RCI Bank Reviews 882

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 370 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the excellent customer service, praising the staff for being helpful, knowledgeable, and pleasant to interact with. Many appreciate the ease of navigating the website and the straightforward process for setting up accounts and managing finances. The service is consistently described as very good, with people noting prompt communication and efficient handling of transactions. However, some people experienced issues with payment processes, including difficulties with security checks and transferring funds, leading to frustration and account closures. A few reviewers also reported slow progress on their inquiries and receiving automated or conflicting replies from customer service.

What people talk about most

Customer service

Users describe positive interactions with customer service, often praising the availability of human advisors... See more

Staff

Consumers find staff to be positive, highlighting their helpfulness, efficiency, and professionalism. Many... See more

User experience

Reviewers mention positive feedback about user experience, frequently describing the website and app as easy... See more

Service

Customers had positive experiences with service, often describing it as excellent, professional, and... See more

Payment

Customers consistently note ambiguous experiences with payment, with some finding the process straightforward... See more

Reviews shaping this summary

Rated 5 out of 5 stars

RCI website is easy to navigate. Text message always sent when a deposit is made, confirming receipt. You allow emails to be sent, which no other banks I know of, allow. So communiction is easy. Servi... See more

Rated 5 out of 5 stars

Open a 1 yr Bank Bond which was simple enough. Postal authenticated receipt received and updated, no issues there. Email and texts received when deposits, via bank transfer, have been placed. Competit... See more

Company replied

Rated 5 out of 5 stars

Never had any issues with them. Their security checks are good and the website is easy to navigate. When my Bonds have nearly reached maturity they've offered very good rates to stick with them, unlik... See more

Company replied

Rated 5 out of 5 stars

They actually have human beings who answer their phones and help out customers like me who hate the digital world and its complications. I needed help in renewing an investment with RCI and I phone... See more

Company replied


Company details

  1. Bank

Written by the company

RCI Bank is a digital bank that offers simple and straightforward savings accounts, providing our customers with an award-winning service online and via our app. Save in seconds with the RCI Bank app. Download it on the App store or Google Play store or visit our website by clicking the link above.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

882 reviews

5-star
4-star
3-star
2-star
1-star

No history of asking for reviews

This company hasn't invited their customers, so reviews may not be representative

Replied to 86% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

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Rated 5 out of 5 stars

Good interest rate and service

Good interest rate, Easy to transfer, on line, to new account.
Excellent service. And am addressed by my surname and title and not just "Hello" or "Hi"

20 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Maria,
Thank you for your feedback.
We’re so pleased to hear you found our rates competitive and the online process easy to use. It’s also great to hear your positive experience with our customer service team.

Rated 1 out of 5 stars

Applied for an E-volve saver account 17…

Applied for an E-volve saver account 17 days ago. Still nothing. Have managed to open 9 other savings accounts during the same period, and all have been opened and working within 24hrs. Doesn’t fill me with any confidence whatsoever.

3 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Sheila, Sorry to hear that you are experiencing a delay opening your account. You will shortly receive a direct message through Trustpilot. To better understand your situation, could you please reply to that message with your full name, contact number and account number. Once received, a member of our team will be in touch.

Rated 5 out of 5 stars

Online help

We needed help to review and renew our fixed rate account after struggling to complete it ourselves due to being complete technophobes. David was absolutely brilliant, calmly guiding us through the whole process with a gentle and humorous manner that put us at ease and actually made the whole experience enjoyable. Than you again David.

12 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Derek,
Thank you for your kind feedback. We are delighted to hear that David was able to support you so effectively and make the process clear and enjoyable.
We truly appreciate your trust in us.
Kind regards,
RCI Bank Team

Rated 5 out of 5 stars

Competitive rates

Competitive rates, website easy to navigate and any rate increases updated promptly.

16 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Sean,
Thank you for your feedback. We’re pleased to hear that you find our website easy to use and that you value our clear and timely updates.
We appreciate your support.
Kind regards,
RCI Bank Team

Rated 5 out of 5 stars

We are impressed!

My wife gave instructions to RCI to deal with the funds once they matured. Everything was carried out on time and the interest of the maturing account was meant to take three days to arrive in our current account. Oh No it didn't! Arrived this morning. Very impressed. Money moved to an instant account with RCI whilst we decide what to do. Very pleased with the service and will continue to use.

15 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Kevin,
Thank you for your feedback. We’re pleased to hear everything was handled smoothly and that your funds arrived sooner than expected.
We appreciate your continued trust in us.
Kind regards,
RCI Bank Team

Rated 5 out of 5 stars

Highly Recommended

I was made aware of RCI Bank by Martin Lewis on his TV show a few years ago. I have had savings accounts with this bank ever since then and find them easy to deal with. A real live human being always answers the phone and queries are easily dealt with. I recommend this bank wholeheartedly.

15 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Barbara,
Thank you for your kind feedback. We are delighted to hear that you have found our services easy to use and our team helpful when assisting you.
Your continued trust and recommendation are greatly appreciated.
Kind regards,
RCI Bank Team

Rated 5 out of 5 stars

competitive rates & excellent customer srvice

competitive rates - website easy to navigate -excellent customer service - excellent communication

14 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi, thank you for your review.
We’re pleased to hear you’ve found our interest rates competitive and our website easy to navigate. It’s also great to know our customer service and communication have been helpful.

