Warranty & Creditor Services Reviews 

442
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 119 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the exceptionally helpful staff members who guide people kindly and professionally through every single step of the application process. People note that phone repairs and swift replacements are handled very efficiently, often resulting in brand new devices arriving safely within just a few days. Some reviewers were not happy with the overall service, mentioning significant difficulties trying to contact support agents and quickly resolve account issues. A few customers also reported experiencing frustrating situations involving damaged hardware conditions or unexpected charges for services they did not want.

What people talk about most

Service

Clients share positive opinions on service, frequently highlighting quick claim responses, fast repairs, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting fast responses and helpful agents... See more

Staff

Users describe positive interactions with staff, noting that the team is very helpful, polite, and quick to... See more

User experience

Customers consistently note positive experiences with user experience, highlighting that everything was easy... See more

Product

Customers had positive experiences with product, expressing full satisfaction and noting that the process was... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great communicating , about 10 days with postage to get back as first day it wasn't delivered as nobody to sign for it. but great to get it back .

Company replied


Company details

  1. Gadget Insurance Company
  2. also in
  3. Insurance agency
  4. Insurance broker

Written by the company

We are a UK based, British owned company, established in 1993. Our team has a combined experience of over 200 years. We provide support for UK gadget retailers who also sell insurance to their customers. Talk to us for insurance on all things tech.

We protect gadgets

Written by the company

from accidental damage and theft.
Many of our policies are sold by our retail partners. Did you know you can add your other devices, such as phones used by your family, with us as well? Just give us a call (01256 471387) and we'll provide the details, or visit our website at https://wcsinsurance.co.uk/contact-us

We promise

to settle all valid insurance claims with care.

to settle all valid insurance claims with care.
We believe that if the worst happens and you have a valid claim against our insurance policies then we should settle your claim with the minimum of fuss and as fast as possible. We take the quality of repairs to your equipment seriously, using only the best parts, and if we can't repair your equipment or it has been stolen, then we should replace it quickly, too.

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

442 reviews

5-star
4-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(442)

109 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great service

Great service, had a few claims now and paid out every time, very efficient and friendly service from amy

25 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review, we are delighted you are so pleased with our customer service.

Rated 5 out of 5 stars

Excellent

Excellent. Im not any claim but i know very good services

23 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for taking the time to write a review, we do appreciate it

Rated 5 out of 5 stars

I can happily say the service is…

I can happily say the service is fantastic.and also the customer service team go above and beyond a real great network provider... would highly recommend 🙂🙏

18 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review we are pleased our customer service met and exceeded your expectations

Rated 5 out of 5 stars

The company is efficient

The company is experience, well explained customer service, calm helpful, different options was offered to me. They are efficient and flexible in there decision making

16 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for taking the time to review us Ronke, we are delighted you are so pleased with our customer service.

Rated 5 out of 5 stars

Reliable service

Very grateful, and happy with all the service from communications to the repair time and quality 🙌. Thank you.

22 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your positive review, we are delighted you are so pleased with our service.

Rated 5 out of 5 stars

Just what I needed

Just what I needed

4 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your kind review, we are pleased the mobile phone insurance we provide is just what you needed.

Rated 1 out of 5 stars
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your review, we are not certain why you have provided us with one star, as we were notified to cancel your policy after your handset was returned to the supplier, which was completed immediately and there was no cost to yourself.

Rated 5 out of 5 stars

Value for money

Value for money

1 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your review, we are pleased you feel it is value for money.

Rated 5 out of 5 stars

I have a phone insurance set up with…

I have a phone insurance set up with WCS for my samsung galaxy Z fold 4, and it recently developed a screen problem. I reached out to WCS for a fix and they immediatley processed my claim. From the moment when I first reported it, until when the phone was fixed, they were really helpful with resolving my query. The agent; Michelle who handled my claim was very polite and professional. I was told it could take 7-10 working days, but they fixed the fault under 5 days and I was impressed. This is what I term underpromising but over delivering. Thank you WCS, I would recommend

3 July 2025
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Thank you for your kind review, we are delighted you were so pleased with the service.

Rated 1 out of 5 stars

Think carefully before insuring your…

Think carefully before insuring your phone with this company.
I had a samsung 23 ultra insured by this company. After doing a claim and getting the phone back, I traded it in to samsung after a few days they contacted me to let me know they didn't use genuine samsung parts for a screen replacement. This ment I had to fork out another, £150 to samsung for my trade in. I contacted warranty and creditors services the lady on the phone just kept talking over me saying they use genuine parts. Total lies. Avoid this one.

27 June 2025
Unprompted review
Warranty & Creditor Services logo

Reply from Warranty & Creditor Services

Following your review, we would like to advise that our authorised repairers only use genuine manufacturer parts, and in your case, this was Samsung. We have investigated this further and can confirm that parts used on your handset were Approved Samsung parts, so we don't agree with your statement. If you would like us to look into this further please forward a copy of Samsung's report provided to you.

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