Accord Mortgages Reviews 

1,016
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers had a great experience with this company. Many consumers consistently state that the knowledgeable staff and dedicated business development managers provide wonderful guidance and friendly support from the initial application right through to final completion. Reviewers often share that the flexible underwriting approach and quick processing make securing a mortgage both simple and very successful. However, some people mentioned running into major communication gaps and facing frustrating delays with repetitive document requests during their applications. A few other people also felt that certain customer service experiences were completely unhelpful, turning what should have been straightforward into a deeply stressful situation.

What people talk about most

Service

Reviewers mention mixed feedback about service, with many clients praising the fast turnaround, helpful... See more

Customer service

Customers had ambiguous experiences with customer service, with many praising the knowledgeable support team,... See more

Staff

Reviewers highlight positive aspects of staff, noting that representatives and underwriters are exceptionally... See more

User experience

Users describe ambiguous interactions with user experience, ranging from frustration to satisfaction. Some... See more

Response time

People report ambiguous experiences with response time, as some reviewers praise the quick turnaround,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great help from my BDM Chantelle Wilson on a purchase case. Found the underwriters did not fully understand the employment situation. Other than that all good. Also had help from broker team with... See more

Company replied

Rated 4 out of 5 stars

The overall application was ok but there was a bit of back and forth regarding additional documents required but got there in the end. Love the welcome pack you send to clients from us, its such a wo... See more

Company replied

Rated 5 out of 5 stars

From the outset I spoke with an underwriter huge thank you, his knowledge help and understanding was 5 star plus. Between us we have made our mutual clients Dreams come true. Accord underwriters not... See more

Company replied

Rated 5 out of 5 stars

It is unbelieveble what we was able to achieve for this young first time buyer. At first, we applied with other lender, as JBSP with her dad and monthly payment was so much higher for her because of h... See more

Company replied


Company details

  1. #23 of 25 best companies in Mortgage Lender
  2. #83 of 101 best companies in Financial Institution

Written by the company

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. We exist to help brokers look after what matters most - your clients, with both residential and buy to let mortgage solutions. At Accord you can expect a common-sense approach in everything we do, with every case for every broker. Our common-sense flexible underwriting is there to help with complex cases. We also provide direct access to underwriters with a dedicated underwriter managing your case from start to finish. Our knowledgeable and experienced sales team are available by phone and webchat to support you and we have a host of online tools to help you find the information you need quickly and easily.


Contact info

4.2

Great

TrustScore 4 out of 5

1k reviews

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4.2

All reviews

(1,016)

183 reviews in the last 12 months

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Rated 5 out of 5 stars

Really straightforward from application…

Really straightforward from application to offer in a few days. Excellent service!

3 March 2026
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Reply from Accord Mortgages

We're happy to hear that the application process was straightforward and the offer was received quickly. Thank you for your excellent feedback!

Rated 5 out of 5 stars

As a mortgage broker i had a very…

As a mortgage broker i had a very tricky case. Underwriter Sam McNamara went above and beyond and opened a direct line of enquiry with me via email and phone. If she didn't do this, the case would have been a disaster. In a world where underwriters put up a wall between brokers and customers, Accord have got it right, and Sam is a true credit to how underwriting and broking should be as a joint effort to get the best result for the customer. Our customer is extremely happy and i've made it clear to them that having Sam on our side was the best way we were able to achieve their offer. Thank you!

27 February 2026
Unprompted review
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Reply from Accord Mortgages

We're happy to hear that our team member's efforts made such a positive impact on your tricky case. We appreciate your highlighting their dedication to collaboration and achieving the best outcome for your customer. Thank you for your valuable feedback, I have shared your kind words with Sam.

Rated 5 out of 5 stars

Very impressed

Underwriter understood a very complex situation for a self-employed customer. Very impressed

24 February 2026
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Reply from Accord Mortgages

We're happy to hear that our underwriter was able to navigate the complexities of your situation. Thank you for your positive feedback and kind words.

Rated 5 out of 5 stars

Efficient mortgage service

Efficient, speedy and informative service.

24 February 2026
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Reply from Accord Mortgages

We are happy to hear that you found our service efficient and informative. Thank you for your positive feedback!

Rated 5 out of 5 stars

Accord underwriting team a great and…

Accord underwriting team a great and very responsive and open to discuss difficult cases

17 February 2026
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Reply from Accord Mortgages

We appreciate you sharing your positive experience with our underwriting team. We're happy to hear that they are responsive and helpful!

Rated 5 out of 5 stars

Good all round lender

Quick and very responsive.

17 February 2026
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Reply from Accord Mortgages

Thank you for taking the time to leave a review. We appreciate your comments.

Rated 5 out of 5 stars

Excellent Service, Flexible System!

