Royal London Mutual Insurance Society Limited Reviews 

6,497
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 2,897 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their helpfulness, knowledge, and professional, friendly manner, making interactions pleasant and clear. Many people highlight the exceptional customer service, noting the efficiency and ease of their overall experience. Reviewers are particularly impressed with the quick response times and the straightforward user experience, often receiving clear and structured information. However, some customers also noted issues with extended telephone wait times, with some experiencing queues of 10 to 45 minutes. A few other people also felt that the administrative processes were slow and complex, involving multiple emails and calls without resolution, and that promised communications sometimes did not arrive.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, knowledge, and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising advisors for being helpful,... See more

Service

Users describe positive interactions with service, highlighting the helpfulness, efficiency, and... See more

Response time

Reviewers mention positive feedback about response time, with some customers reporting quick and easy access... See more

User experience

Consumers find the user experience to be positive, with many praising the clear and efficient information... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My call with the pension team today was first class and i felt relaxed while being given clear instructions and advice on my pension questions. Many other companies could learn a thing or two from... See more

Company replied

Rated 5 out of 5 stars

It was truly a pleasure to speak with Georgina in the Royal London Income Release Team today, who dealt with my request for our mutual client quickly, efficiently, and with such politeness. We could d... See more

Company replied

Rated 5 out of 5 stars

I have always found business with Royal London to be straightforward. Today's experience was no different. Alison Ashton gave me very clear details of everything I needed to know, then dealt with my... See more

Company replied

Rated 5 out of 5 stars

Sharon was very knowledgeable and explained everything in an easy to understand way which was fantastic She fully understood my requirements and her ability to communicate the process was outstandi... See more

Company replied


Company details

  1. Insurance company
  2. Life Insurance Agency

Written by the company

Royal London is a purpose-driven modern mutual, helping our customers, members and wider society protect today and invest in tomorrow. The UK’s largest mutual life insurance and pensions company. Award winning products and services.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

6k reviews

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No recent history of asking for reviews

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4.6

All reviews

(6,497)

2,798 reviews in the last 12 months

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Rated 5 out of 5 stars

Review Of Customer Service Consultant - Nicole Regan

My husband has been diagnosed with a terminal illness and we were not looking forward to calling Royal London to initiate payment of his workplace pension as we expected it to be a lengthy and difficult process but how wrong we were!
We spoke with Customer Service Consultant Nicole Regan who was very empathic, efficient, friendly and helpful in making it easy for us to complete the application. Additionally, we were reassured the payment will be made swiftly.
My husband was very gratefully for Nicole's efficiency and actually cried with relief that she had made it so easy for us at such a difficult time - thank you Nicole from Mr & Mrs A Smith

17 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We are truly grateful for your kind words and for sharing your experience during such a challenging time. It means a great deal to us to know that our colleague was able to provide the support and efficiency you needed. We are committed to making these processes as smooth as possible, and we are relieved to hear that we could offer some comfort and ease for you both. We send our very best wishes to you and your husband.

Rated 5 out of 5 stars

Great service

Sharon was very knowledgeable and explained everything in an easy to understand way which was fantastic
She fully understood my requirements and her ability to communicate the process was outstanding. She listened to my requirements prior to explaining everything
She made the whole process very easy and gave me confidence that I was doing the right thing

17 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so pleased to hear about your positive experience and that everything was explained clearly and made easy to understand. It's wonderful to know you felt confident in the process. Thank you for sharing your feedback!

Rated 5 out of 5 stars

Good Communication

Positive conversation with a knowledgeable colleague

10 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We appreciate your positive feedback! We're so glad you had a great conversation with a knowledgeable member of our team.

Rated 5 out of 5 stars

Every person I have spoken with during…

Every person I have spoken with during my pension enquiry at RL have been really helpful and informative . How refreshing to have this experience

15 June 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so happy to hear that every person you spoke with during your pension enquiry was helpful and informative. We appreciate you sharing your positive experience!

Rated 5 out of 5 stars

Help along my way .Everyone i delt with over this trying…

Everyone i delt with over this trying time helped me along the way and we're excellent. Listened to my situation and on the whole were great . Thank everyone who helped kind regards Jason

17 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that our team was excellent and helped you throughout this trying time. It's wonderful to know they listened to your situation and were great overall.

Rated 5 out of 5 stars

My call with the pension team today was…

My call with the pension team today was first class and i felt relaxed while being given clear instructions and advice on my pension questions.

