Spolton Mortgages Reviews 

54
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 54 reviews, reviewers overwhelmingly had a great experience with this company. Customers warmly praise the staff for being exceptionally friendly, highly professional, and extremely knowledgeable during every single appointment. Reviewers frequently note that advisors take ample time to thoroughly understand individual needs without applying any pressure. Some people also felt that the mortgage and insurance advisory process was remarkably smooth, clear, and completely stress-free from start to finish. Consumers frequently highlight the prompt communication, reliable support, and tailored guidance provided throughout their entire property journey. People appreciate finding great deals and receiving honest advice that genuinely puts the client first.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, describing the team as consistently friendly, professional,... See more

Service

Customers consistently note positive experiences with service, highlighting exceptional support and expert... See more

Customer service

Users describe positive interactions with customer service, expressing deep appreciation for the... See more

User experience

Customers expressed great satisfaction regarding the user experience, highlighting that support... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Nick and Kasia were lovely to deal with. Nick put my mind at ease about my NatWest mortgage application and took the time to talk through all my insurance options. As it turned out, I was already well... See more

Company replied

Rated 5 out of 5 stars

We had a great experience working with Nick as our mortgage advisor and Kasia as our insurance advisor. Nick made the mortgage process clear and stress-free, explaining everything and guiding us... See more

Company replied

Rated 5 out of 5 stars

Highly recommended! The team at Spolton Mortgages have been looking after our mortgage needs for the last 7 years. They have always provided an excellent service, kept us up to date all the way thro... See more

Company replied

Rated 5 out of 5 stars

Brilliant service, couldn't recommend this company enough. They have a really down to earth team who go the extra mile, especially Tom. Tom has been outstanding with the whole process in which... See more

Company replied


Company details

Written by the company

Spolton Mortgages is an independent, family-run mortgage and insurance broker based in Sleaford, Lincolnshire, providing whole-of-market advice across Sleaford, Lincoln, Grantham, Boston, Newark, Stamford and Bourne. We advise first-time buyers, home movers, landlords and homeowners on buy-to-let mortgages, remortgaging, self-employed and bad-credit cases, new-build, shared ownership, and low or no-deposit mortgages, including Armed Forces Help to Buy. Founded in 2017 by former Lloyds Bank managers, we offer clear, jargon-free advice by phone, video or in person. Rated 5 stars with 370+ verified reviews, we’re trusted by families, investors and service personnel across Lincolnshire. Your home may be repossessed if you do not keep up repayments on your mortgage.


Contact info

4.8

Excellent

TrustScore 5 out of 5

54 reviews

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4.8

All reviews

(54)

54 reviews in the last 12 months

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Rated 5 out of 5 stars

What can I say apart from this company…

What can I say apart from this company literally bent over backwards for us. Me and my partner were really struggling to get a mortgage as our credit ratings weren’t fantastic! But Nick Kasia and the team really pulled it out the bag and were fantastic with everything can’t thank them enough we’ve now been in our house over 2 years and this would not have happened without their help can’t thank you enough. Legends

15 April 2026
Unprompted review
Rated 5 out of 5 stars

Support from start to finish.

They helped us every step of the way. And on the day we moved. They supported us as we was waiting for keys. Their was an issue which they helped to sort out. And we moved in. Thanks to everyone that works at spolton mortgages.

20 December 2025
Unprompted review
Rated 5 out of 5 stars

Great experience

We first trusted Spolton Mortgages with our mortgage a few years ago, and when it was time to remortgage, we didn’t hesitate to go back to them.

They are extremely professional, knowledgeable and genuinely know what they are doing. What we appreciate most is that they always put the client first and give honest, practical advice based on what is best for you.

They have helped us through situations that at times seemed almost impossible, and somehow managed to find solutions when we couldn’t see a way forward ourselves.

Throughout the whole process, we felt supported, listened to and in safe hands. They are always available to answer questions, explain things clearly and guide you through every step.

We are really happy that we chose them again for our remortgage and would highly recommend Spolton Mortgages to anyone looking for professional, trustworthy and genuinely helpful mortgage advisors!

6 October 2025
Unprompted review
Rated 5 out of 5 stars

New mortgage deal

We were looking for a new mortgage deal , we met Tom at Spolton Mortgages who went through all of the paperwork and explained our options to us. No question was a silly one!
Everyone we met was friendly and helpful. We even took our anxious dog with us to an appointment who was also welcomed.
Everything was explained to us step by step and we could call and ask anything if we were not sure.
All was sorted and was pretty painless!

2 January 2026
Unprompted review
Rated 5 out of 5 stars

Outstanding service from the team at Spolton.

