Accord Mortgages Reviews 

1,016
TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 186 reviews, reviewers had a great experience with this company. Many consumers consistently state that the knowledgeable staff and dedicated business development managers provide wonderful guidance and friendly support from the initial application right through to final completion. Reviewers often share that the flexible underwriting approach and quick processing make securing a mortgage both simple and very successful. However, some people mentioned running into major communication gaps and facing frustrating delays with repetitive document requests during their applications. A few other people also felt that certain customer service experiences were completely unhelpful, turning what should have been straightforward into a deeply stressful situation.

What people talk about most

Service

Reviewers mention mixed feedback about service, with many clients praising the fast turnaround, helpful... See more

Customer service

Customers had ambiguous experiences with customer service, with many praising the knowledgeable support team,... See more

Staff

Reviewers highlight positive aspects of staff, noting that representatives and underwriters are exceptionally... See more

User experience

Users describe ambiguous interactions with user experience, ranging from frustration to satisfaction. Some... See more

Response time

People report ambiguous experiences with response time, as some reviewers praise the quick turnaround,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Great help from my BDM Chantelle Wilson on a purchase case. Found the underwriters did not fully understand the employment situation. Other than that all good. Also had help from broker team with... See more

Company replied

Rated 4 out of 5 stars

The overall application was ok but there was a bit of back and forth regarding additional documents required but got there in the end. Love the welcome pack you send to clients from us, its such a wo... See more

Company replied

Rated 5 out of 5 stars

From the outset I spoke with an underwriter huge thank you, his knowledge help and understanding was 5 star plus. Between us we have made our mutual clients Dreams come true. Accord underwriters not... See more

Company replied

Rated 5 out of 5 stars

It is unbelieveble what we was able to achieve for this young first time buyer. At first, we applied with other lender, as JBSP with her dad and monthly payment was so much higher for her because of h... See more

Company replied


Company details

  1. #23 of 25 best companies in Mortgage Lender
  2. #83 of 101 best companies in Financial Institution

Written by the company

Accord Mortgages is a dedicated intermediary-only lender and part of Yorkshire Building Society. We exist to help brokers look after what matters most - your clients, with both residential and buy to let mortgage solutions. At Accord you can expect a common-sense approach in everything we do, with every case for every broker. Our common-sense flexible underwriting is there to help with complex cases. We also provide direct access to underwriters with a dedicated underwriter managing your case from start to finish. Our knowledgeable and experienced sales team are available by phone and webchat to support you and we have a host of online tools to help you find the information you need quickly and easily.


Contact info

4.2

Great

TrustScore 4 out of 5

1k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(1,016)

183 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good consistent service

I have found Accord to be very good to deal with, as I have been able to talk to the decision makers with a complex case. Where there were hurdles they asked the question to help overcome the challenges rather than putting obstacles in the way.
I have found this to be the same every time I have dealt with them.

9 September 2025
Accord Mortgages logo

Reply from Accord Mortgages

We appreciate your positive feedback and are so glad you've consistently had such a great experience. It's wonderful to know that our team's approach to resolving complex issues has been helpful to you.

Rated 1 out of 5 stars

Worst experience I’ve ever had

Worst experience I’ve ever had. Me and my partner are first time buyers and we had the worst experience with accord mortgages. We had put in our full application through our broker who had chased them up every week for us for an update to only be told they are requesting more documents. Every week a new document was being requested which we provided within the hour, then after 10 long weeks it had suddenly been pulled for audit and they refused us after 11.5 weeks which has caused us to loose out on the property we had wanted. Don’t use this lender they are a waste of time and their underwriting team clearly doesn’t know what they are doing.

19 January 2026
Unprompted review
Accord Mortgages logo

Reply from Accord Mortgages

We are very sorry this was your experience. I have sent you a private request for further information so I can investigate this further for you. Thank you.

Rated 5 out of 5 stars

Always a great experience with Accord

Always a great experience with Accord. The application is easy and you know they will always work with you to get a case over the line.

13 January 2026
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that the application process was easy and that we could help you with your case. Thank you for sharing your positive experience with us!

Rated 5 out of 5 stars

I thought it was amazing and will look…

I thought it was amazing and will look to place more clients with Accord. Between the BDM talking through a new enquiry to speaking with the underwriter and getting the mortgage offer in good time.

Thank you to everyone involved. You're doing a great job!

13 January 2026
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that you had such a positive experience and that our team provided excellent support throughout the process. Thank you for your kind words and for considering us for future clients.

Rated 5 out of 5 stars

Great response with underwriting

They took the time to review the case and underwrite in a helpful way

26 August 2025
Accord Mortgages logo

Reply from Accord Mortgages

We appreciate you sharing your positive experience! We're happy our team could assist you with your case in a helpful and thorough way.