Many other companies could learn a thing or two from Royal London on how a call Centre should be ran.

17 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear about your first-class experience with our pension team. Thank you for your positive feedback.

Rated 5 out of 5 stars

Awjay shined through,seems a lovely…

Awjay shined through,seems a lovely chap.Very professional and helpful.

16 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so glad to hear that our team member was professional and helpful. Thank you for your positive feedback!

Rated 1 out of 5 stars

Telephone wait time is dreadful

Telephone wait time is dreadful. 4 times I had to call and waited at least 20 mins. Then I have to be transferred to another department. Why don’t you tell me not to say pension in the IVR and income release?
Your agents cannot provide answers to the simplest of questions.
The email promised never arrived!!!!!! So after 2 days delay I had to call back and spend another 45 minutes on the phone.
I am contacting my IFA and will be moving my 2 pension accounts as your service is unacceptable

17 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

Hello, I am sorry to hear of the issue you have raised in relation to the delays you have experienced. I have passed your message on to you case handler and asked them to look into this for you. Kind regards, Louise

Rated 4 out of 5 stars

David called to say that there had been…

David called to say that there had been some errors with my online application but he was very helpful and we got the whole process completed in relatively speedy time and David was very helpful

10 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We appreciate you sharing your experience. We are pleased to hear that our team member was able to assist you efficiently with your application.

Rated 5 out of 5 stars

Great experience!

I received clear and very structured information to each of my questions and requests. Pete that i spoke to was very knowledgeable and professional. Great service all-around!!

17 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We appreciate your feedback! We're glad to hear that the information you received was clear and structured in relation to your questions.

Rated 5 out of 5 stars

Lovely and polite

Lovely and polite, very efficient, Gayle is a credit to the company, she needs a promotion and a pay rise.

17 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that our team member was polite and efficient. We appreciate you sharing your positive experience with us!

Rated 5 out of 5 stars

Clear and efficient information…

Clear and efficient information provided throughout. No ambiguity, supported by strong communication skills as demonstrated by Toby.
My requested actions on my plan were actioned quickly and without fuss. Well done!

16 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that you received clear and efficient information. Thank you for your positive feedback.

Rated 5 out of 5 stars

Excellent service

Excellent service, highly recommended no issues and works well for me

16 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're delighted to hear that you experienced excellent service. Thank you for your recommendation!

Rated 5 out of 5 stars

Spoke to Martin and royal London what a…

Spoke to Martin and royal London what a nice guy so helpful an absolute pleasure,royal London are lucky to have quality people working for them

16 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We appreciate you sharing your feedback! We're so happy to learn that our team member was helpful and provided such a pleasant experience.

Rated 5 out of 5 stars

Great customer service and prompt…

Great customer service and prompt replies, thank you Jacob Bushwell

16 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so happy to hear that you received great customer service and prompt replies. Thank you for your positive feedback!

Rated 1 out of 5 stars

I have 2 pensions with these

I have 2 pensions with these, one set up by my company and the other that I opted out of SERPS with. I moved home a few years ago and didn’t get statements for both pensions for a few years, added to this took my eye off the ball with them. When I finally got statements, it turns out for the past 5 years in a row the pensions have made 0.25% a year every year ! I therefore complained as the returns were unbelievable, I was told that my funds had been invested in CREST. I just wonder how many other victims they have. To put this into context, I had £50k nearly invested and over 5 years they have made me £500 whilst taking over £5k in charges for their expertise in investing!! So over a 5 year period they have made 1.25% whilst the FTSE has increased by nearly 50%. This is not a company to trust with your money!
I have today transferred this account, unfortunately though I have another account with £50k in, with exactly the same story, this account can’t be transferred though! How convenient!! BTW Royal London,I could have made 15% in a building society account over 5 years! Disgraceful!

15 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

Hello, I am very sorry to hear of the issue you have raised. I have passed your comments to your case handler who will look into this for you.

Many thanks, Louise

Rated 5 out of 5 stars

Very satisfied with the information…

Very satisfied with the information provided by Nicole and for her guidance. Very helpful and professional.

15 July 2026
Unprompted review
Royal London Mutual Insurance Society Limited logo

Reply from Royal London Mutual Insurance Society Limited

We're so happy to hear that our team member provided helpful and professional guidance. We appreciate your positive feedback!

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