Specialty Life Insurance Reviews 

2,860
TrustScore 4 out of 5

4.1

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Review summary

Created with AI, based on recent reviews

Looking at 453 reviews, reviewers had a great experience with this company. Customers frequently mention that the staff are exceptionally friendly, patient, and very helpful when explaining policy details and answering questions. People genuinely appreciate the smooth, informative process and feel completely comfortable asking for clear guidance throughout the entire interaction. The minority of people were dissatisfied with the persistent cold calls, noting that representatives contacted them repeatedly and made it quite difficult to get in touch when calling back. Reviewers additionally mentioned that these frequent unsolicited phone contacts constantly disrupted their daily routines and felt rather overwhelming over time.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting helpful, polite, and knowledgeable... See more

Customer service

Reviewers mention positive feedback about customer service, noting that representatives are respectful,... See more

Service

Customers had positive experiences with service, noting that representatives explained coverage options... See more

User experience

Users describe positive interactions with user_experience, highlighting a smooth, informative, and simple... See more

Customer communications

Reviewers highlight negative aspects of contact, expressing frustration over relentless cold calls from... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Besides being spammed, which gives big scam vibes - I researched the company to find actual users who had great feedback so I entertained it.. and my rep was actually fantastic. Easy to work with, ve... See more

Company replied

Rated 4 out of 5 stars

I had the pleasure of dealing with Penny Morash, she made me feel very comfortable . Penny is very friendly, pleasant , knowledgeable. very confidant. She helped me with what i needed... I have given... See more

Company replied

Rated 5 out of 5 stars

The agent Camille Holder was awesome, she took the ti me to explain everything to me. I didn't feel hurried or pushed along . Camille is kind and patient.when i made an error she took the time to doub... See more

Company replied

Rated 5 out of 5 stars

I’m sixty six years young with type two diabetes. It was very difficult for me to find an insurance company that would cover me. I’m so relieved now that I can have some money to cover my funeral and... See more

Company replied


Company details

  1. Personal Insurance Company

Written by the company

Specialty Life Insurance specializes in guaranteed and simplified issue insurance products in Canada.


Contact info

4.1

Great

TrustScore 4 out of 5

3k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

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4.1

All reviews

(2,860)

427 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 4 out of 5 stars

Please reply to Donna Dodds.

Please reply to Donna M. Dodds...I wish to cancel my policy a.s.a.p. Please do not withdraw any funds. Thank you. Donna M. Dodds 250 650-7591.

5 April 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Donna, a client support representative will be in touch shortly to process cancellation.

Rated 5 out of 5 stars

Ameena Bhatia

Ameena Bhatia, I cannot express how I feel, a dark cloud has been lifted. Thankyou for taking the time to listen and speak to me. Three yrs. ago my house burnt down, 5 days after my husband passed. It felt so good to talk, I'm always apologizing when I share my story, but you listened, and again Thankyou. God Bless You

10 April 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello, thank you for your feedback!

Rated 5 out of 5 stars

Penny was awesome

Penny, the lovely lady I spoke with on the phone, was genuinely interested in what coverage I was comfortable with, what my budget was, and the coverage available. She was informative, friendly and most helpful. I have diabetes and anxiety, but I was afraid that I wouldn't be able to be approved for life insurance. I will recommend Specialty Life Insurance.

27 February 2026
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Reply from Specialty Life Insurance

Thank you for your kind review. We’re so glad Penny was able to provide helpful, friendly support and make the process feel easier. We truly appreciate your recommendation.

Rated 5 out of 5 stars

Speaking about health history can be…

Speaking about health history can be uncomfortable, but the representative was non judgemental and professional. Thank you!

28 March 2026
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Reply from Specialty Life Insurance

We truly appreciate your feedback. Making these conversations feel comfortable and respectful is very important to us.

Rated 5 out of 5 stars

They were patient and explained…

They were patient and explained everything. It was great they sent the policy to me so I could take my time and read it.0

28 March 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re so pleased to hear you were satisfied with your experience.

Rated 1 out of 5 stars

Harass you over the phone

Have asked over 20 times not to be contacted by them and the calls still come daily. Legitimate harassment.