​I can't recommend Tom, Nick, Kasia, and the team at Spolton Mortgages enough.

Securing a mortgage and navigating property moves can be an absolute headache, but they made the entire process clear, straightforward, and completely stress-free.

Their communication was brilliant throughout, always keeping me updated and offering top-class advice every step of the way.

​If you're looking for a professional, reliable, and friendly mortgage broker, look no further. First-class service!

3 September 2026
Unprompted review
Rated 5 out of 5 stars

Outstanding patience, professionalism, and support!

Outstanding patience, professionalism, and support!
​My journey to buying a home took around 2 years and was quite complex, as I needed a mortgage arrangement that accommodated resident lodgers. Nick, Kasia, and the Spolton Mortgages team put in an incredible amount of effort to find the right mortgage for me.
​When I realized during the first attempt that I didn't have enough deposit saved and had to pause the process, they were incredibly understanding and didn't charge me a single penny for their work up to that point. A year later, once I had the funds ready, I came back to them, and we successfully completed the purchase. I only paid their standard fee once.
​The process required a lot of paperwork and documentation, but they guided and helped me through everything without any extra charges. They were always available by phone and email, and remained extremely kind, friendly, and supportive throughout.
​I am truly grateful for their endless patience, understanding, and dedication. I highly recommend Spolton Mortgages to anyone, especially if you have a tricky or unique mortgage situation!

25 February 2026
Unprompted review
Rated 5 out of 5 stars

Back for seconds

I took out a mortgage through Spolton Mortgages 5 years ago, which was a really simple process. Nick clearly knows his stuff and got me a far better deal than I could find myself. 5 years later my renewal was due and I had no hesitation ringing Nick again and once again with minimal fuss I have another great deal.

31 July 2026
Unprompted review
Rated 5 out of 5 stars

I can't thank them enough

The thought of selling and buying a house again felt like a nightmare, but it was something I needed to do. Tom at Spolton mortgages took on our case as advisor, and I am eternally grateful for all of his help. From the beginning, right through to the end he was always just a phone call away, nothing was ever too much trouble. He had the answer to every question, he chased things up on my behalf and made the whole experience as easy and stress free as possible. I can't thank Tom and the whole team enough for their help. Thank you so much for everything, everyone at Spolton mortgages.

27 February 2026
Unprompted review
Rated 5 out of 5 stars

I’ve used Spolton mortgages previously…

I’ve used Spolton mortgages previously and they were excellent so it was a no brainer to go back to them when my remortgage was due. Seth has been an incredible help and eased my stress levels. Highly recommended to everyone, they are great value for money and their service is exceptional

22 September 2026
Unprompted review
Rated 5 out of 5 stars

Seth from Spolton Mortgages was a lifesaver!

Seth from Spolton Mortgages was the absolute best - he tolerated all of my bonkers questions, explained everything so well, and was the voice of reason when everything felt like it was taking forever with multiple house not being right. He was patient, thorough and incredibly helpful in a very stressful time - he also supported me with my buildings insurance and life insurance/critical illness to make sure that these were fit for purpose and tailored to me and my needs. Thanks again Seth for all of your help - I never want to move again but I will be back for remortgaging when the time comes! Highly recommend!

30 October 2025
Unprompted review
Rated 5 out of 5 stars

Excellent

We remortgaged for the first time in early 2025 and Nick and the team were excellent throughout. Nick was recommended by a friend and helped us secure a really good deal, with clear and regular communication along the way. They went above and beyond to make sure we got the right deal at the right time. Would highly recommend.

30 September 2026
Unprompted review
Rated 5 out of 5 stars

Spolton’s are fantastic!

I contacted Nick after a recommendation as I was beginning to look into buying my first home. As a solo first time buyer this seemed a daunting task, but Nick was absolutely brilliant! Nick was incredibly friendly, and with his knowledge and understanding, made the experience a lot less daunting than I had imagined. I have since recommended Spolton’s to a friend, and certainly would do again!

8 January 2026
Unprompted review
Rated 5 out of 5 stars

We arranged a meeting with nick he was…

We arranged a meeting with nick he was incredibly helpful with a wealth of knowledge around his field, both he and his wife casia who is also a incredible wealth of knowledge in her field are very nice people a pleasure to deal with, every person who we came in contact with regards of the position within the business was very polite and helpful incredibly helpful.

11 October 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic service from Nick and Kasia

Fantastic service from Nick and Kasia! They were incredibly helpful, patient, friendly and gave us a very personal service throughout the whole process. They made everything easy to understand and found us a great deal. We had a brilliant experience from start to finish and would highly recommend them. Thank you both! ⭐⭐⭐⭐⭐

9 May 2026
Unprompted review

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