AXA UK Car and Home Reviews 

30,071
TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 2,965 reviews, reviewers overwhelmingly had a great experience with this company. Many customers found the online process incredibly easy and seamless for tasks like policy changes, getting quotes, and signing up. People frequently highlighted competitive and reasonable pricing, often finding it cheaper than other brands and appreciating consistent quotes. The service is described as excellent and efficient, with many valuing free online amendments. However, some customers also noted significant price increases at renewal, causing them to look for better deals. A few others experienced problematic service, citing difficulties contacting the company or administrative issues leading to wasted time.

What people talk about most

Price

Clients share positive opinions on price, with many reviewers finding the quotes reasonable and competitive... See more

Service

Consumers find service to be positive, with many reviewers highlighting efficient and quick processes for car... See more

User experience

Users describe positive interactions with user experience, highlighting the ease and seamlessness of online... See more

Website

People report positive experiences with the website, finding it easy to use and navigate for various tasks... See more

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, helpfulness,... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I’ve been with AXA for many years, and overall I’ve been very happy with their service. However, I do have one concern. I believe loyal, long-term customers should be treated much better. Instead of i... See more

Company replied

Rated 5 out of 5 stars

Axa made it very easy on line to remove my private plate prior to purchasing my new car. Then when collecting the new vehicle I was able to quickly swap the policy to my new car and then when the V5 a... See more

Company replied

Rated 5 out of 5 stars

They were so understanding. My husband died recently and I explained to Axa that I would be taking over the account, they were so professional, explained everything about the insurance to me and made... See more

Company replied

Rated 5 out of 5 stars

Needed new home insurance after my existing insurer's quote inexplicably tripled. Had a look at some comparison websites where all quotes were still normal but preferred a known brand so went with AXA... See more

Company replied


Company details

  1. #175 of 229 best companies in Insurance agency
  2. #47 of 68 best companies in Car and Motor Insurance Agency
  3. #33 of 38 best companies in Business insurance company
  4. #30 of 44 best companies in Home Insurance Agency
  5. #106 of 137 best companies in Insurance company
  6. #20 of 22 best companies in Landlord Insurance Company
  7. #57 of 67 best companies in Travel Insurance Company

About AXA UK Car and Home

Written by the company

Welcome!

AXA offers 5-star Defaqto rated car and home insurance, health and life insurance, plus cover for businesses, landlords and vans.

We believe that your insurer should make life easier whether you need to claim or not.

Get a quote

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

30k reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.4

All reviews

(30,071)

2,953 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Staff was very helpful took revelant…

Staff was very helpful took revelant information to sort out my insurance

15 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Marisa, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 2 out of 5 stars

Very helpful customer service agent. Unacceptable insurance premium rise

Very helpful customer service agent. Unfortunately AXA increased my premium £79.12 for an accident that was not my fault, and one in which the third party admitted fault from the word go. Unacceptable in my opinion.

9 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Ed,

I'm sorry we couldn't offer you a competitive renewal price this year and will log your feedback.

Please let us know if there's anything else we can help with by sending a message through your online account.

Take care
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi there,

Thanks for taking the time to leave your lovely feedback.

It's great you've decided to join us and if you ever need any help, please get in touch anytime.

Best wishes & welcome to AXA!
Jonathan
AXA Customer Service Team

Rated 5 out of 5 stars

The call was answered almost…

The call was answered almost immediately .All the Customer Service people I spoke to were very helpful and knowledgeable . I could understand everything they said as English was their first language .

15 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi there, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 1 out of 5 stars

Colossal waste of time

Colossal waste of time. Took out a car insurance policy on 12th of July. Paid for it. When logged into my account the system said ‘pending - try again in 30 minutes’ and stayed this way for 5 days. Multiple calls through to Axa who kept reassuring me that the policy would go through and be honoured. Eventually I see a refund in my account and phone up again (the third time of sitting on hold for over 45 minutes) - and they finally informed me that the policy hasn’t gone through due to a technical problem. Well what an outrageous waste of hours of my life. This company is poor beyond belief. Thank you for wasting my time and I’ll be sure to never use your services ever again. Ridiculous.

17 July 2026
Unprompted review
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello James,

Thanks for leaving feedback and I'm sorry to hear about the issues you faced when taking out a policy with us.

So we can look into this further I've sent you a request for more information.

As soon as we hear back we'll contact you directly to discuss this.

Thanks,
Zach
AXA Team

Rated 5 out of 5 stars

Extremely easy website to use.

Extremely easy website to use.
Providing clear and unambiguous information for the options of cover available. Also clear indication of what was or was not includedin the cover.

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Good afternoon, Neil.

Thanks so much for taking the time to leave your lovely feedback for us.

It's great to hear you found the online process of setting up the policy nice and easy.

If you ever need us, please get in touch anytime.

Best wishes & welcome to AXA!
Jon
AXA Customer Service Team

Rated 4 out of 5 stars

The service was quick and my query was…

The service was quick and my query was dealt with within their process timescale which suited me

12 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Janice, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi there, Garry.

Thanks for leaving your fab feedback for us.

It's so nice to hear the process of updating your policy went nice and smoothly.

Enjoy the rest of your day!
Jonathan
AXA Customer Service Team

Rated 5 out of 5 stars

Totally professional

Totally professional

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Colin, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 4 out of 5 stars

Takes far too long to get through to an…

Takes far too long to get through to an advisor on phone

16 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Good afternoon, Barbara.

Thanks for leaving your feedback and I am sorry you had a delay getting through to the team.

If there's anything we can help, please contact us via any of the methods shown at https://www.axa.co.uk/contact-us/car-insurance/.

