RoundPoint Mortgage Servicing LLC Reviews 365

TrustScore 1.5 out of 5

1.5

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Review summary

Created with AI, based on recent reviews

Evaluating 34 reviews, most reviewers were let down by their experience overall. Many customers found it nearly impossible to reach a human representative, experiencing long wait times and unhelpful interactions when they did connect. People frequently reported issues with payments, including unexpected increases, incorrect calculations, and problems with escrow accounts, leading to additional charges and late fees. Customers also expressed dissatisfaction with the overall service, noting a lack of care for their needs and a failure to resolve issues effectively. Reviewers mentioned that the company often lost important documents and provided inconsistent information, making it difficult to manage their mortgages.

What people talk about most

Payment

Users describe negative interactions with payment. Many reviewers report issues such as hidden charges,... See more

Customer service

Customers consistently express strong dissatisfaction with customer service. Many reviewers report unhelpful... See more

Service

People report negative experiences with service, describing it as terrible and frustrating. Customers... See more

Customer communications

Clients express significant frustration regarding contact with the company. Many reviewers found it... See more

Price

Reviewers highlight negative aspects of price, expressing frustration with unexpected increases and... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Update per RoundPoint's response: The email they provided isn't what's listed on their website. Just sent an email. No answer. Also just called. I am currently #42 in line to talk to a human. You h... See more

Company replied

Rated 1 out of 5 stars

I received this months ransom note “ mortgage statement “. After the didn’t pay my homeowners insurance out of my escrow account the year before last. I was charged an additional $500.00 per month for... See more

Company replied

Rated 1 out of 5 stars

They refused to work with me on one payment after paying every single payment on time for 8 years. It was clear from talking to them that they do not care about their customers - especially in the cur... See more

Company replied

Rated 1 out of 5 stars

We sold our house in March of 2025 and have been waiting since then to receive our escrow excess check after our loan was paid off. I've heard nothing but BS excuses every time I call, from reps who... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution
  3. Non-bank financial service

Written by the company

RoundPoint Mortgage Servicing LLC, is a non-bank mortgage servicing company founded in 2007. In 2023, RoundPoint was acquired by Two Harbors Investment Corp. (NYSE: TWO). We have built a professional servicing team dedicated to providing timely and simple solutions aimed at exceeding customer expectations at every step. Our convenient Marketplace provides a single-source solution for homeowners to better manage and protect their homes, families, and assets through a variety of home service products from our trusted partners. We take great pride in our top workplace designations and the work we do in support of our communities. NMLS ID # 18188 RoundPoint supports Equal Housing Opportunity For additional information, please visit: nmlsconsumeraccess.org


Contact info

1.5

Bad

TrustScore 1.5 out of 5

365 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 94% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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Rated 5 out of 5 stars

Excellent phone rep

The rep that I dealt with was very pleasant and respectful. We hit a glitch dealing with my checking account but she dealt with things very professionally and calmly until the issue was resolved. Employees like her are a pleasure to deal with.

27 July 2023
Unprompted review
Rated 2 out of 5 stars

Pay Off Request process ignored or broken?

After mortgage was transferred to RoundPoint from Mr. Cooper it took considerable time to get into the Online portal to manager my Monthly auto pay with additional Prinicial payment. Since the initial frustration with the transfer process things were good.

I have now submitted 3 requests for a Pay Off quote (2 online and now 1 through the Automated Phone Tree). I have not seen any communication that there was issues processing the request or a payoff quote. Seems they just want to get another month of Interest from our Loan instead of letting us Own our home.

26 July 2023
Unprompted review
Rated 1 out of 5 stars

Worst Automated Phone Options

I was using a statement generated by Roundpoint Mortgage servicing without looking at it thinking I am current on my mortgage since I am on autopay. Next thing you know, I was contacted by the loan company I am applying for that my statement is showing I am 1 month late. I panicked immediately as I did not get any notice any issue or was I informed that they had a glitch on their system. First time I called them and none of the options allows you to connect to customer service. I played around with all the options for at least 15 minutes to get to a customer service just because I had to talk to them. Imagine if I was an elderly, I would not have that kind of patience and probably knowledge to navigate their options and will just be frustrated. When I finally got to a customer service, all she said was, your payment was not posted on time before we generated our next month statement. They should have sent out a notification or some kind of apology letter or note but they did not. Even the customer service I spoke with did not even apologize, she just assured me that I was not past due.

26 July 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We're really disappointed to hear you have not had a pleasant experience with the service you've received. We'd like the chance to turn this around for you. Please send an email to SocialMedia@roundpointmortgage.com with your contact information. Thanks!

Rated 1 out of 5 stars

Problems when you bought our mortgage

You bought our mortgage. When I called to pay I was asked for an explanation of why my account was overdue. Your process had made an on time payment impossible. You also attempted to charge me a late fee both through your automated phone system and with a live operator. That’s illegal. So far, I’m not impressed.