Rated 5 out of 5 stars

Great

Great! Really easy to deal with.

13 January 2026
Accord Mortgages logo

Reply from Accord Mortgages

We're glad you found it easy to work with us! Thanks for your feedback; we appreciate it.

Rated 5 out of 5 stars

There was a good communication with the…

There was a good communication with the underwriter what made the process very smooth.

23 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that the underwriter's communication made the process smooth. Thank you for your positive feedback; we appreciate it.

Rated 5 out of 5 stars

Clear

Clear, quick and efficient

23 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

Thank you for taking the time to leave a review. We are pleased to hear you found our service quick and efficient.

Rated 5 out of 5 stars

Regular BDM engagement to update…

Regular BDM engagement to update criteria changes and other new initiatives. Also very good underwriters

24 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

We appreciate your positive feedback regarding our BDM engagement and underwriters. We're happy to hear that you value our updates on new initiatives.

Rated 5 out of 5 stars

Outstanding service

Outstanding journey, clear and concise underwriting with timely feedback, BDM also helped escalate for exchange and completion with in 2 weeks from application.

23 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that you found the underwriting process clear and concise. We appreciate your feedback regarding the BDM's help in expediting the exchange and completion.

Rated 2 out of 5 stars

On a number of cases Underwriting seems…

On a number of cases Underwriting seems to be ticking boxes vs. considering specifics and dealing appropriately. One one case I have been asked for a Gift of Deposit letter where deposit is equity from sale following a split (with my client receiving a great share). I asked for clarity / wording that would be acceptable but in response Underwriter just re-posted the initial query. I had another case (appealed successfully) where Accord declined a property as ex-commercial (it was a luxury gated development in an old mill).

23 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

We appreciate you sharing your concerns regarding the underwriting process. We're sorry to hear about the issues you've experienced. I will feed this back to the team.

Rated 5 out of 5 stars

Excellent service.

Excellent service.
Underwriters went the extra mile.
BL

23 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

We are happy to hear that you received excellent service. We appreciate you acknowledging our extra effort. Thank you!

Rated 5 out of 5 stars

Another great Experience

Another great Experience
Handled the case quickly, understood the clients income and didn't request or ask for unnecessarily information.
The added hamper to the clients is a great touch too.

16 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that the process was quick and efficient. It's great to know that our team ensured a smooth experience and that the gesture was appreciated. Thanks for your feedback.

Rated 5 out of 5 stars

last minute change on the application…

last minute change on the application meant it had to be resubmitted to add another applicant to an offer that had already been issued. new app was resubmitted on the Friday and then old paperwork was cross-referenced with new and it had offered by the following Tuesday. great service just when it was needed.

2 December 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that we could provide great service during your time of need. We appreciate you sharing your experience with us, and we are so glad we could efficiently process the resubmitted application.

Rated 5 out of 5 stars

Thank you Accord

I placed a residential mortgage with Accord recently and I'm very impressed at how easy their portal was to use and how smooth the whole process was. I was kept informed every step of the way and the broker team were all very professional and polite when I rang them. A special thanks to you all and also to my BDM Samantha Thomas, who has been supportive and knowledgeable with regard to my queries. Overall really pleased with the service and just to add as well that I love the "The Growth Series Podcast" as well, I listen to them and as a broker, its really good to listen to the episodes and they are just great.

25 November 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that you found the mortgage process smooth and the portal easy to use. It's great to know our team's professionalism and support were helpful, and that you enjoy our Podcasts.

Rated 5 out of 5 stars

I am a mortgage adviser and every time…

I am a mortgage adviser and every time I deal with Accord I always find a listening ear. Very helpful customer service and flexible within reason underwriters

1 September 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that you find our customer service helpful and our underwriters flexible. We appreciate your positive feedback. Thank you.

Rated 5 out of 5 stars

Brilliant service from all the team

Brilliant service from all the team.

Great products
Great service.

Thanks for being one of the best lenders out there.

25 November 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that you had such a positive experience with our team and products! We appreciate your kind words.

Rated 5 out of 5 stars

First Class service

Excellent personal service with easy communication

18 November 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that you found our service and communication excellent. Thank you for your positive feedback!

Rated 5 out of 5 stars

Helpful pre application support / easy…

Helpful pre application support / easy system to use to key applications / great initiative products that help clients / dedicated underwriter contact is invaluable

25 November 2025
Accord Mortgages logo

Reply from Accord Mortgages

We're happy to hear that our pre-application support and user-friendly system were helpful. Thanks for your positive feedback!

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look