I spoke with a well informed and knowledgeable member of the team, Fraser (apologies if I spelled your name wrong). Fraser answered all my questions and had all the patience too. I believe one of... See more
Company replied
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See what reviewers are saying
Gentleman explained the options for life cover.I was offered a policy which doubled my cover for £6 a month more with the added benefit that the premium is fixed throughout the term unlike my existin... See more
Company replied
I didn’t expect the call to review my life insurance policy, but I’m certainly glad I took it. SMT have saved me a pack (of money) on premiums, while at the same time boosting the value of life insura... See more
Company replied
Really friendly guy, Mike Hayes explained everything so well, very helpful. Really pleased with service. Have requested information in post at my request, thank you.
Company replied
Company details
Written by the company
Buying a home, finding a mortgage and getting the right protection is confusing, often leaving people with a feeling of helplessness. We’re here to fix that. Whether the mortgage and protection process is familiar or not, we will tell you all the information you need to know in a way that’s easy to understand. With 150+ advisors within our network and 100+ different lenders at our fingertips, there is a mortgage and insurance product for everyone. SmartMoneyTeam advisors have sold over 110,000 financial products, so you can be sure we are experts in finding the best deal whether that’s a mortgage or an insurance product. We know there’s lots to consider but you’re in safe hands and we love to help so if you want to arrange a free consultation with absolutely no strings attached then please get in touch! • Mortgages • Life Insurance • Critical Illness Cover • Income Protection • Buy-To-Let • First-Time Buyers • Remortgage • Home Mover • Secured Loans • Over 50's Cover • Building and Contents Insurance
Contact info
United Kingdom
- smartmoneyteam.co.uk
4.5
Excellent
65 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Hasn’t replied to negative reviews
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Scare mongering doesn't work in sales
I was contacted several times by the team to explain that my life insurance needs reviewing - I agreed and explained that due to my busy working hours, i would have to be contacted at certain times. After a week of being bombarded with phone calls sometimes 7-8 times a day, I picked up to make the operative aware that I was in the middle of doing the school run and couldn't speak. Ian at Smartmoneyteam then resorted to fear mongering tactics, asking if I was aware that my current policy was only in force for X amount of years and telling me I'd need to get it reviewed ASAP. I told him Id review this in my own time, not when I was pressured into doing so. Ended up having a full review with a different firm with a much more positive experience and replaced my old policy with one much more suited to my requirements.
4 June 2025
Unprompted review
My advisor gave me the information…
My advisor gave me the information required and advice to manage my policy in the correct and honest manner. The cost and terms were acceptable.
2 June 2025
Reply from Smartmoneyteam
Thank you so much for the kind words! We're thrilled you had a positive experience with our team.
Remember, if you have any friends, family or colleagues who could benefit from the same level of service, you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Thanks again for choosing SmartMoneyTeam!
I renewed my policy which was easy to…
I renewed my policy which was easy to do , only problem is I getting phone calls enquiring about checking my policy when I've already done it
24 February 2025
Your contact was excellent
3 February 2025
Reply from Smartmoneyteam
Thank you so much for the kind words, Peter! We're thrilled you had a positive experience with our team.
Remember if you have any friends, family or colleagues who could benefit from the same level of service, you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Thanks again for choosing SmartMoneyTeam!
Really friendly guy
Really friendly guy, Mike Hayes explained everything so well, very helpful. Really pleased with service. Have requested information in post at my request, thank you.
31 January 2025
Reply from Smartmoneyteam
Thank you for taking the time to leave us such a wonderful review!
We're delighted to hear that Mike was so friendly and helpful during your welcome call. We're committed to providing clear explanations and excellent service, so we're thrilled to know we met your expectations. Your requested information is on its way!
Remember, if you have any friends, family or colleagues who could benefit from the same level of service, you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Thanks again for choosing SmartMoneyTeam!
Life cover
The agent I spoke with was very patient , listened to my concerns and treated me as a valued customer. I was feeling that he had my best interest at heart. Thank you.
