RoundPoint Mortgage Servicing LLC Reviews 365

TrustScore 1.5 out of 5

1.5

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Review summary

Created with AI, based on recent reviews

Evaluating 34 reviews, most reviewers were let down by their experience overall. Many customers found it nearly impossible to reach a human representative, experiencing long wait times and unhelpful interactions when they did connect. People frequently reported issues with payments, including unexpected increases, incorrect calculations, and problems with escrow accounts, leading to additional charges and late fees. Customers also expressed dissatisfaction with the overall service, noting a lack of care for their needs and a failure to resolve issues effectively. Reviewers mentioned that the company often lost important documents and provided inconsistent information, making it difficult to manage their mortgages.

What people talk about most

Payment

Users describe negative interactions with payment. Many reviewers report issues such as hidden charges,... See more

Customer service

Customers consistently express strong dissatisfaction with customer service. Many reviewers report unhelpful... See more

Service

People report negative experiences with service, describing it as terrible and frustrating. Customers... See more

Customer communications

Clients express significant frustration regarding contact with the company. Many reviewers found it... See more

Price

Reviewers highlight negative aspects of price, expressing frustration with unexpected increases and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Update per RoundPoint's response: The email they provided isn't what's listed on their website. Just sent an email. No answer. Also just called. I am currently #42 in line to talk to a human. You h... See more

Company replied

Rated 1 out of 5 stars

I received this months ransom note “ mortgage statement “. After the didn’t pay my homeowners insurance out of my escrow account the year before last. I was charged an additional $500.00 per month for... See more

Company replied

Rated 1 out of 5 stars

They refused to work with me on one payment after paying every single payment on time for 8 years. It was clear from talking to them that they do not care about their customers - especially in the cur... See more

Company replied

Rated 1 out of 5 stars

We sold our house in March of 2025 and have been waiting since then to receive our escrow excess check after our loan was paid off. I've heard nothing but BS excuses every time I call, from reps who... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution
  3. Non-bank financial service

Written by the company

RoundPoint Mortgage Servicing LLC, is a non-bank mortgage servicing company founded in 2007. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO). We have built a professional servicing team dedicated to providing timely and simple solutions aimed at exceeding customer expectations at every step. Our convenient Marketplace provides a single-source solution for homeowners to better manage and protect their homes, families, and assets through a variety of home service products from our trusted partners. We take great pride in our top workplace designations and the work we do in support of our communities. NMLS ID # 18188 RoundPoint supports Equal Housing Opportunity For additional information, please visit: nmlsconsumeraccess.org


Contact info

1.5

Bad

TrustScore 1.5 out of 5

365 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 94% of negative reviews

Typically replies within 24 hours

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Rated 1 out of 5 stars

Escrow sham. BEWARE of this company!

My home was reassessed at $50k less than before so my taxes were greatly reduced. However, roundpoint keeps charging me over $200/mos in taxes and STILL claims my escrow is short by over $800 though I only have taxes & PMI in escrow. I should only owe $100/mos for taxes not $200. I’ve called several times and keep being told it’s taken care of. This month they tacked another $10 to my mortgage put saying it was for the escrow analysis. The lady I was on phone with this time wouldn’t listen to me and kept talking over me and interrupting me. I’m in the process of having taxes taken out of escrow so I can save over $100/mos and the $800+ they SAY I still “owe” for taxes. According to my tax bill from the county the spring taxes are paid in full and I only owe a little over $600 in the fall but I’m still paying $200/mos for “taxes.” Biggest sham ever and should be illegal! If I can’t get anywhere with having my taxes removed from escrow I will be consulting an attorney to resolve this for me. I have wasted countless time on this and nothing has been resolved! I was told my escrow pyt actually went down but I hav not seen it reflected in my monthly payment. It increased by $10!

1 September 2023
Unprompted review
Rated 5 out of 5 stars

Alex

Alex, at escrow is very knowledgeable and customer focused. Thank you for your time!

29 August 2023
Unprompted review
Rated 1 out of 5 stars

My loan was sold to RoundPoint...

When you buy a loan from another company, maybe you should be faster about sending out information to allow the customer to set up the account PRIOR to the payment being overdue. I have NEVER been late on a payment of any kind in my entire life. I hope this does not affect my credit. The billing statement I received stated that my payment was due on 9/1/2023, yet I received a call this morning questioning why I was delinquent on the payment. I explained that I'd set up autodraft and assumed it would be applied on 9/1. She told me that was not the case and that I needed to make a payment immediately. I did not have my routing number so I logged on and made my August 1 payment. Then, this afternoon, I received a text stating that I would be delinquent by 30 days if I did not make a payment. It seems like no one knows what they are doing with this company. Billing statement says the payment's due on 9/1, the customer service rep says it's delinquent, then their automated text is sent out 8 hours after my payment is made. Not happy with them so far. Hope it gets better.

