Scalable Capital Reviews 6,176

TrustScore 4 out of 5

4.0

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Rated 4 out of 5 stars

Great website for simple investing, especially ETFs. Everything is simple and intuitive enough that one can start immediately and feeling comfortable. Both the website and the app seem quite secure.... See more

Rated 4 out of 5 stars

Overall satisfying experience and easy to use. Only two things that would help improve further: 1. Joint Accounts- I really wish Scalable Capital would hurry up and implement this. Maintaining two... See more

Company replied

Rated 5 out of 5 stars

Interface is reall easy and the costs are low. The tax statement helps a lot during tax claim process. The black background looks amazing and the prime costs is really good value for setting as many a... See more

Company replied

Rated 4 out of 5 stars

Scalable is very easy and transparent to use. The app is intuitive, and the overall experience has been smooth. The only downside is that I used my friend’s referral link when signing up, but in the... See more

Company details

  1. Bank

Written by the company

Scalable Capital is a leading bank that empowers people in Europe to shape their own finances. Scalable Capital makes it easy and affordable for clients to invest professionally in stocks, ETFs, cryptocurrencies, and derivatives and set up savings plans. Attractive interest, loans, and private equity complement the range of products and services. With the European Investor Exchange, Scalable Capital offers an exchange specifically for retail investors. More than one million clients already have a total of more than €40 billion on the platform. Founded in 2014, Scalable Capital now employs over 700 people across Munich, Berlin, Vienna, Milan, and London. Together with the founding and management team led by Erik Podzuweit and Florian Prucker, Scalable Capital is building the next generation of financial services. Further information at: www.scalable.capital.

About Scalable Capital

Written by the company

Personalised & Diversified
We provide personalised, globally-diversified ETF-portfolios designed to create long-term wealth.
Cost-Efficient.
To do this, we select the best and most cost-efficient Exchange Traded Funds (ETFs).
Your Risk Under Control.
We monitor and manage your portfolio continuously with our proprietary risk management technology.

Contact info

4.0

Great

TrustScore 4 out of 5

6K reviews

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Rated 4 out of 5 stars

I really like the app

I really like the app, but here are two things I would suggest to improve:
1. the black layout is not great. Maybe consider a more eye-friendly color.
2. Seeing my portfolio gains only in EUR is not practical. I want to see also the relative gains in %. So far, I can only see in % each individual stock or ETF.

11 November 2025
Unprompted review
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Reply from Scalable Capital

Hello Mirsolav,
thank you for your review. We are pleased that you are satisfied with our app. We are constantly working on new features and functions to further improve the app. We will gladly consider your suggestions in the further development and evaluate a possible implementation.
Kind regards,
Eva from Scalable Capital

Rated 3 out of 5 stars

Stop loss

I’m repeatedly facing issues with my stop-loss orders. Whenever I set a stop-loss for a position, it often ends up not being executed, and I receive the same explanation from Scalable — that the stop price was “not touched” or “not reached.”

However, this keeps happening, and I’ve been losing money because my stop-losses are not triggered as expected.

11 January 2025
Unprompted review
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Reply from Scalable Capital

Hello Rashed,
we are sorry if you are experiencing any problems. Please contact us again at community@scalable.capital with a description of your request and we will forward it internally.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

User-friendly app

User-friendly app!

The app is intuitive. I haven't had any problem so far with the company.

11 November 2025
Unprompted review
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Reply from Scalable Capital

Hello Juan,
thank you for sharing your experience! We hope you continue to be satisfied with our product.
Kind regards,
Eva from Scalable Capital

Rated 2 out of 5 stars

V.Bad

I use a few trading apps. Scalable is user unfriendly & confusing.

11 November 2025
Unprompted review
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Reply from Scalable Capital

Hello Anirban,
thank you for your feedback. We are sorry to hear that you are not satisfied with our app. We are very interested in the reasons for your dissatisfaction and would like to know more details. Please contact us at service@scalable.capital.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

A Reliable and User-Friendly Investing Experience

I’ve been using Scalable Broker for two years now, and I’ve been consistently impressed with both the platform. The interface is intuitive, making it easy to navigate and manage my investments with confidence. I especially appreciate the transparency in reporting and the wide range of investment options available.

Overall, Scalable Broker has made investing feel approachable and efficient, and I’m genuinely happy to be a long-term user. Highly recommended!

11 November 2025
Unprompted review
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Reply from Scalable Capital

Hello Mohamad,
thank you very much for taking the time to leave us this positive review. We really appreciate the feedback and are pleased that you like our product.
Kind regards
Eva from Scalable Capital

Rated 1 out of 5 stars

App experience went from worse to worst

The dashboard view is really bad, shows no clear insights of all the investments and returns. Even when one drills down on the each individula ETF in estment its really hard to findout how much is the fees charged every month and what is the return exactly for a custom date range.