16 January 2025
Reply from Smartmoneyteam
Thank you for the glowing review, Louisa!
We're delighted to hear that you felt Fraser truly listened to your concerns and had your best interests at heart. Providing personalised and caring service is our top priority, and we're so glad we could meet your expectations. We appreciate your trust in us for your life cover
You can always refer people in your network to receive the same 5* service using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Thanks again for choosing SmartMoneyTeam!
Brilliant Service
I spoke with a well informed and knowledgeable member of the team, Fraser (apologies if I spelled your name wrong).
Fraser answered all my questions and had all the patience too. I believe one of the calls we had lasted an hour to go through anything.
My policy was coming up for renewal and Fraser reached out to explain that SMT had taken over my account, this then opened the conversations regarding my policies in which helped me make the best informed decision for myself and loved ones.
11 December 2024
Unprompted review
Reply from Smartmoneyteam
Thank you so much for your kind words, Steven! We're thrilled to hear that Fraser was able to provide you with such excellent service.
We strive to provide our clients with the highest level of knowledge and support. We're glad that Fraser's patience and expertise helped you make the best decision for your insurance needs.
We value your business and appreciate you taking the time to share your positive experience. We look forward to continuing to serve you in the future.
Remember if you have any friends, family or colleagues who could benefit from the same level of service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Thanks again for choosing SmartMoneyTeam!
Reply from Smartmoneyteam
😊 We always strive to provide the best customer care.
Remember, if you have any friends, family or colleagues who could benefit from our service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Fast delivery kept up to date very good…
Fast delivery kept up to date very good product great value for money.
4 November 2024
Excelllent customer care
29 October 2024
Reply from Smartmoneyteam
We're thrilled to hear you had an excellent experience with us! 😊 We always strive to provide the best customer care.
Remember, if you have any friends, family or colleagues who could benefit from our service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
I’ve no complaints at all
I’ve no complaints at all, I think the person I was speaking was called Ian,he was very nice and took his time explaining everything to me..
25 September 2024
Reply from Smartmoneyteam
We're glad you had a positive experience! It sounds like Ian did a great job explaining everything. We always aim to make sure our clients feel informed and at ease. 😊
Remember, if you have any friends, family or colleagues who could benefit from our service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Life assurance
Gentleman explained the options for life cover.I was offered a policy which doubled my cover for £6 a month more with the added benefit that the premium is fixed throughout the term unlike my existing policy which increases each year.Superb service thank you
24 September 2024
Reply from Smartmoneyteam
We're so glad you were happy with the options presented and that we were able to find a policy that doubles your cover for such a small premium increase!
Remember, if you have any friends, family or colleagues who could benefit from our service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Great costomer service
19 August 2024
Reply from Smartmoneyteam
We're thrilled to hear you had an excellent experience with us! 😊 We always strive to provide the best customer care.
Remember, if you have any friends, family or colleagues who could benefit from our service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Reply from Smartmoneyteam
We're thrilled to hear you had an excellent experience with us! 😊 We always strive to provide the best customer care.
Remember, if you have any friends, family or colleagues who could benefit from our service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
Not good experience
I did not experience that I was given full information and I was offered worse kind of deal of life insurance. I will not recommend.
29 July 2024
Reply from Smartmoneyteam
Thank you for your feedback. This is certainly not the standard of service we aim for. We take all reviews seriously, especially those that highlight areas where we can improve.
Polite person
The person on the phone was very helpful and clear in what he was saying and explaining
20 June 2024
Reply from Smartmoneyteam
Thank you for taking the time to leave a review Julie!
We're glad you found our team member polite and helpful. Clear communication is key, and we're happy you felt well-informed throughout the process.
Remember, if you have any friends, family or colleagues who could benefit from our service - you can always refer them using the following link: https://tidycal.com/smartmoneyteam/smartmoneyteam-refer-a-friend
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