thinkmoney Reviews 

8,271
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 971 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptional support provided by friendly staff members, who always go above and beyond to assist with effortless account setups and daily financial management. Consumers frequently find the banking platform incredibly useful for keeping track of weekly and monthly expenses, making budgeting completely stress-free. However, some customers also noted unexpected transaction fees or frustrating transfer delays when moving funds between external accounts. A few people were dissatisfied with sudden card blocks and experienced communication difficulties when trying to resolve these problems with customer service.

What people talk about most

User experience

Clients share positive opinions on user_experience, highlighting a straightforward and user-friendly... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a wide range of differing... See more

Customer service

Users describe positive interactions with customer_service, highlighting helpful and efficient support.... See more

Staff

People report positive experiences with staff, highlighting their professionalism, helpfulness, and... See more

Service

Consumers find service to be positive, highlighting professional support and efficient bill management.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

review of amazing help from Imran. Thinkmoney's manchester office.... sadly I am unable to post the full review as am unable to copy and paste directly into here. Stunningly professional service, t... See more

Company replied

Rated 5 out of 5 stars

I spent ONE HOUR on the phone to Think Money this morning the forst 50 mins with one agent who spoke with a foreign accent was WORSE THAN USELESS.....then I called again and got hold of Jamie. He is... See more

Company replied

Rated 5 out of 5 stars

Says what is does on the tin. Helpful to pay the bills by splitting the money coming in towards spending and what is available in manageable chunks. It does as described above instantly without bei... See more

Company replied

Rated 5 out of 5 stars

Fast effective sign up. Fab bank so far. Smart account is worth the small fee each month if you regularly deposit cash . Cheaper than the percentage they charge for each deposit and you get other... See more

Company replied


Company details

  1. #31 of 51 best companies in Bank

About thinkmoney

Written by the company

thinkmoney is an all-in-one banking app.

For over 20 years, we've helped over a million people with our current accounts, credit cards, and loans.

We’ll help you be your money best with SmartBudget, your personalised in-app money assistant, relevant lending products, cashback & discounts.

Choose from our Everyday, Smart, or SmartPlus current accounts, created with you in mind.

Everyday:

Perfect for daily spending. For those who want more than a basic bank account with 24/7 in-app support.

Smart:

Ideal if you want an end to overdraft fees & charges forever. Make sure your bills are paid on time and know what is safe to spend using your money assistant. 24/7 in-app support. Use abroad for free.

SmartPlus:

Spot on if you want everything that’s included in Smart, plus a little bit more. Saves you money with cashback & rewards on your shopping, eating out, entertainment and travel.

Meet SmartBudget:

In -app money assistant included with Smart and Smart Plus accounts:

Pays your bills on time, lets you know what’s safe to spend, plan ahead with a three month forecast, prompts you before things slip.

It's banking done different.

thinkmoney

Written by the company

Banking made easy
If you thought all accounts were the same, think again. Anyone can apply - no credit check required. A thinkmoney Current Account delivers three things: transparency, personal service and peace of mind.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

8k reviews

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4.4

All reviews

(8,271)

975 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Is the fact that the advisors they are…

Is the fact that the advisors they are very helpful. Professional and always do a great job my only problem is I think the company need to look into why customers have to wait till after 1am in the morning before money show in ones account when been transfer from D. W. P. but apart from that the service is excellent

12 May 2026
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Reply from thinkmoney

Hi Mark,

Thank you for your kind comments about our agents and the service you’ve received. We’re pleased to hear that you find our team helpful and supportive.

We also appreciate your feedback regarding DWP payments. BACs payments are processed overnight and credit anytime from 1am onwards, depending on the sending bank and payment processing times.

We appreciate you sharing your experience with us.

-Ellie

Rated 5 out of 5 stars

Banking with thinkmoney is so reliable…

Banking with thinkmoney is so reliable and easy to use. The account I use takes full care of my bills leaving a clear account of monies left. I've been with thinkmoney since the very start and never had any issues

19 May 2026
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Reply from thinkmoney

Thanks so much. Great to hear you’ve had such a reliable experience and it’s helping you stay on top of your bills. 💙

Rated 5 out of 5 stars

Getting replies ref my survey update…

Getting replies ref my survey update and general accony information since i joined think money i found that i am in more control of my finances than before keep up the good work and i would advice anyone who finds themselces felling they have lost control of there financial situation to contact you and after a few months they will feel the benefit of joining

19 May 2026
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Reply from thinkmoney

Thanks for your feedback. Great to hear you’re feeling more in control since joining. 🌟

Rated 5 out of 5 stars

Satisfied new customer

I’m a fairly new customer, but my experience so far has been great. The app is easy to use and everything is clear. The two-factor authentication on payments makes my money feel safe.

2 May 2026
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Reply from thinkmoney

Thanks for your feedback, Connor. Great to hear you’re off to a good start and feeling confident using the app. 😊

Rated 5 out of 5 stars

I love my think money account.

I love using the Think money app and love my account. It gives me ‘peace of mind’ knowing that all of my payments will be paid on time out of my bills account.

19 May 2026
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Reply from thinkmoney

Thanks so much, great to hear it’s giving you peace of mind. 💙

Rated 5 out of 5 stars

The App is extremely easy to use

The App is extremely easy to use, I feel secure in using it. I have also called the call centre when my mobile was not working and the staff are extremely friendly and helpful

18 May 2026
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Reply from thinkmoney

Really appreciate your review. Glad you’re finding everything easy and our team were able to help. 😊

Rated 4 out of 5 stars

Thinkmoney …

Brilliant way to bank.Easy to use app the budget feature is a fantastic idea allowing you to keep track of your bills and make sure they are paid on time.

19 May 2026
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Reply from thinkmoney

Really appreciate your review. Glad the budgeting tools are making managing bills easier. 😊

Rated 5 out of 5 stars

Think One Money

Simple easy to use account with an app to tell you exactly how much is set aside for bills and spending separately.

19 May 2026
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Reply from thinkmoney

Thanks so much for your feedback. 🌟

Rated 5 out of 5 stars

Simplicity

Very quick, easy and simple to set up.
Had a problem with a vendor trying to take multiple payments but as soon as I informed think money, they took over and sorted things out quickly so I didn't lose any money.

7 May 2026
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Reply from thinkmoney

Thanks for the review. Great to hear everything was simple to set up and the issue was sorted quickly. 😊

Rated 5 out of 5 stars

The app is simple

The app is simple. I love my think money acct as I have no need to worry about bills getting paid

19 May 2026
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Reply from thinkmoney

So happy you’re enjoying the app. 😊

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