Working with Mitul from Ratehub was the best decision ever! We can’t thank him enough for helping make the purchase of our lovely new home a reality. He guided us through every step with patience,... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Based on reviews, created with AI
What people talk about most
Based on these reviews
Company details
Written by the company
Ratehub is Canada’s leading one-stop shop for comparing and saving on mortgages, insurance, credit cards, investments, and loans. Founded in 2010, Ratehub helps Canadians make smarter financial decisions with powerful comparison tools, trusted loans, TFSA, and mortgage calculators, expert insights, and award-winning brokerages. Our portfolio includes Ratehub.ca — Canada’s #1 personal finance comparison website and mortgage brokerage — along with mortgage lender CanWise, insurance brokerage RH Insurance, and personal finance publication MoneySense. Each year, millions of Canadians use Ratehub to find personalized financial solutions and save more money. Learn more at www.ratehub.ca.
Contact info
100 University Ave, 5th Floor, M5J 1V6, Toronto, Canada
- 1.866.988.6324
- www.ratehub.ca
- ratehub.ca
Hasn’t replied to negative reviews
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
John Ross Hill was very helpful when it…
John Ross Hill was very helpful when it came to the purchase of our first home. He was easy to talk with and helped answer many of our questions about the home-buying process. We would certainly recommend his service!
My recent experience with Ratehub was…
My recent experience with Ratehub was excellent. Victoria was patient enough to find me the lowest rate possible at the time of my closing. I will use Ratehub again. Thanks Victoria!
Working with Natasha Lobo at Ratehub…
Working with Natasha Lobo at Ratehub was a great experience. Natasha helped me obtained the best mortgage rate based on my preference and situation. She patiently explained the application process and followed up on any questions to resolve issues during my mortgage application and transfer. I highly appreciate Natasha’s support and work ethics.
Great people, bring in the best rates
My experience with Hitesh Babbar was outstanding. Over the course of three months leading up to closing, Hitesh renegotiated the rates three to four times, ensuring I always had the best rate available in the market. Remarkably, he even conducted a final negotiation a few days before closing. Hitesh consistently went above and beyond, promptly answering all my questions and always being just a phone call away. I highly recommend working with him.
Great experience
I worked with Hitesh Babbar from Ratehub. Hitesh was amazing to work with, not only did he help us get a rate we were really satisfied with but also helped us navigate the whole process and answered the many questions we had.
Best mortage broker ever, thanks Hitesh!
Hitesh Babbar was a great mortgage agent for me. He answered all my questions and even got me the best rate from a major bank like TD. He worked tirelessly with the banks to get me the best rate he can find. On top of that, I even got a cash back incentive. Would 110% recommend Hitesh from RateHub for anyone!
Thanks,
Jacky
Best Broker Ever
I worked with Hitesh Babbar who was incredibly knowledgeable, helpful, and supportive throughout the process. At the outset, it seems like a very simple thing to just get a mortgage by picking the lowest rate, but there are so many more variables to consider and we're lucky to have had a great advisor throughout the journey. Could not recommend more highly!
Best mortgage rate!
I am so glad I stumbled upon ratehub for my mortgage rate search. Specifically a big thank you to Kaunain Taki for getting us the best rate (much better than what I was quoted by other brokers and banks). They provide you with competitive rates and clear communication. Will definitely be working with them in the future. Shout out to Danny on the team as well who really supported us through this.
Very good service
Hitesh was beyond helpful in our home buying journey! He made everything so easy for us as first time home buyers, and answered all of our questions.
poor experience
Poorly mannered sales representative who was unclear in their questions and on the verge of being rude.
The rate they quoted was also uncompetitive.
Based on this I purchased insurance with a competitor instead.
We had an amazing experience…
We had an amazing experience with Ratehub and Hitesh Babbar! I can’t recommend him enough! He walked us through the entire home buying process from pre-approval to signing the documents. We had no idea what we were doing going in and took on a complicated purchase plus improvements mortgage on an older home. Hitesh made the process so much clearer and took the time to answer all our many questions. And to top it all off got us an absolutely incredible unbeatable rate with cash back. It made all the difference to us and our finances! We can’t thank Hitesh enough and highly recommend working with him!
Ask for John Ross Hill
We had the pleasure of working with John Ross Hill for our mortgage loan, and he was nothing short of fantastic. From our initial consultation to the final approval, John was proactive, thorough, and exceptionally communicative. As first-time home buyers, we were naturally anxious and had many questions and concerns. However, his responsiveness and willingness to go the extra mile were especially appreciated, ensuring that we felt confident and informed at every step. Thanks to John, we secured a great mortgage rate, and the entire process was completed faster than we anticipated. We are deeply grateful for his hard work and outstanding service. Thank you, John, for helping us move into our dream home with ease!