The whole move from baader bank is also terrible the investmehts are divided into 2 different accounts since months now. No way to see the aggregated returns.

The app experience has gone from worsw to worst iver the time.

11 November 2025
Unprompted review
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Reply from Scalable Capital

Hello Deepak,
thank you for your review. We will gladly take your feedback and forward it to our team, which is continuously working on optimizing our product. You can find an overview of our fees here: https://de.scalable.capital/en/trading-costs. The migration will be completed on December 6–7, 2025, with the transfer of securities taking place over the weekend (outside of stock market opening hours). Your Baader securities account will then be closed.
Kind regards,
Eva from Scalable Capital

Rated 4 out of 5 stars

The app is easy to understand and…

The app is easy to understand and almost self-explanatory. Clear (over-)view of things. The new Insights feature is great and saves time when trying to gather more information.

It would be fantastic if you could see the largest positions in ETFs directly in the main content view of a position, or at least via Insights for which you should have Insights available directly in the main content view of a position.

Scalable offers many resources and also information about ongoing trends and market moves which is helpful and I absolutely appreciate it.

What I’m not so happy about is that incorrect calculations of average buy-in prices aren’t corrected/adjusted quickly, sometimes taking days or even weeks as it was the case for the BYD Co stock. Maybe it was only a rare hiccup? Responses to support inquiries can take several days which is not so nice sometimes.

30 September 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Richard,
thank you for your feedback. We are pleased that you are satisfied with our product. We are constantly working on new features and functions to further improve the app. We will gladly consider your suggestions in the further development and evaluate a possible implementation. We will also take your further feedback into account and are always striving to continuously optimize our processes.
Kind regards,
Eva from Scalable Capital

Rated 4 out of 5 stars

Pie chart

I like the structure, but I miss a pie chart over the depot. The right weight is important and so I have always to calculate the percent of each investment in an excel (including the cash)

11 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Julian,
thank you for your feedback. We are pleased that you are satisfied with our app. We are constantly working on new features and functions to further improve the app. We will gladly consider your suggestions in the further development and evaluate a possible implementation.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Keep going Scalable !

- Having used multiple brokers over that last years, I must say that Scalabe has set a benchmark for the other new brokers to beat (at least in DE).
- Easy to use, great subscription model and Scalable gives me all that I need to invest & trade.
- Customer service is decent and has resolved my problems in a timely manner
- Having the interface in English is also a big plus !
- A completely online form that lets one transfer stocks/etfs from other brokers. It can sound basic, but some brokers still need you to fill, print, sign and send !!! So glad that Scalable has digitised such operations.

Hoping for constant improvements (like the Child account, better stock charts) & more in the future.

2 November 2025
Unprompted review
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Reply from Scalable Capital

Hello,
thank you for taking the time to leave us this positive review. We really appreciate the feedback and are pleased that you like our product and service. We will gladly consider your further suggestion in the further development and evaluate a possible implementation.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Using it from Germany

Using it from Germany , The app is 100% better than any investment app I’ve ever used before , simple and understandable in few minutes, gives you all the options and benefits that you as an investor may need ..I‘m officially on it and trust it 100%

17 October 2025
Unprompted review
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Reply from Scalable Capital

Hello Hamid,
thank you for taking the time to leave us this positive review. We really appreciate the feedback and are pleased that you like our product!
Kind regards,
Eva from Scalable Capital

Rated 3 out of 5 stars

Poor customer support

Trust is very important when it comes to the selection of the Broker. Customer support team addressing concerns as promised is what contributes to Trust. Scalable Capital has worse customer support I've seen, e.g. ticket raised April 2025, end of May 2025 i've collected and provided info they had asked me to provide to proceed, since then i'm recieveing automatic emails suggesting to cancel Ticket if question is no longer valid, otherwise promising to address my concern in next 2 weeks (due to high load)... today is October.
UI/UX of the application itself, functionality and availability of the stocks is good from my point of view, hence 3 stars.

6 October 2025
Unprompted review
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Reply from Scalable Capital

Hello Denis,
thank you for your review. It is great that you are generally happy with our product. We are sorry that you are not satisfied with our customer service. We take your feedback seriously and are always striving to improve our processes and the associated customer experience. If you still have an unresolved issue, please send us an email to community@scalable.capital so that we can pass it on internally.
Kind regards
Eva from Scalable Capital

Rated 5 out of 5 stars

I’ve been using the Scalable Capital…

I’ve been using the Scalable Capital mobile app for over a year and I’m really satisfied. The app is very straightforward, with lots of automated features that make investing simple. Handling is easy, the design is clean, and the overall structure gives a great overview.

I especially like the ETF savings plans, which are well set up and convenient. Regular updates via email keep me informed without being overwhelming.

So far, I haven’t noticed any downsides. I’d definitely recommend Scalable Capital to anyone who wants an easy-to-use, modern platform for investing.

