Surecredit Reviews 

198
TrustScore 1.5 out of 5

1.3

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Review summary

Created with AI, based on recent reviews

Considering 87 reviews, most reviewers were let down by their experience overall. Customers frequently mention charges appearing on their bank statements for recurring subscriptions they did not recall authorizing or agreeing to during online loan searches. Many consumers note that cancellation attempts are extremely difficult, as emails are routinely ignored and websites fail to provide functional login credentials or working cancellation tools. Individuals express concerns about terms that lead to automatic enrollment into monthly fees without clear prior notification. Some reviewers were happy with receiving prompt assistance, refunds, or confirmation of successful cancellations when they finally managed to speak directly with customer service representatives.

What people talk about most

Payment

Users describe negative interactions with payment, reporting that unexpected charges of around twenty-five... See more

Subscription

Reviewers highlight negative aspects of subscription services, stating they experienced unexpected... See more

Cancellation

Customers had negative experiences with cancellation, consistently reporting that despite multiple requests... See more

Website

Reviewers express strong dissatisfaction regarding the website, reporting unexpected charges after being... See more

Customer communications

Customers consistently note negative experiences with contact, highlighting unresponsive channels and a lack... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Despite telling sure credit that I do not want or need that service or want it they took my personal details without permission and tried to take £24.95 twice. There is nothing they can do to boost yo... See more

Company replied

Rated 1 out of 5 stars

Unbelievably terrible service, you look into getting a potential loan then all of a sudden 2 weeks later you have money taken from your bank account. There is no email to make you aware of an agreemen... See more

Company replied

Rated 1 out of 5 stars

Charging me 24.95 but their website says i dont have an account with them… i only have 1 email… pure scammers dont know how they’re getting away with it, phoning my bank and blocking them. The rep... See more

Company replied

Rated 1 out of 5 stars

Daylight robbery from this company. Never even heard of surecredit until they appeared on my bank statement. Got in touch with them and long story short I asked them to prove I'd signed up to their su... See more

Company replied



Contact info

1.3

Bad

TrustScore 1.5 out of 5

198 reviews

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1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 88% of negative reviews

Typically replies within 48 hours

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1.3

All reviews

(198)

85 reviews in the last 12 months

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Rated 1 out of 5 stars

Very horrible website and service

Very horrible service they have charged me 2 times even tho before when I contacted support they said they have cancelled it and there will be no other payment being taken from your a bank account… today they have done again I tried ringing again but they have told me the same thing😂🙄what joke is your gonna keep doing this and say the same thing…

13 September 2024
Unprompted review
Surecredit logo

Reply from Surecredit

Thank you for your feedback. We apologise for any confusion you experienced.

SureCredit.co.uk aims to improve your credit profile and provide better access to credit by offering a comprehensive credit report service. We provide up-to-date information about your credit history and help you spot mistakes early to protect your financial well-being.

Our terms, including the 14-day free trial and the subsequent £19.99 monthly fee, are clearly outlined in the sign-up journey. Additionally, all customers must complete a 3D secure check with their bank to start the trial.

We could not find any customers matching your details. Please email us at hello@surecredit.co.uk so we can resolve this issue promptly.

Rated 1 out of 5 stars

Very unhappy with this Sure Credit

Very unhappy with this Sure Credit. They won't stop taking £19.99 from my account. I have cancelled so many times. I think I'm going to order a new bank card now. Which is a hassle. I don't know where they are getting details from. I don't want to use this service at all. I must of initially signed something and as usual in the small print. But I asked to cancel so many times. Thus information is misleading and is always in the small print

13 September 2024
Unprompted review
Surecredit logo

Reply from Surecredit

We apologise that your experience was not positive.

Sure Credit’s service aims to help you improve your credit score and access to credit. While some actions may yield quick results, most improvements require time. Please note, we are not a lender but an online loan broker, and we cannot guarantee loan approval.

If you were charged £19.99, it indicates you signed up for a 14-day free trial on our website and provided your payment details. During the sign-up, our service and terms, including the monthly fee after the trial period, were clearly outlined and accepted by you.

Additionally, when entering your card details to set up the trial, you also completed a "3-D secure" verification with your bank, usually via your online banking app or SMS. This additional security confirms your identity as the cardholder and requires you to authorise the payment with your bank, ensuring that no payments are processed without your explicit consent. This also highlights to our customers that the service is a paid-for service.

