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Rated 1 out of 5 stars

Horrible Customer Service, No Response! My experience with W1tty has been absolutely terrible. I requested a refund from Amazon, which was mistakenly sent to my closed W1tty account. Instead o... See more

Rated 4 out of 5 stars

Hello, it's clear that this app is curently under development, but for now I think it's one of the few debit/prepaid cards that are offering cashback. While it's 1%, there are promos for 3%. I have... See more

Company replied

Rated 4 out of 5 stars

Great cashback was given (while it lasted, offer is ending in a few days). However, the 1 euro fee for debit card transactions to a non-EEA merchant was... weird, especially as you can only see this a... See more

Company replied

Rated 2 out of 5 stars

Things have been getting worse since a great idea. A 3% that every month you have to see if it continues already advanced days. Cashback no longer works with Curve... W1TTY points have never work... See more

Company replied

Company details

  1. Alternative Financial Services

Written by the company

W1TTY is a UK-based startup on a journey to deliver smart GenZ tailored banking solutions and digital intelligence to empower a progressive pan-European generation. Adhering to its core ‘WIT’ values of ‘Within reach - Intelligent - Tailored”, W1TTY will equip the new-age generation to make smarter personal finance decisions across saving, payment, borrowing, investing, and crypto opportunities, all geared towards a healthier user lifestyle.


Contact info

2.1

Poor

TrustScore 2 out of 5

423 reviews

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Rated 5 out of 5 stars

W1tty is a great app,they have the best…

W1tty is a great app,they have the best exchange rate on the market, even better than Revolut...their support team is helpful (for real,not like other apps),their app looks professional, they have free transfers ,etc...but the still some new features like multicurrency card,joint accounts, and SEPA instant and you can compete with everyone 😉

22 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Georgel,
Thank you for your positive feedback.
We continuously strive to improve and ensure a great experience for all our customers, please feel free to reach out should you need any assistance!
Team W1TTY

Rated 1 out of 5 stars

I've lost my money

They've accredit mistakenly a sum of money on my account and I asked me to write a consent to debit the sum. I wrote the consent, but they didn't respond me and they blocked my count. I wrote several mail and messages, but I never got a replay.

22 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Dear Elisa,
We apologise for inconvenience, our Customer Care team is aware of your case and doing their best to resolve the issue for you as soon as possible, you will be contacted accordingly with an update. Meanwhile, our team is available during business hours on our in-app chat and our email contact@w1tty.com.
Team W1TTY

Rated 3 out of 5 stars

SEE EDIT @ BOTTOM

Absolutely disgraceful, I’ve reached out to them multiple times through the in app chat, I’ve emailed them several times, and absolutely nothing, no reply whatsoever

They are currently holding nearly 3000£ of my money for nearly a week that has come in from clients that I need to cover costs with ASAP. And there is just absolutely no reply from them whatsoever. Leaving me with nothing to do

EDITED ‼️

To be fair to them
They reached out to me and apologised and fixed my issue straight away

22 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Hi there,
We are sorry to hear that you are facing an issue. We are not able to identify your account here. Kindly reach out to our complaints team with your details at complaints@w1tty.com , so we can assist you as soon as possible.
Team W1TTY

Rated 4 out of 5 stars

no option to open a new support chat in my app

I can't start a chat with support in my app...
There is no option to open a new chat. Only the last chats show.
I didn't receive a 110 GBP to my card
What do I do and where do I report?

Update: next day
I received a transfer of £110 the next day.
but I still don't know how I can contact support.

Update: one more day
I got an email reply, thank you.
Please indicate in the application that chat is not available at weekends. And also indicate the email for communication, so that I understand that there is a connection with you.

20 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Dear Oleksii,
Thanks for your feedback. Please note that our in-app chat is available during business working hours and you may also email to contact@w1tty.com.
We will be happy to help, should you have any further queries.
Team W1TTY

Rated 1 out of 5 stars

Been waiting on a transfer for days!!

Been waiting on a transfer for days!!! I am a single parent with 2 kids and need my monney. In app chat have not got back to me I have messaged 1000x times wrote to them on Facebook messenger & email. Disgrace a want my monney

***EDIT***
After sending multiple messages on the messenger and them READING my messages they have now blocked me on messenger. I don’t no how to upload a picture of proof.