Our firm has used Accord on occasion in the past but mainly for high value loans on residential purchases for clients who have diverse incomes or were business owners. This was our first time submitting a case where the client had some recent history of missed payments (within the last 12 months). Accord were very receptive to this case where a number of other lenders weren't (pretty much ALL lenders). They could look at the client's credit file and deem it was purely circumstantial. From Decision in principle to Offer the case took 2 weeks and the client had their mortgage complete within the same month of submission. I could not be happier with the service and the outcome. Our client said it was life-changing and Accord helped that happen!

17 February 2026
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Reply from Accord Mortgages

We appreciate you sharing your experience. We're happy to hear that we could assist your client with their mortgage needs, especially given their circumstances. It's great to know our team's responsiveness and efficiency made such a positive impact, resulting in a life-changing outcome. Thank you for your trust and feedback!

Rated 4 out of 5 stars

The only drawback was the mortgage case…

The only drawback was the mortgage case was a port and top up case and it was done manually and paper based.

10 February 2026
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Reply from Accord Mortgages

We appreciate your feedback. We acknowledge the manual, paper-based process for your port and top-up mortgage case isn't ideal and are looking to improve this process. Thank you for taking the time to leave a review.

Rated 5 out of 5 stars

Common Sense Underwriting

Flexible criteria, common sense underwriting, really helpful staff and BDM

10 February 2026
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Reply from Accord Mortgages

We're happy to hear that our flexible criteria, underwriting, and helpful staff met your needs. Thank you for your positive feedback!

Rated 5 out of 5 stars

Common sense underwriting

Common sense underwriting which is not too common with other lenders!!

10 February 2026
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Reply from Accord Mortgages

We're happy to hear that our common-sense underwriting stood out! Thank you for sharing your positive experience with our services.

Rated 5 out of 5 stars

Easy and professional

easy and professional

10 February 2026
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Reply from Accord Mortgages

Thank you for taking the time to leave us a review. We are please you found us easy and professional to work with.

Rated 5 out of 5 stars

Fantastic service from start to finish

Fantastic service from start to finish. The whole process was explained clearly, communication was excellent, and everything was handled quickly and professionally. Made what can be a stressful experience feel smooth and straightforward. Highly recommend!
Also a big mention to my mortgage adviser Ryan he was class

1 November 2025
Unprompted review
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Reply from Accord Mortgages

We're happy to hear that you found our service fantastic from beginning to end. We aim to provide clear communication and a smooth, professional experience. We appreciate your recommendation and are glad the adviser was class.

Rated 5 out of 5 stars

Financial Adviser comments

Great service, Whenever i need something Accord was there for me to help.

3 February 2026
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Reply from Accord Mortgages

We're glad you found our service helpful and that we were there to support you. Thank you for your positive feedback; we appreciate it!

Rated 5 out of 5 stars

I am impressed with how friendly and helpful their staff are.

When my broker suggested Accord, I was initially concerned, but I am now very happy. I have had to call them several times due to my personal circumstances, and every time they have been extremely friendly and helpful.

6 February 2026
Unprompted review
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Reply from Accord Mortgages

We appreciate you sharing your experience! We're happy to hear that our team has been helpful and supportive during your calls, especially given your circumstances. Thank you for your positive feedback.

Rated 5 out of 5 stars

Great service from Accord when other…

Great service from Accord when other high street lender declined the case.

3 February 2026
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Reply from Accord Mortgages

We're happy to hear that we could assist you when other lenders declined your case. Thank you for your positive feedback and kind words.

Rated 5 out of 5 stars

Smooth process that even when an issue…

Smooth process that even when an issue cropped up was dealt with efficiently

3 February 2026
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Reply from Accord Mortgages

We're happy to hear that the process was smooth and issues were dealt with efficiently. Thank you for your positive feedback!

Rated 5 out of 5 stars

Great lender with a very useful range…

Great lender with a very useful range of products

27 January 2026
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Reply from Accord Mortgages

We're glad you found our products useful and appreciate your positive feedback. Thank you for sharing your experience with us.

Rated 5 out of 5 stars

Excellent Service

A very reliable lender, good communication, sensible underwriters, assisted by a fantastic BDM who does everything possible to help, always returns calls and goes the extra mile.

27 January 2026
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Reply from Accord Mortgages

We're happy to hear that you had a reliable lending experience! It's great to know our communication and underwriters were sensible, and our BDM went the extra mile. Thanks for your feedback.

Rated 5 out of 5 stars

Thank you very much for making our dream come true.

We would like to thank Accord Mortgages for their excellent service.
Despite the Christmas holiday period, the mortgage process was completed very efficiently, and we received our mortgage offer in less than three weeks.
The whole experience was smooth and professional. We highly recommend Accord Mortgages to anyone looking for reliable and fast mortgage support.

12 January 2026
Unprompted review
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Reply from Accord Mortgages

We're happy to hear that your mortgage process was completed efficiently, even during the Christmas holiday period. We appreciate your kind words and are glad you had a smooth, professional experience. Thank you for recommending our services!

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