RCI website is easy to navigate. Text message always sent when a deposit is made, confirming receipt. You allow emails to be sent, which no other banks I know of, allow. So communiction is easy. Servi... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
Written by the company
RCI Bank is a digital bank that offers simple and straightforward savings accounts, providing our customers with an award-winning service online and via our app. Save in seconds with the RCI Bank app. Download it on the App store or Google Play store or visit our website by clicking the link above.
Contact info
Watford, United Kingdom
- 0345 6056 050
- hello@rcibank.co.uk
- rcibank.co.uk
No history of asking for reviews
This company hasn't invited their customers, so reviews may not be representative
Replied to 86% of negative reviews
Typically replies within 48 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Good interest rate and service
Good interest rate, Easy to transfer, on line, to new account.
Excellent service. And am addressed by my surname and title and not just "Hello" or "Hi"

Reply from RCI Bank
Applied for an E-volve saver account 17…
Applied for an E-volve saver account 17 days ago. Still nothing. Have managed to open 9 other savings accounts during the same period, and all have been opened and working within 24hrs. Doesn’t fill me with any confidence whatsoever.

Reply from RCI Bank
Online help
We needed help to review and renew our fixed rate account after struggling to complete it ourselves due to being complete technophobes. David was absolutely brilliant, calmly guiding us through the whole process with a gentle and humorous manner that put us at ease and actually made the whole experience enjoyable. Than you again David.

Reply from RCI Bank
Competitive rates
Competitive rates, website easy to navigate and any rate increases updated promptly.

Reply from RCI Bank
We are impressed!
My wife gave instructions to RCI to deal with the funds once they matured. Everything was carried out on time and the interest of the maturing account was meant to take three days to arrive in our current account. Oh No it didn't! Arrived this morning. Very impressed. Money moved to an instant account with RCI whilst we decide what to do. Very pleased with the service and will continue to use.

Reply from RCI Bank
Highly Recommended
I was made aware of RCI Bank by Martin Lewis on his TV show a few years ago. I have had savings accounts with this bank ever since then and find them easy to deal with. A real live human being always answers the phone and queries are easily dealt with. I recommend this bank wholeheartedly.

Reply from RCI Bank
competitive rates & excellent customer srvice
competitive rates - website easy to navigate -excellent customer service - excellent communication

Reply from RCI Bank
Not happy with the way my maturity…
Not happy with the way my maturity instructions were carried out . I did change my mind about the maturity instructions but although I phone up and had a new ISA in place my money was put into a fixed rate bond I did not want .So I have withdrawn my money completely and gone elsewhere . There should be a better and clearer instructions set up for maturity options.

Reply from RCI Bank
RCI bank's range of savings accounts is…
RCI bank's range of savings accounts is broad, and that, coupled with great service, website ease of use and competitive interest rates, makes RCI's products worth considering for any potential investor.

Reply from RCI Bank
Very Easy to use Service
All aspects of my transaction went off with speed and efficiency

Reply from RCI Bank
RCI BANK
I have been with RCI Bank for a few years now.
I have always found they have good competitive rates. Very efficient, easy to use website.
I appreciate the quick text by response when they have received funds into my account.
Good customer service in the past when I have had to contact them over the phone. I would recommend them to anyone.

Reply from RCI Bank
They actually have human beings who answer phones and resolve issues
They actually have human beings who answer their phones and help out customers like me who hate the digital world and its complications.
I needed help in renewing an investment with RCI and I phoned them.I got a pleasant helpful and knowledgable person who quickly and with good humour sorted out the issue I had.
Fantastic service from a decent Bank with well informed and helpful staff.
Are you watching Barclays,Nat West and the rest of the mainstream British banks

Reply from RCI Bank
Used for many years
Used for many years, good account range to choose from. Website easy to use. Keep well informed of all changes. Staff very helpful if need to call.

Reply from RCI Bank
Having had some concerns about whether…
Having had some concerns about whether a payment had gone into my account i spoke to a phone advisor who quickly assured me that everythibg was as it should be. I had managed to create two profiles which confused me.

Reply from RCI Bank
opened this years ISA
opened this years ISA - they introduced a new,best rate just in time. Easy to dd. Never had a problem with RCI

Reply from RCI Bank
My account was scammed and I reported…
My account was scammed and I reported this to your Fraud department and Claire was given my case.
She reassured me and was extremely sympathetic and helpful.She assured me the sum which was a large amount would be sorted that day. She kept in touch with me at various times during the day and also closed my account and helped me register a new account successfully.She was very pleasant and knowledgeable. Her excellent service should be recognized. Many thanks Claire and RCI

Reply from RCI Bank
Opened a savings account as I wanted a…
Opened a savings account as I wanted a simple account paying good interest. RCI were brilliant- it was straightforward but secure. All automated but plenty of human help if needed. Very pleased we did this

Reply from RCI Bank
Omo is an excellent customer service…
Omo is an excellent customer service representative for RCI Bank. She was very patient and able to guide us to the renewal information for opening a new account. My husband is very pleased to be a customer of RCI Bank and have referred a friend who is looking for a reliable and trustworthy place to make an investment. Thank you very much.

Reply from RCI Bank
Good experience with RCI
I have been banking with RCI for a few years and am very happy with the service. Their savings interest rates are consistently competitive, often higher than most banks, and they offer a good variety of attractive savings accounts. Overall, I am very pleased.

Reply from RCI Bank
Very easy and straight forward process…
Very easy and straight forward process from start to finish. Any queries raised were answered promptly and efficiently.

Reply from RCI Bank
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







