Phoenix Life Reviews 

6,385
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Considering 3,047 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently describe the staff as extremely polite, friendly, and very helpful when handling various insurance and pension inquiries efficiently. Many consumers genuinely appreciate the clear guidance provided during phone conversations and the straightforward paperwork process to bring administrative matters to a swift close. However, some reviewers were not happy with extremely long phone wait times and missing promised call-backs from busy customer service representatives. People also mentioned experiencing slow processing times overall and persistent difficulties getting transferred to the correct department when further urgent assistance was needed.

What people talk about most

Customer service

Consumers find customer service to be ambiguous, reflecting a wide divergence in experiences. While some... See more

Staff

People report positive experiences with staff, highlighting helpful, polite, and professional service during... See more

Response time

Customers consistently note ambiguous experiences with response time. While some reviewers report long... See more

Service

Reviewers highlight ambiguous aspects of service, showing mixed feelings about their experiences. While some... See more

User experience

Customers had positive experiences with user experience, finding the overall process straightforward and fuss... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The person I spoke to was friendly & responsive. However it is actually too soon to give a full response. The reason: my request involved Phoenix communicating with HMRC (sending some information whic... See more

Rated 4 out of 5 stars

Very helpful, polite and professional. Understood my query and resolved very quickly. I would have given five stars, however like most other companies (banks etc) I was on hold for a very looooong ti... See more

Rated 4 out of 5 stars

I struggled contacting them by phone.I waited in the queue and eventually someone answered but only to tell me there was no one available and they would arrange a call back to me that i didnt recieve.... See more

Rated 3 out of 5 stars

Pension fund has performed well but getting at it is a different matter. Wanted to transfer to drawdown fund and told this would be through a sister company but nothing was done. 3 further phone calls... See more

Company replied


Company details

  1. #165 of 171 best companies in Non-bank financial service

Written by the company

We're proud to be part of Standard Life plc, we both share an aligned ambition to help every customer enjoy a life full of possibilities. We aim to provide the right guidance at the right time, giving you confidence on your journey into retirement and beyond. Over the years, policies from a number of life companies have been brought together into Phoenix Life, so it’s likely your policy would have originally been with a different company.


Contact info

3.6

Average

TrustScore 3.5 out of 5

6k reviews

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3.6

All reviews

(6,385)

3,257 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 2 out of 5 stars

Time awaiting call answering

Time awaiting call answering
Unresolved issue after four weeks.

27 August 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mr Smith. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 1 out of 5 stars

Very poor customer service

Very poor customer service. I been trying to transfer my pension for over 13 months. Every time I call for an update, they ask for a new document and when I submitted all the documents they gone quite with no update. Calls are ignored and when they promised to call back, they never do.
I can't wait to leave this company.
If you can, try to avoid them as much as you can.

11 September 2026
Unprompted review
Rated 1 out of 5 stars

Phoenix persistently fail to address my…

Phoenix persistently fail to address my needs - my pension, my money, 18 months of failing to give me access to my rightful cash! ARRRGGGHH!!

11 September 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mr Turner. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and referred it to the relevant department. We will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 2 out of 5 stars

The first time I tried to contact

The first time I tried to contact, 1 month ago,took over 30 minutes to reply. Was told there would be a call-back. There wasn't. 2nd time - referred to Customer Services who were also unavailable. 3rd time - have again asked for call-back. Advised that this would take 5-7 days. All I want is an Options Form, which PL refuse to provide without this all-important phone call. PL knows the practical limitations of this as I live in Australia. Poor show. Sharpen up your customer service. 2 stars is generous, really.

11 September 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mr Cary. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 1 out of 5 stars

Still waiting a phone call by customer…

Still waiting a phone call by customer care dept over a week for a simple form

11 September 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mrs Forster. We’re sorry to hear you’ve not been satisfied with your experience with us. We’ve noted your feedback and referred it to the relevant department. We will do our best to improve in the future. Thanks, Russ at Phoenix Life.

Rated 1 out of 5 stars

Lack of communication when approaching…

Lack of communication when approaching me to consent taking my pension early transferring to Standardlife. The lack of communication is very poor, I’ve railed standardlife to request information and still waiting to hear.’ I can’t give a date as it’s been over multiple dates. I’ve had 3 calls and still no further forward.

11 September 2026
Rated 1 out of 5 stars

Could do a lot better

Impossible to get through constantly on hold, unable to get on the app

11 September 2026
Phoenix Life logo

Reply from Phoenix Life

Hi Mr Hipkiss. We’re always here to help our customers with any queries in relation to their pension with Phoenix Life. We’re really sorry to hear you’ve not been satisfied with your experience with us and a complaint was necessary to address your concern, our complaints team has reviewed your case and issued a final response to you previously. Many thanks, Russ at Phoenix Life.

Rated 5 out of 5 stars

Phoenix life

Recently I made a call to Phoenix life to enquire about my fund. My call was answered by a very helpful and knowledgeable customer advisor. My query was answered quickly and efficiently.
I have been with this company since the takeover of abbey life and have had no problems with any issues I have raised and also a bonus my fund is performing extremely well.

2 September 2026

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