1 October 2025
Unprompted review
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Reply from Scalable Capital

Hello Mouna,
we are very happy about this positive review and that you are satisfied with our offer. Thank you very much for sharing your experience! We hope you continue to be satisfied with our product.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Simple easy to use App

Simple easy to use App. Good features have been investing using the free version without any issues.

1 September 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Shivakumar,
thank you very much for this 5-star rating. We are pleased that you are happy with our app! We will do our best to continue in the same way so that you remain satisfied.
Kind regards
Eva from Scalable Capital

Rated 5 out of 5 stars

Unparalleled ease of use with best…

Unparalleled ease of use with best customer support services among competitors. Their AI features Insights and the support chatbot are actually very helpful if you use and explore it properly

30 September 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for taking the time to leave us this positive review. We really appreciate the feedback and are pleased that you like our product. We are happy to hear that you had positive experiences with our customer service and our AI chatbot.
Kind regards
Eva from Scalable Capital

Rated 5 out of 5 stars

Ease of use

Ease of use, platform is super

29 September 2025
Unprompted review
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Reply from Scalable Capital

Hello Anita,
thank you very much for your review. We are pleased that you are happy with our product!
Kind regards
Eva from Scalable Capital

Rated 5 out of 5 stars

Great app and banking services

Great app and banking services. Their customer service is reliable and their communication and UX is great too. Super happy. I’ve been investing with them for 4 years.

29 September 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Berta,
thank you very much for taking the time to leave us this positive review. We are very happy that you had a positive experience with our customer service!
Kind regards,
Eva from Scalable Capital

Rated 1 out of 5 stars

Lack of transparency in fees

I am disappointed with Scalable Capital. I tried to transfer my money from my old Baader Bank account to the new Scalable account and accidentally used the Instant Deduction feature in the app. The app hid a 1% fee behind a tiny arrow, which I didn’t notice at the time. Despite contacting support multiple times, they refuse to refund the fee and claim their fees are “transparent,” which is simply not true. Even worse, my cash is now locked for up to eight weeks, and I cannot withdraw it!

20 August 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Ismail,
thank you for your review. We are sorry if you are not satisfied with the process. You can find an overview of all our fees here: https://de.scalable.capital/en/trading-costs. Please note that when you select instant payment in the app, the first step is a direct notification that the payment is subject to a fee. Your feedback is, of course, taken into account.
Kind regards,
Eva from Scalable Capital

Rated 3 out of 5 stars

The support sucks still

18 September 2025
Unprompted review
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Reply from Scalable Capital

Hello,
thank you for your review. We regret that you had an unsatisfactory experience. Due to an increased volume, there may unfortunately be delays in processing inquiries at the moment. Our customer service team will process requests as quickly and efficiently as possible. Please contact us again at community@scalable.capital with a description of your request and we will forward it internally.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

So far it’s very good experience

So far it’s very good experience, the layout I like the most.

To see maximum performance of any stocks it’s showing not more than 10 years history , I would suggest if we can trace the stocks history from beginning would be great.

27 September 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your review and suggestion. Our team is constantly working on optimisations and is always happy to receive feedback that can be incorporated into the further development of the product.
Kind regards,
Eva from Scalable Capital

Rated 4 out of 5 stars

A good broker but has a problem

ita:
sono un piccolo investitore su Scalable Capital, e trovo questo broker ottimo, l'unico grande problema che ha è che questo broker è che non offre il regime amministrativo ai suoi clienti italiani, oltre che a essere un ottima agevolazione, questo darebbe alle persone di accedere al pir, per essere esentati dalla tassazione del 26 % sulle prusvalenze sotto gli investimenti del 2025, quindi questo attirebbe nuovi utenti italiani e stimolerebbe ai già utenti a essere più sicuri ad investire.

ing:
I am a small investor on Scalable Capital, and I find this broker excellent, the only big problem it has is that this broker is that it does not offer the administrative regime to its Italian customers, as well as being an excellent facilitation, this would give people access to the PIR, to be exempt from the 26% taxation on capital losses under investments of 2025, So this would attract new Italian users and stimulate existing users to be safer investing.

17 September 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Ciao,
Grazie per il tuo feedback!
Siamo molto felici che ti piaccia la nostra app e terremo conto dei tuoi suggerimenti per migliorarla sempre di più.

Desidero informarti che stiamo lavorando attivamente per portare il regime amministrato in Italia: il progetto è già stato avviato, coinvolge diversi team e rappresenta una nostra priorità. Ti terremo aggiornato sulla data di lancio tramite i nostri canali ufficiali.

Un saluto,
Silvia di Scalable

-

Hello,
Thank you for your feedback!
We’re very happy that you like our app and we’ll keep your suggestions in mind to continue improving it.

I’d like to inform you that we’re actively working to introduce the administrative regime in Italy: the project has already started, involves several teams, and is one of our priorities. We’ll keep you updated about the launch date through our official channels.

Best regards,
Silvia from Scalable

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