Once you signed up, you received an email with the trial terms and a link to cancel. You can cancel your membership anytime during the trial without fees.

For further assistance or to cancel, please call 0330 335 8509 or email hello@surecredit.co.uk. Our agents will be happy to assist you.

Rated 5 out of 5 stars

Data Breach Scare

Proper freaked out when SureCredit said me details were on the dark web. They helped me sort it out sharpish. Changed all me passwords and got extra security sorted. Can't thank them enough for the heads up-could've been a right mess.

17 August 2024
Surecredit logo

Reply from Surecredit

Thank you for your review Dominic! We are thrilled to hear your positive experience using Sure Credit. Glad our dark web search was helpful to you!

Rated 1 out of 5 stars

Be very wary

Be very wary, they have been taking payments of £19.99 from my partners account

3 times this month it’s happened and they still continue to take money yet my partner has never used there services before.

9 September 2024
Unprompted review
Surecredit logo

Reply from Surecredit

We apologise that your experience was not positive.

Sure Credit’s service aims to help you improve your credit score and access to credit. While some actions may yield quick results, most improvements require time. Please note, we are not a lender but an online loan broker, and we cannot guarantee loan approval.
If you were charged £19.99, it indicates you signed up for a 14-day free trial on our website and provided your payment details. During the sign-up, our service and terms, including the monthly fee after the trial period, were clearly outlined and accepted by you.

Additionally, when entering your card details to set up the trial, you also completed a "3-D secure" verification with your bank, usually via your online banking app or SMS. This additional security confirms your identity as the cardholder and requires you to authorise the payment with your bank, ensuring that no payments are processed without your explicit consent. This also highlights to our customers that the service is a paid-for service.

Once you signed up, you received an email with the trial terms and a link to cancel. You can cancel your membership anytime during the trial without fees. If you believe you cancelled within the trial period, there will be a record of it, and you will be entitled to a refund.

For further assistance or to cancel, please call 0330 335 8509 or email hello@surecredit.co.uk. Our agents will be happy to assist you.

Rated 5 out of 5 stars

I signed up and took the decision to…

I signed up and took the decision to cancel. I'm writing this because people have said it is a scam. Its not. It was easy to cancel. Just follow the instructions!

8 September 2024
Unprompted review
Surecredit logo

Reply from Surecredit

Thank you for your review Ian! it's great to hear your positive experience using Sure Credit. You know where we are if you need us again!

Rated 3 out of 5 stars

Expected Less

Got knocked back for a loan. Didn't clock it wasn't a loan to start with, silly me. Wan't expecting much but the service was alight in the end. Could've been worse.

19 August 2024
Surecredit logo

Reply from Surecredit

Thank you for your review! Good to hear we exceeded your expectations.

Rated 3 out of 5 stars

Does the Job

Changed me a fee but they did fix me credit in the end. Could've been worse, I guess.

20 August 2024
Unprompted review
Surecredit logo

Reply from Surecredit

Thank you for your review Danielle! Great to hear we helped with your credit. We have many useful features to help you maximise your potential!

Rated 1 out of 5 stars

i went for a loan and did not click the…

i went for a loan and did not click the 19.99 subcription i would like to cancel and get my money back into my bank account please

3 September 2024
Unprompted review
Surecredit logo

Reply from Surecredit

We are sorry to hear your experience was not positive.

If you were charged £19.99, it indicates you signed up for a 14-day free trial on our website and provided your payment details. During the sign-up, our service and terms, including the monthly fee after the trial period, were clearly outlined and accepted by you.

Additionally, when entering your card details to set up the trial, you also completed a "3-D secure" verification with your bank, usually via your online banking app or SMS. This additional security confirms your identity as the cardholder and requires you to authorise the payment with your bank, ensuring that no payments are processed without your explicit consent. This also highlights to our customers that the service is a paid-for service.

For further assistance or to cancel, please call 0330 335 8509 or email hello@surecredit.co.uk. Our agents will be happy to assist you.

Rated 5 out of 5 stars

What You on About

Scam? Robbers? Some of these reviews LoL. You signed up for a credit service, and that's exactly what yer getting. Ignore the nonsense reviews. Andy's been bang on, would recommend for sure. People gotta stop thinking everything comes for free, it don't.

