Prudent Financial Services Reviews 

169
TrustScore 2 out of 5

1.8

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Rated 1 out of 5 stars

Nothing but lying scammers. Attempting to claim I have over $43,000 in credit card debt. Do not give these creatures and ounce of your personal information

Company replied

Rated 1 out of 5 stars

The company sent the bailif to her house last night between 930 and 10 pm with the bailif asking her to pick up her phone during his visit to her house. She did not give consent to the bailif to come... See more

Company replied

Rated 1 out of 5 stars

Run and run fast Payday loans have more integrity and everyone who has mentioned the problem with payouts is accurate - they will jerk you around. Jordan - remember that name - worst person you will... See more

Rated 5 out of 5 stars

With all honesty, this finance company rocks. They have always met our financial needs each and every time. They are a very honest and trustworthy company, and you should definitely consider them for... See more

Company details

  1. Non-bank financial service
  2. Car accessories shop
  3. Car dealer
  4. Financial advisor
  5. Mortgage broker

Information provided by various external sources

Since 1984 Prudent Financial has lent money to people with lower credit scores. And Prudent continues to do so today at one of the lowest lower credit score rates in the GTA. Not only that, a Prudent loan reports to the credit bureau as part of an over-all credit rebuilding program. This is often not the case with our competitors. Our loans are reasonable rates, and reasonable pay back times so you have the great opportunity to have a positive loan experience. Have a paid off car six years or newer? Equity in your home? Borrow up to $20,000. All our rates and fine print are prominently displayed on our website. We look forward to assisting you soon.


Contact info

1.8

Poor

TrustScore 2 out of 5

169 reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 50% of negative reviews

Typically replies within 24 hours

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1.8

All reviews

(169)

7 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I have had multiple loans at prudent …

I have had multiple loans at prudent over the last few years. Farrukh mushtaq has been fantastic to deal with. He goes to work quickly for you and makes you feel comfortable from start to finish. The entire staff at prudent is friendly. Very nice experience there. Gary is a great guy! Very down to earth. And I even like the family dog BUDDY! Thanks again, Farrukh!

9 November 2017
Unprompted review
Rated 5 out of 5 stars

I've had many loans with Prudent over …

I've had many loans with Prudent over the years, even with my bad credit rating in the beginning. They offered advice on how to help rebuild my credit and offered a decent interest rate. They are professional and pleasant to deal with so I would definitely recommend Prudent financial to people I know

8 November 2017
Unprompted review
Rated 5 out of 5 stars

Always helpful

Always helpful. Rates are decent for less than good credit. Highly recommend the services.

27 October 2017
Unprompted review
Rated 4 out of 5 stars

I have been doing business with prudent …

I have been doing business with prudent for years. The staff is great, Deborah is always quick with her turn around time and my requests approved.
ONLY think I do not like is when speaking to Gary he asks about payday loans that do not exist, I find it rude, like he is trying to catch a lie, I do not find that professional, no matter what the customers circumstances are.

21 October 2017
Unprompted review
Prudent Financial Services logo

Reply from Prudent Financial Services

We appreciate your business very much and appreciate your taking the time to post your thoughts. Deborah does indeed do a fine job and she has many clients who agree with you. We're sorry you took offence to Gary's questions. Now that we know you and have established a relationship, this line of questioning will certainly not be required in the future should you seek our services again. Thanks again for your business! Prudent Customer Care

Rated 5 out of 5 stars

Farrukh was amazing and accommodating …

Farrukh was amazing and accommodating from start to finish! I would highly recommend Prudent Financial to friends and family, for sure. The service experience was the best I've had in a while...thank you!

21 October 2017
Unprompted review
Rated 4 out of 5 stars

My experience

Very friendly staff, and helpfull.explained my reason for coming and they were very professional and Worked within my budget .
All round great experience.
Thanks,
Richard

21 October 2017
Unprompted review
Rated 1 out of 5 stars

Stay away

If you are looking for a company that treats you like garbage, Prudent is the one for you! Between being talked down to by Gary and Jill, or their obvious lack of privacy and integrity, you are better to borrow money from a loan shark.

20 October 2017
Unprompted review
Prudent Financial Services logo

Reply from Prudent Financial Services

We regret that you feel this way. As you can appreciate, laws and our personal set of business ethics prevent us from posting a public response that shows the full perspective on this exchange, but we wish you well with your future finances Sincerely, Prudent Customer Care

Rated 4 out of 5 stars

Good Customer service

Good Customer service and fast and efficient response time in getting information and help. Farrukh was great to work with again and very helpful.

15 October 2017
Unprompted review
Rated 5 out of 5 stars

Thank you for providing excellent …

Thank you for providing excellent client servicing to me. You’ve worked with me at times to make the numbers work assisting through some trying times, will definitely use Prudent and their services again without hesitation.

Reno’s definitely in the horizon. 

29 September 2017
Unprompted review
Rated 5 out of 5 stars

Farruk and Gary are the best

Farruk and Gary are the best, excellent service.I am so thankful for their kind attention and understanding. 100 % I recommend Prudent because
they are down to earth helpful . Very truthful and humanistic.What else can I say go and use their services.

Yours truly,

a very satisfied customer, I borrowed 8 times already.

24 September 2017
Unprompted review
Rated 5 out of 5 stars

Prudent financial is certainly the best …

Prudent financial is certainly the best place to check when you are trying to get a car loan with a less than average credit. The staff are very friendly and easy to talk to. They see you as a person who wants a second chance and not your credit history. If you are a prudent person and willing to meet Gary ! and his cute dog (looool) half way, he will give you a loan. Don't be scared, try them! Just go with a reasonable down payment and you are good!!
The staff members were very helpful. I applied for a car loan on Monday ! Now its Wednesday !! I got my car and now my baby is sitting at the back seat with smiles, wow!
Hi five to Jill, Debra and certainly Gary!!!! ,one of the most down to heart person i have ever met!
Thanks Prudent.

20 September 2017
Unprompted review
Rated 5 out of 5 stars

Purchasing Experience

My Prudent Financial Services experience was great. Everyone did their best so I could be in position to buy a car, even if my credit rating is not great. I would like to thank Saif Sarwar and Farrukh Mushtaq for all the assistance they provided, from beginning to the end. I would definitely deal with Prudent Financial again in the future.

20 September 2017
Unprompted review

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