Scalable Capital Reviews 

6,553
TrustScore 4 out of 5

4.0

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Rated 4 out of 5 stars

The onboarding process is streamlined and works well. There was just an issue with what document is needed as proof of address. The application is fine except that it is a bit confusing what account y... See more

Rated 1 out of 5 stars

Requested a financial status through the app — it never arrived. Retried a few times and got locked out with a "daily limit of requests reached" error, so now I can't even try again. On top of that,... See more

Company replied

Rated 5 out of 5 stars

All is good so far. I like using as well as the application on Android and the browser version. I could easily find documents for Steuererklärung, that's nice. What I could not find in the application... See more

Company replied

Rated 5 out of 5 stars

The new SC after migrating from Badder bank to their own infrastructure has been very good. The service is more responsive and money transfers are now instantaneous. The new option to move money inter... See more

Company replied

Company details

  1. Bank

Written by the company

Scalable Capital is a leading bank that empowers people in Europe to shape their own finances. Scalable Capital makes it easy and affordable for clients to invest professionally in stocks, ETFs, cryptocurrencies, and derivatives and set up savings plans. Attractive interest, loans, and private equity complement the range of products and services. With the European Investor Exchange, Scalable Capital offers an exchange specifically for retail investors. More than one million clients already have a total of more than €40 billion on the platform. Founded in 2014, Scalable Capital now employs over 700 people across Munich, Berlin, Vienna, Milan, and London. Together with the founding and management team led by Erik Podzuweit and Florian Prucker, Scalable Capital is building the next generation of financial services. Further information at: www.scalable.capital.

About Scalable Capital

Written by the company

Personalised & Diversified
We provide personalised, globally-diversified ETF-portfolios designed to create long-term wealth.
Cost-Efficient.
To do this, we select the best and most cost-efficient Exchange Traded Funds (ETFs).
Your Risk Under Control.
We monitor and manage your portfolio continuously with our proprietary risk management technology.

Contact info

4.0

Great

TrustScore 4 out of 5

7k reviews

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4.0

All reviews

(6,553)

2,533 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Please I need your support please

Please I need your support please

30 December 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Richard,
thank you for reaching out. In order to be able to provide you with better assistance, please contact our customer service directly with a description of your request. You can reach us at scalable.capital/kontakt.
Kind regards,
Eva from Scalable Capital

Rated 1 out of 5 stars

Out of nowhere suddenly 15€ are getting…

Out of nowhere suddenly 15€ are getting taken from my bank account since 4 months. I am using scalable since 2 years. I don’t understand where this is coming from and nobody from scalable neither. So there is no help at all, which is crazy. I will cancel directly my account, since this is the only way I guess to not get charged anymore. Customer service seems to be incapable to fix this.

23 December 2025
Unprompted review
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Reply from Scalable Capital

Hello Moritz,
thank you for your review. We are sorry if you are experiencing any problems. Please contact us again at community@scalable.capital with a description of your request and we will forward it internally.
Kind regards,
Eva from Scalable Capital

Rated 3 out of 5 stars

Nothing special about this broker

Nothing special about this broker: Average fees, average benefits. It doesn't offer payment cards or fast free payouts. So it's actually a bit more limited than e.g. TradeRepublic.

Only difference to competitors are the rewards you get for joining. Scalable always advertises watering benefits through promotions, such as inviting friends or cashing in.

However, each of these promotions come with a 4-page terms of service alignment, containing mostly exceptions and special conditions under which you become ineligible for the bonus. It's so many terms, that reading them, let alone follow them, is not worth the money.

I don't understand why a broker such as Scalable feels the need to overcomplicate terms. It hurts the platform's trust. I just migrated all my assets away. If they already overcomplicate simple bonuses, I don't want to know what they might do with my life savings, just because I didn't read their 80 pages of ToS...