Rated 1 out of 5 stars

Not happy with the way my maturity…

Not happy with the way my maturity instructions were carried out . I did change my mind about the maturity instructions but although I phone up and had a new ISA in place my money was put into a fixed rate bond I did not want .So I have withdrawn my money completely and gone elsewhere . There should be a better and clearer instructions set up for maturity options.

9 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Jenny, thank you for sharing your feedback. Cash ISAs aren’t currently available as a maturity option, as this helps ensure ISA subscriptions are processed correctly.

Rated 5 out of 5 stars

RCI bank's range of savings accounts is…

RCI bank's range of savings accounts is broad, and that, coupled with great service, website ease of use and competitive interest rates, makes RCI's products worth considering for any potential investor.

27 April 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Nigel, thank you for your review. We’re pleased to hear you’ve found our range of accounts broad and our service, website and our rates competitive. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

Very Easy to use Service

All aspects of my transaction went off with speed and efficiency

1 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi John, thank you for your review. We’re pleased to hear everything was handled quickly and efficiently. We appreciate you taking the time to share your experience.

Rated 5 out of 5 stars

RCI BANK

I have been with RCI Bank for a few years now.
I have always found they have good competitive rates. Very efficient, easy to use website.
I appreciate the quick text by response when they have received funds into my account.
Good customer service in the past when I have had to contact them over the phone. I would recommend them to anyone.

8 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Lesley, thank you for your review. We’re pleased you’ve found our rates competitive, our website easy to use, and our updates helpful.
It’s great to hear our team has provided good support when needed. We really appreciate your recommendation.

Rated 5 out of 5 stars

They actually have human beings who answer phones and resolve issues

They actually have human beings who answer their phones and help out customers like me who hate the digital world and its complications.
I needed help in renewing an investment with RCI and I phoned them.I got a pleasant helpful and knowledgable person who quickly and with good humour sorted out the issue I had.
Fantastic service from a decent Bank with well informed and helpful staff.
Are you watching Barclays,Nat West and the rest of the mainstream British banks

8 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi David, thank you for your review. We’re really pleased to hear our team was able to help you and make renewing your investment straightforward. It’s great to know you valued the support and service you received.

Rated 5 out of 5 stars

Used for many years

Used for many years, good account range to choose from. Website easy to use. Keep well informed of all changes. Staff very helpful if need to call.

7 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi, thank you for your review. We’re pleased you’ve enjoyed our range of accounts, easy-to-use website, and helpful support over the years.
We really appreciate you sharing your experience.

Rated 5 out of 5 stars

Having had some concerns about whether…

Having had some concerns about whether a payment had gone into my account i spoke to a phone advisor who quickly assured me that everythibg was as it should be. I had managed to create two profiles which confused me.

5 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi, Thank you for your feedback. We’re pleased to hear our advisor was able to reassure you quickly and help resolve the confusion. It’s great to know you felt supported and that everything was clarified for you.

Rated 4 out of 5 stars

opened this years ISA

opened this years ISA - they introduced a new,best rate just in time. Easy to dd. Never had a problem with RCI

30 April 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Ian, Thank you for your feedback. We’re pleased to hear opening your ISA was quick and easy, and that you’re happy with your experience with us.

Rated 5 out of 5 stars

My account was scammed and I reported…

My account was scammed and I reported this to your Fraud department and Claire was given my case.
She reassured me and was extremely sympathetic and helpful.She assured me the sum which was a large amount would be sorted that day. She kept in touch with me at various times during the day and also closed my account and helped me register a new account successfully.She was very pleasant and knowledgeable. Her excellent service should be recognized. Many thanks Claire and RCI

5 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Julian, Thank you for taking the time to share your experience.
We’re very sorry to hear what happened, but pleased that you felt supported throughout the process. It’s great to know Claire was able to reassure you, keep you updated, and assist you in getting everything resolved and setting up your new account. Your kind words will be shared with her and the wider team — they’ll really appreciate the recognition. Thank you again for the feedback

Rated 5 out of 5 stars

Opened a savings account as I wanted a…

Opened a savings account as I wanted a simple account paying good interest. RCI were brilliant- it was straightforward but secure. All automated but plenty of human help if needed. Very pleased we did this

5 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Don, Thank you for your feedback. We’re pleased to hear your account opening experience was straightforward and that you felt supported throughout.

Rated 5 out of 5 stars

Omo is an excellent customer service…

Omo is an excellent customer service representative for RCI Bank. She was very patient and able to guide us to the renewal information for opening a new account. My husband is very pleased to be a customer of RCI Bank and have referred a friend who is looking for a reliable and trustworthy place to make an investment. Thank you very much.

5 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Pamela, Thank you very much for your kind feedback. We’re pleased to hear Omo was able to support you and guide you through renewing and opening a new account. It’s great to know your husband is happy with his experience, and we appreciate your recommendation

Rated 5 out of 5 stars

Good experience with RCI

I have been banking with RCI for a few years and am very happy with the service. Their savings interest rates are consistently competitive, often higher than most banks, and they offer a good variety of attractive savings accounts. Overall, I am very pleased.

4 May 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi, thank you for your feedback and for banking with us over the past few years. We’re pleased to hear you’re happy with the service, our competitive savings rates, and the range of accounts available. We really appreciate your kind comments and your continued trust in RCI Bank.

Rated 5 out of 5 stars

Very easy and straight forward process…

Very easy and straight forward process from start to finish. Any queries raised were answered promptly and efficiently.

13 April 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Angela, thank you for your feedback. We’re pleased to hear the process was easy and straightforward from start to finish, and that any queries were answered promptly and efficiently.

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