Specialty Life Insurance Reviews 

2,860
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 453 reviews, reviewers had a great experience with this company. Customers frequently mention that the staff are exceptionally friendly, patient, and very helpful when explaining policy details and answering questions. People genuinely appreciate the smooth, informative process and feel completely comfortable asking for clear guidance throughout the entire interaction. The minority of people were dissatisfied with the persistent cold calls, noting that representatives contacted them repeatedly and made it quite difficult to get in touch when calling back. Reviewers additionally mentioned that these frequent unsolicited phone contacts constantly disrupted their daily routines and felt rather overwhelming over time.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting helpful, polite, and knowledgeable... See more

Customer service

Reviewers mention positive feedback about customer service, noting that representatives are respectful,... See more

Service

Customers had positive experiences with service, noting that representatives explained coverage options... See more

User experience

Users describe positive interactions with user_experience, highlighting a smooth, informative, and simple... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over relentless cold calls from... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, ve... See more

Company replied

Rated 4 out of 5 stars

I had the pleasure of dealing with Penny Morash, she made me feel very comfortable . Penny is very friendly, pleasant , knowledgeable. very confidant. She helped me with what i needed... I have given... See more

Company replied

Rated 5 out of 5 stars

The agent Camille Holder was awesome, she took the ti me to explain everything to me. I didn't feel hurried or pushed along . Camille is kind and patient.when i made an error she took the time to doub... See more

Company replied

Rated 5 out of 5 stars

I’m sixty six years young with type two diabetes. It was very difficult for me to find an insurance company that would cover me. I’m so relieved now that I can have some money to cover my funeral and... See more

Company replied


Company details

  1. Personal Insurance Company

Written by the company

Specialty Life Insurance specializes in guaranteed and simplified issue insurance products in Canada.


Contact info

4.1

Great

TrustScore 4 out of 5

3k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.1

All reviews

(2,860)

427 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 3 out of 5 stars

no paperwork

no paperwork

22 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We apologize that you have not yet received your paperwork. We will follow up with our Administrative Department to look into this and ensure it is sent to you as soon as possible.

Rated 4 out of 5 stars

Little mix up at first with 2 people…

Little mix up at first with 2 people sending an application. Fine once second one was cancelled.

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback. We apologize for the initial mix-up and appreciate your patience while it was resolved. We’re glad everything was sorted out and that your experience improved once the duplicate application was cancelled.

Rated 5 out of 5 stars

Approachable and knowledgeable advisor

Approachable and knowledgeable advisor. She answered my questions with simple terms that a lay person like me would understand.

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your positive experience, Rosario.

Rated 5 out of 5 stars

It was an easy

It was an easy, albeit long process to get insurance for final expenses.

18 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback, Wendy!

Rated 4 out of 5 stars

Service

Good telephone conversation and service

10 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing, Simon!

Rated 1 out of 5 stars

too bad i had to give one star cuz they…

too bad i had to give one star cuz they are worth -10 they took my application fraudulently claimed i agreed to allow them to investoigate with teir own agency for any background issues whiuch i had none.then after waiting almost a month they claimed they can still insure me but not at the price agreed upon this company really horrific..with less tha desireable representatives that probably serve hamburgers in tghe morning then start their harrassing calls STAY AWAY from them

18 June 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We’re very sorry to hear about your experience and sincerely apologize for the frustration this has caused. We would like to look into this right away and better understand what happened. Please provide your policy number or the email address associated with your application by contacting us at info@specialtylifeinsurance.ca, and our team will review your concerns as soon as possible.

Rated 5 out of 5 stars

Very informative

Very informative. Came up with other ideas. Very friendly.

16 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We’re glad to hear that you found the information helpful and appreciated the additional options presented to you. It’s great to know you had a friendly and positive experience with our team.

Rated 2 out of 5 stars

I didn't think I was buying but an…

I didn't think I was buying but an information session. All of a sudden my bank was deducted without me telling her my info of my bank.

10 June 2026
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Reply from Specialty Life Insurance

Thank you for bringing this to our attention. We sincerely apologize for your experience and understand your concern. A member of our Client Support team will be reaching out to you shortly to address your concerns.

Rated 5 out of 5 stars

Great person (Ken)

Great person (Ken). He explained everything clearly. Good sense of humour, friendly. Things were done in a timely manner. I am very pleased.

10 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your experience. We’re so pleased to hear that Ken made the process clear, enjoyable, and efficient. We truly appreciate your trust in Specialty Life Insurance.

Rated 3 out of 5 stars

Haven’t gotten the policy

Haven’t gotten the policy. No chance to read. As for the telephone call, I am 68 so I have to pay a lot. So I decided to go with an accident policy .CS

17 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

We apologize that you have not yet received your policy documents. We will follow up with our Administrative Department to look into this and ensure the policy is sent to you as soon as possible.

Rated 5 out of 5 stars

Excellent Client representative

The representative that assisted myself and my husband was considerate and patient with both my husband and myself and as a result we are more at ease with our choice.

9 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your positive feedback, Grace!

Rated 2 out of 5 stars

I signed up but have not seen my policy…

I signed up but have not seen my policy emailed to me
a payment has come out of my bank so I guess its working and im covered, called twice to my agent who sighed me up with no follow up call

10 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for bringing this to our attention, and we apologize for the delay and lack of follow-up. We understand how important it is to receive your policy documents promptly. We will follow up with our Administrative Department to look into this and ensure your policy information is sent to you as soon as possible.

Rated 3 out of 5 stars

Agent was nice but monthly premium too…

Agent was nice but monthly premium too high for $10K funeral insurance.

8 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback. We’re glad to hear you had a positive experience with our agent. We understand that pricing is an important factor, and premiums can vary based on several factors including age, health, and coverage type. We appreciate you taking the time to share your thoughts.

Rated 5 out of 5 stars

What was right for me

They help me pick the right one for me and now it’s possible that when I pass, the financial burden will not follow on my child because he will get money to help with that

14 June 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for sharing your experience. We’re glad we could help you find the right coverage for your needs and provide peace of mind knowing your loved ones will have financial support when they need it most.

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