22 December 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your feedback. We are sorry to hear that the complexity of our terms and conditions are not suitable for you. We will take your feedback into account and always strive to further optimise our customer experience.
Kind regards,
Eva from Scalable Capital

Rated 1 out of 5 stars

I thought it was good but then I saw…

I thought it was good but then I saw eve from scalable capital replying to everything in AI... that sucks...🖕

19 December 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thanks for the feedback! We're sorry to hear you did not like our communication style.
Please be assured that Eva is a real person and no AI is used in our communication on Trustpilot.
Our team takes a lot of time and care to read every review and respond to as many as possible.
However, there may be limitations in our ability to publicly engage with a given review due to data security policy. We are not able to communicate any kind of personal data on Trustpilot.
In case you have any issues, please always feel free to contact our customer support team.
Kind regards,
Tim from Scalable Capital

Rated 1 out of 5 stars

Should be renamed Lazyble Incapable

They've forced an account transfer and postponed it to the very end of the year, forcing customers to file their taxes during the holiday season.
Customer service answers within 4-5 days
They don't provide any assistance, the instructions are confusing

No way I can recommend it

18 December 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for your review. We regret that we have not yet been able to fully convince you.
We are always working to further improve our product and whenever possible we refer to the feedback from our customers when developing it further.
If you still have an unresolved issue, please email us to community@scalable.capital so that we can pass it on internally.
Kind regards,
Tim from Scalable Capital

Rated 1 out of 5 stars

Scam

I dont know...
It seems like a scam.
1. UI is super confusing.
2. They just decided to terminate all business relations with me without any explanations. And what is more concerning - they don't allow me to withdraw my money.
I'm close to initiate legal actions

17 December 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Sergey,
thank you for your feedback. The termination may refer to your previous Baader Bank securities account. In this case, your new Scalable account is not affected by this. Baader accounts were closed as part of the successful transition to the new Scalable: https://help.scalable.capital/en/the-new-scalable-transfer-0bb0b7ff/what-happened-to-my-baader-account-635282c2. The termination may also have other reasons. To clarify the situation, we can be reached at service@scalable.capital.
Kind regards,
Lasse from Scalable Capital

Rated 1 out of 5 stars

Official documents are not accepted

Official documents are not accepted for account verification. Requests take a very long time to process.

3 December 2025
Unprompted review
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Reply from Scalable Capital

Hello Konstantin,
thank you for your review. We are sorry if you are not satisfied with our process. If you have any problems or questions in this regard, please feel free to contact our customer service at https://de.scalable.capital/en/customer-support.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Easy start - smooth use

It was quite easy to set up an account with Scalable capital.
The app is also very user friendly.
The fees are clear. I have not had to interact with the support team as I did not face any issue after using the app for 3 years.

14 November 2025
Unprompted review
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Reply from Scalable Capital

Hello Cyrille,
thank you for sharing your experience! We hope you continue to be satisfied with our product.
Kind regards,
Eva from Scalable Capital

Rated 3 out of 5 stars

Ok, but inconvenient order mask

Overall, the usage experience is rather good - the design is nice, you can use two-finger touch for calculation changes between two points on the graph.

However, the order interface is made in an inconvenient way: first, you can set the desired amount of money to be spent for an order. On the next screen, you set your limit - say 10% below current price - but it ignores your desired order amount from the previous screen, using only the number of shares calculated at current price, so you have to go back to the previous screen again and adjust the amount again. It would be much more convenient if the limit could be set already on the first screen simultaneously with the order volume, and the order volume AT THE SET LIMIT was visible instantly.

Also, for pending orders, the estimated order amount is not displayed, which is a shame.

14 November 2025
Unprompted review
Rated 1 out of 5 stars

Really bad customer support, I wouldn't recommend dealing with them

Well, for an unlogical reason, the app stopped to withdraw money to my monthly broker plan. Then I asked the support but the service was really bad as every other service in Germany, it took them so long to answer then a human replied who was like a robot and wasn't engaging at all and didn't give me a satisfactory reason, the person seemed as if they copied and paste without taking a look into my concerns.