UPDATE!
Can someone please get back to me then?? I need my monney

20 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Dear Rachel,
Thanks for your feedback, please note that our customer care team is doing their best to support and reply to all enquiries. Your feedback was addressed to the relevant team to investigate and contact you as soon as possible. Apologies for inconvenience caused.
Team W1TTY

Rated 1 out of 5 stars

Money not arrived

I'm still waiting for my transfers to arrive in my w1tty account! It's taking way to long! I want my money

Update- in-app support dont answer all the day and no feedback on my sent email

17 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Hello Toms,

Thank you for contacting us here and apologies for the inconvenience. We could not identify your account, kindly contact us at complaints@w1tty.com so that we can resolve your query as soon as possible.

Team W1TTY

Rated 5 out of 5 stars

Good bank

Team are very professional, had a few problems but was resolved quickly

15 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Connor,

Thank you for your feedback. We truly appreciate your trust and support always.

If you encounter any issues, please reach out to us. We’re happy to help.

Team W1TTY

Rated 1 out of 5 stars

I Was sending 15 january the money from…

I Was sending 15 january the money from revolut 4989.12€ and still didnt recive the money and bank is not answering on emails an chats just horrible bank ! Dont use it !!!

17 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Janis,

Apologies for the inconvenience. Your case is under review, and our team will be in touch with you regarding your query.

Team W1TTY

Rated 2 out of 5 stars

Good but bad at some points

I’m still using these to this day as normally they are good and have been good regarding payments. When I first joined I had to provide my ID like 5 times after each transaction which I didn’t care about and now they don’t which is good. But since last Friday 12/01/24 I’ve sent £150 to my W1TTY from my own account and is still no where to be seen. I’ve had to raise a complaint with currency cloud who is their service provider in the UK. Support has ignored me since Friday leaving all messages on “READ” aka JOE… bear in mind I’ve have 6-7 incoming payments since Friday and have been perfect. Their own provider has contacted them 2 times directly and still no response. I’m not to sure what is happy W1TTY but this could have been 5 stars. Hopefully you actually reply to me today. Management if you see this I’ve got screenshots of all the communication I sent and proof of your chat saying READ. I prefer “JACK” he reply’s in a few hours. Joe… you take about 6 days and still not replying. A small update won’t hurt sent 3 follow up emails to W1TTY also.

I would say give them a go but be careful and don’t use large amounts of your money until you feel safe. I’ve transferred £250 before to my W1TTY and it’s been fine. This is second payment missing first one was sorted within 48 hours but this £150 is still on its legs running around somewhere..

12 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Owen,

Apologies for the inconvenience. Your case is under review, kindly reach out to complaints@w1tty.com so that we can identify your account and update you.

Team W1TTY

Rated 3 out of 5 stars

Regular experience

It was good until they decided to close my account. They returned my funds that’s why I give 3 stars. Cashback was good and never paid to me.

29 October 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hi Maria,

Thank you for leaving your feedback. If you feel as though you were not given the correct amount of cashback kindly reach out to complaints@w1tty.com.

Please bear in mind that we no longer offer cashback.

Team W1TTY

Rated 1 out of 5 stars

BEWARE! READ!

Scam company. Don't put in money, I put in 5€ and tried to order a physical card which did not work. When logging into the application 1 month later the money is gone and it says "no history" in the statement. SCAM company - BEWARE

3 January 2024
Unprompted review
W1TTY logo

Reply from W1TTY

Dear Anders,

We are sorry to hear that you are facing an issue with viewing your transaction history and are here to help.

As we are unable to request for customer information over an external site, we urge you to reach out to Customer Care via the in-app chat feature or send your name and registered email address to contact@w1tty.com for us to assist you as soon as possible.

Team W1TTY

Rated 5 out of 5 stars

Very fast and professional attention

Very fast and professional attention! They have solve all my questions.

31 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Diego,

Thank you for your positive feedback.

We continuously strive to improve and ensure a great experience for all our customers, please feel free to reach out should you need further assistance!


Team W1TTY

Rated 5 out of 5 stars

Thanks You are a great

30 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Bogdan,

Thank you for choosing W1TTY!

We’re happy you had a great experience! Feel free to reach out if you need further assistance.

Team W1TTY

Rated 1 out of 5 stars

Scammers

I contact customer service again and they still hold my money, absolute scammers. Straight after my review, 2 people in the company gave this company profile 2 of 5 star reviews - to balance out the negative. Clearly, they refuse to help their customers and are more worried about balancing their ratings. Nonsense. Stay away.

