It's always a great surprise when any insurance company discounts your premium to less than last year to reward loyalty...I'm in!! No hassle at car rental desks. Great value annual premiums Easy to... See more
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Review summary
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What people talk about most
Reviews shaping this summary
The best type of insurance is the one you don't need. Didn't have to claim on this (but based on previous experience I'm sure they would pay out quickly) but value in knowing you are covered if the h... See more
Company replied
Long time user of reduced my excess but never had to claim. Returned my car hire to be informed of damage on the rear of the car which I was completely unaware aware of. Got stung with a £600 bill for... See more
Company replied
We have used Reduce My Excess many times for our car hire abroad, and have had to claim on it, no problems. This time we're moving our daughter back from University so have three years worth of "p... See more
Company replied
Company details
- #96 of 225 best companies in Insurance agency
- #109 of 170 best companies in Insurance broker
- #49 of 139 best companies in Insurance company
About ReduceMyExcess
Written by the company
ReduceMyExcess is a leading provider of car hire excess insurance, created to offer drivers a clearer and more affordable alternative to costly rental company waivers. ReduceMyExcess has been recognised with the Which? Best Buy award for our hire car excess insurance.
Since 2011, we have focused on providing comprehensive and affordable car hire excess insurance policies alongside uncomplicated information to help customers make informed decisions when renting a car.Contact info
United Kingdom
- reducemyexcess.co.uk
ReduceMyExcess Car Hire Excess Insurance
4.7
Excellent
3k reviews
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Reply from ReduceMyExcess
Hi Rodger,
Thank you for your feedback. We’re pleased to hear you found it easy to apply for cover.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Dean,
We're happy to hear you had a good experience with ReduceMyExcess! Thank you for your positive feedback.
Kind regards,
Anna
Great prices for single trip and annual…
Great prices for single trip and annual policies and it’s good to be able to use Cashback websites to get even more money off. However, I dropped a couple of stars purely for the time it took me to find out what the policy limits were as I wanted to know these before entering all my details and committing to a policy. The limits are shown on the last step, but I had to put in all my details by that stage. I did find them eventually somewhere in the FAQs/Policy docs. The true worth of a policy is how they deal with claims ultimately, which I hope I don’t have to go through!
10 May 2026
Reply from ReduceMyExcess
Hi Danny,
Thank you for taking the time to share such detailed feedback. We’re pleased to hear you found our single‑trip and annual policies good value, and that the option to use cashback sites was helpful.
We appreciate your comments about the visibility of policy limits and if you do need to make a claim, our team will be on hand to help.
Kind regards,
Anna
Have used ReduceMyExcess for many years…
Have used ReduceMyExcess for many years and have needed to claim on my last trip. Cover was provided seamlessly and I was reimbursed for the excess promptly.
6 May 2026
Reply from ReduceMyExcess
Hi Philomena,
Thanks for your feedback. It’s great to hear that after many years with us, your claim was dealt with seamlessly and the excess was reimbursed quickly. We really appreciate your loyalty.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Robert,
We're happy to hear that our claim process was easy for you and that it was handled quickly. Thank you for your positive feedback!
Kind regards,
Anna
Renewal was easy and straightforward
Renewal was easy and straightforward. This is a reliable Insurer and I have some authority in this as I've been an Insurer myself for over 35 years.
10 May 2026
Reply from ReduceMyExcess
Hi Livio,
We're happy to hear that your renewal was easy. Thank you for acknowledging our reliability, especially with your extensive insurance background. We appreciate your feedback.
Kind regards,
Anna
Saved me money from UK Rental company...
Saved me money from UK Rental company...
10 May 2026
Unprompted review
Reply from ReduceMyExcess
Hi Allen,
We're glad you had a positive experience and that we were able to save you money from the rental company. Thank you for your feedback.
Kind regards,
Anna
Easy to join on the website
Easy to join on the website. I had to make a small claim this year. It was handled in a friendly way, and to my satisfaction.
8 May 2026
Reply from ReduceMyExcess
Hi David,
We're happy to hear that taking out a policy through the ReduceMyExcess website was easy. We're also glad that your claim was handled to your satisfaction in a friendly way. Thank you for your feedback.
Kind regards,
Anna
It is quick and easy to get a quote…
It is quick and easy to get a quote online. The quote us always competitive and I am a repeat customer.
9 May 2026
Reply from ReduceMyExcess
Hi Bridget,
We're happy it's quick and easy for you to get a quote online. We appreciate you being a repeat customer and mentioning our competitive quotes!
Kind regards,
Anna
Use it Every Time
It’s just so easy and takes seconds to do. Gives a real peace of mind to hiring a car
7 May 2026
Reply from ReduceMyExcess
Hi Keth,
We're so glad to hear the ReduceMyExcess website is easy to use and provides peace of mind when hiring a car. Thanks for taking the time to leave us your feedback.
Kind regards,
Anna
An easy process and a good price
7 May 2026
Reply from ReduceMyExcess
Hi Beverly,
We're happy you found the process easy and the price good. Thank you for your positive feedback.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Suzanna,
Thanks for your review. We’re glad you found our cover easy to set up and good value for money.
Kind regards,
Anna
Great company
Great company, always use them when hiring a car. Reasonably priced and easy to use.
7 May 2026
Reply from ReduceMyExcess
Hi Tariq,
Thank you for your positive feedback. We’re glad you find our cover easy to use and good value, and we appreciate you continuing to use our services.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Craig,
We're happy you're happy!
Kind regards,
Anna
Brilliant Customer Service
These guys were great, I booked a van policy and when I got to the rental place I had to swap out to a car. I messaged ReduceMyExcess asking if I could swap the policy. They responded saying they couldn't swap the policy but as I'd bought an annual car policy for a later rental they have refunded the van policy IN FULL. I did not expect that but was very pleasantly surprised. Absolute top marks for going above and beyond. Thank you.
7 May 2026
Reply from ReduceMyExcess
Timm Cleasby,
We appreciate your positive feedback. We are happy to hear that you were pleasantly surprised by our service when you needed to change your policy. It's great to know we exceeded your expectations. Thank you!
Kind regards,
Anna
Very easy to purchase this insurance
Very easy to purchase this insurance on the ReduceMyExcess website, which I have used before.
7 May 2026
Reply from ReduceMyExcess
Hi Ian,
We're happy to hear that purchasing insurance through our website was easy, and we appreciate you being a returning customer. Thank you for your positive feedback!
Kind regards,
Anna
Very helpful over my renewal and all…
Very helpful over my renewal and all sorted very quickly.
Good value,recommend
5 May 2026
Reply from ReduceMyExcess
Hi Greg,
We're happy to hear that your renewal process was quick and helpful. It's great to know you found good value, and we appreciate you recommending us.
Kind regards,
Anna
Definitely recommend
Quick and easy to get a quote.
Have used reduce my excess policies a few times now.
Competitive prices.
7 May 2026
Reply from ReduceMyExcess
Hi Susan,
We're happy to hear that you find our quote process quick and easy. It's great to know you've used our policies multiple times and appreciate our competitive prices. Thanks for your feedback.
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Michael,
We appreciate your feedback and are happy our website was easy to navigate, allowing you to quickly get the insurance you wanted. Thank you!
Kind regards,
Anna
Reply from ReduceMyExcess
Hi Grahamy,
We're so happy to hear the ReduceMyExcess website is easy to use, the customer service response quick, and the excess insurance affordable. We appreciate you taking the time to leave feedback.
Kind regards,
Anna
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