1 September 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Shrouk,
thank you for your feedback. We are sorry that you are not satisfied with our customer service. We are currently receiving an increased volume of inquiries, which is why processing may be slightly delayed. However, we are already working on process improvements. Please email us to community@scalable.capital so that we can forward the matter internally again.
Kind regards,
Eva from Scalable Capital

Rated 4 out of 5 stars

Translation needed : I would love to have wealth section in…

I would love to have wealth section in English

5 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Thahrim,
thank you for the review. We are always working to further improve our offer and whenever possible we refer to the feedback from our customers when developing it further. We will gladly take your feedback into account.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Great user experience

Scalable capital excels at providing great services that are integrated well with one another. That results in a great user experience.

12 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Andreas,
thank you for taking the time to leave us this positive review. We really appreciate the feedback and are pleased that you like our product and service.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

Reliable app

Nice app, easily to use

11 November 2024
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
thank you for the review. We are pleased that you like the app!
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

so far so good

until now, it works

11 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello,
We're happy to hear that, thank you very much for your feedback!
Kind regards,
Eva from Scalable Capital

Rated 4 out of 5 stars

I really like the app

I really like the app, but here are two things I would suggest to improve:
1. the black layout is not great. Maybe consider a more eye-friendly color.
2. Seeing my portfolio gains only in EUR is not practical. I want to see also the relative gains in %. So far, I can only see in % each individual stock or ETF.

11 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Mirsolav,
thank you for your review. We are pleased that you are satisfied with our app. We are constantly working on new features and functions to further improve the app. We will gladly consider your suggestions in the further development and evaluate a possible implementation.
Kind regards,
Eva from Scalable Capital

Rated 3 out of 5 stars

Stop loss

I’m repeatedly facing issues with my stop-loss orders. Whenever I set a stop-loss for a position, it often ends up not being executed, and I receive the same explanation from Scalable — that the stop price was “not touched” or “not reached.”

However, this keeps happening, and I’ve been losing money because my stop-losses are not triggered as expected.

11 January 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Rashed,
we are sorry if you are experiencing any problems. Please contact us again at community@scalable.capital with a description of your request and we will forward it internally.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

User-friendly app

User-friendly app!

The app is intuitive. I haven't had any problem so far with the company.

11 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Juan,
thank you for sharing your experience! We hope you continue to be satisfied with our product.
Kind regards,
Eva from Scalable Capital

Rated 2 out of 5 stars

V.Bad

I use a few trading apps. Scalable is user unfriendly & confusing.

11 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Anirban,
thank you for your feedback. We are sorry to hear that you are not satisfied with our app. We are very interested in the reasons for your dissatisfaction and would like to know more details. Please contact us at service@scalable.capital.
Kind regards,
Eva from Scalable Capital

Rated 5 out of 5 stars

A Reliable and User-Friendly Investing Experience

I’ve been using Scalable Broker for two years now, and I’ve been consistently impressed with both the platform. The interface is intuitive, making it easy to navigate and manage my investments with confidence. I especially appreciate the transparency in reporting and the wide range of investment options available.

Overall, Scalable Broker has made investing feel approachable and efficient, and I’m genuinely happy to be a long-term user. Highly recommended!

11 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Mohamad,
thank you very much for taking the time to leave us this positive review. We really appreciate the feedback and are pleased that you like our product.
Kind regards
Eva from Scalable Capital

Rated 1 out of 5 stars

App experience went from worse to worst

The dashboard view is really bad, shows no clear insights of all the investments and returns. Even when one drills down on the each individula ETF in estment its really hard to findout how much is the fees charged every month and what is the return exactly for a custom date range.

The whole move from baader bank is also terrible the investmehts are divided into 2 different accounts since months now. No way to see the aggregated returns.

The app experience has gone from worsw to worst iver the time.

11 November 2025
Unprompted review
Scalable Capital logo

Reply from Scalable Capital

Hello Deepak,
thank you for your review. We will gladly take your feedback and forward it to our team, which is continuously working on optimizing our product. You can find an overview of our fees here: https://de.scalable.capital/en/trading-costs. The migration will be completed on December 6–7, 2025, with the transfer of securities taking place over the weekend (outside of stock market opening hours). Your Baader securities account will then be closed.
Kind regards,
Eva from Scalable Capital

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