6 April 2026
Unprompted review
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Reply from Specialty Life Insurance

Hello Jessa, apologies for the inconvenience, your number has been permanently removed.

Rated 5 out of 5 stars

Totally satisfied

25 March 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re so pleased to hear you were totally satisfied with your experience.

Rated 5 out of 5 stars

Insurance questionaire interpretation

The agent was very helpful as some of the recorded questons asked were not precise enough for clear interpretation.

26 March 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re glad to hear our agent was helpful in guiding you through the process and providing clarity where needed. We also appreciate your feedback about the recorded questions and will take it into consideration.

Rated 1 out of 5 stars

Spam Callers

Daily spam calls despite telling the company I am not interested. They call from different numbers so it's not possible to block them.

3 April 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Mitchell, apologies for the inconvenience, your number has been permanently removed.

Rated 4 out of 5 stars

Affordable…

It was an affordable option and the process was easy. The only thing that would make it better is if the insurance would kick in before 2 years.

2 April 2026
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Reply from Specialty Life Insurance

Thank you for your review. We’re glad to hear you found the process easy and the coverage affordable. We also appreciate your feedback about the waiting period and understand that this may not be ideal for everyone.

Rated 1 out of 5 stars

SPECIALTY INSURANCE Stay away from this company

Stay away from this company, a life insurance agent reached out, at first I was interested, slept on it sent him a message to hold off a month, no response. Decided to cancel completely,called him, finally after numerous calls he answered, assured me it was canceled, called head office spoke about my experience they reassured me it was a canceled quote, no policy
April,1,2026 3 weeks after 6 emails numerous calls they take the premium out of my bank account. Now with more unanswered calls and emails I'm trying to get reimbursed. Horrible customer service, I would not recommend this company to my worst enemy.

1 April 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hi there, we apologize for the inconvenience. Since we are not able to use the name in this review to find your policy can you please email your details to info@specialtylifeinsurance.ca and we will escalate this complaint immediately.

Rated 1 out of 5 stars

Spam callers…

Spam calling multiple times daily even though they've been told to stop more than once. They now & forever will only get voicemail

1 April 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Apologies for the inconvenience, please email us your phone number at info@specialtylifeinsurance.ca and we will ensure it is permanently removed.

Rated 1 out of 5 stars

I have repeatedly asked this company to…

I have repeatedly asked this company to stop calling me as I decided not to go with them due to thier outrageous amount of phone calls. Even when I blocked thier number they would call on multiple different numbers. They are still calling daily

31 March 2026
Unprompted review
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Apologies for the inconvenience, please email us your phone number at info@specialtylifeinsurance.ca and we will ensure it is permanently removed.

Rated 5 out of 5 stars

the sale person was very patient with…

the sale person was very patient with me not being a very good techy guy lol. Hope to here from you soon with my policy .
thx Rick

26 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Hello Rick, thank you for your kind feedback! We're glad to hear our representative was patient and made the process comfortable for you.

Rated 5 out of 5 stars

On the spot approval of policy

On the spot approval of policy. They provide options of amount as per the customer needs and premium is within reach or budget.

29 March 2026
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Reply from Specialty Life Insurance

We're glad to hear the approval process was quick and that we were able to offer options that fit your needs and budget. We truly appreciate your support!

Rated 5 out of 5 stars

I was recommended by a friend of mine

I was recommended by a friend of mine. Made the call and after a few questions.I was approved

22 March 2026
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Reply from Specialty Life Insurance

Thank you for your feedback! We're glad you were referred to us and that the process was smooth and straightforward. We truly appreciate your trust and support!

Rated 5 out of 5 stars

reasonable rate

reasonable rate for seniorpeople

29 March 2026
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Reply from Specialty Life Insurance

Hello Noel, thank you for sharing!

Rated 4 out of 5 stars

Was a good experience

Was a good experience

26 March 2026
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Reply from Specialty Life Insurance

Hello Ralph, we appreciate you sharing your experience!

Rated 5 out of 5 stars

Great Customer Service

Great Customer Service, answered all my questions, prices to fit my needs

25 March 2026
Specialty Life Insurance logo

Reply from Specialty Life Insurance

Thank you for your feedback! We're glad to hear that all your questions were answered and that we were able to find options that fit your needs and budget.

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