Best wishes,
Jonathan
AXA Customer Service Team

Rated 5 out of 5 stars

The whole process was very quick and…

The whole process was very quick and easy to do.

13 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi there, Neville.

Thanks for leaving your fab feedback for us.

It's so nice to hear the process of updating your policy went nice and smoothly.

Enjoy the rest of your day!
Jonathan
AXA Customer Service Team

Rated 3 out of 5 stars

My call was for a windscreen…

My call was for a windscreen replacement, I was put through to Autoglass, a three week wait time, very unaccomodating with timings, and not willing to change appointments even though they had been told the car needed to be driven at 4pm the appointmentthey gave was 2 45 to 5.45.
I went to a different company that fitted a new screen within 24 hrs, great service that I would happilyuse again and it was £100 cgeaper in total than Autoglass for tge same specification screen.
To be told by Axa it was not an authorised company even though it was a national company and I can only claim back £100 of the £546 I paid.
I was also told Axa deal with 3 glass companies but was only made aware of one, the online system gives no option but Autoglass so how the other two are accessed I have no idea, Autoglass are far from a great company with my many experiences with them.
I then I was told my policy would now be amended because of the £100 claim to reflect this.
Poor show Axa, you dropped the ball on this one.

Could do a lot better.

9 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Ron,

I'm sorry you're unhappy with your windscreen repair options and will log your feedback.

Our recommended repairers are Autoglass, Auto Windscreens, and National Windscreens. You can find more information on our website here: https://help.axa.co.uk/s/article/Windscreen-Glass-Cover-AXA

You won't lose any No Claims Discount if you make a windscreen claim, as long as that’s your only claim. Your No Claims Discount will increase when it's time to renew.

Please let us know if there's anything else we can help with by sending a message through your online account.

Take care
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

Everything went smoothly online.But as…

Everything went smoothly online.But as I have only just signed up only time will tell. So far so good the price was good and my partner has used AXA for years with no hassles.

16 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi David, thanks for taking the time to leave us a review.

We're really glad you're finding it easy to manage your policy online - please let us know if there's anything we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 4 out of 5 stars

Easy and simple transition of changing…

Easy and simple transition of changing my insurance.

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Jean, thanks for taking the time to leave us a review.

We're really glad you're finding it easy to manage your policy - please let us know if there's anything we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 1 out of 5 stars

In a previous telephone call

In a previous telephone call, I asked about the procedure when purchasing a new car and selling the existing BMW, I was told this was very simple and AXA would provide insurance for both cars for 1 month.

I agreed a sale of my existing BMW, then I found a replacement Mercedes which I inspected and purchased, went online to transfer the insurance to the new Mercedes because it needed to be insured. I then was asked to apply for temporary cover for my existing BMW, however, that cover was not available.

I then telephoned AXA, first, I was told that the insurance on my existing BMW would continue until midnight that day and, therefore, I was able to drive it to the buyer about 75 miles away.

The AXA agent then asked me to hold, whilst she consulted her manager, following which I was told that the insurance of my existing BMW had now ended and I would have to find temporary insurance from a third party.

The seller of the new Mercedes had been willing to drive the Mercedes, to accompany me whilst I drove my existing BMW to the buyer of the BMW, then I could have handed the BMW to my buyer and driven home in the Mercedes.

Unsurprisingly, the seller of the Mercedes was unable to wait all day for the insurance to be resolved. I then had to drive 75 miles to the buyer of the existing BMW to give him the keys, this was on the evening of the England -v- Mexico match and, therefore, he was unable to collect the BMW that evening.

The next day, I had to collect the buyer of the BMW and drive 75 miles to the car park in which I had left the BMW and also pay for him to arrange temporary cover for that day.

Overall, I drove 150 odd unnecessary miles, I wasted several hours of my time, all because AXA was unable to provide temporary cover on the existing BMW for a couple of hours after purchasing the new Mercedes.

I shall not be renewing my AXA car policy and/or my AXA home policy when they are due for renewal.

11 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Philip,

Thanks for leaving us feedback and I'm sorry to hear about this experience.

I've logged a complaint for you and sent you a separate email regarding this.

Thanks,
Zach
AXA Team

Rated 1 out of 5 stars

Absolutely terrible waited nearly 15…

Absolutely terrible waited nearly 15 minutes to talk to a Human being. Changed our Energy supplier recently to Octopus and understand why they are the biggest now in the UK. Call them and you get a person answer Octopus Energy how can we help you. Lot of US Companies changing back to Human service and improving profits

13 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hello Maurice,

Thanks for leaving us feedback and I'm sorry to hear there was a wait when you called us - I've logged your dissatiasfaction at this.

Our call queues can vary depending on when you call and how busy we are, but you'll always get through to a human being who is happy to help.

Thanks,
Zach
AXA Team

Rated 5 out of 5 stars

Helpful customer service assistants

Helpful customer service assistants. Easy to make changes on-line.

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi James, thanks for taking the time to leave us a review.

We're really glad you're happy with your online account and the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

Very helpful member of staff

Very helpful member of staff, dealt with my needs very well

14 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Kenneth, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi there, thanks for taking the time to leave us a review.

We're really glad you're finding it easy to manage your policy online - please let us know if there's anything we can help with!

Best wishes
Jasmin
AXA Customer Service Team

Rated 5 out of 5 stars

Lovely man dealt and explained

Lovely man dealt and explained everything to me

13 July 2026
AXA UK Car and Home logo

Reply from AXA UK Car and Home

Hi Pauline, thanks for taking the time to leave us a review.

We're really glad you're happy with the service you received - please let us know if there's anything else we can help with!

Best wishes
Jasmin
AXA Customer Service Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look