Nothing but lying scammers. Attempting to claim I have over $43,000 in credit card debt. Do not give these creatures and ounce of your personal information
Company replied
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See what reviewers are saying
The company sent the bailif to her house last night between 930 and 10 pm with the bailif asking her to pick up her phone during his visit to her house. She did not give consent to the bailif to come... See more
Company replied
Run and run fast Payday loans have more integrity and everyone who has mentioned the problem with payouts is accurate - they will jerk you around. Jordan - remember that name - worst person you will... See more
With all honesty, this finance company rocks. They have always met our financial needs each and every time. They are a very honest and trustworthy company, and you should definitely consider them for... See more
Company details
Information provided by various external sources
Since 1984 Prudent Financial has lent money to people with lower credit scores. And Prudent continues to do so today at one of the lowest lower credit score rates in the GTA. Not only that, a Prudent loan reports to the credit bureau as part of an over-all credit rebuilding program. This is often not the case with our competitors. Our loans are reasonable rates, and reasonable pay back times so you have the great opportunity to have a positive loan experience. Have a paid off car six years or newer? Equity in your home? Borrow up to $20,000. All our rates and fine print are prominently displayed on our website. We look forward to assisting you soon.
Contact info
1550 Sheppard Avenue West, M3K 2B5, Toronto
- 416 223 9300
- info@prudentfinancial.net
- prudentfinancial.net
1.8
Poor
169 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 50% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
treated fairly
treated fairly , great team they have, this is the third car I have bought from them. I have never had any problems with any of my car I have bought from them. the cars are like new even though they are use.
13 September 2017
Unprompted review
Always treated well and know they will …
Always treated well and know they will go above and beyond to help you out! Faruuk is one of the best people you could deal at the office!
10 September 2017
Unprompted review
When I visited prudent financial …
When I visited prudent financial services I met (2 ) guys FARRIKH MUSHTAQ and JOHN . Those guys were really helpful, I got a loan and my car insurance. Good job guys.
Thank
9 September 2017
Unprompted review
respond was very quick
8 September 2017
Unprompted review
It was great working with Deborah
It was great working with Deborah. She was receptive to our needs. She was also very responsive and efficient. This is our second time working with Prudent Financial Services and it has always been a good experience.
7 September 2017
Unprompted review
Very courteous
5 September 2017
Unprompted review
Great and friendly staff
Great and friendly staff, help u when ur down one ur luck. No question asked. Awesome company and will defnently doing business again! Thank you Saif and Gary.
3 September 2017
Unprompted review
Staffs were extremely helpful
Staffs were extremely helpful, touching on a every single detail and its impact on outcome. I was happy with the service and friendly approach by Jill and Farrukh. it was a great experience
Christian
31 August 2017
Unprompted review
Prudent Financial Very reliable
Prudent Financial Very reliable, no hassle
31 August 2017
Unprompted review
i would recommend to everyone
30 August 2017
Unprompted review
Have dealt with this company 3 times …
Have dealt with this company 3 times now and they have always been extremely helpful and kind. This time a special thank u to Saif Sardar. Thanks bud u were the best.
16 August 2017
Unprompted review
Am sceptic as
Am sceptic as, im totally interested in getting a loan am unsure as im now having to pay 280 dollars before i get the loan. They are just waiting for payment lol. But how do i know this is tryce and correct. Help!!
23 July 2017
Unprompted review
Reply from Prudent Financial Services
Prudent Financial never solicits through texts. This is the result of a phishing scam where individuals pretend to be Prudent. Please avoid these people at all costs. You may contact us directly if you live in Ontario through our website Prudentfinancial.net Sincerely, Prudent Customer Care
You say its not you sending texts but …
You say its not you sending texts but the email provided is the same domain as the contact emails on your website
Texting at 2am encouraging someone to borrow money is unacceptable conduct. Sort it out.
The solicitation feels disingenuous and malicious.
17 June 2017
Unprompted review
Reply from Prudent Financial Services
We completely agree this is a bad way to market to our customers - which is why we never do it. You'll notice when you hold your mouse over the email url, it is actually a completely different email address. Please forward a copy of the text to us at info@prudentfinancial.net so we can report this to the authorities. We appreciate your taking the time to report this, and your assistance in helping us stop this highly unethical phishing practise. Sincerely, Prudent Financial Customer Care
I received a phishing txt from the …
I received a phishing txt from the company you're looking for at 1.13am this morning. The txt read; Ads! Prudent Finanicial are currently financing loans with low interest rates and no credit check in NZ. To apply, Pls contact us at: l
Contact info in blue. Txt received from +61468361852
Cheers
Bella Talbot
Sorry had to remove the contact details your website wouldn't allow me to post this review with an email address in it.
17 June 2017
Unprompted review
Reply from Prudent Financial Services
Bella, thank you so much for taking the time to report this. The company of origin is actually Prudent Finance in New Zealand. Unfortunately the phishing activity is reaching our Prudent Financial customers in Toronto. We'll report the number to the RCMP in hopes we can stop this unethical misrepresentation. Thank you again Bella, Sincerely Prudent Customer Care
I received a text message at 2am!!!
I received a text message at 2am!!!! SERIOUSLY i am furious
Offering low interest loans. Who texts people at 2am so unprofessional and where did u get my number from!
12 June 2017
Unprompted review
SPAM
received a random text from this company offering loans. Have never ever dealt with this company and now never will. I am not in the market to borrow money, especially from a company which sends unsolicited texts to random numbers. Totally unacceptable.
6 June 2017
Unprompted review
Reply from Prudent Financial Services
Sandra - Would you be able to forward the number you were solicited through? You may send it directly to us through the contact form on our website or the general office phone number. We are attempting to track down individuals masquerading as Prudent to report them to the RCMP. Prudent is not in any away associated with the person(s) soliciting you, pretending to be affiliated with us. This individual or group are overseas and are highly suspect. A similar Australian company, Prudent Finance is experiencing the same issue and have reported these individuals - but it is a difficult thing to investigate. We'd appreciate your deleting this review as we take great pride in our star rating. We regret you were targeted by this illegal phish activity. Sincerely, Prudent Customer Care
Worst Compagny Ever
This is the worst company that a person needing help may encounter. Indeed, the staff is available and especially malpolie with its clientele.
I bought 3 cars with this company in order to build my credit. Prices and monthly payments are unrealistic 10004 per month. I learned that my 3rd vehicle had been involved in a big accident and that the sales value was well beyond the value of the vehicle ... $ 8,000 versus 21,000 without interest. A lexus without auto radio that I could never fix correctly. But above all a staff unavailable to answer the question ... I intend to make follow-ups about this company.
29 May 2017
Unprompted review
Reply from Prudent Financial Services
Dear Michelle -
We value your business and are sorry to hear you are displeased. However, for accuracy, in your review you should disclose the fact that we did in fact reveal the full history of the vehicle to you at the time of purchase. We have since re-sent you the same verification you saw at the time of purchase for your records. It should also be noted, Prudent Value Cars does a full inspection and only releases cars for sale after they have passed our near factory quality standards.
Responding to your comment about unrealistic monthly payments, you should note, Prudent Financial founded the Responsible Lender Pledge program. This means that, unlike many of our competitors, we take the time to reveal a prospective customers complete financial profile and ensure that the loan is never for an amount beyond what the client can comfortably afford to pay back, provided that client doesn’t incur additional, ill advised debt beyond the initial assessment.
We’d be pleased to assist you in the future if it makes sense, Michelle. And if not, we wish you great financial success in the future. Prudent Financial Customer Care
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