26 August 2024
Surecredit logo

Reply from Surecredit

Thanks for sharing this refreshing point of view!

Rated 5 out of 5 stars

Excellent staff

Good staff, Improved score. Fixed my credit and gave me peace of mind. Got free taste Card!

25 July 2024
Surecredit logo

Reply from Surecredit

You can't put a price on peace of mind hey?

Rated 5 out of 5 stars

Easy Peasy

Did the credit plan it was easy peasy. Found my email got hacked? I changed my passwords.

1 August 2024
Surecredit logo

Reply from Surecredit

Thanks for the feedback Catalin

Rated 1 out of 5 stars

Absolutely one of the biggest scams…

Absolutely one of the biggest scams around. I didn’t even sign up for this so called service, but that didn’t stop them taking two separate payments of £20. Customer service is shocking and I struggled to understand half of what they said. Been told I will receive a refund but if not I will be reporting to my bank as fraud. Stay well clear guys!!!

15 August 2024
Unprompted review
Surecredit logo

Reply from Surecredit

Sorry to hear this. All of our information is clearly presented during the sign up process and even requires the customer to check a box to confirm that they have read and understood it and are happy to proceed....

Rated 3 out of 5 stars

Satisfied

Honestly, wasn't expecting much but ended up being quite happy with the service.

3 July 2024
Surecredit logo

Reply from Surecredit

So glad we changed managed to exceed your expectations. Thanks for the review!

Rated 4 out of 5 stars

Ok They charged

They charged me but sorted my credit. Agent was good. ScureCredit is ok.

23 July 2024
Surecredit logo

Reply from Surecredit

Fantastic! Glad our team could assist you.

Rated 5 out of 5 stars

Great

Had a good chat with one of the experts. They gave me great advice to improve my credit score.

12 July 2024
Surecredit logo

Reply from Surecredit

Thank you for your review Kelly! We are thrilled to hear your positive experience using Sure Credit. Glad you found our service helpful.

Rated 5 out of 5 stars

Did the plan and cancelled

Yeah, followed the credit plan, was really straightforward. Helpful too. I also scanned my email and found it was leaked from Dubmash? Changed all my passwords, Really good company.

27 July 2024
Surecredit logo

Reply from Surecredit

We're pleased to have helped! Thank you for reviewing us and if you need any other help in the future, you know where we are.

Rated 1 out of 5 stars

Massive con.

Massive con.
Was told it would be a great app to build up credit score. Had nothing but trouble from day one.
Cancelled after 2 days.
But according to them no cancellation was found. Took money out my account and refuse to do refund.
Complaints go nowhere and telephone number does not work. Online chat is useless. Don’t do it

8 August 2024
Unprompted review
Surecredit logo

Reply from Surecredit


We apologise for any inconvenience you’ve experienced. Unfortunately, we are unable to locate your account using the details provided in your Trustpilot review. To assist you further, please reach out to us at hello@surecredit.co.uk so we can address this issue swiftly.

SureCredit.co.uk is a membership service designed to enhance your credit profile, helping you gain better access to credit. Our service terms, including the 14-day free trial and the subsequent £19.99 monthly fee, are clearly communicated during the sign-up process.

Additionally, all customers must complete a 3D secure check with their bank to initiate the trial, ensuring awareness of the billable service. If you sign up for our service, we will, of course, bill you after the free trial ends. We also send a welcome email upon sign-up with your login details.

Our processes and terms are transparent, and we strive to provide valuable services to our customers. We respond to all emails promptly with an auto-response that includes FAQs and instructions on how to cancel your membership. Our customer support team addresses inquiries within two working days.

Rated 5 out of 5 stars

Agents are good

The people that works as SureCredit are really helpful. They sorted out my credit issues quickly.

1 August 2024
Surecredit logo

Reply from Surecredit

Hi Pamela, Thank you so much for that lovely review! Glad we could help!

Rated 5 out of 5 stars

Good

They do what they say do, Don't kno why people moan about cost, You can use all and cancel. It's better than Equifax as you can speak to someone and I found my email leaked. It is great.

13 July 2024
Surecredit logo

Reply from Surecredit

Good to hear Gabrielle! Thanks for taking the time to review us.

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