27 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Maria,

We are sorry to hear that you are facing transaction issues and are here to help.

As we are unable to request for customer information over an external site, we urge you to reach out to Customer Care via the in-app chat feature or send your name and registered email address to contact@w1tty.com for us to assist you as soon as possible.

Team W1TTY

Rated 1 out of 5 stars

Absolute thieves of your money

They won’t transfer your money.

Made a transfer on Dec 23 to Lithuanian bank. It’s been 3 days - nothing appeared. Support is just terrible - they answer in 3-5 hours. Transfers isn’t instant. They won’t transfer your money to another bank. The app is terrible also.

Look closely, they will reply with their sloppy text like “please email us and …” ignore that! They will never answer you! That is just mask for real bad review. DO NOT OPEN ACCOUNT THERE, USE OTHER BANKS!

26 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Августус,

We deeply apologise for your experience and are here to assist you further.

We have highlighted this to Customer Care team and they will assist you as soon as they receive your name and registered email address through in-app chat or contact@w1tty.com, as we are unable to request for customer information over an external site.

Once again, we apologise for your experience and are working to resolve this issue.

Team W1TTY

Rated 5 out of 5 stars

had a slight problem with the app but…

had a slight problem with the app but CS was very professional and it got sorted within hours -

22 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Adeel,

We are glad you had a pleasurable experience with our customer care team and that we resolved your issue!

Please feel free to reach out to me if you need any more help.

Team W1TTY

Rated 1 out of 5 stars

Payment not recived

My fiance had made a payment to me dispite giving all the proofs. They still didnt manage to release the funds which really got me stuck

21 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Dear Uzair,

Thank you for taking the time to share your experience with us. We sincerely appreciate customer feedback as this is vital in helping us improve our services.

We have looked into your concern and are happy to share that our customer care team has made sure to address and process the transaction.

We are continually striving to enhance our customer experience, and your feedback is crucial. If you feel that your concerns have been addressed and are satisfied with the resolution, we would be grateful if you could consider updating your review.

Should you have further questions, please reach out to contact@w1tty.com or our Customer Care team through the in-app chat feature.

Once again, we apologize for your experience and look forward to serving you better in the future.

Team W1TTY

Rated 5 out of 5 stars

Been having an issue lately regarding…

Been having an issue lately regarding my payments and had to reach out to customer support for understanding what is going on. Person on live chat was real professional and explained each step that I have to do and documents I have to provide in order to sort out the issue. Thank you once again for all the help.

10 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Rolandas,

It's wonderful to hear that you had a fantastic experience with our Customer Care. Should you require any further assistance, please do not hesitate to get in touch with us.

Team W1TTY

Rated 1 out of 5 stars

They dont let you delete your account, probably selling your data

After a month of signing up, they changed their cashback policy so I wanted to delete my account.
There was no way to delete it in the app so I hopened a chat with support.
They refused to delete it, which I believe is illegal.

Therefore I believe they profit from selling your data!

Update: they replied first that there was a button in the app to delete the account and then corrected it. I think they don't know their own app.
I contacted again support, I hope they dont take another month to delete the account.

May I add: THERES NO WAY OF DISABLING APP AND EMAIL NOTIFICATIONS, get ready for spam

12 November 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Dear Jose,

As a customer, it is your right to close your account at any time. We’re a regulated financial entity, as such we are obligated and fully compliant with the data protection rules of our regulators, and we do not sell customer data.

We apologise for any inconvenience caused, and a Customer Care representative will be in touch with you.

Update: Kindly note that we apologise for the confusion. Please note that the reply has been revised as soon as the information was clarified. We hope all your concerns have already been addressed, however, if you have any further questions, please contact us at contact@w1tty.com or reach out to our Customer Care team through our in-app chat feature.

Team W1TTY

Rated 5 out of 5 stars

Resolutions quickly

Any time I have an issue, I just open the chat and they answer me back ASAP and resolve it very quick.

4 December 2023
Unprompted review
W1TTY logo

Reply from W1TTY

Hey Mery,

Thank you for your feedback. We’re glad you're enjoying your experience with our Customer Care. If there's anything more we can assist you with, please don't hesitate to reach out to us.

Team W1TTY

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