AFC Home Warranty Reviews 

528
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Evaluating 290 reviews, reviewers had a great experience with this company. Customers frequently praise the exceptionally helpful, friendly, and highly knowledgeable staff members for clearly guiding them through the various available coverage plans. Many people deeply appreciate the highly responsive customer service, professional attitude, and smooth communication experienced during their entire enrollment process. However, some people mentioned facing unexpected frustration regarding warranty policy coverage, particularly when major appliances or systems were not fully replaced as they had originally anticipated. Consumers also noted ongoing challenges with getting specific repairs approved, mentioning frequent instances where providers offered prorated payouts instead of proper full replacements.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that personnel are very knowledgeable, professional,... See more

Customer service

People report positive experiences with customer service, noting that agents are professional, responsive,... See more

Service

Reviewers express mixed feelings about the service, highlighting both frustrating delays and moments of... See more

Warranty

Consumers find warranty to be ambiguous, with highly mixed feelings regarding their coverage. Many reviewers... See more

Product

Customers consistently note ambiguous experiences with product, highlighting a stark contrast between initial... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Have only been a client for a few weeks. Got the policy through a home a home purchase. Didn't get coverage for over a week while they waited for the check to arrive and be processed from the title co... See more

Rated 4 out of 5 stars

I just starting with them, I am waiting for my paper work showing my policy to come in the mail showing what is covered and what is not.

Company replied

Rated 5 out of 5 stars

Richard Clemons was a great representative and after talking with him, I jumped ship from American Home Shield who I have had for over 14 years. I am happy and hopeful to have joined AFC Home Warrant... See more

Rated 5 out of 5 stars

Since we are new to AFC the only person we have been in contact with is our salesman, Jesse. I must say he was really the reason we decided to go with AFC. He kept in touch and always asked us if we... See more


Company details

  1. Home Insurance Agency

Written by the company

For almost two decades, America’s First Choice Home Warranty has protected homeowners against unexpected and costly repair bills when systems and appliances in their homes break. Bringing savings and peace of mind to homeowners is our number one goal, and our home warranty plans deliver. When systems or appliances fail in your home, simply call or request service online and AFC takes care of the rest. We’ll schedule the repair professional (you may also use a professional of your choice) and cover the cost of repair or replacement.* After that, we’ll guarantee the repair for the life of your plan. AFC covers all of your home’s essential systems and appliances, from HVAC, electrical, and plumbing systems to kitchen and laundry appliances to home electronics and more. We even cover outdoor sewer and water supply lines. And with so many items that could need repair, you can use your warranty plan as often as needed to keep your home running smoothly. With thousands of pre-vetted technicians in our nationwide network, AFC brings quality, efficiency, and savings to the table when you need us. That lets stop worrying about household repairs so you can focus on, well, living your life. *Limitations and exclusions apply.

Our Unbeatable Workmanship Guarantee

We guarantee repairs for the life of your plan

AFC is in the business of making lasting repairs that keep your home running smoothly for the long haul. So when we fix something in your home, we guarantee the repair for the life of your plan with us. If, at any time during your coverage term, AFC’s repair fails, we’ll send a technician out to fix the failure at no cost to you. Depending on the plan length you choose, that’s up to three years. No other company in the industry guarantees repairs for that long.

Contact info

4.0

Great

TrustScore 4 out of 5

528 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 14% of negative reviews

Typically replies within 2 weeks

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4.0

All reviews

(528)

276 reviews in the last 12 months

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Rated 1 out of 5 stars

Not reliable

They do not replace an appliance if it breaks, but prorate it based on age, so I was only offered $100 toward a replacement. So, I opted to have the dryer fixed - they found a technician, I paid up front, and I submitted my reimbursement request before the end of the month. Even after telling them I’d be canceling my contract, they said nothing and told me how to submit my reimbursement request. Then, when I received nothing, I contacted them to find out where my check was and was told that, since I canceled my contract with them, I would not be reimbursed. So they kept my money. I guess they need it.

22 December 2025
Unprompted review
Rated 5 out of 5 stars

New senior members.

Since we are new to AFC the only person we have been in contact with is our salesman, Jesse. I must say he was really the reason we decided to go with AFC. He kept in touch and always asked us if we had any questions and was always quick to respond to them. We’re seniors and felt that a warranty like this would save us a lot of headaches, not to mention money trying to find reasonable certified technicians in hours rather than days or weeks AND their work is guaranteed! Signing up was easy too.

10 January 2026
Rated 5 out of 5 stars

Richard was very professional

Richard was very professional, and thorough in explaining the benefits signing on with AFC Home Warranty, He was respectful, and kind reassuring that the customer come first and is taken care of properly with each service request.

9 January 2026
Rated 1 out of 5 stars

If I could give a negative review

If I could give a negative review, I would. My wife and I had two claims, which were both denied. Our first was our shower leaked at the faucet, and our most recent was that our toliet was leaking around the base. The first plumber they sent out was here, maybe 15 minutes. Neither the warranty company nor me ever heard back from the company. The second plumber they sent out out did a great job. Yesterday the home warranty company called us, and said, they were not covering the work. We were under the impression it was covered due to them sending the second plumber out to do the work. Do not waste your money with this company!

5 January 2026
Unprompted review
Rated 1 out of 5 stars

Warranty companies are a SCAM

Warranty companies are a SCAM. They'll take care of you when it's simple and low cost. Not when it counts. These thieves are no different. If you have older items in your home, they will base their approvals on depreciation of the item, even on component repairs of the item. I had a gas furnace, old for sure, needed repairs up to 2K+, they offered me $100 suggesting their depreciation model has my furnace worth $95, based on their depreciation model, as if they're doing me a favor. It makes 0 sense to use a warranty company and most reputable places dont even like working with these people. I thought AFC was different but they just do the same thing as all of these thieves, but with a smile. Dont use them trust me. I've gotten almost nothing out of it in 6 years but maybe $150 worth of help.

6 January 2026
Unprompted review
Rated 1 out of 5 stars

I turned a claim in where I was unable…

I turned a claim in where I was unable to get the part. Instead of replacing the stove which cannot be fixed you told me it was a home warranty, not insurance. I think you are a rip off and I am going to turn you into the Better Business Bureau.

22 August 2025
Rated 1 out of 5 stars

I had a garbage disposal replaced which…

I had a garbage disposal replaced which I had to find my contractor. Which I did then I submitted claim to be reimbursed after being fixed.the garbage disposal replaced on 12-27-2025. Been in review and now it is 1-27-2026 still under review for an approval of 150 dollars. The process is not very friendly and this a simple fix. Thinking about canceling. No one has called after claim submitted just still in review! Changed over from American home shield but this company I think may not be what the reviews claim.

27 December 2025
Rated 5 out of 5 stars

Richard was fantastic

Richard was fantastic. Explained everything I needed to know before making a decision.
I have cancelled my Old Republic account for failure to keep me informed about my account and other problems.
Thank you to him for his help.
Judy Pierce

16 December 2025
Rated 3 out of 5 stars

AI system for texting not working

The live agent was very helpfull and professional. But they have an AI system to help in managing text messages that gives you wrong answers and wrong phone numbers. If you are looking for a home warranty just make a regular phone call and talk to a live agent. Dont use text messages.

15 December 2025
Rated 5 out of 5 stars

They gave me a good deal

They gave me a good deal. but not able to create online account as I am not receiving the validation email, I wanted to create online account for the claims if I want to make, help me to create online account

21 December 2025

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