has caused me a lot of inconveniences and financial strain .
Please fix this .
Now I see why you guys have a low trust score on trust pilot

23 December 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Dominion, thanks for sharing this feedback with us. Sadly, we had to disable your business because we do not support your business model as it falls outside our acceptable use policy.

We have also communicated this to you via email. If you disagree with our decision, kindly send us an email with the subject "RE:Trustpilot Review " and a senior member of the team will be in touch with you.

Rated 1 out of 5 stars

Inconsistent Payout Dates

I received money and payout said the next day, i login on the next day and the date is now three days later, really pissed here

20 December 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Joey, thanks for sharing this with us. We only process payouts on working days. If you receive a payment just before a weekend or public holiday, your payout will be settled on the next working day.

You can find our settlement schedule here - https://support.paystack.com/en/articles/2123586

Rated 2 out of 5 stars

when i started using paystack there was…

when i started using paystack there was no issue that can cause a scare but unfortunately for two months now they have been struggling to effect PAYOUTS
This last one is my second experience in a row I am just praying they pick up fast because they have been a reliable second choice to my payment options! If the team is reading this they should know how proud I was to have a payment platform from Naija that workds, please make Una fix this and send me my money

25 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi team, thanks for sharing this feedback with us. We apologize for this experience and will like to look into this for you. Kindly share your information with us via Trustpilot so we can assist appropriately.

Rated 1 out of 5 stars

Poor Services

Nothing to add, Just like the rest, unresponsive customer service. Holding of funds no reason communicated apart from a generic account review which takes forever. Been 3 weeks and counting. While business obligations have to be still supported without the funds.

11 December 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi there, thanks for sharing this feedback with us.

We deeply appreciate your kind patience while we worked on your business review. We are pleased to let you know it is now complete and your payouts should be settled to you today.

We are working on improving our review processes and your feedback will help us create an improved flow for handling our business reviews and settle payouts as quickly as possible.

Rated 1 out of 5 stars

Release my payout.

Paystack has decided to hold on to my 456 USD payout from a customer since the 14th of November 2024. Its been almost a month now without any reasonable excuse as I have sent several emails through bimbolaolateju@gmail and they mostly give generic responses or no response at all.
The customer has started questioning my integrity because of the laxity of Paystack. Please remit my payment and stop frustrating business for me. I will call you out on all available social media platform soon.

14 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Abimbola, We apologize for the delay in settling your payouts. This was due to a technical issue with our settlement partner. The payouts have now been settled, and you should have received them. We are working to ensure that such delays do not happen again in the future.

Rated 1 out of 5 stars

Avoid Paystack at all costs

Paystack Ghana is an absolute nightmare to deal with. Their payout process is slow, their customer support is non-existent, and their communication is appalling.

I've been waiting for weeks for a payout, and despite numerous emails, phone calls, and messages, I've been ignored. No updates, no explanations, just complete radio silence.

Their website claims to offer "fast and reliable" payment processing, but my experience has been the exact opposite. It's clear that Paystack Ghana is more interested in collecting fees than providing decent service to their customers.

Unless you enjoy waiting for weeks for your money and being ignored by customer support, stay far, far away from Paystack Ghana.

14 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Fatima, we apologize for your experience and the delay in completing your review and settling your payouts. Please note that periodic reviews are a regulatory requirement and hence compulsory for all businesses on Paystack to ensure that they are operating compliantly.

Your payouts have been settled now and you should have received them.

Rated 1 out of 5 stars

Paystack holding my funds

Pay stack have holding in to my funds for over a week. They told me that the business review will take 1-3 days and its been way more, I still don’t get any email update I always have to chase them on social media.

28 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Junero, we deeply apologize for this experience. Kindly share your business email and name with us via Trustpilot so we can look into why you haven't received your payouts yet.

Rated 1 out of 5 stars

The worst customer support service

I am extremely disappointed with Paystack's customer support. Despite uploading all required documents to transition to a registered business, the "Activate your business" button remains inactive.

I've reached out multiple times with no resolution or response. I have created 5 support tickets at this point. My payouts have been delayed due to this and the funds are needed urgently. There's no number to call and no one to escalate the matter to.

The lack of responsiveness is unacceptable, and I plan to discontinue using this platform once this issue is resolved. I would really urge people to be cautious before using them as a payment service. Paystack must improve its customer service for urgent matters like this.

28 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Daramola Adesuyi Foundation team, Thank you for your patience. We have received a high volume of inquiries, which has caused some delay in our responses. We are clearing the backlog and should be at a good place soon.

Our contact information, including our phone number, is available at the bottom on our website, social media pages, and Google Business profile.

We are prioritizing your request and have just sent you an email regarding your request. Please respond to that email so we can complete the process for you. We appreciate your understanding and look forward to assisting you further.

Rated 1 out of 5 stars

Please people don't use this paystack am begging you

Dear Paystack you are writing me here saying I should send you an email while you have deactivated my account account with a lot of money inside. You deactivated my account without refunding the payment to the sender. They send payment into my account on Thursday, that same Thursday one of your colleagues called Grace send me a message asking me for the reason of the payment of which I explained it to her. Her next email was her asking me for proof and when I asked her what proof those she needs because I can provide any, she stopped replying to my messages only to come today and told me they have closed my account. How can you deactivate my account without refunding the funds back to the sender. I have been looking for refund on your dashboard since last week I came on trustpilot to checkout your review. Your service is the worse. You ask for something and never allow the person to present it and then you go ahead to close the account without refunding the payment back to the sender. Telling me you have escalate the refund case. Please kindly refund the payment and stop destroying peoples reputation with your bad customer service. You are the worse payment service provider in the whole of Africa. I don't understand how they same you are a partner with stripe. Please refund the money. Because if you don't refund that money I will be here on trustpilot everyday. I would even run an ads campaign again your company. There's no ways am going to allow you to destroy my reputation. Never!! I worked so hard for it for you to come all the way to destroy it.

28 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Mohan, We closed your account as it violates our Acceptable Use Policy, which you can find here: https://paystack.com/terms#acceptable-use-policy. All the payments you received have been reversed, and the funds have been returned to the cardholders.

If you present a business in the future that falls within our Acceptable Use Policy, we will be happy to work with you again. Please let us know if you have any further questions on our decision by sending us an email and we'll be glad to answer them.

Rated 1 out of 5 stars

Paystack closed our account without…

Paystack closed our account without notice and has held our funds without releasing them for over 45 days and counting. They still have our money and this is a desperate attempt to get attention and for them to release our money. They keep saying they will get back to us and never do. They lie and steal money, please I beg you if you are a business owner do not use Paystack they might end your business like they are ending ours.

1 October 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Jeremy, thanks for sharing this feedback. We closed your business because it poses a high risk of chargebacks and hence falls outside our acceptable use policy - https://paystack.com/terms#acceptable-use-policy

We have shared an update with you via email on how long we'll need to hold on to the funds to settle any chargebacks that come up. As soon as the period elapses, the rest of your funds will be settled to you.

Rated 1 out of 5 stars

I paid money to FairMoney loan app…

I paid money to FairMoney loan app through their pay stack titan account and till now pay stack can't acknowledge the transfer anf now the loan app is on my neck asking for payment when ive already paid but pay stack titan is just not cooperating.

This is poor service.

8 November 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi MkponoAbasi, we are sorry to hear of this experience. Please can you share your information with us via Trustpilot so we can take a look at this issue and assist appropriately?

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look