Spolton Mortgages Reviews 

54
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 54 reviews, reviewers overwhelmingly had a great experience with this company. Customers warmly praise the staff for being exceptionally friendly, highly professional, and extremely knowledgeable during every single appointment. Reviewers frequently note that advisors take ample time to thoroughly understand individual needs without applying any pressure. Some people also felt that the mortgage and insurance advisory process was remarkably smooth, clear, and completely stress-free from start to finish. Consumers frequently highlight the prompt communication, reliable support, and tailored guidance provided throughout their entire property journey. People appreciate finding great deals and receiving honest advice that genuinely puts the client first.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, describing the team as consistently friendly, professional,... See more

Service

Customers consistently note positive experiences with service, highlighting exceptional support and expert... See more

Customer service

Users describe positive interactions with customer service, expressing deep appreciation for the... See more

User experience

Customers expressed great satisfaction regarding the user experience, highlighting that support... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Nick and Kasia were lovely to deal with. Nick put my mind at ease about my NatWest mortgage application and took the time to talk through all my insurance options. As it turned out, I was already well... See more

Company replied

Rated 5 out of 5 stars

We had a great experience working with Nick as our mortgage advisor and Kasia as our insurance advisor. Nick made the mortgage process clear and stress-free, explaining everything and guiding us... See more

Company replied

Rated 5 out of 5 stars

Highly recommended! The team at Spolton Mortgages have been looking after our mortgage needs for the last 7 years. They have always provided an excellent service, kept us up to date all the way thro... See more

Company replied

Rated 5 out of 5 stars

Brilliant service, couldn't recommend this company enough. They have a really down to earth team who go the extra mile, especially Tom. Tom has been outstanding with the whole process in which... See more

Company replied


Company details

Written by the company

Spolton Mortgages is an independent, family-run mortgage and insurance broker based in Sleaford, Lincolnshire, providing whole-of-market advice across Sleaford, Lincoln, Grantham, Boston, Newark, Stamford and Bourne. We advise first-time buyers, home movers, landlords and homeowners on buy-to-let mortgages, remortgaging, self-employed and bad-credit cases, new-build, shared ownership, and low or no-deposit mortgages, including Armed Forces Help to Buy. Founded in 2017 by former Lloyds Bank managers, we offer clear, jargon-free advice by phone, video or in person. Rated 5 stars with 370+ verified reviews, we’re trusted by families, investors and service personnel across Lincolnshire. Your home may be repossessed if you do not keep up repayments on your mortgage.


Contact info

4.8

Excellent

TrustScore 5 out of 5

54 reviews

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4.8

All reviews

(54)

54 reviews in the last 12 months

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Rated 5 out of 5 stars

I was treated really professionally and…

I was treated really professionally and got an excellent deal when swapping my mortgage. I felt Tom worked above and beyond on my behalf especially with the life insurance quote.
I would not hesitate to reccomend Spoltons to my friends.

8 May 2026
Unprompted review
Rated 5 out of 5 stars

I used Spolton Mortgages to obtain my first mortgage

I used Spolton Mortgages to obtain my first mortage (first time buyer). I was clueless. Although I knew nothing about what I needed to do, I was guided all the way through the process by Nick. He is VERY thorough! He asked for and went through all our banking statements etc, which gave him a clear picture on what to recommend for us. Despite us having only a Fair credit rating at the time, this thorough research gave him all the details he needed to recommend a mortgage and rule out the ones we weren't likely to get. 11/10 for me and I would highly recommend them.

30 September 2025
Unprompted review
Rated 5 out of 5 stars

Used twice, will use again

I've used Spolton Mortgages twice for getting a mortgage; once for my first house purchase then again this month. Both times have been an excellent experience - couldn't criticise. I will definitely use them again in the future for any remortgage or new house purchase. Great value for money, excellent service.

8 September 2026
Unprompted review
Rated 5 out of 5 stars

*****stars isn't enough

*****stars isn't enough! We used Spolton Mortgages just over a year ago! Brilliant service, great communication and made everything so easy. Would 100% use again. Highly recommend.

30 September 2025
Unprompted review
Rated 5 out of 5 stars

Brilliant service

We couldn’t recommend Spolton mortgages enough. Buying a home is stressful but I can honestly say the mortgage was the easy bit thanks to Nick. He even provided helpful information prior to us being ready to buy.
It was always easy to reach out to someone if there was a question that needed answering and we always felt like we were being helped every step of the way. He went above and beyond what we expected. He always communicated with us and made sure we were aware of the options we had available. His knowledge and expertise was invaluable in securing us a mortgage we were happy with.
The whole team we met were friendly and professional and we even updated our life insurance through Kasia which was also such a stress free process!
We were recommended Spolton mortgages through a friend and I have gone on to recommend to others too based on our experience. When it comes time to re mortgage we will be using their services again. I think that speaks for itself.

30 October 2025
Unprompted review
Rated 5 out of 5 stars

Mortgages

I was under the care of Tom. Excellent advice on mortgage rates and cover insurances.
Thank you. I’d highly recommend to anyone.

1 July 2026
Unprompted review
Rated 5 out of 5 stars

Spolton mortgages, second to none.

Nick, and indeed yhe entire team, at Spolton mortgages take the time to discuss and listen to what you are looking to do, understand where you are and then offer excellent advice on how to help you get to where you want to be. It is truly a personal and personalised service no matter your circumstances rather that you feeling like another vog in the machine. you are understood and the advice received in plain and simple, not jargon, not upsetting, not trying to meet a quota. It's like talking to a friend. they have done 2 remortgages for my wife and I and we honestly would not go anywhere else. Nick helped us lock in a great renewal offer before the rates started rising again and kept us informed at every point in the process. They can recommend other professionals including solicitors or estate agents to assist if needed and I trust their recommendations.

