An installment payment option that lets us spread out the cost of purchases without straining our budget—and at no extra cost. I’m a huge fan. It’s really helpful during times of financial strain.
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
See what reviewers are saying
I've been using Scalapay for a while now and just completed my last installment for this month without any issues. The whole process is super simple, transparent, and quick. Having the option to split... See more
Excellent service! Scalapay makes online shopping easy, flexible, and stress-free. The payment process is clear and straightforward, and the app is very user-friendly. Highly recommended!
I absolutely love using Scalapay. It’s super easy, flexible, and lets me pay in 3 or 4 parts without any stress. They’re partnered with so many great stores—most of them are already my favorites—which... See more
Company details
About Scalapay
Written by the company
Scalapay is an innovative payment service allowing consumers to pay for their purchases in 3 instalments, without interests: the first at the time of ordering, the second after one month and the third after two months.
Scalapay is available on more than 3,000 brand partner websites and in more than 4,000 physical shops. Its partners include names such as Kiko, Twinset, Douglas, Shein, Alpitour and Stroili, as well as fashion, beauty, home and travel companies in 9 countries (Italy, France, Spain, Germany, Portugal, Austria, Belgium, the Netherlands and Finland).
How does it work?
Online, the customer can select the payment option at the time of purchase, register and proceed to enter their credit, debit or prepaid card details. The balance will automatically be divided into three instalments, the first immediately, the second and third one month apart. Choosing to pay through Scalapay has no cost, in terms of interest or commission, for the end customer.
In-store, the customer registers on the Scalapay website, selects the retailer where they want to buy and how much they want to spend. The Scalapay system generates a barcode which, when presented at the checkout, will be scanned to complete the transaction.
Discover our partners
Download our app
Follow us on Instagram
Contact info
Italy
- scalapay.com
4.8
Excellent
141k reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
Replied to 94% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Excellent service
Excellent service! Scalapay makes online shopping easy, flexible, and stress-free. The payment process is clear and straightforward, and the app is very user-friendly. Highly recommended!
14 August 2026
Unprompted review
It is very easy process
It is very easy process. Everything works smoothly.
12 June 2026
Unprompted review
100% The best choice always
14 August 2026
Unprompted review
Scalapay is very necessary things for…
Scalapay is very necessary things for me and their payments are so good for all kinds of purchase.
13 August 2026
Unprompted review
Merci infiniment !!
12 August 2025
Unprompted review
Very good APP to pay in small payments.
12 August 2026
Unprompted review
Very useful for me and my family…
Very useful for me and my family especially when you have kids
6 August 2026
Unprompted review
This is the best option to buy
This is the best option to buy without making big sacrifices, I recommend it definitely!
12 August 2026
Unprompted review
Scalapay allowed me to buy Lego and…
Scalapay allowed me to buy Lego and other things by dividing my payments, which was much easier for me. Very reliable.
1 August 2026
Unprompted review
It’s great but...
It’s great, but the 4-installment payment option is frequently unavailable. And crucially, despite having a subscription, you can't use it wherever you want. I often end up not making purchases because it’s not possible with Scalapay. What’s really missing is a virtual or physical card that works at any store or website of one's choice.
c'est très bien mais très régulièrement le paiement en 4 fois n'est pas disponible. et surtout, malgré l'abonnement, on ne peut pas utiliser partout où l'on veut. Régulièrement, je n'effectue pas mes achats parce que impossible avec Scalapay. Il manque sincèrement une carte virtuelle ou physique valable dans tout les magasins ou sites que l'ont souhait.
10 August 2026
Unprompted review
Reply from Scalapay
Hello, thank you for taking the time to leave your feedback, every opinion is valuable to us! We have forwarded your suggestions to the relevant department, should you have any further questions we would be happy to answer via support@scalapay.com. 😊
Best company for paying in instalment
Best company for paying in instalment , best service
9 August 2026
Unprompted review
An installment payment option that lets…
An installment payment option that lets us spread out the cost of purchases without straining our budget—and at no extra cost.
I’m a huge fan. It’s really helpful during times of financial strain.
9 August 2026
Unprompted review
I like scalapay and i want club membership free
I like scalapay. I am using to buy items only on Temu. I cannot use it on Carrefour, Mercadona, Lidl etc etc etc. Scalapay ask for membership 9.99€ per month. I have Klarna and it is totally free and i have my all month purchases with it. I will recommend that Scalapay should also be membership free. I will use on every shop i guarantee. Have a good day.
7 August 2026
Unprompted review
It 's amazing how it is to spend money…
It 's amazing how it is to spend money with Scalapay. I use it every month which make it easy to budget your money and to make yourself pleasure ! Thanks to Scalapay ! 👍😊
6 August 2026
Unprompted review
Practical and easy to manage.
The experience is allways good a easy to manage
6 August 2026
Unprompted review
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.