AFC Home Warranty Reviews 

524
TrustScore 4 out of 5

4.0

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Review summary

Created with AI, based on recent reviews

Looking at 297 reviews, reviewers had a great experience with this company. Customers frequently praise the helpful and knowledgeable staff for taking the necessary time to answer questions and thoroughly explain the various available plans. People find these initial interactions very pleasant, noting that customer service representatives are exceptionally professional, kind, and easy to talk to. However, some customers also noted frustrations regarding appliance replacements and coverage limitations, explaining that certain parts or older items are not fully covered. Consumers additionally mentioned experiencing notable delays with repair services, along with encountering unhelpful or rude phone staff when seeking assistance with their accounts.

What people talk about most

Staff

Customers report widespread satisfaction with the knowledgeable and professional staff. Reviewers frequently... See more

Customer service

Customers consistently note positive experiences with customer service, praising professional and responsive... See more

Service

Reviewers highlight ambiguous aspects of service, showing a stark contrast in consumer opinions. While some... See more

Warranty

Consumers find warranty experiences to be divided, with many praising the helpful customer service and clear... See more

Product

Users describe ambiguous interactions with product, reflecting a split in how they perceive the service.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I just starting with them, I am waiting for my paper work showing my policy to come in the mail showing what is covered and what is not.

Company replied

Rated 4 out of 5 stars

Have only been a client for a few weeks. Got the policy through a home a home purchase. Didn't get coverage for over a week while they waited for the check to arrive and be processed from the title co... See more

Rated 5 out of 5 stars

Since we are new to AFC the only person we have been in contact with is our salesman, Jesse. I must say he was really the reason we decided to go with AFC. He kept in touch and always asked us if we... See more

Rated 5 out of 5 stars

I recognized the time was right for us to get a home warranty plan, but I'd heard too many bad stories about the quality of service associated with such plans. It was Jacci and Mike Milo, good friends... See more


Company details

  1. Home Insurance Agency

Written by the company

For almost two decades, America’s First Choice Home Warranty has protected homeowners against unexpected and costly repair bills when systems and appliances in their homes break. Bringing savings and peace of mind to homeowners is our number one goal, and our home warranty plans deliver. When systems or appliances fail in your home, simply call or request service online and AFC takes care of the rest. We’ll schedule the repair professional (you may also use a professional of your choice) and cover the cost of repair or replacement.* After that, we’ll guarantee the repair for the life of your plan. AFC covers all of your home’s essential systems and appliances, from HVAC, electrical, and plumbing systems to kitchen and laundry appliances to home electronics and more. We even cover outdoor sewer and water supply lines. And with so many items that could need repair, you can use your warranty plan as often as needed to keep your home running smoothly. With thousands of pre-vetted technicians in our nationwide network, AFC brings quality, efficiency, and savings to the table when you need us. That lets stop worrying about household repairs so you can focus on, well, living your life. *Limitations and exclusions apply.

Our Unbeatable Workmanship Guarantee

We guarantee repairs for the life of your plan

AFC is in the business of making lasting repairs that keep your home running smoothly for the long haul. So when we fix something in your home, we guarantee the repair for the life of your plan with us. If, at any time during your coverage term, AFC’s repair fails, we’ll send a technician out to fix the failure at no cost to you. Depending on the plan length you choose, that’s up to three years. No other company in the industry guarantees repairs for that long.

Contact info

4.0

Great

TrustScore 4 out of 5

524 reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 14% of negative reviews

Typically replies within 2 weeks

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4.0

All reviews

(524)

272 reviews in the last 12 months

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Rated 1 out of 5 stars

Absolutely terrible experience.

Please read the service requests I submitted from September 2025 until January 2 when I canceled.
A "senior customer service" person named Mary Boy sent an email which I responded to. I never received a response from her. I raised several issues with her that were evidently ignored. I joined AHS in 2018 with no problems. Now I am done.
Again please research my file. It boils down to: 5 visits over 3 months and an ice dispenser cannot be fixed? Sounds like poor management or FRAUD!

Thank you

2 January 2026
Rated 1 out of 5 stars

AFC Home Warranty the worst

I recently encountered issues with my refrigerator and was relying on a home warranty plan from AFC Home Warranty for repairs. In hindsight, I regret not saving the money I spent on the warranty for actual repairs. They informed me that I would have to pay for the repair costs upfront and that I would only receive a significantly smaller credit toward my future monthly payments.

Additionally, the company they sent to perform the repair is equally disappointing. I paid them 50% to order the necessary parts, but it has been over a week, and they still haven't completed the job.

21 January 2026
Unprompted review
Rated 1 out of 5 stars

All customers

All customers, kindly request to be away from this AFC home warranty service, you are going to suffer when there is an issue with your appliances.

Currently I am facing an issue my dishwasher from last one month where they are not helping to resolve and also technician come and go without giving any updates and tells us that there is a part required and reschedule. After two visits again told that new part required which is of $350 and you pay your full subscription so that they will take care of the service is ridiculous. There is no proper direction for the customer what to do next after waiting a month to resolve the issue.

Please be away from this home warranty service and believe your nearest technician do the job and we are paying the money unnecessarily for this middle man.

Thank you all.

28 January 2026
Unprompted review
Rated 1 out of 5 stars

I would absolutely NOT purchase a home…

I would absolutely NOT purchase a home warranty from AFC if you want an actual replacement. I got the systems plans and my furnace went out. Due to age they gave me $100. So I paid for a 3 year policy to cover mt HVAC to get a max reimbursement of $100.... It's so crazy. Doesnt even cover labor because they are just doing a payout of the unit. So to get out of covering labor thwy "pay me out." It's a total and complete scam. I wish I would have went with old republic.

22 January 2026
Unprompted review
Rated 1 out of 5 stars

Lot's of Options - Look Elsewhere. This place sucks

Working with this company is a joke. Don't expect to speak to someone in their office unless you're trying to buy a plan. Otherwise, you're calling and getting an answering service. This is suspect because the "answering service" has access to client files.

Payments take forever. I just got paid today from a claim in the summer. There's another claim in the system that we're being told that the company is "still within payment window" of something like 90 days.

That's bizarre and bull****.

There's a lots of other options out there - check them out before getting involved w/ them.

21 January 2026
Unprompted review
Rated 1 out of 5 stars

Not reliable

They do not replace an appliance if it breaks, but prorate it based on age, so I was only offered $100 toward a replacement. So, I opted to have the dryer fixed - they found a technician, I paid up front, and I submitted my reimbursement request before the end of the month. Even after telling them I’d be canceling my contract, they said nothing and told me how to submit my reimbursement request. Then, when I received nothing, I contacted them to find out where my check was and was told that, since I canceled my contract with them, I would not be reimbursed. So they kept my money. I guess they need it.

22 December 2025
Unprompted review
Rated 5 out of 5 stars

New senior members.

Since we are new to AFC the only person we have been in contact with is our salesman, Jesse. I must say he was really the reason we decided to go with AFC. He kept in touch and always asked us if we had any questions and was always quick to respond to them. We’re seniors and felt that a warranty like this would save us a lot of headaches, not to mention money trying to find reasonable certified technicians in hours rather than days or weeks AND their work is guaranteed! Signing up was easy too.

10 January 2026

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