21 July 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We're really disappointed to hear you have not had a pleasant experience with the service you've received. We'd like to make this right as quickly as possible. Please send an email to SocialMedia@roundpointmortgage.com with your contact information. Thanks!

Rated 3 out of 5 stars

Pressure making a payment.

I called in regards to a payment. The loan was purchased by you from Mr. Cooper. Found out through phone calls with both, that Mr Cooper posted the payment that Roundpoint should have recieved to another loan with Mr Cooper. Everything was straighted out and Mr Cooper would send the funds back to me. Everything was fine but the agent from Roundpoint was pressuring me to make a payment and acted like I wasn't going to make a payment. I made the payment and Mr. Cooper is the one that did not forward it. I will be making my payment. I have always made my payments on time.

18 July 2023
Unprompted review
Rated 5 out of 5 stars

Kudos to Alex, the CS Rep

Alex, the customer service rep, that I spoke with was friendly, professional, knowledgeable and fast. He knew exactly what I was asking, gave me a complete and thorough answer and asked was there anything else he could help with. This was one of the best calling experiences I've had this year! Kudos to Roundpoint and their customer service!

18 July 2023
Unprompted review
Rated 1 out of 5 stars

Irredeemably bad customer service

Absolutely awful interaction with their robotic phone system. It sent me in circles countless times, and when it didn’t like the options I selected it would disconnect the call. This meant I had to call back and reinput all my loan information every time it disconnected for me. Absolutely revolted, and it was obviously put in place to make calling services harder, just to save a buck. Terrible experience, calling them is always absolute hell.

Edit: they advised below that I reach out to them. I did, and it’s now been almost 2 weeks and they haven’t even responded. I don’t know whether it was malicious placating, or incomprehensible ineptitude but this is horrendous. Just all around customer service from a loan servicing company.

17 July 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We are truly sorry to hear about your experience with RoundPoint. We'd like to hear more about this issue. Please send an email to SocialMedia@roundpointmortgage.com with your contact information. Thanks!

Rated 5 out of 5 stars

Arturo and Rosa

I had two conversations (1 call and a transfer) with 1st Arturo in Insurance who forwarded me to Rosa in Cust. Serv. BOTH were extremely helpful and went our of their way to resolve all aspects of my issues. I feel confident that they will be resolved in the 60 boarding grace period. Every Roundpoint person I have spoken to has been professional, knowledgeable and a problem-solver. On the other hand, Roundpoints bot is a disaster. Nasty off the wall threatening emails and letters. Phone bot is little better. At least phone bot does not sign off saying Roundpoint is also a collection agency like Mr. Cooper does.

5 July 2023
Unprompted review
Rated 1 out of 5 stars

Initial Interaction - disappointed.

This is the first month that the old mortgage had moved to Roundpoint.
In my first interaction today to gauge how their service differ from Mr Cooper, i dont see an interest in extending help. I asked that i will be missing this months payment, and see what they can do to help me. And i felt the wall right away dropped between us that there seems no way they can help me, and that is enough for me to see the level of assistance they can extend. I am in shopping for the next mortgage company.

3 July 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We are truly sorry to hear about your experience with RoundPoint. We'd like the chance to turn this around for you. Please send an email to SocialMedia@roundpointmortgage.com with your contact information. We would like to hear more about your experience with RoundPoint. Thanks!

Rated 5 out of 5 stars

She was very professional and…

She was very professional and courteous.She took time to hear me out in the current status of signing sales contract on my property. I informed her I didn't make payment on 30th. The app would not allow to make payment.

3 July 2023
Unprompted review
Rated 1 out of 5 stars

Roundpoint misapplied my escrow…

Roundpoint misapplied my escrow payment, claimed they did not know where to put the money I sent which was to cover the escrow shortage after their annual analysis. They refuse to remove the adverse credit report even though it was their mistake.

1 May 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We're very sorry to hear that your experience has not been positive. We're sorry that's not been your experience so far. Please send an email to SocialMedia@roundpointmortgage.com with your contact information. Thanks!

Rated 1 out of 5 stars

Terrible UI and a "Call" Center That's Even Worse

Absolutely terrible user interface and call center experience that made speaking to a human impossible.

My account came from another company and I needed to change my autopay bank information, but found that the bank they're pulling from "does not exist" therefore I cannot change anything.

...with all the 5 star reviews here, I'd imagine Roundpoint has a thumb on the review scale here - I could give 0 stars if I would.

28 June 2023
Unprompted review
RoundPoint Mortgage Servicing LLC logo

Reply from RoundPoint Mortgage Servicing LLC

We are truly sorry to hear about your experience with RoundPoint. We'd like the chance to turn this around for you. Please send an email to SocialMedia@roundpointmortgage.com with your contact information. Thanks!

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