A shout-out to Torro Funding and its staff, especially to Derek Phillips, who was truly professional in handling my case and needs. The process was fast and executed professionally. Also, Mr. Josh an... See more
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Founded in 2015, Torro Funding is a Fintech direct funder that provides working capital to U.S.-based startups, small, and medium-sized businesses. Unfortunately, many entrepreneurs have been denied traditional funding by their banks. Many merchants turn to Torro because we think differently from banks. We consider several historical factors, and our decision is not solely based on credit. In as little as 24 hours, your existing business could receive up to $500,000 in funding to cover various expenses such as meeting payroll, purchasing inventory, consolidating outstanding debts, and expanding. Could your business benefit from some extra money in the bank? If so, fill out our quick and easy application at www.torro.com or call 1-866-858-2404. You’ll typically receive a pre-approval in under 24 hours.
5965 S 900 E, 84121, Murray, United States
Replied to 89% of negative reviews
Typically replies within 1 week
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Working with Derek Phillips, has been such a delight! He is incredibly knowledgeable and has taken the time to thoughtfully answer all of my questions regarding the funding process for my small business. His integrity, attention to detail and straightforward approach has given me the confidence to move forward with the process in order to turn my dream into reality! I highly recommend working with him, Derek will always guide you in the right direction!
The customer service I received from start to finish was 5 star. Derek Phillips my account executive kept me in the know every step of the way. Great folks to work with.
I used Torro to fund my start up and they really delivered. I hadn’t heard of the process before but Marcus walked me through it and I was able to get everything I need in a few days. It does take a little longer than traditional loans I have gotten before, but the communication was good am it all went perfectly .
Marcus was great. I highly recommend
Enjoyed working with Derek very professional. They got the job done quickly and efficiently.
Charlie is always great i have worked with him at least times and things have always run smoothly and prompt and i received my funding by the end of the work day. They never make mistakes on the repayment and i will continue to work with charlie and the torro team.
I can’t say enough great things about Derek Phillips and Josh Stapley @ Torro Funding, and the incredible service they provided! From the very beginning, Derek truly listened to understand my goals and what I was hoping to achieve. I never felt rushed or overlooked — he took the time to make sure he understood exactly what I needed.
From there, Josh took over. What really stood out was how he also took time to understand my goals and prepared me step by step, clearly explaining the entire process so I always felt informed and confident. Their team walked me through every stage with genuine expertise and professionalism, making what could have been overwhelming feel smooth and manageable.
If you’re looking for a team that listens, cares, and delivers exceptional service, I highly recommend them. You’ll be in great hands!
I had a really positive experience working with Toro Hope. Derek Phillips was professional, responsive, and made the entire funding process feel straightforward and stress-free. He took the time to answer my questions and kept me updated every step of the way. I’d definitely recommend reaching out to Derek if you’re exploring funding options.
Thank you Torro Funding. Shout-out to Derek Phillips for helping my business with the expansion of credit lines. Giving my business breathing room to invest in new opportunities and scale. Derek is a highly reliable asset. Fast and professional.
Derrick Phillips helped the entire process and I had an amazing experience 10/10 recommend
I have decided to update my review. I originally rated this business very low because of not receiving any communication from them however, Rick reached out to me and went over lots of great information and showed where the ball was dropped as my current email address had not been updated. Rick provided great information of how I can move forward with Funding and I am grateful for the time he took to check to see why I had originally scored them low that shows care for their business and for the customer. Once I straighten out a few things, I will definitely reach back out to Torro to get funded.
Working with Derek Phillips was wonderful! Made the whole process super easy!
Working with Joshua at Torro Funding was honestly a great experience. He moved super fast and got us funded within 24 hours. Everything felt smooth, easy, and really tailored to what we actually needed. Definitely recommend him if you want someone efficient and easy to work with.
if I give them a zero I would You do not talk to people like they're dumb or an animal and I was just talk to like I had no sense of running a business I have been doing this for 20 years and I'm starting all over again what I did not appreciate was this a****** name Rick who wanted to talk down to me Don't talk down to me it's unnecessary first you lied then you sat up got my hopes build up only to sit up and try to talk down to me All you had to do was say you could not help me Even if I were approved I would not take up with this company I am basically letting every black female entrepreneur Go somewhere else
Adam was great to deal with very responsive and informative. I would definitely have a pleasure dealing with him again and recommend new customers to have dealings with him because he does great on painting the whole picture for a customer to understand everything.

Reply from Torro Funding
Torro Funding helped me secure funding for my business. Derek Phillips helped me navigate the application process smoothly.
He established rapport with me and trust in the application process. He asked questions about my business which elevated my sense of accomplishment.
Dillon Carolan help me with lots of details and with the final stages of the funding.
I was impressed with their professionalism, availability and quick response times to my questions. Thank you for your services.

Reply from Torro Funding
The website seemed like a great experience with everything they needed upfront. In the end, they tried to sell me a website because they said I didn't have an online presence.
I made a phone call to the company and the phone rang and rang. It would break in every once in a while, saying the line was being recorded. And then finally someone answered. They spoke English, but I couldn't understand what the hell they were talking about. I would say something and then there would be a long pause. They would answer, but not in a normal conversation that I expected. I ended up hanging up on them due to lack of good communication.

Reply from Torro Funding
Richard was great to work with—quick, responsive, and really knowledgeable. He did a great job walking me through my options and making sure I understood everything. He offered solid solutions and helped me land on something that truly works for my situation. Highly recommend!

Reply from Torro Funding
Don’t deal with this company for many bad reasons. Do not and I repeat do not give them your person information they won’t even contact you back after you give them all your information you have to track them down…

Reply from Torro Funding
Charlie was very professional and helpful. He was there with me every step of the way.

Reply from Torro Funding
Thank you to this company I got a little bit fund that I need. Joshua your the best thanks for the help!

Reply from Torro Funding
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