The registration was very efficient, the different topics you have to fullfill are structured in such a way that they are easy to follow without harming the intregity which is needed to open an acco... See more
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The product is great for whom need to spend money, manage invoices and optimize finances operations. Big problem unfortunately : Support service is terrible, it's been 2 days I m wait... See more
Company replied
My experience with Qonto was seamless all the way along from the company creation to the closure of the account for personal reasons. The support service is excellent. People are reactive and really... See more
Company replied
I liked how clearly laid out the step by step process was. Timeframes given were often very conservative and actual accomplishment times were much less.
Company details
- Financial Institution
- Bank
- Bookkeeping service
- Business-to-Business service
- Payment service
- Private Sector Bank
About Qonto
Written by the company
Get started with a powerful Business Account for all your everyday banking needs.
- Local IBANs (🇫🇷 French IBAN / 🇩🇪 German IBAN / 🇮🇹 Italian IBAN / 🇪🇸 Spanish IBAN)
- Payment cards: spend up to €200,000/month. No hidden costs. Pay online, in-store, and abroad, whatever the situation, our range of free and premium corporate cards included in your subscription has got you covered.
- Transfers: flexible payment methods - from Instant SEPA to SWIFT - so you can pay, and get paid, faster.
- Transactions: unlimited history and real-time notifications.
- Financing: easy access to integrated financing options.
Then, leverage our Financial tools to keep track of your money and help you grow your business.
- Invoice management: centralize invoices & receipts in one place, get paid faster & automate your outgoing payments
- Spend management: control team spending with budgets, automatic receipt collection & tailored access.
- Bookkeeping: collaborate seamlessly with your accountant, connecting to our suite of tools, and get a full, real-time cash flow overview.
Follow Qonto for news and company updates (LinkedIn, Instagram, YouTube, Medium).
Read more_____
Qonto simplifie le quotidien bancaire des PME et des indépendants, en offrant un compte pro 100 % en ligne, des outils de facturation, de comptabilité et de gestion des dépenses. Avec un produit innovant, un service client ultra réactif 24h/24 et 7j/7, et des tarifs transparents, Qonto est devenu le leader européen de sa catégorie.
Gérez tout votre quotidien bancaire depuis votre compte pro.
- IBAN français.
- Cartes de paiement : dépensez jusqu'à 200 000 € par mois avec nos cartes Mastercard Business. Sans frais cachés. Que ce soit pour vos achats en ligne ou en magasin, en France ou à l'étranger, nos cartes gratuites ou premium répondent à tous vos besoins.
- Virements : payez en 10 secondes chrono avec les virements SEPA instantanés gratuits et boostez votre activité à l’international avec les virements SWIFT, disponibles dans plus de 25 devises.
- Transactions : gagnez en visibilité avec un historique de vos transactions illimité et mis à jour en temps réel.
- Financement : accédez à nos offres de financement partenaires pour développer votre projet professionnel et recevez les fonds directement sur votre compte pro.
- Chèques : déposez vos chèques par voie postale et recevez votre argent sur votre compte pro sous 7 à 15 jours ouvrés selon le montant.
Profitez des outils intégrés à votre compte pro pour booster votre activité. 100 % ligne. Au même endroit. Que vous soyez indépendant(e) ou à la tête d’une équipe.
- Facturation : gérez vos devis et vos factures clients et fournisseurs, au même endroit. Anticipez la transition vers la facture électronique obligatoire avec notre outil 100 % conforme à la réforme dès son application.
- Gestion des dépenses : gardez le contrôle sur vos dépenses d’équipe. Personnalisez les plafonds de paiement et les catégories de dépenses autorisées puis validez les demandes de vos collaborateurs en temps réel et en quelques clics.
- Comptabilité : connectez votre compte à +80 outils partenaires et simplifiez la collaboration avec votre comptable en lui donnant un accès dédié pour récupérer les justificatifs en totale autonomie.
Suivez nos dernières actualités (LinkedIn, Instagram, YouTube, Medium).
En savoir plusContact info
18 rue Navarin, 75009, Paris, France
- hello@qonto.com
- qonto.com
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Dounia the agent was very polite
Dounia the agent was very polite, patient and clear.
May use AI-assist with repliesRead more
Attention à ne pas dégrader la qualité de la hotline
question simple, réponse pas top au départ, problème résolu in fine.

Reply from Qonto
Successful troubleshooting
Thank u for solving my problem in a fast and effective way
Blocking Transfers for no reason
I strongly recommend not using Qonto.
They started asking for ID documents from our customers just to unblock incoming local transfers. After that, they began blocking and returning incoming international transfers for “internal reasons” without notifying us, and without any real explanation.
The interface looks nice, but the banking side has been unreliable and has caused us a lot of problems. If your business depends on regular incoming transfers, I wouldn’t risk it with Qonto.

Reply from Qonto
Everything was setup and operational in…
Everything was setup and operational in less than an hour!
excellent service
Youssef was truly a great support to…
Youssef was truly a great support to fix my problem on Qonto! Thank you again !
C’était nickel
Transactions valides pour la rémunération de compteAnswer was precise
Answer was precise, thanks.
Attention to properly resolving the…
Attention to properly resolving the issues is very much appreciated
Disappointed service for company creation
Very disappointed by the company creation service.
Acts as if everything is fine and normal, but there is absolutely no warning on some of the content elements that are provided.
Once the company had been created, I kept receiving messages saying that the company was under creation for more than two weeks. Demonstrating a lack of robustness in this important process
They were issued during the creation, and afterwards the position of Qonto is obviously that they are just facilitating and have no responsibility regarding the content of what has been integrated.

Reply from Qonto
- Excellent Business Banking Experience - Fast, Modern, and Easy to Use - Great Support and Smooth Platform
I’ve been using Qonto for my business and overall the experience has been positive. The platform is clean, easy to navigate, and makes daily banking tasks very simple. I appreciate how fast the customer support team responds — they’re usually friendly and helpful.
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