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Perpay Reviews 3,619

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TrustScore 4.5 out of 5

4.6

Money & Insurance
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Review summary

Created with AI, based on recent reviews

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the company for its excellent products, user-friendly experience, and convenient payment system. Many appreciate the ability to acquire desired items through manageable payment plans, which also helps improve their credit scores. The delivery service is frequently highlighted for its speed and reliability, and people value the automatic payment deductions from their paychecks, making the process stress-free. However, some customers also noted that product prices can be higher than market value. A few people experienced issues with delivery, including receiving incorrect or damaged items, and some reported difficulties with the return process. Additionally, a small number of self-employed individuals found the direct deposit requirement restrictive, preventing them from utilizing the service.

What people talk about most

Product

Customers consistently note positive experiences with product, praising the wide selection of quality items... See more

Payment

People report positive experiences with payment, especially appreciating the convenience of automatic... See more

User experience

Customers had positive experiences with user experience. Many reviewers found the process easy, convenient,... See more

Price

Users describe positive interactions with price, finding items affordable through reasonable payments, which... See more

Delivery service

Consumers generally express satisfaction with the delivery service. Many reviewers highlight the fast... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Excellent way for those whose credit is not up to what greedy companies want to be able to get what they want. Rather for yourself or a gift you now have an option to get the more expensive things.... See more

Rated 5 out of 5 stars

I've been using Perpay for small, medium and large purchases for many years. The inventory is great with many premium brands. Never had an issue ordering or with deliveries. Once they started offer... See more

Rated 5 out of 5 stars

Been with Perpay for years. Had a big hiccup with my overpayment deposit. Did not arrive normally during business hours or even earlier Dropped by 6pm.I do really enjoy having nice things. Hope you as... See more

Rated 5 out of 5 stars

Honestly gave me the feeling of being in control again! My finances are killing me trying to get ahead or prevent from falling behind to say the least is the real struggle, but with the way it's desi... See more

Company details

  1. Money & Insurance

Written by the company

Purchase the products and brands you love by making small, easy payments straight from your paycheck. Build credit along the way while you shop! No credit check, no interest. Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more at https://www.bcorporation.net/en-us/find-a-b-corp/company/perpay-inc/.

Contact info

4.6

Excellent

TrustScore 4.5 out of 5

4K reviews

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Rated 5 out of 5 stars

Runs on Auto-piolet

Runs on Auto-piolet, w/ the bonus of helping to build credit. I love how I don't even have to think about making the payment. It just automatically happens in little weekly bites instead of one larger payment once a month. It's been a really nice, stress free experience. Thank's to the team at PerPay.

22 March 2026
Rated 5 out of 5 stars

I got everything I wanted fast and…

I got everything I wanted fast and perpay made it super easy. I love that I can directly deposit my money without worrying about missing any payments. I didn't have to wait forever to earn $1,000 like afterpay does. Perpay is number 1 in my book. Thanks

21 March 2026

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