28 August 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We're really disappointed to hear you have not had a pleasant experience with the service you've received. We would like to hear more about this issue. Please send your contact information to SocialMedia@RoundPointMortgage.com. Thanks!

Rated 1 out of 5 stars

The worst customer service experience I…

The worst customer service experience I have ever had with a mortgage company. Kept blaming me for a payment that I had set up for the 7th of the month that had been credited on the 10th. Extremely unhelpful, unprofessional, and hostile. Really rethinking whether I should take my loan elsewhere if this is my first interaction with them. Also, when I called yesterday, they said that if I waited on hold, there were 453 callers ahead of me! Nice to know that you can reach a human being that quickly with one of the most important financial transactions in your life. Completely unacceptable.

19 August 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We're really disappointed to hear you have not had a pleasant experience with the service you've received. We'd like to make this right as quickly as possible. Please send an email to SocialMedia@roundpointmortgage.com with your contact information. Our Customer Care team will reach out to you once this information is received. Thanks!

Rated 5 out of 5 stars

Very Helpful!

I spoke with Natasha on ensuring my property taxes were paid on time after my loan had been transferred from another lender last month. She was AWESOME! So kind and helpful, leaving me fully confident that she had the situation under control. If she is the typical representative for Roundpoint, I know I'm in great hands.

21 August 2023
Unprompted review
Rated 1 out of 5 stars

Its a worst mortgage company I ever…

Its a worst mortgage company I ever work with. They will screw your credit history in a heart bit.

19 August 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We're really disappointed to hear you have not had a pleasant experience with the service you've received. We'd like to make this right as quickly as possible. Please send your contact information at SocialMedia@RoundPointmortgage.com. Thanks!

Rated 3 out of 5 stars

I was called at approx 3:10 by a rep…

I was called at approx 3:10 by a rep questioning the the delinquency on my mortgage. She was very abrupt. I called back with auto draft pmt, spoke to Kenya and she helped me understand why my payments were behind. I appreciated her patience. I am caught up.

18 August 2023
Unprompted review
Rated 1 out of 5 stars

Worst company ever

After taking over my Mortage and not alerting me, you then send me note saying I'm past due. Never heard of you, but now I have a late penalty. Now I'm trying to pay the vendor after having my roof replaced due to hail damage and they refuse to release the 2 party check. Usually insurance companies hold everyone up, but Roundpoint won't release the funds.... you don't have my best interest in mind.

8 August 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We are very sorry to hear that your experience has not been positive. So that we can correct this and better help you through this process, please send an email to SocialMedia@roundpointmortgage.com with your contact information. Our Customer Care team will work with you until this matter is fully resolved. Thanks!

Rated 1 out of 5 stars

Terrible service

Terrible service. Don't use these guys. They assumed servicing control of my mortgage and didn't update my insurance policy holder. I caught the error, and tried to alert them. They were truly unhelpful and now it's turned into more work for me. I would think that legally if you assume control of a mortgage you should have to do the legwork to update the insurance carriers and ensure that premiums are paid out of escrow. STAY AWAY

8 August 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We're really disappointed to hear you have not had a pleasant experience with the service you've received. We'd like to make this right as quickly as possible. Our Customer Care team is working on this matter. Please send an email to SocialMedia@roundpointmortgage.com with any additional information you would like us to know. Thanks!

Rated 5 out of 5 stars

This morning I opened a documents that I…

This morning I opened a document that I have seen many times due to my prior experience in the financial industry I could’ve read the fine print but when it’s personal sometimes you don’t slow down and cannot think. While crying like a baby, because i’ve worked very hard for this home and I was so scared for what I was going to hear I called your company and probably had the best customer experience I have EVER had in any industry. She was kind and calm and empathetic, incredibly patient, calmed my fears about losing my home. She provided me information as well as timelines to ensure me that roundpoint and her personally will go above and beyond when customer experience unexpected financial difficulties. She also went as far to provide me additional resources to help me aside from the incredible aid you provide your customers. I wish I could remember her name, and I wish every company modeled themselves with that kind of customer experience and colleague attitude. You could hear that she genuinely cared and that is hard to do over the phone. I left the phone call feeling confident in the answers and solutions she provided me. Thank you, kindness really goes a long way!

1 August 2023
Unprompted review
Rated 5 out of 5 stars

Rashunda was so helpful

Rashunda was so helpful, kind and patient explaining everything to me in detail in a way that I could understand! She answered all my repetitive questions with so much patience and understanding. She was personable and made me feel at ease!

31 July 2023
Unprompted review

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