14 August 2026
Unprompted review
Rated 5 out of 5 stars

Excellent service

The proceeds from start to finish was clear, from the appointment with Nick to ending with Kasia and discussing insurance options. Would highly recommend to anyone. The process is easy from start to finish

1 October 2025
Unprompted review
Spolton Mortgages logo

Reply from Spolton Mortgages

Hi Matt,

Thank you for taking the time to leave a review and for your kind words.

Please remember our support doesn't end when your mortgage starts - we're always only a call away if there's a question we can answer for you.

Kindest Regards,
Nick & The team at Spolton Mortgages

Rated 5 out of 5 stars

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐

Fantastic service from Seth. He was friendly, professional and really helpful throughout, taking the time to make sure everything was explained clearly and dealt with properly. Nothing felt like too much trouble and we really appreciated his help.

Would definitely recommend. Thanks again, Seth!

Caroline & Josh

30 September 2025
Unprompted review
Spolton Mortgages logo

Reply from Spolton Mortgages

Hi Joshua,

Thank you for taking the time to leave a review of our service.

We've shared the review with Seth and he was happy to read your kind words.

Please remember, if there's any questions we can answer for you, at any point, you only need to ask.

Kindest Regards,
Nick and the whole team at Spolton Mortgages

Rated 5 out of 5 stars

Nick was great throughout the whole…

Nick was great throughout the whole process, we had various meetings with Nick to ensure he could get us the best possible deal for our mortgage, from start to finish Nick made myself and Jason feel at ease, he discussed various options with us and which one would be the best option for us and our new home. Nick kept us in the loop what was going on throughout the process too. We will be recommending Nick to others if they ask for advice. And in the near future we will be returning once again for nicks help!

🙂🏠

8 April 2026
Unprompted review
Spolton Mortgages logo

Reply from Spolton Mortgages

Hi Jade,

It was a pleasure to help you and Jason.

Thank you for taking the time to leave a review, and for the recommendations, it's much appreciated.

Kindest Regards
Nick & the team at Spolton Mortgages

Rated 5 out of 5 stars

Friendly, reassuring advice from Nick and Kasia

Nick and Kasia were lovely to deal with. Nick put my mind at ease about my NatWest mortgage application and took the time to talk through all my insurance options. As it turned out, I was already well covered, but I really appreciated his help and never felt under any pressure. They were both very friendly and professional, and I’d happily go back to them if I need anything in the future.

11 September 2026
Unprompted review
Spolton Mortgages logo

Reply from Spolton Mortgages

Hi Duncan,

It was our pleasure to help you and your kind words are greatly appreciated.

Kindest Regards,
Nick, Kasia and the whole team at Spolton Mortgages

Rated 5 out of 5 stars

10/10 would recommend!

So pleased to have found Nick & co in time to remortgage my shared ownership home. The team promptly booked me in and provided expert advice, keeping me fully informed throughout the entire process and helping with any queries I had. I wouldn’t hesitate to recommend them to anyone in need of mortgage advice & I look forward to working with them again in the future!

12 September 2026
Unprompted review
Rated 5 out of 5 stars

Nick was really helpful

Nick was really helpful, friendly and knowledgeable. He looked at the various mortgage options for us and confirmed that our current provider was the best. I would highly recommend Nick and his team.

18 September 2026
Unprompted review
Spolton Mortgages logo

Reply from Spolton Mortgages

Hi,

Thank you for trusting us with your enquiry.

It was a pleasure to help so we're grateful for your kind words and recommendation.

Please remember we're always only a call away if there's any questions you need answering.

Kindest Regards,
Nick and the Team

Rated 5 out of 5 stars

Highly recommended!

We couldn’t recommend Nick highly enough! He was amazing when helping us secure our first mortgage, and more recently, he helped us arrange a new mortgage so we could move house.

Nick makes what can be a very stressful process feel completely straightforward and stress-free. He took the time to understand our circumstances, found us the best deal to suit our needs, and made sure we were aware of all the available options. He also went through everything with us carefully to ensure we understood what we were borrowing and, importantly, that we could comfortably afford it.

The online portal Nick uses is also incredibly easy to navigate, making submitting all the information and documents needed really simple.

Nick is super friendly, knowledgeable and always available whenever we have a question or need advice. We’ve felt completely supported throughout both of our mortgage journeys and wouldn’t hesitate to recommend him to anyone looking for a mortgage advisor. Thank you!

27 March 2026
Unprompted review
Spolton Mortgages logo

Reply from Spolton Mortgages

Hi Cat,

Thank you so much for such a lovely review. It’s been a real pleasure helping you with both your first mortgage and now your move, and we're really pleased I could make the process feel a little easier along the way.

It’s great to hear you found the portal easy to use too!

Wishing you all the best in your new home, and thank you again for putting your trust in us.

Kindest Regards,
Nick and the team at Spolton Mortgages

Rated 5 out of 5 stars

Stress-Free Self-Employed Remortgage

Nick was recommended to me by a few people, he made the painful process of re-mortgaging as a self employed business owner very easy and straightforward.

15 September 2025
Unprompted review
Spolton Mortgages logo

Reply from Spolton Mortgages

Hi Russell,

It's been a pleasure to support you.

Thank you for trusting us with your mortgage advice needs but also for taking the time to leave us a great review.

Please remember you only need to ask, if there's anything we can support you with in the future, even if it's just to answer any questions you might have.

Kindest Regards,
Nick & the team

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