Time Finance Reviews 194

We've had a really excellent experience with Time Finance.

The whole process was handled professionally, efficiently, and with a clear understanding of what we actually needed as a business. Communication was strong throughout, expectations were well managed, and things moved at pace even during a fairly complex period for us.

A special mention has to go to Paul Rice, who was outstanding. Paul was calm, pragmatic, and incredibly on top of the detail. He took the time to properly understand our situation, explained options clearly, and was genuinely solutions-focused. You always felt he was acting in our best interests, not just ticking boxes.

Overall, Time Finance feel like a true partner rather than just a lender.

Our business has been working with Time since January 2025
Our relationship manager, Alice, is professional, helpful, always quick to respond and flexible when it comes to our factoring needs.

We have been with Time finance for nearly 2 years now have have been very fortunate to have Alice Cox & Keira Devon Ford they have both been extremely helpful and always reply to any queries almost immediately. They are both reliable and a constant support to our company, we have regular meetings with Alice and she always keeps us updated on any changes within Time

Alice at Time makes the whole process run very smoothly, she is always available and ready support when required. Alice fully understands the challenges faced by SME's and is always ready to think outside the box and offer support often outside of business hours.
Alice communicates regularly before any issues arise and always approaches any challenge with a solution based mindset.

I can't recommend Time Finance highly enough for their invoice finance solutions. We initially signed up for a 12-month agreement with them, and requested a CHOCS (Client Handles Own Collections) facility to better suit our needs, allowing us to maintain direct control over our credit collections while benefiting from their funding support.
Having worked with two of the major high street banks for invoice finance over the past 25 years, switching to Time Finance was truly a breath of fresh air. With the big banks, we often felt like just another number in the system. In contrast, Time Finance has taken the time to genuinely understand our business, our challenges, and our growth ambitions. Their team has been incredibly supportive from day one, providing personalised guidance and flexible solutions that feel tailored specifically to us.
Three months before our initial 12-month contract was due to end, we were approached by numerous other finance providers offering seemingly better rates and grand promises. However, the exceptional relationship we've built with our account managers, Jenni Stubbs and Paul Harrison, was the deciding factor in choosing to stay with Time Finance. Jenni and Paul have been outstanding – always accessible, proactive, and genuinely invested in our success. They go above and beyond to ensure everything runs smoothly, offering advice and support that makes us feel valued as a partner, not just a client.
As our turnover continues to increase, having a reliable finance partner we can trust is absolutely vital From my personal experience, they are head and shoulders above the main high street lenders. To illustrate the difference: we once had a dedicated relationship manager at a major high street bank after 10 years of loyalty, only to be told that because our turnover was under £5 million, all future queries would be handled by a call centre team in Scotland – whoever picked up the phone that day would try to assist!
Time Finance is the complete opposite – relationship-focused, supportive, and reliable.

I had an excellent experience with Time Finance from start to finish. The whole process was incredibly smooth and straightforward, and they really went out of their way to make everything easy and stress-free for me.

A special mention has to go to Max Pearcy and Rachel Best, who were both absolutely fantastic. They were friendly, professional, and always quick to respond, explaining everything clearly and keeping me updated at every stage. Nothing ever felt like too much trouble, and their support made a big difference.

Overall, I couldn’t be happier with the service I received. Time Finance made what could have been a complicated process feel simple and effortless. I would highly recommend them to anyone looking for a reliable and easy financing experience.

Absolutely seamless process no hassles at all and Tom’s expertise made these services very simple, and very smooth and in the busy times of business this is the support you need would absolutely recommend Services offered

We have been with Time Finance now for 2 years. Our experience with them has been excellent.
They are there to help businesses grow and support you through it.
A very special shout out goes to Kerry Hodgson our relationship Manager who is an absolute star, she is kind, understanding and helpful, nothing is too much trouble.
we continue to grow our business with their continued support.

The company wants to charge me £13,000 for ending a contract with them.

I signed a contract with timefinance on behalf of fibretelecoms so they could provide me with equipment. I have been making monthly payments for this. But when i sent them the equipment back they claimed that the equipment was wrong. So for the entire contract they have been charging me for equipment that they didn't even supply to me?

I have dealt with Time Finance for several years through working in the backend of the business for my father. During this time I have dealt with many people throughout the company, and have always had a positive relationship with anyone I interacted with. I have to especially mention that Louisa and Julie in collections have always been great to us, and during difficult times of trading due to late payments and our client collapsing whilst owing us money, they worked with us closely to resolve the issue and get us back on track. Their help is greatly appreciated!

Wayne has been brilliant and worked very hard to get this over the line

Very smooth process from start to finish, Max was great and explained everything thoroughly. Everyone I've dealt with in the company has been very friendly and helpful. Would recommend for anyone looking to use this type of company.

Time have been there every step of the way through our journey and helped us grow substantially over the last 12 months. Always helpful and friendly. They've been diligent and always available to support us. Can't recommend Time finance highly enough! Chloe's been a huge asset for us in credit control.
Massive thanks to Chloe, Donna and Alice!!

Having our own personal Relationship Manager Ann who we can contact really helps in situations we are unclear of.

Great company to deal with and nothing is too much trouble

Wayne at Time Finance went above and beyond to help us obtain the finance we needed for our client.
I would have no hesitation in recommending his services and Time Finance as a lender, we will definitely do business with them again.

We've been with Time Finance for many years. Alice has always been very helpful and available for advice. They've been invaluable in helping with our cashflow which has been critical for a growing business. Would highly recommend.

Time and two other financiers were recommended to us by our broker. We were a new business and Time offered us a great service at a great price. Time lived up to its promises. The support of Alice and Shelley throughout has been invaluable.

I have had a terrible experience with this company. Alongside with fibretelecoms, time finance scammed me. Timefinance and fibretelecoms are working together to scam people. I have reported their illegal contracts and practices to the FLA. They have also offered me £500 in vouchers if I removed my negative review about them.

We were introduced to Time Finance by our accountants to support the business with growth and cash flow. We met with Sion Street, who from the start understood our business and what we were aiming to achieve.
The process from the initial meeting to the first invoice being funded was flawless. Sion and the team were responsive, transparent, and efficient at every step.
We had a few anxieties about using an invoice factoring service, but these were completely removed by the professionalism and clarity from the team.
I would highly recommend Time Finance.

We’ve recently worked with Ann Geater at Time Finance and couldn’t be happier with the experience. Ann has been fantastic from start to finish professional and efficient. She made the whole process simple and stress-free, and her communication has been spot on throughout. A real pleasure to deal with and a credit to Time Finance.