Raisin U.S. Reviews 944

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 343 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the excellent customer service, highlighting the helpfulness, politeness, and knowledge of the staff. Many appreciate the ease of speaking to a live person without long hold times, and the quick resolution of their questions. The user experience is frequently described as simple, convenient, and easy to navigate for opening accounts, making deposits, and managing funds. However, some people mentioned frustration with payment processes, specifically difficulties in changing external bank accounts or experiencing delays in transferring funds. A few customers also reported issues with login access and unexpected discrepancies in bonus payments.

What people talk about most

Customer service

Consumers find customer service to be positive, with many reviewers expressing gratitude for the helpful,... See more

Staff

Clients share positive opinions on staff, frequently highlighting their helpfulness, politeness, and... See more

Payment

People report ambiguous experiences with payment, with some finding deposits and withdrawals easy and fast,... See more

User experience

Reviewers highlight positive aspects of user experience, consistently praising the platform's ease of use and... See more

Response time

Reviewers mention positive feedback about response time, with many customers appreciating the quick answer... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I am so happy that I found "Raisin" that operates an online marketplace banking services! When I call they actually answer the phone and no waiting on hold for a long time like most banks customer ser... See more

Company replied

Rated 5 out of 5 stars

I have had very good experiences with Raisin since the beginning. Customer service is great. Easy to actually speak to someone rather than dealing with AI generated response systems. Please do not... See more

Company replied

Rated 5 out of 5 stars

We were searching for a better place to put our money than in our bank savings account where it was doing hardly any growing. But we wanted to be able to access it if we needed it for an emergency or... See more

Company replied

Rated 5 out of 5 stars

Joshua Tibian was SO AWESOME! He was VERY helpful, patient and courteous. Professional too. I LOVE what Raisin is doing with all of the banks. I do hope though we can get free instant transfers an... See more

Company replied


Company details

  1. Non-bank financial service

Written by the company

Raisin is a free financial platform offering access to high-yield savings and CDs from 100+ insured banks & credit unions, all in one account. Open a no-fee Raisin account in minutes and spread your savings across our growing network of banks and credit unions. You’ll get $250,000 of insurance coverage per institution, per individual, and be able to manage your savings in one account.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

944 reviews

5-star
4-star
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1-star

No history of asking for reviews

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Rated 5 out of 5 stars

immediate corrective help

There was a very short wait time after making my selection from the automated menu for help. Astou was exceptionally helpful in immediately cancelling a transfer request that I had made in error! I'm very thankful for her compassionate response. I was then able to make the correct transfer request.

17 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so happy to hear about your positive experience and that we could assist you efficiently with your transfer request. Your kind words are truly appreciated.

Rated 4 out of 5 stars

Accrued interest vs total balance

The accrued interest isn’t reflected in the total balance. Kinda confusing!

15 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate your feedback regarding the interest display. We are reviewing this to improve clarity for our customers.

Rated 5 out of 5 stars

The customer service was amazing and…

The customer service was amazing and how quick they were to resolve my issue was amazing!

17 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear our customer service was amazing and resolved your issue quickly. Thank you for your kind words.

Rated 5 out of 5 stars

Efficient telephone service

Dylanni Hawaks was helpful in confirming my online savings account information, including balances and interest rates.

16 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're happy to hear we could assist with your online savings account details. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

Joshua has explained everything to me.

Joshua has explained everything to me.
There was a temporary hold on my account but it was released.
Told me how to work with the ssytem for CD and nonrenewal
Told me how cash account works.
I now know how to use all the features of Raisin.
Thank you Joshua

11 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear that our team was able to provide such clear and helpful explanations regarding your account and all of our features. Thank you for your wonderful feedback!

Rated 5 out of 5 stars

Nate was excellent at explaining how…

Nate was excellent at explaining how the APR works in your high yield savings accounts. I love your company and have told many people about you.

Thank you,
Jody Helgerson

12 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear you had such a positive experience with us and appreciate you sharing it with others!

Rated 5 out of 5 stars

Wonderful experience!

My entire experience with Raisin has been very pleasant. It is wonderful to be able to easily move my funds around to take advantage of higher interest rates.

11 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad to hear you're enjoying the ease of managing your funds to achieve higher interest rates with us! Thank you for your positive feedback.

Rated 5 out of 5 stars

Great Experience

It's always a pleasure working with the Raisin representatives. Very pleasant and friendly!!

12 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so happy to hear you enjoy working with our representatives. We appreciate your kind words!

Rated 5 out of 5 stars

The representative understood exactly…

The representative understood exactly what I needed and was able to walk me through how to find it online. Very friendly and knowledgeable.

12 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're so glad our representative could provide such clear and friendly assistance. We appreciate you sharing your positive experience with us!

Rated 5 out of 5 stars

Fast and efficient

Fast and efficient service. Added beneficiary without issue

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're glad to hear we could assist you efficiently and without issue. Thank you for sharing your feedback

Rated 5 out of 5 stars

Excellent phone call customer service

Excellent phone call customer service.
The representative went the extra mile to be sure my need was met.

9 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We're glad to hear our representative provided excellent service and went above and beyond. Thank you for your kind words!

Rated 5 out of 5 stars

Ease of use

Ease of use, insured, and secure

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad you found our service easy to use and secure.

Rated 4 out of 5 stars

Adding a.beneficiary

I filled out the form online and received an email the next day that my beneficiary had been added. The form was a little confusing in that a couple fields didn't explain what was wanted in the field.

9 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We appreciate your feedback regarding the online form. We're glad the beneficiary was added promptly. We will review the form fields to improve clarity for future users.

Rated 5 out of 5 stars

I was able to speak to a live person…

I was able to speak to a live person and not have to wait on hold for a long period of time. The representative understood my concern and provided positive good news for future implementation.

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so pleased to hear about your positive experience with our team and the good news shared. Thank you for your kind words!

Rated 5 out of 5 stars

Anastasia fixed a difficult online…

Anastasia fixed a difficult online problem. She was skilled and personable throughout the process

8 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so happy to hear about your positive experience. We appreciate your kind words about Ana's skill and helpfulness. Thank you for being a valuable member of our Raisin Community!

Rated 5 out of 5 stars

Ashley Clark was awesome

Ashley Clark was awesome on the telephone with me and helped me very much on the mobile app.

4 June 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad Ashley could assist you with the mobile app. We will be sure to share this praise with our team! Thank you for your kind words!

Rated 5 out of 5 stars

Agent was able to track down my bonus…

Agent was able to track down my bonus offer and inform me that processing was underway. I actually receive the bonus deposit the very next day. Raisin customer service is excellent. The banking product they offer is solid. I am pleased with their offerings and service.

27 May 2026
Unprompted review
Raisin U.S. logo

Reply from Raisin U.S.

We are so glad to hear about your positive experience with our customer service and bonus deposit! We appreciate you recognizing our solid banking product and offerings. Thank you for your kind words.

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