I needed excess protection at short notice for a rental car from Enterprise who wanted to charge me £64 for three days. Found Simply Excess through the Martin Lewis website and their charge was only... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
Company details
- #65 of 171 best companies in Insurance broker
- #4 of 65 best companies in Travel Insurance Company
Written by the company
No forms, no fuss. At SimplyExcess, we make car hire excess insurance simple, fast, and affordable. Forget long forms, confusing jargon, or hidden fees – just straightforward cover in a few easy clicks. We take care of the details so you can enjoy your trip with total confidence and peace of mind.
Contact info
5 Brayford Square, E1 0SG, London, United Kingdom
- sales@simplyexcess.com
- simplyexcess.com
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
Good tips for car rental in Europe
Peace of Mind excess insurance
Simple and cost effective "peace of mind" insurance, avoiding expensive claim excess cover offered by car hire companies. Excellent email support and advice, both before and after car hire.
Simply Excess were transparent with…
Simply Excess were transparent with what was covered and sent helpful information and reminders for me when picking up and dropping off the car. Didn’t have to claim so don’t know what the claims process is like, but it looked straightforward!
Car rental insurance
This is the first time that I have taken out separate insurance for a car hire (on top of the one that comes with the rental). The process of filling in the online form was straightforward and the price was very reasonable. I haven't had to make a claim so I can't comment on this but the information before, during and after I took out the policy was good. I would use them again.
Peace of mind with an unfamiliar car
Good value with great communication
We didn't need to make a claim so I can't comment on that aspect of their service. However, the premium was very reasonable and there was excellent communication, both around the purchase and around the car hire itself, so I would definitely use them again.
Very helpful and informative
Very helpful and informative. Good hints and tips at every stage.Not needed thankfully but reassuring with the hefty excesses and deposits imposed
Straightforward…
Straightforward and does what it says on the tin. We had to buy two separate insurances (couple both doing some of the driving) so it would be good to have an option where two people could be insured on one vehicle.

Reply from SimplyExcess
Easy to arrange a policy to cover…
Easy to arrange a policy to cover excess which is better value than the rental companies own offering.
Following a recommendation from Martin…
Following a recommendation from Martin Lewis' site, we visited the 'Simply Excess website.'
The simple, clear website made our purchase very easy.
I have been an Eversure/iCarhireinsurance.com customer historically and was able to compare all the policies across those companies before deciding on Simply.
The "amounts insured sections" over Simplys' policy are much greater than the competitions and the cost of their policy significantly cheaper !
Great experience
Great experience. Best price online, very clear conditions. Printed voucher accepted without question at the rental desk (Centauro)
No issues
No issues, straightforward and much more affordable than through the car hire company.
All good thanks
All good thanks - very happy with the service and the policy thanks.
Found it easy to apply for the cover
Found it easy to apply for the cover. The price was very competitive. Hopefully should I need to make a claim the claims process will be as good
peace of mind & confidence to drive
First time we have used Simply Excess
I was nervous about car Hire Simply Excess gave peace of mind & confidence to drive in an unfamiliar car. thankfully I didn't need to make a claim.The communication was excellent from booking until the vehicle was handed over. The price quoted was very competitive. Will use Again & Would recommend the company to friends and family.
Excellent value
Excellent value, easy to arrange and very helpful tips on picking up rental car and returning
Needed excess cover for a hire car in…
Needed excess cover for a hire car in Greece. Found Simply Excess via Moneymaxim. Good price that gave a policy that covered everything without any excess payments. Thankfully did not have to claim but for £10 to cover an excess of £400 it was well worth the piece of mind.
Simply a Great Experience
I took out the policy with Simply Excess after receiving a recommendation to use a comparison site for these excess policies from Martin Lewis and MoneySavingExpert.com. The whole process was really simple, and fortunately I didn't need the policy as (surprisingly for 1000 km of Italian driving) the car was returned unscathed. However, the communications and information you receive from Simply Excess are really useful. I'd certainly use them again any time I'm looking to hire a car.
Great price for insurance add on
Great price for insurance add on , much cheaper than car hire company. Straight forward wording and there to help with any issues.10/10
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.