Work with John Ross Hill
John Ross has been an excellent advisor through our borrowing process. He’s provided market commentary, advised on terms in the context of that commentary, and searched relentlessly for the best mortgage rate possible for us. He’s extremely responsive and informative regarding process and expectations. I’d recommend you ask for him if you are in need of a mortgage.
I had an excellent experience …
I had an excellent experience working with Hitesh Babar for my mortgage. He was incredibly knowledgeable and professional, guiding me through the process with ease. He was always available to answer my questions and provided clear, concise information that helped me make informed decisions. I secured a rate that exceeded my expectations. I highly recommend Hitesh and ratehub.
Ask for Hitesh
I have been very lucky to work with Hitesh Babbar multiple times over the last 5 years. He is extremely good at what he does and is always willing to answer any questions you have. Hitesh has been phenomenal in negotiating fees and is better than I could have ever expected in all facets. I would recommend him to anyone and am looking forward to using him again in the future. Thanks Hitesh!
John Ross is an expert broker
My wife and I dealt with John Ross of Rate Hub for a refinance. John is an expert mortgage broker. He answered every single question promptly and respectfully. He was able to secure the best rate and topped it with a sizeable cash back offer, this offer was better than our lender (whom with been with for 25 years) was able to match. We recommend John if you’re looking for anything mortgage related.
Kaunain Taki - Best of the best!
We cannot thank Kaunain enough for the exceptional experience with our mortgage refinance; he’s incredibly professional, knowledgeable, caring and trustworthy! Kaunain will fight for the best deal possible and keep you posted along the way with frequent communication. He truly values your business and will do everything he can to help. Thank you, Kaunain! We look forward to working with him again and highly recommend.
As someone who was purchasing a home…
As someone who was purchasing a home for the first time, I had a lot of questions and concerns about the process. Fortunately, I was able to connect with Hitesh Babbar, who turned out to be an absolute lifesaver.
Hitesh took the time to listen to my needs and understand my financial situation. He was incredibly knowledgeable about the various mortgage products available and was able to recommend the best one for my unique circumstances.
Thanks to Hitesh's expertise and guidance, I was able to secure a mortgage that I could afford and that met all of my requirements. I can't thank him enough for his help and would recommend him to anyone who is looking to buy a home.
Working with Hitesh Babbar
I recently had the pleasure of working with Hitesh Babbar from ratehub.ca in securing a mortgage for my first home, and I can confidently say that it was a seamless and stress-free experience. From the initial consultation to the closing of the deal, Mr. Hitesh Babbar demonstrated professionalism, expertise, and genuine dedication to helping me achieve my homeownership goals.
Right from the start, Hitesh Babbar took the time to understand my financial situation, my preferences, and my long-term plans. His ability to listen and offer personalized advice was truly remarkable. He was patient in answering all of my questions, providing clear explanations of the various mortgage options available, and helping me make informed decisions.
Throughout the process, Hitesh exhibited an exceptional level of knowledge and expertise in the mortgage industry. He was able to guide me through the complex and often overwhelming process of securing a mortgage, making sure I understood every step along the way. Their insight into the current market conditions and their ability to navigate the intricacies of various mortgage products were instrumental in helping me find a mortgage that aligned perfectly with my needs and financial circumstances.
One of the most impressive aspects of working with Hitesh was his unwavering dedication to securing the best possible mortgage terms for me. He went above and beyond to negotiate with lenders, advocating on my behalf and meticulously reviewing the terms and conditions of each offer to ensure that I received the most favorable terms. His commitment to finding the best rates and terms was a testament to his dedication to his clients' best interests.
Moreover, Hitesh handled all the paperwork and administrative tasks with utmost efficiency, ensuring that the entire process moved forward smoothly and without any hiccups. His attention to detail and organizational skills were evident in every aspect of his work, which gave me peace of mind knowing that my mortgage application was in capable hands.
Additionally, Hitesh consistently maintained open lines of communication throughout the entire process. He kept me informed of any developments, promptly addressed any concerns or questions, and provided regular updates on the progress of my mortgage application. His responsiveness and accessibility made me feel supported and well-informed at every stage of the process.
Overall, I couldn't be happier with the exceptional service and support that I received from Mr. Hitesh Babbar. His professionalism, expertise, and genuine commitment to helping me secure the best possible mortgage for my first home were truly commendable. I highly recommend Hitesh to anyone in need of mortgage services. His dedication to his clients and ability to deliver outstanding results make them an invaluable asset in the homebuying process. I am truly grateful for his assistance and would not hesitate to seek their expertise again in the future.
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.








